A1 Housing the Elderly PPT - AARP Foundation, Maicie Jones

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Rural America has a large and growing senior population, but also often lacks housing resources and capacity. In fact, most federal housing programs for the elderly have been cut in this current period of budget austerity. How are organizations meeting the growing need while adjusting to changes in HUD and USDA programs? Learn more about changing demographics, policy, and advocacy at this workshop.

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  • A1 Housing the Elderly PPT - AARP Foundation, Maicie Jones

    1. 1. HOUSING AND THE RURAL 50+Maicie Jones – Program Manager, AARP FoundationDecember 7, 2012
    2. 2. AARP Foundation’s Vision and Mission Led to Four Areas of Focus Foundation Four Impact Areas Hunger Problem Statement In America, nearly 9 million people age 50+ are at risk of hunger. Income Problem Statement Over 33 million low income people age 50+ do not have adequate financial resources and are at risk of not meeting one or more of their basic needs. Housing Problem Statement At least 13 million households headed by low-income, 50+ people live in unaffordable and/or inadequate housing. Isolation Problem Statement Low income people age 50+ experience the negative consequences of isolation, including poor health outcomes, limited access to resources, and loneliness. National Rural Housing Conference - Not2 for Distribution
    3. 3. The Housing Impact Area Works to Solve a Serious Problem At least 13 million low-income, 50+ households live in unaffordable and/or inadequate housing. The Housing Impact Area of AARP Foundation seeks to win back opportunity for the struggling 50+ through four strategic housing objectives: 1. Preserve adequacy and affordability within current homes 2. Increase the supply of adequate and affordable housing 3. Raise awareness of the housing needs faced by the low-income 50+ 4. Build thought leadership through research and convenings National Rural Housing Conference - Not3 for Distribution
    4. 4. Increases in Housing Cost Burdens Have Risen Across All Income Levels Proportion of 50+ spending 30% or more of income on housing costs 80% 70% 62% 60% 38% 2000 40% 28% 20% 2009 20% 12% 4% 7% 0% $0-$23,128 $23,128-$47,275 $47,275-$86,195 $86,195+ National Rural Housing Conference - Not4 for Distribution
    5. 5. More Mortgage Debt and Increased Foreclosure Percentage of Families with Mortgage Debt Age of Head 1989 2010 % Change 45-54 58.3 60.4 4% 55–64 37.0 53.6 45% 65–74 21.7 40.5 87% 75+ 6.3 24.2 284% Foreclosure Rates by Age 2007 2011 % Change 50–64 0.31% 2.98% 861% 65–74 0.25% 2.55% 920% 75+ 0.33% 3.19% 867% AARP – Nightmare on Main Street: Older Americans and the Mortgage Crisis National Rural Housing Conference - Not5 for Distribution
    6. 6. Rural 50+ Also Feel the Effect From an AARP survey of 2,260 adults aged 45-66: • 65% of those in rural areas cited cost of living as being very important or important in choosing where to live • 42% of those in rural areas worried that they would not be able to afford current housing expenses after retirement AARP 2011 Boomer Housing Survey AARP 2011 Boomer Housing Survey National Rural Housing Conference - Not6 for Distribution
    7. 7. Home Modification to Allow for Aging in Place Also a Cost Burden 80% of homeowners bear the total cost of home modification Declining home values make financing home modification through home equity increasingly difficult 36% of rural older adults surveyed indicated that universal design features may be cost prohibitive AARP 2011 Boomer Housing Survey National Rural Housing Conference - Not7 for Distribution
    8. 8. Aging Homes and Repairs Present a Problem for Rural Older Adults50+ Living in Housing Built Before 1970 Surveyed 45-65 in Rural Areas with Access to: Own Rent Light Home Repair Service Contractor 45% 48% Outdoor Maintenance Service 39% 38% 23% 36% 51% 2000 2009 AARP 2011 Boomer Housing Survey National Rural Housing Conference - Not8 for Distribution
    9. 9. Gap Exists between Importance and Availability of Services in Rural Areas Based on Responses from Surveyed Adults 45-65 in Rural Areas 81% Your doctors office 48% A grocery store within 1/2 70% Important mile of your home 40% Present in community A drug store within 1/2 mile 61% of your home 38% Pulbic transit accessible by 42% walking 25% AARP 2011 Boomer Housing Survey National Rural Housing Conference - Not9 for Distribution
    10. 10. Rural Communities Rated Lower by Surveyed 45-65 Residents Surveyed Adults 45-65 Rate Their Communities on a Ten-Point Scale 64% 65% 60% 36% 35% 34% High (8-10) Medium (4-7) Low (1-3) 3% 1% 1% Rural Suburban Urban AARP 2011 Boomer Housing Survey National Rural Housing Conference - Not10 for Distribution
    11. 11. AARP Foundation Offers Programs to Improve Housing for Vulnerable 50+ • Housing Solutions Center • Home Repair Accelerator Grants • 50+ Housing Research • Additional Future Programming National Rural Housing Conference - Not11 for Distribution
    12. 12. Thank You! National Rural Housing Conference - Not12 for Distribution

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