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Systematic investment plan

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This is a short presentation of Systematic Investment Plan (SIP) in Mutual Funds. The returns shown in the scheme will get update once in a month.

This is a short presentation of Systematic Investment Plan (SIP) in Mutual Funds. The returns shown in the scheme will get update once in a month.


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  • 1. FROM THE DESK OF RISHI B. KHANNA, CFPCMThe Best way of savings for Financial Goals SYSTEMATIC INVESTMENT PLAN (S.I.P) FINANCIAL PLANNING, INSURANCE, INVESTMENTS
  • 2. FROM THE DESK OF RISHI B. KHANNA, CFPCM• Sip means savings regularly, periodically, a fixed amount for a specified period in a Mutual Fund Schemes.• The period can be 3 years, 5 years, 10 years, 15 years and so…… deciding upon your needs and time frame. FINANCIAL PLANNING, INSURANCE, INVESTMENTS
  • 3. FROM THE DESK OF RISHI B. KHANNA, CFPCMBenefits of SIP: It helps you start small, with as low as Rs. 1000 per month. It helps you reduce the risk of mis-timing the market. It helps you buy more units when the market is down and fewer units when the market is up. Thus reducing the cost of entry. FINANCIAL PLANNING, INSURANCE, INVESTMENTS
  • 4. FROM THE DESK OF RISHI B. KHANNA, CFPCMBenefits of SIPRupee Cost Average:Total Amount Invested= Rs.12000,Total No. of Units Purchased= 1240.909Average Price per unit= Rs.9.67• If money is redeemed @ Rs.12 then the redemption value is Rs. 14890 and return is 57.22% (cagr) FINANCIAL PLANNING, INSURANCE, INVESTMENTS
  • 5. FROM THE DESK OF RISHI B. KHANNA, CFPCMBenefits of SIPThe Power of Compounding SIP of Rs. 1,000 per month No. of 8% 10% 12% 15% Months 60 Rs. Rs. Rs. Rs. (5 Years) 73,966.70 78,082.38 82,486.37 89,681.69 120 Rs. Rs. Rs. Rs. (10 Years) 184,165.68 206,552.02 232,339.08 278,657.27 180 Rs. Rs. Rs. Rs. (15 Years) 348,345.14 417,924.27 504,576.00 676,863.09 240 Rs. Rs. Rs. Rs. (20 Years) 592,947.22 765,696.91 999,147.92 1,515,954.97 FINANCIAL PLANNING, INSURANCE, INVESTMENTS
  • 6. FROM THE DESK OF RISHI B. KHANNA, CFPCMSIP’s can be done as per your risk appetite. Select the fund which suits your needs and start saving accordingly.The Funds in which SIP can be done are as follows:• Equity Funds : The Investments in these Funds are done purely in Equity Shares. The Risk is High and Returns in long term are also high as compared to other Funds.• Balanced Funds: The Investments in these Funds are done in the proportionately as 65% – 75% in Equity and the Balance in Debt Instruments. The Risk is Medium to High. FINANCIAL PLANNING, INSURANCE, INVESTMENTS
  • 7. FROM THE DESK OF RISHI B. KHANNA, CFPCMSIP’s can be done as per your risk appetite. Select the fund which suits your needs and start saving accordingly.Contd………………….• MIP Funds: The Investments in these Funds are done in the proportion to 65% - 75% in Debt instrument and the Balance in Equity Shares. The Risk in these Funds are Low to Medium.• Debt Funds: The Investments in these Funds are done Purely in Debt Instruments. The Risk is very Low as compared to Equity Funds.• Gold Funds: This is a Fund of Funds. The Investments in these Funds are done in Gold ETF. The Risk is High to Medium. FINANCIAL PLANNING, INSURANCE, INVESTMENTS
  • 8. FROM THE DESK OF RISHI B. KHANNA, CFPCMSIP is very useful tool for Financial Planning.Financial Planning can be done for:Child’s Marriage,Child’s Higher Education,Retirement,Holidays and Tours,and other need arises from Time to time. FINANCIAL PLANNING, INSURANCE, INVESTMENTS
  • 9. FROM THE DESK OF RISHI B. KHANNA, CFPCMDo you know the Value of SIP of Rs. 1000 per month, for 15 Years (180 months, total invested Rs.1,80,000) in• ICICI Prudential Top 200 Fund - G is Rs. 9,88,992@ 20.35%,• Franklin India Bluechip Fund-G is Rs. 9,85,633@ 20.31%,• HDFC Equity Fund –G is Rs. 16,59,536 @ 26.17%,• Reliance Growth Fund-G is Rs. 19,64,882 @ 28.07%.• Value shown is as on 05/12/2012. FINANCIAL PLANNING, INSURANCE, INVESTMENTS
  • 10. FROM THE DESK OF RISHI B. KHANNA, CFPCMSo start SIPing Today for your Best Future. FINANCIAL PLANNING, INSURANCE, INVESTMENTS
  • 11. FROM THE DESK OF RISHI B. KHANNA, CFPCM WE HAVE DIFFERENT PLANS FOR ALL YOUR FINANCIAL NEEDS. PLAN YOUR NEED TODAY. CONTACT: RISHI B. KHANNA, CFP CM CERTIFIED FINANCIAL PLANNERCM TEL No.- 9821248481 / 8080715551. E.Mail :- khanna.rishi@mtnl.net.inNOTE:The Views, Schemes, and Comments are expressed by Rishi B. Khanna .Neither any organisation nor any company is responsible for the same. FINANCIAL PLANNING, INSURANCE, INVESTMENTS
  • 12. FROM THE DESK OF RISHI B. KHANNA, CFPCMREGARDS,And Do Take Care………. FINANCIAL PLANNING, INSURANCE, INVESTMENTS