Sanjay Bhargava [email_address] April 2009
Five Goals for 2013 <ul><li>Every Indian individual and institution will have a bank account </li></ul><ul><li>300000 cror...
How much will this Cost GOI <ul><li>A Negative Amount:  </li></ul><ul><li>In Telecom GOI has made money and we are near un...
Innovation <ul><li>ATM’s , Plastic cards were key innovations that made retail banking possible </li></ul><ul><li>The new ...
Action Steps for MOF/RBI <ul><li>Study whitepapers to see that the five goals for 2013 are like landing a man on the moon ...
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Ufai Five Goals 2013

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Ufai Five Goals 2013

  1. 1. Sanjay Bhargava [email_address] April 2009
  2. 2. Five Goals for 2013 <ul><li>Every Indian individual and institution will have a bank account </li></ul><ul><li>300000 crores will be available for unsecured lending at 15% or less to weaker sections </li></ul><ul><li>Cash transactions will reduce by 50% and be replaced by electronic transfers </li></ul><ul><li>Every Indian will have a unique national ID and a reputation score such that there are no loan addicts and systemic risk is minimal </li></ul><ul><li>Transactions will be highly secure and easy to use by honest people and will be tough for criminals and terrorists </li></ul>
  3. 3. How much will this Cost GOI <ul><li>A Negative Amount: </li></ul><ul><li>In Telecom GOI has made money and we are near universal Telecom Access . GOI can achieve the five goals for 2013 and make money just as it did during the telecom revolution. </li></ul>
  4. 4. Innovation <ul><li>ATM’s , Plastic cards were key innovations that made retail banking possible </li></ul><ul><li>The new technologies today make universal financial access possible </li></ul>
  5. 5. Action Steps for MOF/RBI <ul><li>Study whitepapers to see that the five goals for 2013 are like landing a man on the moon and not like boiling the ocean </li></ul><ul><li>Build a national multi partisan consensus and have an empowered mission headed by a capable and driven individual </li></ul><ul><li>Declare five goals for 2013 a national priority and invite proposals to license circles to the highest qualified bidders </li></ul>
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