Beyond balance sheet-bankers-views

  • 392 views
Uploaded on

Bankers NOT to look at only Quantitative aspects of Cos but they need to understand qualitative aspects too before financing

Bankers NOT to look at only Quantitative aspects of Cos but they need to understand qualitative aspects too before financing

  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
    Be the first to comment
    Be the first to like this
No Downloads

Views

Total Views
392
On Slideshare
0
From Embeds
0
Number of Embeds
0

Actions

Shares
Downloads
9
Comments
0
Likes
0

Embeds 0

No embeds

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
    No notes for slide
  • The fraud was orchestrated by the company chairman Raju. The auditing firm may have involved in the whole fudging exercise. There are several lessons to be learnt from Satyam. It showed how a great company can also be brought down if somebody decides he does not want to be ethical for some reason. Falsified bank balances, depository receipts, invoices and even bank letterhead used to bolster the fake accounts.

Transcript

  • 1. Beyond Balance Sheet
    R.Ganesh, DGM & Sr.Faculty,
    SBSC, Hyderabad
  • 2. BeyondBS - MANAGEMENT
    Competent ?
    Innovations
    Experienced ?
    Modern Management techniques
    Qualified ?
    Authority Structure & Delegation
    Involved in Management?
    Responsivenessto environment changes?
  • 3. Beyond BS – Fixed Assets
    Capacity Utilisation
    Productivity
    Age of Plant – Periodical Maintenance/repairs
  • 4. Beyond BS – Production Management
    Production Planning
    Scheduling
    Control & Quality Control
  • 5. Beyond BS - Technology
    State of Tech- current or obsolete?
    Awareness of Competitors technology
    Technology – Upgradation ?
    Research & Development
    Plans for New Product Development & Diversification
  • 6. Beyond BS -MARKETING
    Nature of industry
    Present status & future prospects
    Govt.Policy / Control(Exports /Imports)
    Special features
  • 7. Beyond BS – Marketing(2)
    Availability of Raw material
    Market Share
    Nature & extent of competition
    Growth vs Market Share
  • 8. Beyond BS –Growth Prospects
    Objectives ?
    Growth oriented or stagnant ?
    Diversification Plans –same industry or other pursuits !!
    Growth Plan
    • Conservation of resources, consistent with liquidity/ capital base?
  • Beyond BS –MARKET PERCEPTION
    Buyers of Co’s Products
    Its competitors
    Stockmarket investors
    Bankers (others) in Consortium or in multiple banking
  • 9. Appears trivial but MOST IMPORTANT
    Continuous UPDATE
    FILING
    Reading-
    Circulars
    Newspapers
    Other magazines
  • 10. CAG, HYDERABAD
    11
    The fraud was orchestrated by the company chairman Raju. The auditing firm may have involved in the whole fudging exercise. It showed how a great company can also be brought down if somebody decides he does not want to be ethical for some reason. Falsified bank balances, depository receipts, invoices and even bank letterhead used to bolster the fake accounts.