Dark Data In Live Forensics
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Dark Data In Live Forensics

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Dark Data is valuable data that can not be found or accessed with the currently available tools.

Dark Data is valuable data that can not be found or accessed with the currently available tools.

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  • Premiums are not age related Low P11D costs Up to 3 operations per employee every 12 months Several options – Moratorium, CPME etc Employer NHS benefit – lump sum


  • 1.  
  • 2. About Westfield Health
    • One of the leading providers of corporate health cash plans in the UK
    • Outstanding customer service – voted in the top 5% of UK companies*
    • Not for profit organisation, established in 1919
    • Almost 9,000 companies nationwide operate a Westfield plan
    • Servicing some of the largest names in retail, finance, manufacturing and service organisations including:
    • 3663 First For Food Service, Stagecoach, The Royal Bank of Scotland Group, British Chambers of Commerce, Driving Standards Agency, States of Jersey Government
    • The Foresight Healthcare Plan has been named Product of the Month by Health Insurance magazine.
    • *Leadership Factor Customer Satisfaction Survey 2009
  • 3. What the Foresight Plan could do for you …
    • Provide an affordable healthcare option for the whole workforce
    • Reduce absenteeism and related costs
    • Recruit and retain staff
    • Improve staff morale, motivation and productivity
    • Lower the risk of stress and musculoskeletal related litigation*
    • Help as an integral part of your Health and Safety Policy
    • Cost may be offset against corporation tax**
    • Encourages proactive employee healthcare
    • Complements PMI cover – consultation benefit can be used to cover PMI excess for treatment, as well as diagnostics
    • *When implemented in conjunction with a robust stress policy and line-manager training
    • ** Subject to current tax legislation
  • 4.
    • No medical required to join and p remiums will not increase with age
    • Aged 16 to 65 (i.e. not yet 66) to apply for voluntary upgrades or partner cover. However, companies may pay for over 65s on a corporate paid basis
    • Pre-existing medical conditions covered on all levels of the plan*
    • Four levels of cover to choose from
    • An online Personal Health Risk Assessment
    • No waiting period **
    • Employee upgrades and partner cover available via direct debit or payroll deduction
      • Entirely at your discretion
      • Voluntary premium rates apply
    • *Partners will not be covered for pre-existing medical conditions other than dental and optical
    • **A waiting period of three months applies to upgrades and partner cover
    And your employees…
  • 5. The Plan
  • 6. Employee services
    • Counselling & Advice
    • Employees and their resident family can access a 24/7 freephone counselling and advice line
    • Immediate access to free and confidential advice from a team of friendly qualified Counsellors, Medical Advisors and Lawyers
    • If recommended by the telephone counsellor, employees can receive up to 6 face to face counselling sessions, including Cognitive Behavioural Therapy (CBT)
    • Online Personal Health Risk Assessment
    • Based on the unique Q-Score System TM
    • Gives your employees an easy to understand, visual representation of their current health status
    • Allows employees to:
    • easily see the major risks to their health
    • understand the impact their lifestyle is having on their health
    • identify the steps that can be taken to help them improve their health
  • 7. Valuable services for you the employer. . .
    • BusinessCare
    • Provides instant access, 24hrs a day to online information and telephone support for businesses on a range of legal issues concerning:
    • Employment, Health and Safety, Property, Debts, and much more
    • HR Helpline
    • Designed to support those in your business involved in People Management
    • The HR Helpline provides 24hrs a day telephone access
    • Free and confidential advice from a team of qualified Counsellors, Medical Advisors and Lawyers
    • Company Health Report
    • Derived from the employee online Personal Health Risk Assessment
    • Allows you to gain a better understanding of your workforce’s overall health and wellbeing
    • Enables you to take preventative action by targeting those areas of the biggest concern
  • 8.
    • You can now tailor your Foresight Plan to suit your individual company
    • needs with 3 additional employee modules
    • From just £1.24 per employee, per week you can provide your employees with cover on:
      • Surgery Choices*
    • For an extra 15p per module, per employee, per week you can provide employees with the following modules:
      • DoctorLine TM incorporating Health Club Concession *
      • For Kids*
    *Terms and Conditions apply Additional Foresight modules
  • 9. Surgery Choices
    • From just £1.24 per employee, per week Surgery Choices:
    • Provides cover for 60 different surgical procedures*
    • Compliments PMI
    • Enables your staff to access procedures for conditions such as:
        • Cataracts
        • Hernias
        • Varicose veins
        • Slipped discs
        • Knee problems
    • Plus many more…
    *Normally classed by the NHS as non-urgent, as detailed in the Surgery Choices Corporate Product Sheet
  • 10. DoctorLine TM incorporating Health Club Concession
    • Employees can benefit from:
    • confidential 24/7 telephone access to a team of qualified practising GPs from anywhere in the world
    • a possible diagnosis and advice on a course of treatment over the telephone
    • advice on general health related information
    • Our Health Club Concession gives your employees access
    • to concessionary deals at a national network of health
    • and fitness clubs.
    Encourage proactive employee health by providing employees with access to DoctorLine TM , for just 15p per employee, per week.
  • 11. For Kids You can opt to provide cover for your employees’ dependent children too.
    • Cover is available on a selection basis for 15p per employee, per week
    • A discounted premium of 7p per employee, per week is available when cover is selected for the whole workforce
    • A valuable aid for recruitment and retention
    • 100% reimbursement on cash benefits, up to set limits
    • Children’s pre-existing medical conditions are covered
    • Immediate cover – employees can claim for their children from month one!*
    * Subject to any qualifying period for an employee upgrade option .
  • 12. Easy to administer Registering your company Simply complete a registration form and, once processed, you will receive a launch email/ letter along with supporting marketing materials. Your employees will receive a Welcome Pack and notification of their policy start date. Our customers gave us a score of more than 90% for the standard of our service and care. This places us in the top 5% of all companies surveyed by The Leadership Factor and positions us as one of the most customer focused companies they have worked with.
  • 13. Thank you