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http://tinyurl.com/nevu74j : catering to empowered customers who are digitally connected, socially networked, and better informed is vital to success. Learn how your bank can take advantage of …

http://tinyurl.com/nevu74j : catering to empowered customers who are digitally connected, socially networked, and better informed is vital to success. Learn how your bank can take advantage of real-time insight and multichannel access to reliably deliver a customer experience that is

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  • 1. Integrated and Secure Payment ProcessingIntegrating Payments Can Increase Savings, Security &Customer SatisfactionLength: 20 minutesPresenter: Eric Bushman
  • 2. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.2ERIC BUSHMANVP, SOLUTIONS ENGINEERINGPAYMETRIC, INC.SPEAKER
  • 3. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.AGENDA3 About Paymetric Pain Points We Address Paymetric Solutions Why Paymetric?
  • 4. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.4ABOUT PAYMETRIC Founded in 1998 65+ Employees Privately Held – Austin Ventures andPalomar Portfolio Company 500+ Enterprise CustomersPaymetric is the leading provider of integrated and secure payment processing andtokenization solutions that enable companies to streamline the order-to-cash process,reduce the scope and financial burden of achieving PCI compliance, and improve return onelectronic payment acceptance.
  • 5. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.5AWARD-WINNING COMPANY52011 Info Security AwardsMANAGEMENT TEAM OF THE YEAR2010 Info Security AwardsGLOBAL EXCELLENCE IN TOKENIZATION2010, 2011, 2012 and 2013: TAG Top 40MOST INNOVATIVE COMPANIES IN GEORGIA2009 SAP Pinnacle Awards WinnerTHOUGHT LEADERSHIP (SSP) FOR CREDIT CARD TOKENIZATION SOLUTION DEVELOPMENT2008 SAP Pinnacle Awards WinnerENTERPRISE SERVICES ORIENTED ARCHITECTURE (eSOA)2002 SAP Pinnacle Awards WinnerERP INNOVATION AND DEVELOPMENT20022013 Info Security AwardsGLOBAL EXCELLENCE IN PCI COMPLIANCE & EXECUTIVE OF THE YEAR
  • 6. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.6PAYMETRIC CUSTOMERSCross-Market &IndustryCross-Geography
  • 7. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.7INTEGRATED, ON-DEMAND PAYMENT ACCEPTANCE• Simplification• Risk Mitigation$Acquiring BankProcessor$$$$$$$$$ERPOrder Mgmt. CRMGLWeb Store iPos Call Center$ $ $$$MERCHANT
  • 8. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.8BEST PRACTICES FOR TOKENIZATIONRemove DataReplace with TokensCryptography & Key Management
  • 9. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.9HOW IT WORKS| Tokens Can be Passed Throughout Enterprise
  • 10. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.10SOLUTION OVERVIEWXiPay™ On-Demand enablescompanies to manage, accept andintegrate virtually every type ofelectronic payment in anyenterprise system.XiSecure™ On-Demandeliminates the transmissionand storage of sensitivecardholder data.Data Intercept ensuresthat card-holder data neverenters enterprise paymentacceptance systems.XiTransfer Secure FileTransfer Service safelyhandles transmission ofsensitive data files.
  • 11. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.SOLUTION FEATURES11Global Support Multi-Currency Visa Mastercard AMEX Diners Etc.Certifications Enterprise services interface from SAP Cross-application payment card interface from SAP Powered by PCI DSS-certified payment applicationMultiple Payment Types Credit PINless Debit Gift Loyalty ACH Etc.Security Replaces stored data with tokens Store actual data in off-site secure data vault FlexTokens maintain original length andformat of data Provides key management and rotationoutside of enterprise applications eliminatingdowntimeAlternative Payments PayPal BillMe Later Google Checkout Amazon Telecheck Etc.Performance Web-based User Interface Multi-Client Architecture Multiple Cardholder Authentication Types Multiple Integration Technologies High Availability – 24 x 7 Operations Access Logging Monitoring of Decryption Requests Integrated Back-up Load Balancing Disaster Recovery Database ClusteringProcessing Levels Level 1 Level 2 Level 3 (Add-on)
  • 12. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.12SOLUTION BENEFITSD R I V E A U T O M A T I O N : Eliminate manual and maverick processes and unlock the full value ofaccepting electronic payments by integrating authorization and settlement capabilities within existingenterprise system and application workflows. Protect against unauthorized shipments and improveaccuracy of revenue recognition by accounting for split orders.R E D U C E C O S T S : Eliminate capital investment for software licenses and leverage Paymetric’sSaaS subscription model. Reduce DSO and bad debt by extending electronic payment acceptanceoptions to customers. Lower interchange costs by providing Level 3 data to your processor.L E V E R A G E S A A S : Reduce your liability for managing an on-premise payment applications.Paymetric shoulders the burden of on-going maintenance including; semi-annual association releases,processor certifications and new payment types or currencies.I M P R O V E S E C U R I T Y : With Paymetric’s award-winning tokenization solution, XiSecure On-Demand, card numbers are never stored intact — anywhere, making it impossible for hackers toreassemble them through decryption or reverse engineering. This increased security allows companiesto preserve their brand without the worry of unexpected fees, fines or legal costs associated with a databreach.A C H I E V E C O M P L I A N C E : Maintain compliance with the PCI DSS and federal and state databreach notification laws. Leverage tokenization technology to minimize the cost and scope of achievingPCI DSS compliance and provide your company safe harbor from federal and state data breachnotification laws.
  • 13. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.13VALUE ADDED SOLUTIONSEnhanced ReportingThe Enhanced Reportingsolution is an expanded library ofreports and performance metricsthat pinpoints where adjustmentscan be made to enhancepayment acceptance processes.Level 3 Processing Receivables ManagementDESCRIPTIONThe Receivables Managementsolution enables acceptance ofcredit card payments againstopen accounting documents for:• One-off transactions• Recurring Transactions• Down Payments• Prepaid Payments• DepositsLevel 3 Processing is availablethrough our XiOptimize solution.This solution provides Line-itemor Invoice-level detail required toqualify merchants for a 1%reduction of their interchangerate. This data can be used forbilling, payment, disputes andreconciliations.BENEFITS• Analyze Trends• Lower Transaction Costs• Maximize Performance• Enhance Efficiency• 1% Reduction of Interchange• Increased Efficiencies• Increased Customer Satisfaction• Accelerates Working Capital• Reduces DSO• Offers New Payment Method• Lowers Interchange Rates• Lowers Collection Costs• Lowers Bad Debt• Reduces Risk• Improves Customer SatisfactionLevel 12.70%Interchange RateLevel 21.90%Interchange RateLevel 31.70%Interchange RateCard Associations Incent Suppliers with ReducedRates for Providing Line-Item Detail (up to 100 bps)
  • 14. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.14NEW SOLUTIONSA proactive notification toolissuing regular reports to thecustomer regarding impropercredit card data delivered intothe client environment througherroneous and exposed datafields.DESCRIPTIONHighly sophisticated secure filetransfer service designed toefficiently handle files containingall types of sensitive data, whichmust be exchanged or sharedwith other internal or externalparties.With XiOptimize, merchants canmeet customer demand toprovide invoice-level transactiondetails. The advantages ofmeeting this demand can havean extremely consequentialimpact (up to 25%) oninterchange rate reduction.BENEFITS• Analyze Trends• Lower Transaction Costs• Maximize Performance• Enhance Efficiency• 1% Reduction of Interchange• Increased Efficiencies• Increased Customer Satisfaction• Accelerates Working Capital• Reduces DSO• Offers New Payment Method• Lowers Interchange Rates• Lowers Collection Costs• Lowers Bad Debt• Reduces Risk• Improves Customer SatisfactionLevel 12.70%Interchange RateLevel 21.90%Interchange RateLevel 31.70%Interchange RateCard Associations Incent Suppliers with ReducedRates for Providing Line-Item Detail (up to 100 bps)
  • 15. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.15
  • 16. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.16
  • 17. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.17Processing LevelQualification ChartThis chart demonstrates howmuch information is neededto pass through the processingsystem for a level II/III transactionin order to qualify for the lowestpossible interchange rate
  • 18. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.18
  • 19. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.19• Use Case Scenariofor SAP Cloud for TravelSAP Cloud for Travel
  • 20. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.20• Use Case Scenariofor SAP Travel ManagementSAP Travel Management
  • 21. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.21RECEIVABLES MANAGEMENT | Web AR Accept electronic payments against open accounting documents inSAP software to automatically clear open items Benefits: Accelerates time to cash Offers new payment method Lowers collection costs Reduces risk Reduces DSO Lowers interchange rates Decreases bad debt Improves customer satisfaction
  • 22. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.THE FUTURE | Eliminate Handling of Sensitive Data Altogether22Eliminate Systems from PCI Audit ScopeMinimize PCI CostsDrastically Reduce RiskData InterceptMERCHANTENTERPRISE
  • 23. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.DATA INTERCEPT | SAP23
  • 24. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.24DATA INTERCEPT | eCommerce<script> Src=“https://paypage.paymetric.com/dnld.js <Cardholder Data>CLIENT BROWSERCredit card number:Expiration Date: CVV:What’s this?mm yyCardholder Name:MERCHANT SYSTEMSClient BrowserCard Type:Web Server
  • 25. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.WHY PAYMETRIC?2524 x 7 support includes incident and problem resolution, access topublications and best practices and so much more.On-demand model makes it affordable to experience the benefitsof integrated payment card processing and tokenization.Paymetric is consistently first to market with cutting edge solutionsthat help companies grow their business and increase security.Paymetric has been the recipient of many awards recognizing theaccomplishments of the company and our solutions.Paymetric employees have hundreds of years of combinedexperience in the payments industry and ERP landscape.Over 500 of the world’s most respected brands have leveragedPaymetric solutions over the past decade.PerformanceExpertiseCredibilityInnovationValueService
  • 26. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.SUPPORT | Overview Only SAP-Certified Payment Integration Provider that Offers a Dedicated Support Team Relationship Management Assigned Account Manager Customer Advocate from Implementation through Post Go-Live Client Services Technical Subject Matter in Enterprise Systems, Payments and Security 24/7 Production Support Dedicated to Maintaining Service Levels Escalation Paths Phone Support Client Satisfaction Surveys Self-Service Tools Online Incident Reporting and Updates Merchant Portal Online Searchable FAQ XiAssist- All-Inclusive Help Site
  • 27. Trusted Solutions. Securely Integrated.SUPPORT | XiAssist Overview27Comprehensive Introduction toPaymetric ServicesOne-Stop Help for All UsersProcessor Details At-a-GlanceMultiple Ways to Find Information“ We found the answer in XiAssist.”
  • 28. Integrated and Secure Payment ProcessingTrusted Solutions. Securely Integrated.28?QUESTIONSEric BushmanPaymetricebushman@paymetric.com