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  • 1. Benchmark Prime Lending Rate (BPLR) of the Bank – 13.75% wef04.02.2011 – Click here to view on loans/ advances under BPLR Benchmark Prime Lending Rate (BPLR) – 13.75% w.e.f. 04.02.2011Note: The ROI furnished below are applicable for loans/ advances sanctioned before 30.06.2010 Retail Lending LoansHousing loans (Card rates): ROI (%) p.a.Repayment Upto Above Rs.30 Above Rs.1 Above Rs.30 lacs upto crore upto Rs.3 lacs Rs.1 crore Rs.3 crore crore FloatingUpto 5 years 10.50 11.00 11.25Above 5 years & upto 10 years 10.75 11.25 11.75 14.25Above 10 years & upto 25 years 11.00 11.75 12.75Additional interest @ 0.25% above the card rates as above for acquisition of secondhouse/ flat shall continue to be chargedPersonal Loans ROI (%) p.a.Home Improvement loanWhere EMT of the house/flat is available in respect of As applicableloan availed as part of our housing finance OR where to Housinghousing finance earlier availed by the party from our FinanceBank is existing (without any overdues)In all other cases other than the above 13.75CANARA SITE i. Loans repayable in 5 years (inclusive of 5 years) 16.25 ii. Existing loans repayable over 5 years (Max. 10 years) 16.25SWARNA LOAN 14.50CANARA CASH 16.25CANARA BUDGET 16.25TEACHERS LOAN 16.25CANARA PENSION (SENIOR CITIZEN LOAN SCHEME) 13.75CANARA JEEVAN (Fixed ROI) 10.50 Navaratna OthersCANARA RENT 14.75% 15.25%CANARA MORTGAGE 15.50%CANARA MOBILE LOANS: First 12 months 8.50% (fixed rate) Next 24 months 9.50% (fixed rate) Above 36 months upto 60 months 11.75% Above 60 months 12.25% CANARA TRADE 13.75%
  • 2. Educational Loans: Particulars ROI (%) p.a. Upto Rs.4 lacs 12.75 Above Rs.4 lacs upto Rs.7.50 lacs 13.75 Above Rs.7.50 lacs upto Rs.20 lacs 11.50 Non-priority Education Loans 17.00 For students secured admission in Birla Institute of 11.00 Technology, Mesra, Ranchi, Indian School of Mining (ISM), Dhanbad & Xavier Labour Relations Institute (XLRI), JamshedpurNote: 1. Reduction of 1.00% on the applicable ROI is extended to girl students for loans sanctioned since 01.12.2005. 2. 0.50% concession in ROI extended on the applicable rate for prompt servicing of interest during study period/ repayment holiday ROI (%) p.a. IPO Financing 14.75 Loans to individuals (secured) against approved 16.75 securities Loan to individuals (clean OD/DPN other than 17.25 Teachers’ loan) Loans against Debt Oriented Mutual Funds 14.75 BULC - upto 90 days 9.25 - Above 90 days upto 180 days 10.00 Loans / Advances to Traders/ Business enterprises - Upto Rs. 2 lacs 14.25 - Above Rs. 2 lacs 15.50C. DOCTORS CHOICE SCHEME (medical Practitioners Loan Scheme) ROI (%) p.a. Micro Enterprises Small & Medium Enterprises Aggregate limit Working Term Working Term capital Loans Capital Loans Upto Rs. 50000 10.50 11.00 11.00 11.50 >Rs. 50000 upto Rs. 2.00 lacs 11.00 11.50 11.50 12.00 > Rs. 2 lacs upto Rs.5 lacs 11.25 11.75 11.75 12.25 > Rs. 5 lacs upto Rs.10 lacs 12.25 12.75 12.75 13.25