Goals for Financial Planning Continuous study Upgrading hi-fi/ car Home/ property buying/ Changing for a bigger flat Business startup Kids’ education Well-off retirement life To achieve the goals, it can be done through Wealth Protection & Wealth Maximization Different life stages Job starters Parents Working Single Married w/o kids
THE BASIS OF FINANCIAL PLANNING Life Cycle Stage Phase I Phase III Phase II Birth & Education Earning Years 38 yrs 22 yrs Over 25 - 30 yrs Housing Child Education Children’s Marriage Retirement Marriage Children Income 22 yrs 60 yrs Age Business Consolidation
THE LONGER WE WAIT THE LABOURIOUS, STEEPER & HARDER TO CLIMB & ACCOMPLISH
WHY TO SAVE ?? According to a recent study by the Department of Health and Human Services, for every 100 people starting their careers at the age of 25 years, the following situation exists at age 65 years.
Majority of them are depending or are compelled to work for their livelihood.
It is a bridge from where you are today financially, to where you would like to be in future.
… and SOLUTIONS LIC offers the right balance between P ROTECTION and I NVESTMENT & C ASH @ every stage LIC gives ultimate solutions Start Business Marriage Children Education Retirement Child Wedding
So how do YOU do it for them? It’s simple…a balancing act…between Protection Needs of the consumer - Protection against untimely Death / Diseases & Investment Needs of the consumer - for creating wealth for children’s future, retirement, house, car, etc ... Provide Future Financial Protection to you and your family Save Tax
Prepared BY R. Ravindra Kumar Regional Manager, LICI, LAUTOKA -Fiji- ISLANDS Hello : ISD CODE NO:( 679)l :6651923 6668023, 9992733 , Fax No: 651984 e-mail= rravindrakumar@ yahoo.com, rravindra [email_address] , rravindra [email_address] , rravindra [email_address] Thank you very much for providing me this opportunity Wish you good day!!!
Have a nice day!!! R. Ravindra Kumar CHIEF MANTOR Just call on 0091 9427960310 Or send TEXT ON +919726351246 · Email your response : firstname.lastname@example.org email@example.com, firstname.lastname@example.org [email_address]