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Work Address Home address
AFRILAND FIRST BANK, Place BP 8103 Biyem Assi
de L’Hotel de Ville BP 11834 Yaoundé, Cameroon
Yaoundé Cameroun Tel: (237) 231 05 76 (D)
Tel: (237) 222 58 37 (B) (237) 783 28 84
(237) 775 27 30 (mobile) (237) 775 27 30
Fax (237) 222 17 85 Email : firstname.lastname@example.org
Marital status Married
No of children Four
Age 45 years
SIMEON TCHATCHOUA NUMBEM
♦ Investment-oriented financing of micro, small and medium enterprises with
microfinance, debts, risk and venture capital.
♦ Focus on sustainable development that creates employment opportunities from natural
resources management for poverty alleviation.
1998 Cornell University, United States of America, Ph.D. Agronomy (Soil
Regional Planning, (Minor)
Agricultural Economics, (Minor)
1988 International Training Center Ghent, Belgium, M. Sc. soil Sciences.
Department of Agronomy and Soil Sciences.
Concentration in land evaluation and land use planning. (Major)
1983 Yaoundé University, Cameroon, B.Sc. Natural Sciences,
Other Professional Training
♦ Management of Microfinance Institutions In-house training Afriland First Bank
♦ Corporate Financier analysis and management: In-house training Afriland First Bank
♦ IFC – FMO training seminar on environmental and social management, 22 to 25
March 2004. Creating opportunities for enterprise from environmental resources in
Africa, Dakar, Senegal.
♦ Environmental Finance Management for corporate investment development. FMO
Holland, The Hague
♦ Enterprise Intermediation for EXIM Bank USA loans : Africa Investment Corporation
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III PROFESSIONAL EXPERIENCE
April 1999 to June 2004 and Current (Job Location: Afriland First Bank, Cameroon)
♦ FINANCIAL MANAGEMENT AND BANKING
♦ Positions occupied: (Chief of Division Microfinance, microenterprise and Environment,
♦ Sub-Director Position: Adviser to the Chairman of the Bank)
♦ All commercial banking operations including loan analysis
♦ Work with (CENAINVEST) Central African Investment Company, a Venture Capital
Fund for major corporate.
♦ Co-creator of MITFUND (Micro Trust Fund) a risk capital Fund for Micro, small and
Medium size enterprises, with 180 microenterprises in portfolio,
♦ Led the team that negotiated the Master Guarantee Agreement (MGA) between
Afriland First Bank and the EXIM Bank of USA.
Microfinance With Microenterprise Development
♦ Supervision and control of MFIs Incharge of the creation and supervision, auditing
and control of community-based institutions (MC2): that serves 75 000 to 100 000
people today in Cameroon.
♦ Training and Capacity Building of managers ( as National Coordinator ACIM)
(Association of Microfinance Institutions, worked with (CGAP/CAPAF/ PIAD (Pan
African Institute for African Development) in training of trainers for Microfinance
Institutions in Cameroon.
♦ Legislation and policy development, assisted the government and COBAC (Central
African Banking Commission) and the Central Bank in formulating policy for
♦ Financing and Refinancing policies and strategies. Project development, planning,
monitoring, analysis and structuring of the financial needs for microprojects and
♦ Application of Microfinance to microenterprise development: developed models for
the use of microfinance and microcredit in rural development activities for poverty
alleviation. Promotion of “Development-oriented Microfinance” as the approach for
social and economic development in rural Africa.
o Agribusiness promotion with risk capital, with more than 180
o In Agriculture, soil fertility, community forest management, rural
electrification, natural resources management and in the health sector.
o Investment-oriented model (PIA). Model applied in development of
financially sustainable clinics for IPPF – AR in NIAROBI, KENYA in
sexual and reproductive health with HIV/AIDS.
International Cooperation in Microfinance:
o SEEP network: Small Enterprise Education program, of Washington DC.
o Microcredit Summit Campaign: The international NGO advocating for
reaching 100 million people with Microcredit by 2005.
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o FAU –DIFID: A Ugandan based Microfinance Institution
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Work In Environmental And Natural Resources Management
2003 PAFRA project (AFDB – MINEF financing):
Integrated community forest management promoting sylviculture with
sustainable forest extraction; combining microfinance and microenterprise
development in community forest management.
1988.1992 Provincial Coordinator NGO (Friends of Nature):
Developed the background document for the establishment of the KILUM
Montane forest reserve, NW province.
Agriculture And Rural Development
1998 Post Doctorate Research Position USDA/NRCS, USA;
Developed a framework to assess land use, desertification vulnerability and land
degradation in Africa.
1988-1993 Institute for Agronomic Research for Development (IRAD, Cameroon)
Researcher, in soil sciences, land use and land evaluation
Physical rural planning, Soil and water management with irrigation, The
Ruppin Institute Israel
IV CONSULTANCY POSITIONS
May 2004 South – South Cooperation in Microfinance: Workshop tour of Ugandan
delegation from the banking and microfinance sector, Yaoundé 2004
2003 IPPFAR (International Planned Parenthood Federation African Region):
Study on establishing an integrated network of financially sustainable franchise
clinics in Africa, undertaken in 7 countries.
2001 Action Research and feasibility studies for institutional Microfinance outreach in
MC2 with ADAF (Appropriate Development Foundation for African
Development), a Cameroon NGO
2000 Government of Cameroon: (DRSP document): Agriculture and Poverty
Reduction in Cameroon.
April 1998 World Bank/FAO: Soil Fertility Management and Environmental issues for the
National Fertilizer Sector Project Ethiopia.
June 1998 Environmental Consultant: World Bank-WWF Alliance: Developed
georeferenced database for nine African countries: Cameroon, Central African
Republic, Gabon, Equatorial Guinea, Republic of Congo, Democratic Republic of
Congo, Madagascar, Côte d’Ivoire, and Ghana, for the protected areas, paper parks
and gazetted forests in Africa. Used GIS, COMA support system.
V WORKSHOPS AND CONFERENCES ON MICROFINANCE AND
Nov. 2002 Fifth Microcredit Summit, New York USA.
Nov. 2002 United Nations: Africa Advocacy Microcredit Forum II – A solution for Africa?
Nov. 2000 African Regional Microfinance Summit, sponsored by the Microcredit Summit
Campaign. (Paneled two sessions).
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Sept. 2001 National Conference on the new laws by COBAC, the Central African Banking
Commission and BEAC on the regulation of Microfinance. Institutions in the
Central African Sub region (paneled the workshop session on internal regulations).
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1999 Yaoundé, Cameroon. Conserving and Managing Biodiversity in Central Africa:
Global Challenges and local solutions. Organized by the Cameroon Academy of
VI COUNTRY EXPERIENCE:
Europe and Middle East: Belgium, England, Italy, Israel and The
North America: United States of America and Canada
Africa: Benin, , Cameroon, , Central Africa Republic, Democratic, Republic of
Congo, Ethiopia, Mali, Malawi, Nigeria, Ghana, and Kenya, Senegal, Togo,
VII LANGUAGE SKILLS
English: Proficient in speaking, reading and writing (used in Ph.D. and M. Sc.).
French: Proficient in speaking, reading and writing (used in B.Sc. studies).
2002 Numbem, S. T., Bomda J, and Fokam P. K. Microcredit and Agriculture,
how to make it work., Paper selected among 750 others on same topic and
presented at the MICROCREDIT SUMMIT Campaign conference, NY, USA 10
– 13 November 2002.
2002 Fokam P. K., Bomda J., and Numbem S. T., Development of effective
linkages between Microfinance Institutions and the formal Banking sector; Paper
prepared for the MICROCREDIT SUMMIT Campaign conference, NY, USA 10 –
13 November 2002.
2001 P.F. Reich, S.T. Numbem, R.A. Almaraz, and H. Eswaran; Land resources
stress and desertification in Africa. In: Bridges, E. M,I.D. Hannam, L.R. Oldeman,
F.W.T. Pening de Vries, and S .J. Scherr, and S. Sompatpanit (eds.). Responses to
Land Degradation. Proc. 2nd International Conference on Land Degradation and
Desertification, Khon Kaen, Thailand. Oxford Press. New Delhi, India.
2000 Numbem S. T. Overcoming Legal and Regulatory Constraints to Savings
mobilization; the case of Microfinance Institutions in Cameroon. African
Region Microcredit Summit 8 –12 October 200, Harare, Zimbabwe.
2000 Numbem S. T., Action plan of the ‘Afriland First Bank: African Region
Microcredit Summit 8-12 Oct. 2000, Harare, Zimbabwe.
2000 Numbem S. T., and ZO’O G.R. Oloman Transformation, Regulation and
Supervision, the case of Cameroon and the Central African Sub-region. MFI ²
Networks Workshop, April 25-30, 2000, Accra, Ghana.
1999 3-Dimensional Framework for Sustainable Natural Resources
Management in the Central African: A conceptual emphasis. Journal of the
Cameroon Academy of Sciences, No 1, 1999.
1998 Numbem, S. T. Soil Productivity Potential Under Indigenous Fallow (Afub
Owondo) in the Humid Forest Zone of Southern Cameroon. (Ph.D. Thesis).
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1997 Numbem, S. T. Food Crops and Economic Dependency in Africa: African
Notes. Institute for African Development Cornell University, Ithaca, NY.
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IX OTHER SKILLS
♦ Translator: French – English/ English – French Translator.
♦ Training of trainers in Microfinance and microenterprise development,
♦ Vetiver bioengineering Use Vetiver for rehabilitating degraded landscape
against erosion, embankment and road stabilization.
♦ Geographical Information Systems (GIS), Working ability with Geographical
Information Systems ArcInfo/ Arc View (DOS-base) systems; Idrisi (DOS and
Windows); GPS (Global Positioning System). Working ability with aerial
photo-interpretation and Satellite Imagery.
♦ Computers, Demonstrated ability with following IBM/PC and Apple programs:
Spreadsheet: Microsoft Excel, Lotus 1. 2. 3., Quattro. Word processing:
Microsoft Word, WordPerfect.
♦ Statistical Packages: Minitab, Systat, and familiarity with SAS, Database:
Microsoft Access, Dbase IV, Graphical Packages: Microsoft PowerPoint and
Tewodros MELESSE Laurent SOME Paul RIPPEY
Directeur Régional Regional Director Investment Manager
IPPF- AR WWF Cameroon DFID - FSDU
Tel: 254 (20) 2720 280 (o) BP.6776 Yaoundé 18 Shimoni Road N° 48
(20) 2720 281 (o) Tel: (237) 221 62 67 Kampala, Uganda
254 (733 612730(C) Tel (237)950 36 11(M) Tel: 256 (0) 77 863 078
Email: email@example.com Email: firstname.lastname@example.org paul@FSDU.OR.UG