Real Living Buyer Presentation - portrait
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Real Living Buyer Presentation - portrait Real Living Buyer Presentation - portrait Document Transcript

  • Helping You Find
    The Perfect Home
  • Nancy Ferguson
    My Mission
    To help you find the best house that fits your needs in the time frame important to you.
    Credentials
    • Full time Real Estate Agent
    • Realtor® 8 years
    • Premier Service® Professional
    • 97% Customer Satisfaction Rating
    • Graduate Realtors Institute
    Nancy FergusonGRI, ABR
  • My Company – Real Living
    My Company
  • Network of Agents from Coast to Coast
    If your needs are outside of our local market, I can connect you to another equally qualified and dedicated Real Living Professional with local expertise and a proven record of success and customer satisfaction.
    Premier Service®
    Real Living Real Estate Agents acting on your behalf as your Trusted AdvisorSM, Skilled NegotiatorSM and Expert FacilitatorSM.
    Consider me your connection to a rewarding real estate experience.
  • Premier Service® Delivers Satisfaction
    Premier Service Promise
    • Listen to your needs. I will deliver a service experience based on your needs and desires.
    • Establish clear expectations. I will explain the roles I play and how we will work together.
    • Commit to a plan. I will design a plan to deliver on those expectations.
    • Perform the service. I will deliver on my commitment.
    • Solicit your feedback. You will be asked to complete a survey which will be used to measure and evaluate my performance.
    Your Opinion is Important!
    At the end of your transaction you will be asked to complete a survey from an independent research company.
    Survey Purpose
    • Enables me to document and track my performance
    • Ensures a continued record of superior service that no company can match.
  • 96% National Satisfaction Rating
    Thousands of completed surveys say our customers value our service. 96% of them say they are satisfied or very satisfied with our services, and 94% would refer us to a friend.*
    Through the annual National Association of Realtors Profile of Buyers and Sellers we are able to compare ourselves against a national average. Our rating is far above the industry satisfaction rating. While the NAR survey does employ slightly different language, the results speak for themselves.
    All above, 2009 GMAC Real Estate survey results.
    Throughout 2010 GMAC Real Estate brokerages will be rebranding to Real Living.
  • My Roles in Providing Premier Service®
    As your Trusted Advisor, I will listen to your goals, recommend the right resources to help you reach them and share with you my experience and expertise.
    As your Skilled Negotiator, I will help you explore all options, respect your confidentiality and steadfastly represent your interests.
    As your Expert Facilitator, I will handle all the details and work to ensure that the sale I put together, stays together.
  • My Customer Satisfaction Rating
    97% Customer Satisfaction Rating for January 2007 to Present.
    Nancy knew we were apprehensive about selling our home. But she explained everything and was always available to answer questions. Her knowledge of negotiating made the process go smoothly. She was invaluable!
    Bill and Sue Bradley
    We had shopped around for a Realtor because our last experience was not pleasant. But when Nancy explained how she and her company worked with sellers – and that she was willing to put her promises in writing – it just seemed to be the way to go. And we weren’t disappointed! The sale went great and we would not hesitate to recommend Nancy!
    Jeff and Mary Horwith
  • Meet My Team
    Meet My Team
    Anytime. Anywhere. Everyday. Everywhere.
    At Your Service
    Name – Office Manager
    Name – LPA
    Name – Marketing / Showing Coordinator
    Name – Mortgage Consultant
  • I Am Available to You in Many Ways!
    I Am Available To You In Many Ways
    Office Phone:
    Cell Phone:
    Email:
    Facebook:
    Twitter:
    LinkedIn:
    My Web Site:
    MyRealLiving 2.0
    My policy on returning calls is as follows:
  • The Real Deal
    Getting Ready to Buy a Home
    Your Housing Needs & Wants
    Your Buying Power
    Your Loan Options
    Government Tax Credits
    Foreclosure Opportunities
    Investing Opportunities
  • What Kind Of Home Is Best For You?
    Complete a Housing Needs Analysis
    • Location
    • Lot Size
    • Price Range
    • Style/Architecture
    • Age of Home
    • Number of Bedrooms
    • Number of Baths
    • Special Features
    • Considerations for Children or Pets
  • How Much Home Can You Afford?
    How Much Can You Afford?
    Your Credit Score
    • Determines type and terms of mortgage
    • Get FREE report at AnnualCreditReport.com
    Pre-Approval
    • Gives you negotiation power
    • Requires a completed application to the lender
    • Clears you for a loan of a determined amount
  • Which Loan Program is Right?
    Conventional Loans
    20% down payment minimum
    15-30-40 year, fixed rate versions
    ARMS – adjustable rate mortgages
    JUMBO loans
    Government Program Loans
    FHA – usually lower down payment/may provide rehab money
    VA and USDA programs – for veterans and rural residents
    Sub-Prime Loans
    For individuals with damaged credit
    I can help you find a lender to meet your needs.
  • Is a Foreclosed Property an Option?
    Is A Foreclosed Property An Option?
    • Largest database in nation
    • Can help navigate through extra requirements
    Understanding Pitfalls
    • Foreclosures, Bank-owned properties (REOs) and Short Sales can be great deals
    • Prior liens, bank negotiation, poor property condition
    I can help you with foreclosures.
  • Are You Looking for an Income Property?
    Is An Income Property A n Option?
    Current Advantages = Positive Cash Flow
    • Mortgage rates at historic lows
    • Prices have declined across the nation
    • Distressed properties offer real bargains
    • The rental market is growing
    Many factors come into play in creating and maintaining a positive cash flow from your investment.
    I can help you find a solid investment property.
  • The Real Deal – Finding Your Home
    Property Search
    I will provide information so you can view as many properties as possible.
    Property Visits
    I will show you the properties that meet your criteria.
    Property Evaluation/Disclosure
    I will give you my expert opinion and disclose any defects known to me so you can make an informed decision.
  • The Way People Buy Homes is Changing.
    The Way People Buy Homes Is Changing
    • 90% of buyers start online
    • 24/7 access
    • Best sites have photos, videos, info on taxes, features, neighborhoods
  • MyRealLiving 2.0
    MyReal Living 2.0
    • Best online tool in the business
    • More than 100,000 active users
    • Easy to use features
    • Save favorite listings
    • Save home searches
    • Receive e-mail alerts when similar homes go on the market
    • Schedule open house visits
    • Share favorite listings with friends
    Create an account, or I can do it for you.
  • Online Open House Information
    On Line Open House Information
    • All information on one Web site page
    • View Open House dates/times
    • Link to home information, photos, address mapping
    • Can schedule a private showing online
  • RealLiving.com
    RealLiving.com
    Real Living Web sites attract nearly 1.15 million page views each month!
    Local Office Web Site: www.LocalRealLiving.com
    My Web Site: www.RealEstateAgent.com
  • Buying a Home is a Complex Process
    I’m with you every step of the way.
  • How To Determine The Value?
    Comparative Market Analysis Report
    • Nearby homes listed for sale
    • Recently sold or recently listed but no longer available for sale
    • Helps determine right price to offer
  • Preparing the Offer – the Purchase Agreement
    Purchase Agreement
    Terms and conditions of the sale
    Instructions for the mortgage lender and title company
    Skilled NegotiatorSM
    Protecting your interests
    Getting the best deal
    Satisfying your requirements
    What stays in the home as part of the sale
    Move-in date
    Professional Home Inspection
    Before sale is final
    Identifies flaws/defects
    Allows for remediation/settlement before purchase
    Warranty – One Year Coverage for Large Repairs
  • Closing on Your New Home
    Securing a Clear Title of Ownership
    Buying Title Insurance – Protecting Your Home from Future Claims
    • Forged deeds or other documents
    • Claims by previously undisclosed heirs
    • Inaccurate descriptions of property and boundaries
    • Mistakes in public records
    • Fraudulent acts
    Becoming the Home Owner
    Title will transfer from the seller to you
    Moving In
    Possession date ≠ closing date.
    Negotiated in purchase agreement.
  • Equal Housing Opportunity
    Everyone benefits from an open housing market. Restrictions limit the pool of homes for sale and hinder those who are hoping to buy.
    Federal Law – Right of Every Buyer.
  • Homes on the Market
    Insert your market data here.
  • Let’s Get To Work!
    My Mission
    To help you find the best house that fits your needs in the time frame important to you.
    Mary MyersGRI, ABR
    I’m ready to put Premier Service® to work for you!