Affluent Investing - UK - November 2013

Three quarters of affluent consumers are saving for their retirement, which is a ...
figure 6: Sources Of Advice When Taking Out An Investment Product, August 2013
awareness Of Rdr Changes
figure 7: Consumer...
little Book Of Wonders Launched For Hnw Clients
developments For Hnw Clients

market Size And Forecast
key Points
wealth M...
market Share
key Points
coutts And Barclays Account For Over 20% Of Assets Under Management
figure 25: Largest 15 Wealth M...
key Points
over 50% Of Accounts Are Under Discretionary Management…
figure 41: Number Of Client Accounts/portfolios...
one In Two Affluent Consumers Makes Their Own Investment Decisions
figure 52: Investment Management And Decision Making, A...
appendix – Market Size And Forecast
figure 64: Best And Worst Case Forecast Of Wealth Management Industry Revenues, ...
Savings If It Means I Don’t Have To Lie Awake At Night Worrying About Investment Risk’,
By Demographics, Augus...
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Affluent investing uk - november 2013

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Affluent investing uk - november 2013

  1. 1. Affluent Investing - UK - November 2013 Three quarters of affluent consumers are saving for their retirement, which is a much higher proportion than across the wider population. For wealth management firms, promoting SIPPPs and other pension products should be an important strategy in a bid to capitalise on the demand for retirement savings – and thus capture potential clients. table Of Content introduction report Scope And Definitions abbreviations key Sources executive Summary the Market industry Revenues Expected To Grow In 2013 And Following Five Years figure 1: Forecast Of Wealth Management Industry Revenues – Fan Chart, 2008-18 segment Performance discretionary Management Leads The Way figure 2: Investment Assets Held By Wealth Managers, By Mandate Type, 2008-12 portfolio Composition market Factors economic Recovery Finally Getting Underway ftse 100 Performing Well the Fca Announced A Supervision Model For The Wealth Management Industry impact Of The Rdr companies, Brands And Innovation coutts Overtake Barclays To Take Top Spot adspend On Wealth Management Products And Services Down By 8% In 2012/13 the Consumer investment Portfolio figure 3: Saving And Investment Product Ownership, August 2013 saving And Investing Goals figure 4: Saving And Investment Goals, August 2013 investment Decisions figure 5: Investment Management And Decision Making, August 2013 sources Of Financial Advice Affluent Investing - UK - November 2013
  2. 2. figure 6: Sources Of Advice When Taking Out An Investment Product, August 2013 awareness Of Rdr Changes figure 7: Consumer Awareness Of Rdr Changes, August 2013 what We Think issues In The Market how Is The Rdr Affecting The Wealth Management Industry? what Drives Saving And Investing Activity Among Affluent Consumers? how Can Firms Target The Affluent Consumers Of The Future? could Advertising Play A Bigger Role In The Wealth Management Sector? trend Application rising To The Top short-term Pain For Long-term Gain mintel Futures: Old Gold market Drivers key Points market Indices Performing Well In 2013 figure 8: Ftse 100 And Ftse All-share – Daily Index Movements, January 2005-august 2013 market Capitalisation Up By 15% In 2012 figure 9: Market Capitalisation Of Global Stock Exchanges, By Region, 2009-13 uk Economy Showing Signs Of Recovery figure 10: Uk Quarterly Gdp Growth, Q1 2006-q3 2013 consumer Confidence Continues To Grow figure 11: Uk Consumer Confidence, January 1989-october 2013 rdr Already Having An Impact In The Wealth Management Arena wealth Managers And Private Banks Come Under The Eye Of The Fca basel Iii Brings New Capital Requirements mifid Ii And Resolution Of Potential Conflict With The Rdr swot Analysis figure 12: Wealth Management Market – Swot Analysis, 2013 who’s Innovating? key Points finding The Right Wealth Manager For Your Personal Needs barclays Continues To Develop Its Execution Platform For Wealth Managers Affluent Investing - UK - November 2013
  3. 3. little Book Of Wonders Launched For Hnw Clients developments For Hnw Clients market Size And Forecast key Points wealth Management Market Continues To Grow figure 13: Size Of The Uk Wealth Management Sector, By Number Of Clients, Value Of Assets And Total Revenues, 2008-12 net New Assets Down In 2012 figure 14: Investment Asset Growth And Net New Business For Wealth Managers, 2009-12 market Forecast industry Revenues Expected To Increase 19% Over The Next Five Years figure 15: Forecast Of Wealth Management Industry Revenues – Fan Chart, 2008-18 figure 16: Forecast Of Wealth Management Industry Revenues, At Current And Constant Prices, 2008-18 forecast Methodology fan Chart Explanation segment Performance key Points wealth Management Firms Grow Assets And Number Of Accounts figure 17: Number Of Accounts And The Value Of Assets Managed, By Type Of Firm, 2009-12 share Of Total Revenues Remains Unchanged In 2012 figure 18: Total Wealth Management Industry Revenues, By Type Of Firm, 2009-12 commission Earning Declined In 2012 figure 19: Proportional Distribution Of Revenue Streams, By Type Of Firm, 2011 And 2012 costs As A Proportion Of Revenues Fall For Wealth Management Firms figure 20: Operational Costs As A Proportion Of Revenue, By Type Of Firm, 2009-12 profitability Among Wealth Management Firms Up In 2012 figure 21: Profit Margin, By Type Of Firm, 2009-12 portfolio Composition key Points number Of Client Accounts Up By 5% In 2012 figure 22: Number Of Wealth Manager Accounts/portfolios, By Value Band (nominee Accounts Only), 2012 asset Allocations Remains Relatively Unchanged In 2012 figure 23: Proportional Distribution Of Assets, By Type Of Asset Class, 2008-12 taxable Holdings Remain The Most Widely Held Asset Type figure 24: Proportional Distribution Of Assets, By Ownership, 2012 Affluent Investing - UK - November 2013
  4. 4. market Share key Points coutts And Barclays Account For Over 20% Of Assets Under Management figure 25: Largest 15 Wealth Managers, By Assets Under Management And Number Of Client Accounts – Uk, 2011 And 2012 companies And Products coutts & Co figure 26: Rbs Group’s Wealth Division – Key Interim Data, H1 2012 And H1 2013 figure 27: Rbs Group’s Wealth Division – Key Financial Data, 2011 And 2012 barclays Wealth And Investment Management figure 28: Key Interim Financial Data For Barclays Wealth And Investment Management, H1 2012 And H1 2013 figure 29: Barclays Wealth – Key Financial Data, 2011 And 2012 st. James’s Place Wealth Management figure 30: St James’s Place Wealth Management – Key Interim Data, H1 2012 And H1 2013 figure 31: St James’s Place Wealth Management – Key Annual Data, 2011 And 2012 ubs Wealth Management figure 32: Ubs Wealth Management Division (europe And Asia) – Key Interim Data, H1 2012 And H1 2013 figure 33: Ubs Wealth Management Division (europe And Asia) – Key Annual Data, 2011 And 2012 brewin Dolphin figure 34: Brewin Dolphin – Key Interim Data, H1 2012 And H1 2013 hargreaves Lansdown figure 35: Hargreaves Lansdown – Key Annual Data, 2012 And 2013 hsbc Private Bank figure 36: Hsbc Private Bank – Key Interim Data, H1 2012 And H1 2013 figure 37: Hsbc Private Bank – Key Annual Data, 2011 And 2012 brand Communication And Promotion key Points advertising On Wealth Management Services And Products Is Relatively Small figure 38: Total Advertising Expenditure On Wealth Management And Other Related Products And Services, 2010/11-2012/13 figure 39: Top Ten Advertisers Of Wealth Management Products And Services, 2010/11-2012/13 press And Outdoor Media Lead The Way In The Wealth Management Sector figure 40: Proportional Distribution Of Adspend On Wealth Management, By Media Type, 2010/11-2012/13 a Note About Adspend channels To Market Affluent Investing - UK - November 2013
  5. 5. key Points over 50% Of Accounts Are Under Discretionary Management… figure 41: Number Of Client Accounts/portfolios, By Mandate Type, 2008-12 discretionary Management Accounts For An Even Higher Percentage Of Aum figure 42: Investment Assets Held By Wealth Managers, By Mandate Type, 2008-12 revenue Returns Continue To Seesaw figure 43: Revenue Return On Discretionary And Advisory Assets, 2007-12 segmentation Of Investable Assets key Points survey Coverage wealth Tiers Among Affluent Consumers figure 44: Segmentation Of The Affluent Market, By Value Of Investable Assets, August 2013 growing Personal Wealth Over Time figure 45: Segmentation Of The Affluent Market, By Value Of Investable Assets, August 2013 meeting The Investable Assets Criterion figure 46: Segmentation Of The Affluent Market, By Value Of Investable Assets, August 2013 inheriting The Next Generation Of Affluent And Hnw Consumers figure 47: Segmentation Of The Affluent Market, By Value Of Investable Assets, August 2013 investment Portfolio key Points affluent Clients Tend To Save/invest In A Range Of Products figure 48: Saving And Investment Product Ownership, August 2013 a Quarter Of Affluent Consumers Invest In Property affluent And Hnw Clients Have Fingers In Many Pies figure 49: Saving And Investment Product Ownership, By Segmentation Of The Affluent Market, August 2013 saving And Investing Goals key Points retirement Is The Number One Financial Priority figure 50: Saving And Investment Goals, August 2013 circumstances Dictate Saving And Investment Goals affluent And Hnw Clients Most Likely To Save/invest For Tax Mitigation And Inheritance Planning figure 51: Saving And Investment Goals, By Segmentation Of The Affluent Market, August 2013 investment Decisions key Points Affluent Investing - UK - November 2013
  6. 6. one In Two Affluent Consumers Makes Their Own Investment Decisions figure 52: Investment Management And Decision Making, August 2013 adults Who Own More Complex Products Tend To Delegate Investment Decisions figure 53: Investment Management And Decision Making, By Ownership Of Unit Trust/oeics, Property And Corporate Bonds/bond Futures/gilts/gilt Funds, August 2013 sources Of Financial Advice key Points ifas The Top Source Of Financial Advice figure 54: Sources Of Advice When Taking Out An Investment Product, August 2013 affluent And Hnw Clients More Likely To Seek Advice From Private Banks figure 55: Sources Of Advice When Taking Out An Investment Product, By Segmentation Of The Affluent Market, August 2013 awareness Of Rdr Changes key Points around 80% Of Affluent Clients Have Heard About The Rdr figure 56: Consumer Awareness Of Rdr Changes, August 2013 affluent & Hnw Clients Most Likely To Be Aware About The Rdr figure 57: Consumer Awareness Of Rdr Changes, By Segmentation Of The Affluent Market, August 2013 more Can Be Done To Boost Customer Awareness figure 58: Consumer Awareness Of Rdr Changes, By Sources Of Advice When Taking Out An Investment Product, August 2013 ownership Of Certain Products Leads To Increased Awareness figure 59: Consumer Awareness Of Rdr Changes, By Ownership Of Select Investment Products, August 2013 attitudes Towards Investing And Financial Risk key Points affluent Consumers Like The Challenge Of Making The Most Of Their Money… figure 60: Attitudes Towards Investment Risk, August 2013 but A Large Number Also Prefer To Have Peace Of Mind Over Higher Returns figure 61: Attitudes Towards Having Lower Investment Risk, August 2013 risk Attitudes Change Among The Three Wealth Tiers figure 62: Agreement With The Statement ‘i’ve Tended To Avoid Taking Financial Risks In The Past’, By Segmentation Of The Affluent Market, August 2013 patience And A Long-term Outlook Can Help During Turbulent Times figure 63: Agreement With The Statement ‘if I Lost Money On An Investment, I Would Stay Investment And Hope That The Investment Recovers Over Time’, August 2013 Affluent Investing - UK - November 2013
  7. 7. appendix – Market Size And Forecast figure 64: Best And Worst Case Forecast Of Wealth Management Industry Revenues, 2013-18 appendix – Segmentation Of Investable Assets figure 65: Segmentation Of The Affluent Market, By Value Of Investable Assets, August 2013 appendix – Investment Portfolio figure 66: Most Widely Owned Saving And Investment Products, August 2013 figure 67: Saving And Investment Products, August 2013 figure 68: Least Owned Saving And Investment Products, August 2013 appendix – Saving And Investing Goals figure 69: Most Important Saving And Investment Goals, By Demographics, August 2013 figure 70: Less Important Saving And Investment Goals, By Demographics, August 2013 appendix – Investment Decisions figure 71: Investment Management And Decision Making, By Demographics, August 2013 figure 72: Investment Management And Decision Making, By Segmentation Of The Affluent Market, August 2013 appendix – Sources Of Financial Advice figure 73: Sources Of Advice When Taking Out An Investment Product, By Demographics, August 2013 appendix – Awareness Of Rdr Changes figure 74: Consumer Awareness Of Rdr Changes, August 2013 appendix – Attitudes Towards Investing And Financial Risk figure 75: Agreement With The Statement ‘i Like The Challenge Of Trying To Make The Most Of My Money’, By Demographics, August 2013 figure 76: Agreement With The Statement ‘i’m Prepared To Take Some Risks With My Savings And Investments In The Hope Of Earning Higher Returns’, By Demographics, August 2013 figure 77: Agreement With The Statement ‘i’d Rather Take A Few Risks With My Investments Than Watch Their Real Value Reduced By Inflation’, By Demographics, August 2013 figure 78: Agreement With The Statement ‘if I Lost Money On An Investment, I Would Stay Invested And Hope That The Investment Recovers Over Time’, By Demographics, August 2013 figure 79: Agreement With The Statement ‘i’m Happy To Make A Lower Return On My Affluent Investing - UK - November 2013
  8. 8. Savings If It Means I Don’t Have To Lie Awake At Night Worrying About Investment Risk’, By Demographics, August 2013 figure 80: Agreement With The Statement ‘i’ve Tended To Avoid Taking Financial Risks In The Past’, By Demographics, August 2013 figure 81: Agreement With The Statement ‘even If A Risky Investment Offered Higher Returns, It Wouldn’t Compensate For The Amount Of Worry It’d Cause Me’, By Demographics, August 2013 figure 82: Agreement With The Statement ‘i Think That I’m More Willing Than Most People To Take Financial Risks’, By Demographics, August 2013 figure 83: Agreement With The Statement ‘i’d Rather Have Money In The Bank Now Than The Chance Of High Returns In The Future’, By Demographics, August 2013 figure 84: Agreement With The Statement ‘i’d Be Prepared To Borrow Money To Make A Financial Investment’, By Demographics, August 2013 ResearchMoz(http://www.researchmoz.us/) is the one stop online destination to find and buy market research reports & Industry Analysis. We fulfill all your research needs spanning across industry verticals with our huge collection of market research reports. We provide our services to all sizes of organizations and across all industry verticals and markets. Our Research Coordinators have in-depth knowledge of reports as well as publishers and will assist you in making an informed decision by giving you unbiased and deep insights on which reports will satisfy your needs at the best price. Contact: M/s Sheela, 90 State Street, Suite 700, Albany NY - 12207 United States Tel: +1-518-618-1030 USA - Canada Toll Free 866-997-4948 Email: sales@researchmoz.us Website: http://www.researchmoz.us/ Affluent Investing - UK - November 2013

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