Real Living Buyer Presentation - portraitDocument Transcript
Helping You Find The Perfect Home
Nancy Ferguson My Mission To help you find the best house that fits your needs in the time frame important to you. Credentials
Full time Real Estate Agent
• Realtor® 8 years • Premier Service® Professional • 97% Customer Satisfaction Rating
Graduate Realtors Institute
Nancy FergusonGRI, ABR
My Company – Real Living My Company
Network of Agents from Coast to Coast If your needs are outside of our local market, I can connect you to another equally qualified and dedicated Real Living Professional with local expertise and a proven record of success and customer satisfaction. Premier Service® Real Living Real Estate Agents acting on your behalf as your Trusted AdvisorSM, Skilled NegotiatorSM and Expert FacilitatorSM. Consider me your connection to a rewarding real estate experience.
Premier Service® Delivers Satisfaction Premier Service Promise
Listen to your needs. I will deliver a service experience based on your needs and desires.
Establish clear expectations. I will explain the roles I play and how we will work together.
Commit to a plan. I will design a plan to deliver on those expectations.
Perform the service. I will deliver on my commitment.
Solicit your feedback. You will be asked to complete a survey which will be used to measure and evaluate my performance.
Your Opinion is Important! At the end of your transaction you will be asked to complete a survey from an independent research company. Survey Purpose
Enables me to document and track my performance
Ensures a continued record of superior service that no company can match.
96% National Satisfaction Rating Thousands of completed surveys say our customers value our service. 96% of them say they are satisfied or very satisfied with our services, and 94% would refer us to a friend.* Through the annual National Association of Realtors Profile of Buyers and Sellers we are able to compare ourselves against a national average. Our rating is far above the industry satisfaction rating. While the NAR survey does employ slightly different language, the results speak for themselves. All above, 2009 GMAC Real Estate survey results. Throughout 2010 GMAC Real Estate brokerages will be rebranding to Real Living.
My Roles in Providing Premier Service® As your Trusted Advisor, I will listen to your goals, recommend the right resources to help you reach them and share with you my experience and expertise. As your Skilled Negotiator, I will help you explore all options, respect your confidentiality and steadfastly represent your interests. As your Expert Facilitator, I will handle all the details and work to ensure that the sale I put together, stays together.
My Customer Satisfaction Rating 97% Customer Satisfaction Rating for January 2007 to Present. Nancy knew we were apprehensive about selling our home. But she explained everything and was always available to answer questions. Her knowledge of negotiating made the process go smoothly. She was invaluable! Bill and Sue Bradley We had shopped around for a Realtor because our last experience was not pleasant. But when Nancy explained how she and her company worked with sellers – and that she was willing to put her promises in writing – it just seemed to be the way to go. And we weren’t disappointed! The sale went great and we would not hesitate to recommend Nancy! Jeff and Mary Horwith
Meet My Team Meet My Team Anytime. Anywhere. Everyday. Everywhere. At Your Service Name – Office Manager Name – LPA Name – Marketing / Showing Coordinator Name – Mortgage Consultant
I Am Available to You in Many Ways! I Am Available To You In Many Ways Office Phone: Cell Phone: Email: Facebook: Twitter: LinkedIn: My Web Site: MyRealLiving 2.0 My policy on returning calls is as follows:
The Real Deal Getting Ready to Buy a Home Your Housing Needs & Wants Your Buying Power Your Loan Options Government Tax Credits Foreclosure Opportunities Investing Opportunities
What Kind Of Home Is Best For You? Complete a Housing Needs Analysis
Age of Home
Number of Bedrooms
Number of Baths
Considerations for Children or Pets
How Much Home Can You Afford? How Much Can You Afford? Your Credit Score
Determines type and terms of mortgage
Get FREE report at AnnualCreditReport.com
Gives you negotiation power
Requires a completed application to the lender
Clears you for a loan of a determined amount
Which Loan Program is Right? Conventional Loans 20% down payment minimum 15-30-40 year, fixed rate versions ARMS – adjustable rate mortgages JUMBO loans Government Program Loans FHA – usually lower down payment/may provide rehab money VA and USDA programs – for veterans and rural residents Sub-Prime Loans For individuals with damaged credit I can help you find a lender to meet your needs.
Is a Foreclosed Property an Option? Is A Foreclosed Property An Option?
Largest database in nation
Can help navigate through extra requirements
Foreclosures, Bank-owned properties (REOs) and Short Sales can be great deals
Prior liens, bank negotiation, poor property condition
I can help you with foreclosures.
Are You Looking for an Income Property? Is An Income Property A n Option? Current Advantages = Positive Cash Flow
Mortgage rates at historic lows
Prices have declined across the nation
Distressed properties offer real bargains
The rental market is growing
Many factors come into play in creating and maintaining a positive cash flow from your investment. I can help you find a solid investment property.
The Real Deal – Finding Your Home Property Search I will provide information so you can view as many properties as possible. Property Visits I will show you the properties that meet your criteria. Property Evaluation/Disclosure I will give you my expert opinion and disclose any defects known to me so you can make an informed decision.
The Way People Buy Homes is Changing. The Way People Buy Homes Is Changing
90% of buyers start online
Best sites have photos, videos, info on taxes, features, neighborhoods
MyRealLiving 2.0 MyReal Living 2.0
Best online tool in the business
More than 100,000 active users
Easy to use features
Save favorite listings
Save home searches
Receive e-mail alerts when similar homes go on the market
Schedule open house visits
Share favorite listings with friends
Create an account, or I can do it for you.
Online Open House Information On Line Open House Information
All information on one Web site page
View Open House dates/times
Link to home information, photos, address mapping
Can schedule a private showing online
RealLiving.com RealLiving.com Real Living Web sites attract nearly 1.15 million page views each month! Local Office Web Site: www.LocalRealLiving.com My Web Site: www.RealEstateAgent.com
Buying a Home is a Complex Process I’m with you every step of the way.
How To Determine The Value? Comparative Market Analysis Report
Nearby homes listed for sale
Recently sold or recently listed but no longer available for sale
Helps determine right price to offer
Preparing the Offer – the Purchase Agreement Purchase Agreement Terms and conditions of the sale Instructions for the mortgage lender and title company Skilled NegotiatorSM Protecting your interests Getting the best deal Satisfying your requirements What stays in the home as part of the sale Move-in date Professional Home Inspection Before sale is final Identifies flaws/defects Allows for remediation/settlement before purchase Warranty – One Year Coverage for Large Repairs
Closing on Your New Home Securing a Clear Title of Ownership Buying Title Insurance – Protecting Your Home from Future Claims • Forged deeds or other documents • Claims by previously undisclosed heirs • Inaccurate descriptions of property and boundaries • Mistakes in public records • Fraudulent acts Becoming the Home Owner Title will transfer from the seller to you Moving In Possession date ≠ closing date. Negotiated in purchase agreement.
Equal Housing Opportunity Everyone benefits from an open housing market. Restrictions limit the pool of homes for sale and hinder those who are hoping to buy. Federal Law – Right of Every Buyer.
Homes on the Market Insert your market data here.
Let’s Get To Work! My Mission To help you find the best house that fits your needs in the time frame important to you. Mary MyersGRI, ABR I’m ready to put Premier Service® to work for you!