• Share
  • Email
  • Embed
  • Like
  • Save
  • Private Content
The Silver Tsunami: Are We Prepared for a Senior Housing Population Boom in Rural America
 

The Silver Tsunami: Are We Prepared for a Senior Housing Population Boom in Rural America

on

  • 193 views

This presentation was given for a webinar from the Housing Assistance Council (HAC) on May 1, 2013. It is a look at rural demographics through the filter of seniors. Rural America is, on average, ...

This presentation was given for a webinar from the Housing Assistance Council (HAC) on May 1, 2013. It is a look at rural demographics through the filter of seniors. Rural America is, on average, older than the rest of the country, and will continue to be so for the foreseeable future.

Statistics

Views

Total Views
193
Views on SlideShare
193
Embed Views
0

Actions

Likes
0
Downloads
0
Comments
0

0 Embeds 0

No embeds

Accessibility

Categories

Upload Details

Uploaded via as Microsoft PowerPoint

Usage Rights

© All Rights Reserved

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
    Processing…
Post Comment
Edit your comment
  • This a geographic distribution of the median age by county in 2010. in this map all counties with a media age above the national median are shaded in blue and the medium shade of blue indicates a median age of 40 or higher which is the rural rate and the darker blue areas have a media age of 45 or higher.
  • Not only are median ages higher, but seniors make up a larger percentage of the population in rural areas. There are more than 40 million people over the age of 65 in the United States. In rural and small town areas there are more than 10 million seniors. Persons over the age of 65 comprise approximately 16 percent of rural and small town population, nearly 3 percentage points above the national rate.
  • To give another perspective, approximately one fifth of the U.S. population live in rural and small town areas, but over one quarter of the nation’s .seniors reside in rural communities.
  • Again this is a geographic representation of the senior population by county. Blue counties are those with a rate of seniors higher than the national rate. The darkest blue counties are those with more than 20 percent of their population age 65 and over. You’ll again notice some regional clusters or patterns among the concentration of seniors especially in the Midwestern plains states and in portions of The Appalachians and Florida. Another way to think about this is that for these counties in blue it already 2050. In this respect rural America serves as a harbinger of things to come for the entire nation
  • Manufactured homes are an important source of housing for millions of Americans, especially those with lower incomes and in rural areas. There are approximately 7 million occupied manufactured homes in the U.S., comprising about 7 percent of the nation’s housing stock. More than half of all manufactured homes are located in rural areas around the country. Also, more than half of all manufactured homes are located in Southeastern states. Manufactured homes are less prevalent among rural households over the age of 65 than among rural seniors. This may be largely attributable to the fact that mobile homes are a relatively recent housing option that arose after many current seniors were in the purchasing stage of their housing life cycle. Nevertheless, the proportion of rural senior households residing in mobile homes is double that of their suburban and urban counterparts, and over half of all rural seniors in mobile homes live in the South.The proportion of rural seniors living in mobile homes is likely to increase in the coming decades, as rural baby boomers currently occupy a large portion of the nation’s manufactured homes in rural areas. In fact, this may be a large and unforeseen issues that will develop in the coming decades. There is disagreement on the lifespan of manufactured homes, but many baby boomers are now living in older manufactured homes that they may have purchased in the 1970s and 80s and are nearing the end of their usefulness. With reduced investment value, poor accessibility standards and difficulty in repair and rehabilitating older manufactured homes may leave many rural seniors with few options as they age in this type of housing.
  • Land-lease manufactured home communities, often referred to as “mobile home” or “trailer” parks, are home to over 2.3 million households nationally. Contrary to popular perception, most manufactured homes are not located in park or community settings. Still, the Housing Assistance Council estimates that there are more than 50,000 manufactured home communities in the United States. Households who reside in park settings have lower incomes and are more likely to be elderly than their counterparts in scattered site manufactured homes. In fact a number of these communities are restricted to older residents In manufactured home communities, usually one individual or entity owns the land, while residents own their homes and rent the land on which their homes sit. In this land tenure arrangement, residents are frequently both owners and renters, and are often caught in a “gray area” of legal protection and recourse. Several states and jurisdictions have enacted special protections for residents of manufactured housing communities, but these vary widely. According to a recent analysis by AARP, at least 15 states have no manufactured home park statutes at all. AARP. Manufactured Housing Community Tenants: Shifting the Balance of Power. Washington DC: 2004.  Housing Assistance Council. “Manufactured Home Geography Project.” Washington, D.C.: Housing Assistance Council, 2010. Housing Assistance Council. Moving Home: Manufactured Housing in Rural America. Washington, D.C.: Housing Assistance Council, 2005. 

The Silver Tsunami: Are We Prepared for a Senior Housing Population Boom in Rural America The Silver Tsunami: Are We Prepared for a Senior Housing Population Boom in Rural America Presentation Transcript

  • A DEMOGRAPHIC SNAPSHOT OF RURAL SENIORSAND THEIR HOMESHousing Assistance CouncilAGING INRURALAMERICA010,000,00020,000,00030,000,00040,000,00050,000,00060,000,00070,000,00080,000,00090,000,000100,000,0001900 1910 1920 1930 1940 1950 1960 1970 1980 1990 2000 2010 2020 2030 2040 2050PopulationAge65andOver
  • RURALSENIORSANDTHEIRHOMES0.00%5.00%10.00%15.00%20.00%25.00%1900 1910 1920 1930 1940 1950 1960 1970 1980 1990 2000 2010 2020 2030 2040 2050PercentAge65andOverU.S. Senior Population 1900 – 2050*THE WAVE IS COMINGU.S. Census Bureau, U.S. Department of Commerce. Projections of the Population by Age and Sex for the United States: 2010 to 2050.*population projection
  • RURALSENIORSANDTHEIRHOMES010,000,00020,000,00030,000,00040,000,00050,000,00060,000,00070,000,00080,000,00090,000,000100,000,0000.00%5.00%10.00%15.00%20.00%25.00%1900 1910 1920 1930 1940 1950 1960 1970 1980 1990 2000 2010 2020 2030 2040 2050PercentAge65andOverU.S. Senior Population 1900 – 2050*THE WAVE IS COMINGU.S. Census Bureau, U.S. Department of Commerce. Projections of the Population by Age and Sex for the United States: 2010 to 2050.*population projection
  • 4Rural & Small Town TractsRURALSENIORSANDTHEIRHOMES
  • THE DEMOGRAPHICS OF AGING IN RURAL AMERICA
  • 374035.53636.53737.53838.53939.54040.5U.S. Rural & Small TownMedianAgeMedian Age by Location, 20106RURALSENIORSANDTHEIRHOMESRURAL AMERICA IS OLDER THAN THE NATION AS A WHOLEHAC Tabulations of U.S. Census Bureau 2010 Census of Population and Housing.
  • 7RURALSENIORSANDTHEIRHOMES
  • 13.0%15.7%12.9%11.5%0.0%2.0%4.0%6.0%8.0%10.0%12.0%14.0%16.0%18.0%U.S. Rural & Small Town Suburban & Exurban UrbanPercentofthePopulationPopulation Age 65 or Over, 20108RURALSENIORSANDTHEIRHOMESHAC Tabulations of U.S. Census Bureau 2010 Census of Population and Housing.SENIORS ARE ALSO MORE PREVELANT IN RURAL AREAS
  • 9Rural andSmallTown, 21.0%SuburbanandExurban, 48.0%Urban, 30.9%Total Population by Residence, 2010Rural andSmallTown, 25.1%SuburbanandExurban, 47.4%Urban, 27.4%Senior Population by Residence, 2010RURALSENIORSANDTHEIRHOMESOVER ONE-QUARTER OF SENIORS LIVE IN RURAL AMERICA
  • 10RURALSENIORSANDTHEIRHOMES
  • 11RURALSENIORSANDTHEIRHOMESCounties% . Change in Senior Population-6.1 - -0.8-0.7 - -0.5-0.4 - 0.00.1 - 3.94.0 - 16.0
  • 12RURALSENIORSANDTHEIRHOMES
  • 13RURALSENIORSANDTHEIRHOMES
  • 0%10%20%30%40%50%60%70%80%90%100%U.S. Rural & Small TownAge of Senior Population, 2010age 85 and overage 75-84age 65-74age 60-64 (near senior)14RURALSENIORSANDTHEIRHOMESSENIORS ARE NOT A MONOLITHIC GROUPHAC Tabulations of U.S. Census Bureau 2010 Census of Population and Housing.
  • RURALSENIORSANDTHEIRHOUSING010,000,00020,000,00030,000,00040,000,00050,000,00060,000,00070,000,00080,000,00090,000,000100,000,0001900 1910 1920 1930 1940 1950 1960 1970 1980 1990 2000 2010 2020 2030 2040 2050PopulationSenior Population by Age Group, 1900 – 2050*64 to 74 75 to 84 85 plusAND LIFE EXPECTANCIES WILL CONTINUE TO INCREASEU.S. Census Bureau, U.S. Department of Commerce. Projections of the Population by Age and Sex for the United States: 2010 to 2050.*population projection
  • 16RURALSENIORSANDTHEIRHOMES5 4 3 2 1 0 1 2 3 4 5Under 55 to 910 to 1415 to 1920 to 2425 to 2930 to 3435 to 3940 to 4445 to 4950 to 5455 to 5960 to 6465 to 6970 to 7475 to 7980 to 8485 PlusPercentAgeCategory Rural & Small Town Population by Age and Gender, 2010Percent Female Percent Male
  • 17RURALSENIORSANDTHEIRHOMES5 4 3 2 1 0 1 2 3 4 5Under 55 to 910 to 1415 to 1920 to 2425 to 2930 to 3435 to 3940 to 4445 to 4950 to 5455 to 5960 to 6465 to 6970 to 7475 to 7980 to 8485 PlusPercentAgeCategory Rural & Small Town Population by Age and Gender, 2010Percent Female Percent MaleHAC Tabulations of U.S. Census Bureau 2010 Census of Population and Housing.
  • 18RURALSENIORSANDTHEIRHOMES5 4 3 2 1 0 1 2 3 4 5Under 55 to 910 to 1415 to 1920 to 2425 to 2930 to 3435 to 3940 to 4445 to 4950 to 5455 to 5960 to 6465 to 6970 to 7475 to 7980 to 8485 PlusPercentAgeCategory Rural & Small Town Population by Age and Gender, 2010Percent Female Percent MaleHAC Tabulations of U.S. Census Bureau 2010 Census of Population and Housing.
  • 19RURALSENIORSANDTHEIRHOMES5 4 3 2 1 0 1 2 3 4 5Under 55 to 910 to 1415 to 1920 to 2425 to 2930 to 3435 to 3940 to 4445 to 4950 to 5455 to 5960 to 6465 to 6970 to 7475 to 7980 to 8485 PlusPercentAgeCategory Rural & Small Town Population by Age and Gender, 2010Percent Female Percent MaleHAC Tabulations of U.S. Census Bureau 2010 Census of Population and Housing.
  • 20RURALSENIORSANDTHEIRHOMESProduced by the Housing Assistance CouncilWashington, DCSource: HAC Tabulations of Census Bureau DataPopulation Loss 1980-2010LegendPopulation Loss1980-2010states
  • United States, Population Age 65and OverWhite notHispanic, 80.7%Minority, 19.3%Race & Ethnicity, 2010Rural & Small Town, PopulationAge 65 and OverWhite notHispanic, 89.0%Minority, 11.0%Race & Ethnicity, 2010RACE&ETHNICITY21RURALSENIORSANDTHEIRHOMESRURAL SENIORS ARE NOT AS RACIALLY DIVERSE AS THEIR URBAN &SUBURBAN COUNTERPARTS
  • 22RURALSENIORSANDTHEIRHOMESProduced by the Housing Assistance CouncilWashington, DCSource: HAC Tabulations of 2005-2009 AmeicanCommunity SurveyMinority Population Age 65 and Over, 2010LegendElderly African American >33.3%Elderly Asian > 33.3%Elderly Hispanic > 33.3%Elderly Native American > 33.3%states
  • SELECTED ECONOMIC CHARACTERISTICSPhoto courtesy of FAHE
  • $51,914$36,064$28,297$0$10,000$20,000$30,000$40,000$50,000$60,000U.S. U.S. Seniors Rural & Small Town SeniorsMedianIncomeMedian Income by Senior Status and Residence, 200924RURALSENIORSANDTHEIRHOMESMANY SENIORS HAVE VERY LOW INCOMESHAC Tabulations of U.S. Census Bureau 2006-2010 American Community Survey.
  • 2505101520253035196619671968196919701971197219731974197519761977197819791980198119821983198419851986198719881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010PercentinPovertyPoverty By Age, 1966-2010Poverty Rate, All Ages Poverty Rate, Age 65 and OverRURALSENIORSANDTHEIRHOMESSIGNIFICANT GAINS HAVE BEEN MADE TO REDUCE POVERTY AMONGSENIORSHAC Tabulations of U.S. Census Bureau 2006-2010 American Community Survey.
  • 9.8%11.4%7.2%8.2%11.8%14.0%0.0%2.0%4.0%6.0%8.0%10.0%12.0%14.0%16.0%U.S. Rural & Small TownPercentinPovertySenior Poverty By Residence & Gender, 2010All Elderly Elderly Male Elderly Female26RURALSENIORSANDTHEIRHOMESPOVERTY RATES ARE STILL HIGHER AMONG RURAL SENIORSHAC Tabulations of U.S. Census Bureau 2006-2010 American Community Survey.
  • 27RURALSENIORSANDTHEIRHOMESLegendCountiesPercent Senior Poverty0.0 - 8.58.6 - 12.913.0 - 18.618.7 - 27.527.6 - 61.0Poverty, Persons Age 65 and Over, 2010
  • SELECTED HOUSING AND HOUSEHOLD CHARACTERISTICSPhoto by Ann Olson
  • 29OwnerOccupiedHousingRenterOccupiedSingleFamilyHousingRenterOccupiedMultifamilyHousingHousingWithServicesAssistedLivingLong TermCare FacilitySENIOR HOUSING CONTINUUMRURALSENIORSANDTHEIRHOMESLess Dependent More DependentA HEALTHY RANGE OF HOUSING OPTIONS IS VITAL FOR SENIORS’WELL BEING
  • 30OwnerOccupiedHousingLongTermCareFacilitySENIOR HOUSING CONTINUUMRURALSENIORSANDTHEIRHOMESLess Dependent More DependentSENIOR HOUSIG OPTIONS ARE LIMITED IN MANY RURALCOMMUNITIES
  • 0.0%5.0%10.0%15.0%20.0%25.0%30.0%U.S. Rural & Small TownPercentElderlyOccupiedHomesOccupied Housing Units – Householder Age 65or Older, 2010Senior-Occupied Homeowners Senior-Occupied Renters31RURALSENIORSANDTHEIRHOMESHAC Tabulations of U.S. Census Bureau 2006-2010 American Community Survey.
  • HOUSINGTENURE0%10%20%30%40%50%60%70%80%90%100%U.S. U.S. Senior Rural & Small Town SeniorElderlyOccupiedHousingUnitsHousing Tenure, Householder Age 65 or Older, 2009Renter OccupiedOwner-Occupied32RURALSENIORSANDTHEIRHOMESMOST RURAL SENIORS OWN THEIR HOMESHAC Tabulations of U.S. Census Bureau 2006-2010 American Community Survey.
  • HOUSINGTENURE33RURALSENIORSANDTHEIRHOMES0.0%10.0%20.0%30.0%40.0%50.0%60.0%70.0%80.0%90.0%15 to 34 35 to 44 45 to 54 55 to 59 60 to 64 65 to 74 75 +HomeownershipRateAge GroupRural & Small Town Homeownership by Age and Mortgage Status, 2010With a Mortgage Without a MortgageAS RURAL HOMEOWNERS AGE THEY HAVE LESS MORTGAGE DEBTHAC Tabulations of U.S. Census Bureau 2006-2010 American Community Survey.
  • 34RURALSENIORSANDTHEIRHOMESManufactured Homes, 2010LegendCountiesPercent Manufactured Home0.0 - 6.06.1 - 12.712.8 - 20.220.3 - 29.629.7 - 56.1Manufactured Homes as a Percent of All Occupied Housing Units
  • 35RURALSENIORSANDTHEIRHOMES
  • Two or MorePersons, 73.4%OnePerson, 26.6%Household Size, Rural & Small Town, 2009Two or MorePersons, 55.4%OnePerson, 44.6%Household Size, Rural & Small Town, Householder Age65 or Over, 200936RURALSENIORSANDTHEIRHOMESMANY RURAL SENIORS LIVE ALONEHAC Tabulations of U.S. Census Bureau 2006-2010 American Community Survey.
  • HOUSINGAFFORDABILITYFOROLDERHOMEOWNERS28.3%60.0%0.0%10.0%20.0%30.0%40.0%50.0%60.0%70.0%Owners RentersPercentCostBurdenedHousing Cost Burden, Householders Age 65 and Over byTenure, 201037RURALSENIORSANDTHEIRHOMESHOUSING AFFORDABILITY IS AN INCREASNG PROBLEM FOR MANYRURAL SENIORSHAC Tabulations of U.S. Census Bureau 2006-2010 American Community Survey.
  • VEHICLEAVAILABILITY8.9%12.5%0.0%2.0%4.0%6.0%8.0%10.0%12.0%14.0%All Households Senior HouseholdsPercentofHouseholdsWithNoVehicleHouseholdsNo Vehicle Available, 2010No Vehicle Available38RURALSENIORSANDTHEIRHOMESTRANSPORATION IS A CHALLENGE IN MANY RURAL COMMUNITIESHAC Tabulations of U.S. Census Bureau 2006-2010 American Community Survey.
  • HACRURALSENIORSANDTHEIRHOMES
  • RURALSENIORSANDTHEIIRHOUSING
  • SAVE THE DATE!On June 19, at 3:00 ET,HAC will host a webinarAging in Place: Home Repair for Rural Seniors.Topics will include the using the USDA Section 504grant program and leveraging weatherizationdollars for senior home repair.For information, visit www.ruralhome.org orcontact Janice Clark at Janice@ruralhome.org.RURALSENIORSANDTHEIRHOMES
  • www.ruralhome.orgHAC