Bank of india presentation


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Bank of india presentation

  1. 1.  Founded on 7th September, 1906 by a group of eminent Businessmen from Mumbai.  The Bank was under private ownership and control until July 1969.  The Bank was nationalized on July 1969 along with 13 other Banks.  Began Operations with one office in Mumbai, with a paid-up capital of Rs.50 lakh and 50 employees.
  2. 2. aaa Mission: “To Provide Superior, proactive banking service to niche markets globally, while providing cost-effective, responsive service to others in our role as a development bank, and in so doing, meet the requirements of our stakeholders”. Vision : “To become the bank of choice for corporates, medium businesses and upmarket retail customers and to provide cost effective developmental banking for small business, mass market and rural markets”.
  3. 3. CHAIRMAN / MANAGING DIRECTOR Shri. Alok Kumar Mishra ( FROM 2/08/2009)
  4. 4. CHAIRMAN’S PROFILE : Shri. Alok Kumar Mishra  Born on 23rd September, 1952.  Merit Scholar in from Lucknow university.  CAIIB, FCIBS, FZIB, AAIBF, Post Graduate Diploma in Personal Management.  Joined Bank of India in January 1974 as a probationary Officer.  Seconded as Managing Director of Indo-Zambia Bank from June 1999 till May 2004.  General Manager of the International operations of the Bank after his return to India.  Executive Director of Canara Bank (24th March 2006 to 3rd June 2007).  Chairman & Managing Director of Oriental Bank of Commerce from 4th June 2007.
  5. 5. EXECUTIVE DIRECTOR Shri B.A. Prabhakar (15/10/2008 to 31/08/2013)
  6. 6. EXECUTIVE DIRECTOR’S PROFILE : Shri. B.A. Prabhakar  Born on 4th August, 1953.  Chartered Accountant & B.Com from the University of Mysore.  Joined Bank of Baroda as a Direct Recruit Officer in 1977.  General Manager of Bank of Baroda for Nearly 8 Years.  Served as Chief Executive of Bank of Baroda’s US operations.
  7. 7. HEAD OFFICE BANK OF INDIA STAR HOUSE C - 5, "G" Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051. Ph: . 022-66684444
  8. 8. MUMBAI MAIN BRANCH 70/80, MAHATMA GANDHI ROAD, POST BOX NO.238, MUMBAI 400 001 Ph: 022-22624925
  9. 9. DEPOSIT SCHEMES Star Savings Plus (Privileged Customers) Convenience of Savings account and returns of Fixed Deposit, Star Savings Plus offers host of benefits in a minimum balance of just Rs 25,000 Star Current Deposit Plus A High-powered Current account. Automatically transfers excess amount of minimum stipulated Balance to Fixed Deposit ensuring Higher returns from idle funds.
  10. 10. Star Diamond Customers High value customers – Star Diamond Customers get personal Relationship Manager, Free ATM cum Debit Card, Standing instructions, Internet Banking, ATM Banking, Instant Credit of Outstation Cheques, etc. Deposit Scheme for global Investors/NRIs/PIOs Yield enhancing Schemes/Products for Global Investors / NRIs / PIOs available
  11. 11. Star Supreme Floating Rate Deposit Scheme For High Net worth Individuals, Firms, Companies, Societies, Trusts and other Corporate bodies, deposit of minimum amount Rs. 5 lakh for a tenture of 91 days to 5 years will earn variable interests.
  12. 12. HOST OF INSURANCE PRODUCTS FOR CUSTOMERS Star Flier Scheme for Individual Diamond SB Customers SB Diamond customers (including NRIs) get free personal accident Air Travel Insurance with a cover of upto Rs.5 lakhs. Star Domestic Travel Insurance Bank of India offers to its Deposit Customers a Travel Insurance Policy cover for travel by Road or Rail using public mode of transport, a Personal Accident cover upto Rs. 1 Lac at low premium. Accompanied baggage loss due to accident is also covered.
  13. 13. Deposit Linked Insurance Plan This Group Term Insurance Plan Covers all SB Account holders, in the age of 18 to 54 years, life cover for Rs. 1 lakh and an additional Rs. 1 lakh in case of accidental death with a low premium. Family Floater Mediclaim Policy This health insurance policy covers an entire family of self, spouse and two dependant children up to 21 years as a unit and can be availed of by any or all family members, as and when the need arises including cashless hospitalization at cost effective premium. Star Education Loan Insurance Scheme This Scheme provides optional insurance cover to the student or his/her parent (Co-borrower of a minor student) who has availed education loan from the Bank. The low premium can be included in the loan amount & covers the repayment of the loan in the event of insured’s death during the duration of the loan i.e. course + moratorium period + repayment period.
  14. 14. Home Loan Insurance a) Bank of India’s all “Star Home Loan” borrowers are provided with “FREE” Personal Accident Insurance cover as part of the loan itself. b) Bank has an optional insurance policy to cover the home loan risk. It is term insurance cover on the life of the home loan borrower covering the home loan outstanding for which premium can be included in the Home loan. Mutual Funds Bank has tied up with UTI MF, HDFC MF, KOTAK MF, ING Investment Management and Franklin Templeton Investments.
  15. 15. SME FINANCING Bank of India Promotes industrialization in India by backing up SMEs with finances for niche needs.
  16. 16. Star Dhanvantari Suvidha Scheme Loan for the medical professionals to set up new clinic, expansion of existing clinic, purchase of equipment, etc. upto Rs. 50 lakhs, repayable in EMIs for 7 years. Priyadarshini Yojna Scheme for all types of women entrepreneurs including for the purpose of agriculture and higher education offering concessional rate of interest up to 1% on applicable rate besides other relaxed terms/conditions. STAR LAGHU UDYOG SCHEME SSI borrowers whose unit enjoys limits in excess of Rs. 10 lacs and having net profits at least during the last 3 years and annual turnover in excess of Rs.50 lakhs are eligible for advance facility 50% of regular limits enjoyed subject to maximum Rs.50 lakhs to meet temporary liquidity constraints
  17. 17. DEBIT CARDS Starlinks International Debit cum ATM Card (VISA ELECTRON) Customers having savings, current and overdraft accounts are eligible. The card can be used at all ATMs of the Bank and ATMs in CASHTREE, BANCS, NFS and SBI networks and all merchant outlets displaying the VISA logo world wide. All transactions on ATM’s of the Bank and cashtree network are free of charge.
  18. 18. BOI Global debit cum ATM CARD (MASTERCARD) Customers having savings, current and overdraft accounts in any of the networked branches of the bank are eligible. The card can be used at all ATMs of Bank and ATMs in CASHTREE, BANCS, NFS and SBI networks and at all merchant outlets displaying Master Card Logo Worldwide.
  19. 19. CREDIT CARDS
  20. 20. INDIA CARD (MASTER CARD) Salaried and self employed individuals whose annual income is Rs.75000/- and above are eligible. The card is valid at all ATMs and merchant locations in India & Nepal Displaying the Mastercard logo. The Card is issued free of cost.
  21. 21. GOLD CARD (VISA) Gold International (visa) For salaried and self employed individuals with an annual income of Rs 1,50,000/- and above. Valid in India & Nepal. For salaried and self employed individuals with an annual income of Rs 1,50,000/- and above. Valid anywhere in the world.
  22. 22. Shatabdi Krishi vikas card (visa) & kisan samadhan Card Issued to Agricultural clients of Bank as charge card. The card is valid in India & Nepal at all ATMs and Merchant locations which display the VISA logo
  23. 23. Bank of India’s StarConnect Mobile Banking Service: Banking Transaction details. Viewing of Account Balance.  Mini-Statement.  Self Transfer / Third Party Transfer of Funds. Utility Bill Payments. Ticket Booking Features.
  24. 24. StarToken Internet banking
  25. 25. Features First Nationalized Bank in India to have set up a fully computerized branch. First Nationalized Bank in India to set up ATM facility at the Mahalaxmi Branch of Mumbai in 1989. Founder Member of SWIFT in India with the introduction of health code system in 1982.  Bank of India was the first Indian Bank to open a branch outside the country, at London, in 1946, and also the first to open a branch in Europe, Paris in 1974.  Depository services to the stock broking community under the Bombay Stock Exchange (BSE) and Bank of India joint venture called the BOI Shareholding Ltd.
  26. 26. Branch Network Head Office : MUMBAI Zonal Offices : 48 Branches : 3207 Extension Counters : 69 Total Outlets : 3276
  28. 28. International forays/Business Bank has 24 branches and 5 representative offices across the globe.  Bank will be opening more branches in SAARC Region and Europe. The Bank has opened Representative Office at Dubai on 03/09/2008. The Bank Holds RBI approval for opening Representative offices/Branches in Doha, Karachi, Egypt, Madagascar, China, New Zealand, Canada, Cambodia, Vietnam, Qatar & Bangladesh.
  29. 29. Performance Highlights
  30. 30. DEPOSITS (RS. CRORE)
  31. 31. Gross Advances (Rs. Crores)
  32. 32. NPA Management (Rs. Crore)
  33. 33. INDIA’S BEST BANK 2008 Shri. T.S. Narayansami, CMD Bank of India, Receiving The Best PSU Bank Award from Hon’ble Finance Minister of India, Shri.P Chidambaram on October 6, 2008
  34. 34. INDIA’S BEST PSU Bank award 2009 2nd time in a row! Shri. Pranab Mukherjee, Hon’ble Finance Minister of India, handing over the Best PSU Bank Award to Shri. Alok k Misra, CMD - Bank of India in the Presence of Dr. Prannoy Roy, Chairman - NDTV on October 26, 2009
  35. 35. Thank you