Systematic Investment Plan - FAB


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The Best Financial Tool for any investment.... Perseverance Pays...

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Systematic Investment Plan - FAB

  1. 1. Samriddhi Group Welcomes All<br />
  2. 2. Do You think you’ve saved enough money for the Future???<br />Life is a roller coaster ride- full of ups and downs. We all know that we have to save for retirement, children’s education, medical exigencies, family responsibilities and many more obligations that life brings with it. But the matter of the fact is – No Matter how much you save – it is never enough<br />
  3. 3. Who is winning the race? The Return on Your investment or Inflation???<br />Ever tried a beating a treadmill while running on it? It invariably stays ahead of you. Inflation is just like a treadmill. If the rate of Inflation (on an average) is greater than the return on your investment you would have lost the race even before it has actually begun!<br />And as the time passes by, the gap between your investment growth and cost increase due to inflation will only widen<br />If you still don’t believe, just take a look at the following illustrations on how costs can spiral up, assuming an average 5% inflation rate<br />
  4. 4. Your Current monthly expenses<br />2010 : Rs 20,000<br />After 25 Years<br />2035 : Rs 67,727<br />
  5. 5. Cost of higher education<br />2010 : Rs 5,00,000<br />After 15 Years<br />2025 : Rs 10,39,464<br />
  6. 6. Child’s marriage expense<br />2010 : Rs 10,00,000<br />After 20 Years<br />2030 : Rs 26,53,298<br />If you want your investment returns to win the race against inflation, you need to choose an investment vehicle which has the potential to perform with some momentum over a long period of time<br />The illustrations for future expenses are assuming 5% rate of inflation, and are indicative in nature<br />
  7. 7. How do you beat inflation<br />You need an investment vehicle which has the potential to deliver returns which are substantially higher than inflation over a long period of time.<br />Did you know?? – The BSE Sensex has given a compounded annualised return of 18% since inception<br />
  8. 8. Historical sensex returns<br />
  9. 9. Long term saving<br />Equity is not that risky !<br />Period : 31-Mar-1979 to 31-Mar-2010<br /><ul><li>Probability of loss is low for investments periods of 10-20 years
  10. 10. Average historical returns are about 17-19% p.a.
  11. 11. As GDP growth in India is higher, future returns can be higher.</li></li></ul><li>Is there a Plan??<br />
  12. 12. Successful Investment Plan<br />Super Investment Plan<br />Smart Investment Plan<br />Safe Investment Plan<br />Systematic Investment plan<br />I<br />S<br />P<br />Your Secret Weapon towards creating a Multi Million Wealth<br />
  13. 13. Systematic Investment plan – A step by step approach to beat inflation <br />You may have experienced that tasks done in planned, disciplined and systematic manner invariably deliver the best results over the long term.<br />Wealth Creation requires the same principle – It’s all about Systematic Investment Planning and maintaining that disciplined approach till you achieve your desired results.<br />
  14. 14. You can become a crorepati – But you need to start now!<br />Benefit from the Power of Compounding – Saving a small sum of money regularly in equity Mutual Funds can make your money work with greater power and can have a significant impact on wealth accumulation. That’s the underlying principle of the Power of Compounding. But you need to START NOW!<br />
  15. 15. Illustration<br />Even a seemingly small 5 year delay can cost you the Crorepati tag.<br />The illustration above is merely indicative in nature and does not, in any manner, indicate the performance of any of the Mutual Fund schemes available in the market. <br />
  16. 16. Take a SIP with a Equity Mutual Fund – Take one step at a time<br />Starting an SIP in an equity mutual fund allows you to take advantage of investing in equities and also seek diversification. In addition it also minimizes the effects of investing in volatile markets. One does not have to worry about when and where to invest or daily track the market movements, as systematic investing significantly reduces the risks related to market timing. <br />
  17. 17. The first 4 steps to potential wealth creation<br />Step 1: Select a Mutual Fund Scheme of your choice from the universe of Equity Schemes available in the market.<br />Step 2: Select the investment amount<br />Step 3: Decide on the Frequency i.e. Do you wish to opt for monthly or Quarterly SIP option? We recommend a monthly option<br />Step 4: Decide the investment period i.e. For how long do you wish to invest on a regular basis. We recommend that for an investor to benefit from the “Power of Compounding” you need to select a longer time period, e.g. if you are starting an SIP to build a retirement corpus, you should select a period which is equal to the number of years that are left before you retire.<br />
  18. 18. How does SIP work in a mutual fund?<br />If just the incredible Power of Compounding wasn’t enough, investing with the help of SIPs also offers you the additional benefit of Rupee Cost Averaging. Simply put – you buy more units at a lower prices (NAV), and less units at higher prices, without having to track the market everyday.<br />This is the way it works – The amount you invest gets converted into units, depending on the Applicable Net Asset value (NAV) of the scheme, as on the SIP date opted by you.<br />
  19. 19. Illustration<br />The units get accumulated over a period of time. You can also stay invested till the time you wish to and redeem your units in case you want to exit from the scheme. The units will be redeemed at the applicable NAV.<br />The important thing to remember is that you should invest a fixed amount, and not a fixed number of shares. <br />
  20. 20. Summary – benefits of SIP<br />SIPs inculcate the savings habit in investors. On a regular basis you put aside affordable sums of money and without realising it, over the long run you could amass great wealth.<br />It helps you in diversification of your money.<br />SIPs serve as a great financial tool to counter inflation.<br />You benefit from an investment principle called 'Rupee cost averaging'. Since you invest fixed sums at regular intervals, you pick up more units when the prices are low and less units when the prices are high. This brings down the average cost of your units.<br />A Systematic Investment Plan renders to you the power of compounding, especially if you begin your SIP early in life.<br />Professional Management of your money by expert Fund Managers.<br />Risk of Market timing is reduced considerably.<br />Daily tracking of the stock market is not required for your SIP investments.<br />While the investor's investment remains the same, more number of units can be bought in a declining market and less number of units in a rising market.<br />You can decide on your own investment amount.<br />You can decide on the time horizon.<br />You can make additional purchases and redeem partially or fully at will.<br />
  21. 21. Multiple choice of equity schemes from leading Mutual fund houses.<br />Reliance Mutual Fund<br />DSP BlackRock Mutual Fund<br />HDFC Mutual Fund<br />SBI Mutual Fund<br />Sundaram BNP Paribas MF<br />ING Mutual Fund<br />Birla Sunlife MF<br />ICICI Pru MF<br />Kotak Mutual Fund<br />&<br />Many More<br />
  22. 22. Samriddhi Group<br />
  23. 23. About us<br />We are a Kolkata based, Investment Advisory Organisation and financial services provider, being promoted by young professionals and entrepreneurs. We help you in making wise investment decisions and enhance your prosperity. We have a collective experience of around 50 years in Capital Market.<br /> <br />We started operations in February 2006 and since then our investor family has grown to approximately 750 and the Assets Under our Management is around 100 Crores.<br />Our client segment includes:<br /> <br /><ul><li>Corporate & Institutions
  24. 24. High Net - worth Individuals
  25. 25. NRIs
  26. 26. Trusts
  27. 27. Educational Institutes
  28. 28. Retail</li></ul>Our future plans include Stock Broking, Merchant Banking & Investment Banking activities. We also propose to open branches in Kolkata, New Delhi, Mumbai, Chennai, Bangalore and Pune besides expanding our reach by opening more branches in the Eastern Region in towns like Durgapur, Bardhhaman, Silliguri, Kharagpur, Asansol, etc.<br />
  29. 29. Products<br />We provide services in the following to empower our investors, making them wise; enabling them to create prosperity, with prosperity focused investing and ensuring :- <br /> <br /><ul><li>Shares*
  30. 30. Mutual Funds
  31. 31. Commodities ( NCDEX, MCX)
  32. 32. Life Insurance
  33. 33. General Insurance
  34. 34. IPO, Bonds & Deposits
  35. 35. Investment Advisory Services
  36. 36. Wealth Management Services
  37. 37. Real Estate</li></ul>We also help you in filing of your Income Tax Returns and other statutory matters.<br />Samriddhi is a preferred distributor for all Mutual Funds in the country by virtue of the volumes of mobilization, number of investors, sales and after-sales services and in-depth analysis provided to our clientele. We have also won various awards and have been specially recognised by various AMCs for our performance.<br />Through Shilpa Stock Broker Pvt. Ltd.<br />
  38. 38. Contact us<br />Samriddhi Group of Companies<br />71, Canning Street,<br />5th Floor, Suite No. D – 501,<br />Kolkata – 700 001<br />Phone - 91 33 3298 1212<br />Fax – 91 33 2215 6823<br />Email –<br />Web –<br />Contact Person – Kunal Jain<br />Mobile Number – 99037 30000<br />
  39. 39. Sources<br />DSP Blackrock Mutual Fund<br />Reliance Mutual Fund<br /><br /><br />
  40. 40. Disclaimer<br />All Mutual Funds and Securities Investments are subject to market risks and there can be no assurance that the objective of the scheme will be achieved. As with any investment in securities, the NAV of the units issued under the Scheme may go up or down depending upon the factors and forces affecting the Securities Markets. Please read the Scheme Information Document (SID) and Statement of Additional Information (SAI) carefully before investing.<br />This document is for private circulation only. Neither the information nor any opinion expressed constitutes an offer, or any invitation to make an offer, to buy or sell instruments related to such investments. Samriddhi Group or any of its associates or employees does not accept any liability whatsoever direct or indirect that may arise from the use of the information herein. No matter contained herein may be reproduced without prior consent of Samriddhi Group . While this presentation has been prepared on the basis of published/ other publicly available information considered reliable, we are unable to accept any liability for the accuracy of its contents.<br />
  41. 41. Thank You<br />