Development of Islamic bank in Bangladesh

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Development of Islamic bank in Bangladesh

  1. 1. Development of Islamic Bank in Bangladesh.
  2. 2. Prepared By Md Sajal Islam
  3. 3. (…stop reading and start listening …)
  4. 4. Contents: 1. Background of BD 2. What is Islamic Bank 3. History of Islamic Bank 4. List of Islamic Bank in BD 5. Objective of Islamic Bank 6. Importance of IB 7. Principle of Shariah of IB 8.Islamic Financial Market in BD 9. Islamic Deposit Market in BD 10. Services of IB in BD 11. Islamic Banking and Financing Growth 12. Barriers in Islamic Banking and Finance
  5. 5. 1.Background of Bangladesh Bangladesh Capital Dhaka Language Bengali Area 147570 km2 Population 14.23 billion Religion (90% I)(8% H) (1%B) (1%C) Currency Taka (BDT) GDP $324.628 billion
  6. 6. 2. What is Islamic Bank? o consistent with Islamic law (Sharia) o guided by Islamic economics. o Islamic law prohibits
  7. 7. 4.List of Islamic Bank In Bangladesh • Islami Bank Bangladesh Ltd • Shahjalal islami bank ltd • First Security Islami Bank Limited • Export Import Bank of Bangladesh Limited • Al-Arafah Islami Bank Limited • Social Islami Bank Limited • ICB Islamic Bank • Union Bank Limited
  8. 8. 5. Objective of Islamic Bank • Profit, monitory and morality • Avoid interest in all from of Transactions • Undertaking business activities on the basis of fair and legitimate profit. • Developed Environment • Utilize Resources in Islamic way • Economics development and enhanced environment for peace.
  9. 9. 6. Importance of Islamic Bank • • • • • • Allah's Orders Halaal Earnings Encouragement Dawaah Interest Free Tread Unity
  10. 10. • Profit and Loss sharing principles  Mudaraba  Musharaka 7. Principles of Shariah in Islamic Bank • Fees or Charges based principles  Murabaha  Bai mu’azzal  Ijara • Ancillary principles  Wadiah  BBA
  11. 11. 8. Islamic Financial Market • • • • • Capital Market Money Market Mortgage Market Forward and Future Market Islamic Inter-Bank Investment
  12. 12. 9.Deposit products in Bangladesh • • • • Current Accounting Savings Accounting Investment Deposit Other Deposit
  13. 13. 10.Services of Islamic bank in BD • • • • • • • • • • NRB service SME service SWIT service ATM service Mobile banking Internet banking Any branch service Remittance card service Locker service Foreign Exchange Business service
  14. 14. Net Profit Years 31 August 2013 4,811,001,145 30 April 2013 11. Islamic Banking & Finance Growth in BD BDT 4,241,446,291 31 Dec 2012 3,524,439,741 3 August 2012 3,153,564,440 30 April 2012 2,947,001,192 31 Dec 2011 2,243,574,190 31 August 2011 2,045,356,143 30 April 2011 1,903,542,210
  15. 15. 0 1-Jul-13 200 1-… 1-… 1-… 1-Jul-12 1-… 1-… 1-… 1-Jul-11 1-… 600 Net Profit 500 400 300 Net Profit 100
  16. 16. Equity 6130.36 million Deposit 107,779.50 m Investment 179,465.76 m Foreign Exchange 110,059 m Shareholders 15,741 Branches 270 Employee 10,000
  17. 17. 12.Barriers of Islamic Banking & financial • Risk weighting • Regulation and legal frameworks • Financial reporting • International politics
  18. 18. Transitional Page
  19. 19. Q&A (NOTE: No chocolates for this)

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