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Cobra and the Affordable Care Act

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A review of how the Affordable Care Act (#ACA) affects employers who are required to offer #COBRA.

A review of how the Affordable Care Act (#ACA) affects employers who are required to offer #COBRA.


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  • 1. ©June 17, 2013 by BCL Systems, Inc. Do I have to offer COBRA coverage after the Affordable Care Act is implemented?
  • 2. Employers must still offer COBRA coverage
  • 3. Why would someone elect COBRA? The Health Insurance Marketplaces will be available after January 1, 2014. . .
  • 4. Timing Length of Enrollment Process May leave a gap in coverage
  • 5. Benefits Dental EAP Medical FSA Vision HRA Deductibles & Co-Pays Employer Plan vs. Health Insurance Marketplace
  • 6. Health Insurance M arketplace Employer Health Plan Premium Tax Credit No Premium Tax Credit Price
  • 7. Will my doctor or hospital accept a new insurance plan?
  • 8. Familiar with Employer Health Plan Unsure about Health Insurance Marketplace Plans
  • 9. All COBRA Notices and Regulations still apply after January 1, 2014 ACA Enrollments Do employers need to change anything?
  • 10. Modify COBRA Election Notice to include ACA Model Language Certificate of Creditable Coverage no longer required after 12/31/2014
  • 11. Coordination with Health Insurance Marketplace Additional Reporting Requirements
  • 12. Communicate...Communicate...Communicate! To Avoid Possible Misunderstandings