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Life Insurance in Spain, Key Trends and Opportunities to 2016
 

Life Insurance in Spain, Key Trends and Opportunities to 2016

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    Life Insurance in Spain, Key Trends and Opportunities to 2016 Life Insurance in Spain, Key Trends and Opportunities to 2016 Document Transcript

    • Life Insurance in Spain, Key Trends and Opportunities to 2016Report Details:Published:October 2012No. of Pages: 251Price: Single User License – US$1950SynopsisThe report provides in depth market analysis, information and insights into the Spanish lifeinsurance market, including:•The Spanish life insurance market’s growth prospects by life insurance categories and customer segments•The various distribution channels in the Spanish life insurance market•The competitive landscape in the Spanish life insurance market•A description of the life reinsurance market in SpainExecutive summaryThe Spanish life insurance segment is considered to be one of the largest life insurance segmentsin Europe and witnessed a healthy growth during the review period. Despite registering adecrease in 2010 as a result of the debt crisis which created financial difficulties for life insurers,the segment bounced back in 2011 due to the crisis in public pension systems that drove peopletowards private pension plans.ScopeThis report provides a comprehensive analysis of the life insurance market in Spain:•It provides historical values for Spain’s life insurance market for the report’s 2007–2011 review period and forecast figures for the 2012–2016 forecast period•It offers a detailed analysis of the key sub-segments in Spain’s life insurance market, along with market forecasts until 2016•It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions•It analyses the various distribution channels for life insurance products in Spain•Using Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in Spain for the life insurance business•It provides a detailed analysis of the reinsurance market in Spain and its growth prospects•It profiles the top life insurance companies in Spain and outlines the key regulations affecting themKey highlights
    • •The Spanish life insurance segment is considered to be one of the largest life insurance segments in Europe.•The growing aging population in Spain is expected to increase the market of post retirement savings, such as pensions and general annuity.•The presence of an aging population, deficits in pensions and a shrinking workforce are expected to drive long term demand for life insurance and private pensions.•Life insurance in Spain is predominantly distributed through bancassurance.•The weak economic conditions in the country affected the sales of life insurance products, particularly pensions, group life, group superannuation and term life, causing a decline in overall premiums.Reasons to buy•Make strategic business decisions using historic and forecast market data related to the Spanish life insurance market and each sector within it•Understand the demand-side dynamics, key market trends and growth opportunities within the Spanish life insurance market•Assess the competitive dynamics in the life insurance market, along with the reinsurance segment•Identify the growth opportunities and market dynamics within key product categories•Gain insights into key regulations governing the Spanish insurance market and its impact on companies and the markets futureGet your copy of this report @http://www.reportsnreports.com/reports/197693-life-insurance-in-spain-key-trends-and-opportunities-to-2016.htmlMajor points covered in Table of Contents of this report includeTable of Contents1 Executive Summary2 Introduction2.1 What is this Report About?2.2 Definitions2.3 Methodology3 Spanish Insurance Industry Attractiveness3.1 Insurance Industry3.2 Key Industry Trends and Drivers3.2.1 Business drivers3.2.2 Consumer drivers3.3 Recent Market Developments4 Life Insurance Segment Outlook4.1 Life Insurance Growth Prospects by Category4.1.1 Individual life insurance category4.1.2 Individual pension category4.1.3 Individual endowment category
    • 4.1.4 Individual marriage and birth insurance category4.1.5 Individual unit-linked insurance sub-category4.1.6 Individual term life insurance category4.1.7 Individual others category4.1.8 Group life insurance category4.1.9 Group superannuation category4.2 Life Insurance Growth Prospects by Customer Segments4.2.1 Individual single premium category4.2.2 Individual non-single premium category4.2.3 Group single premium category4.2.4 Group non-single premium category5 Analysis by Distribution Channel5.1 Direct Marketing Channel5.2 Bancassurance Channel5.3 Agencies Channel5.4 E-Commerce Channel5.5 Brokers Channel5.6 Other Channels6 Regulatory Policies7 Porter’s Five Forces Analysis – Spanish Life Insurance7.1 Bargaining Power of Supplier: Medium7.2 Bargaining Power of Buyer: Medium7.3 Barriers to Entry: Low to Medium7.4 Intensity of Rivalry: Medium to High7.5 Threat of Substitutes: Low8 Reinsurance Growth Dynamics and Challenges8.1 Reinsurance market size, 2007–20168.2 Reinsurance market size by type of insurance, 2007–20169 Competitive Landscape and Strategic Insights9.1 Overview9.2 Leading Companies in the Spanish Life Insurance Segment9.3 Comparison of Top Five Insurers9.3.1 Gross Written Premium9.3.2 Incurred loss premium9.3.3 Outward reinsurance expense9.3.4 Net earned premium9.3.5 Gross claims9.3.6 Paid claims9.4 Vidacaixa – Company Overview9.4.1 Vidacaixa – key facts9.4.2 Vidacaixa – key financials9.5 Bansabadell Vida – Company Overview
    • 9.5.1 Bansabadell Vida – key facts9.5.2 Bansabadell Vida – key financials9.6 Santander Seguros – Company Overview9.6.1 Santander Seguros – key facts9.6.2 Santander Seguros – key financials9.7 Ibercaja Vida – Company Overview9.7.1 Ibercaja Vida – key facts9.7.2 Ibercaja Vida – key financials9.8 Mapfre Vida – Company Overview9.8.1 Mapfre Vida – key facts9.8.2 Mapfre Vida – key financials9.9 Caser – Company Overview9.9.1 Caser – key facts9.9.2 Caser – key financials9.1 Mapfre Caja Madrid Vida – Company Overview9.10.1 Mapfre Caja Madrid Vida – key facts9.10.2 Mapfre Caja Madrid Vida – key financials9.11 BBVA Seguros – Company Overview9.11.1 BBVA Seguros – key facts9.11.2 BBVA Seguros – key financials9.12 Generali Seguros – Company Overview9.12.1 Generali Seguros – key facts9.13 Ascat Vida – Company Overview9.13.1 Ascat Vida – key facts9.13.2 Ascat Vida – key financials10 Business Environment and Country Risk10.1 Business Confidence10.1.1 Business confidence indicator10.1.2 Market capitalization trend – Spanish Stock Exchange (BME), Spain10.2 Economic Performance10.2.1 GDP at constant prices (US dollar)10.2.2 GDP per capita at constant prices (US dollar)10.2.3 GDP at current prices (US dollar)10.2.4 GDP per capita at current prices (US dollar)10.2.5 GDP by key segments10.2.6 Agricultural net output at current prices (Euro)10.2.7 Agricultural net output at current prices (US dollar)10.2.8 Agricultural net output at current prices as a percentage of GDP10.2.9 Manufacturing net output at current prices (Euro)10.2.10 Manufacturing net output at current prices (US dollar)10.2.11 Manufacturing net output at current prices as a percentage of GDP10.2.12 Mining, manufacturing and utilities net output at current prices (Euro)
    • 10.2.13 Mining, manufacturing and utilities at current prices (US dollar)10.2.14 Mining, manufacturing and utilities at current prices, as percentage of GDP10.2.15 Construction net output at current prices (Euro)10.2.16 Construction net output at current prices, (US dollar)10.2.17 Construction net output at current prices as a percentage of GDP10.2.18 Inflation rate10.2.19 Current account balance as a percentage of GDP10.2.20 Exports as a percentage of GDP10.2.21 Imports as a percentage of GDP10.2.22 Exports growth10.2.23 Imports growth10.2.24 Annual average exchange rate US$–EUR10.2.25 End-of-period exchange rate US$–EUR10.3 Infrastructure Quality and Availability10.3.1 Total airports and sea ports10.3.2 Railways and roadways10.3.3 Passenger vehicle production volume10.3.4 Commercial vehicle production volume10.3.5 Automotive component exports trend10.3.6 Automotive component imports trend10.3.7 Passenger car penetration10.3.8 Healthcare expenditure10.3.9 Healthcare expenditure as a percentage of GDP10.3.10 Healthcare expenditure per capita10.3.11 Total internet subscribers10.4 Labor Force10.4.1 Labor force10.4.2 Unemployment rate10.5 Demographics10.5.1 Annual disposable income10.5.2 Annual per capita disposable income10.5.3 Total population10.5.4 Urban and rural population10.5.5 Female percentage of population10.5.6 Male percentage of population10.5.7 Mean age of the population10.5.8 Median age of population10.5.9 Population density10.5.10 Age distribution of the total population10.5.11 Age distribution of the male population10.5.12 Age distribution of the female population10.6 Political and Social Risk
    • 10.6.1 Political stability10.6.2 Terrorism index10.6.3 Transparency index11 Appendix11.1 Methodology11.2 Contact Us11.3 About Timetric11.4 DisclaimerList of TablesTable 1: Insurance Industry DefinitionsTable 2: Spanish Insurance Overall Written Premium by Segment (EUR Billion), 2007–2011Table 3: Spanish Insurance Overall Written Premium by Segment (US$ Billion), 2007–2011Table 4: Spanish Insurance Overall Written Premium by Segment (EUR Billion), 2011–2016Table 5: Spanish Insurance Overall Written Premium by Segment (US$ Billion), 2011–2016Table 6: Spanish Insurance Segmentation (% Share), 2007–2016Table 7: Spanish Life Insurance Written Premium by Category (EUR Billion), 2007–2011Table 8: Spanish Life Insurance Written Premium by Category (US$ Billion), 2007–2011Table 9: Spanish Life Insurance Written Premium by Category (EUR Billion), 2011–2016Table 10: Spanish Life Insurance Written Premium by Category (US$ Billion), 2011–2016Table 11: Spanish Life Insurance – Earned Premium (EUR Billion), 2007–2011Table 12: Spanish Life Insurance – Earned Premium (EUR Billion), 2011–2016Table 13: Spanish Life Insurance – Sum Assured (EUR Trillion), 2007–2011Table 14: Spanish Life Insurance – Sum Assured (EUR Trillion), 2011–2016Table 15: Spanish Life Insurance – Paid Claims (EUR Billion), 2007–2011Table 16: Spanish Life Insurance – Paid Claims (EUR Billion), 2011–2016Table 17: Spanish Life Insurance – Incurred Loss (EUR Billion), 2007–2011Table 18: Spanish Life Insurance – Incurred Loss (EUR Billion), 2011–2016Table 19: Spanish Life Insurance – Loss Ratio (%), 2007–2011Table 20: Spanish Life Insurance – Loss Ratio (%), 2011–2016Table 21: Spanish Life Insurance – Commissions and Expenses (EUR Billion), 2007–2011Table 22: Spanish Life Insurance – Commissions and Expenses (EUR Billion), 2011–2016Table 23: Spanish Life Insurance – Combined Ratio (%), 2007–2011Table 24: Spanish Life Insurance – Combined Ratio (%), 2011–2016Table 25: Spanish Life Insurance – Frauds and Crimes (EUR Billion), 2007–2011Table 26: Spanish Life Insurance – Frauds and Crimes (EUR Billion), 2011–2016Table 27: Spanish Life Insurance – Total Assets (EUR Billion), 2007–2011Table 28: Spanish Life Insurance – Total Assets (EUR Billion), 2011–2016Table 29: Spanish Life Insurance – Total Investment Income (EUR Billion), 2007–2011Table 30: Spanish Life Insurance – Total Investment Income (EUR Billion), 2011–2016Table 31: Spanish Life Insurance – Retentions (EUR Billion), 2007–2011Table 32: Spanish Life Insurance – Retentions (EUR Billion), 2011–2016Table 33: Spanish Individual Life Insurance Category – Number of Active Policies (Thousand),
    • 2007–2011Table 34: Spanish Individual Life Insurance Category – Number of Active Policies, 2011–2016Table 35: Spanish Individual Life Insurance Category – Written Premium (EUR Billion), 2007–2011Table 36: Spanish Individual Life Insurance Category – Written Premium (EUR Billion), 2011–2016Table 37: Spanish Individual Pension Category – Number of Active Policies (Thousand),2007–2011Table 38: Spanish Individual Pension Category – Number of Active Policies (Thousand),2011–2016Table 39: Spanish Individual Pension Category – Written Premium (EUR Billion), 2007–2011Table 40: Spanish Individual Pension Category – Written Premium (EUR Billion), 2011–2016Table 41: Spanish Individual Endowment Category – Number of Active Policies (Thousand),2007–2011Table 42: Spanish Individual Endowment Category – Number of Active Policies (Thousand),2011–2016Table 43: Spanish Individual Endowment Category – Written Premium (EUR Billion), 2007–2011Table 44: Spanish Individual Endowment Category – Written Premium (EUR Billion), 2011–2016Table 45: Spanish Individual Marriage and Birth Insurance Category – Number of Active Policies(Thousand), 2007–2011Table 46: Spanish Individual Marriage and Birth Insurance Category – Number of Active Policies(Thousand), 2011–2016Table 47: Spanish Individual Marriage and Birth Insurance Category – Written Premium (EURBillion), 2007–2011Table 48: Spanish Individual Marriage and Birth Insurance Category – Written Premium (EURBillion), 2011–2016Table 49: Spanish Individual Unit-linked Insurance Sub-Category – Number of Active Policies(Thousand), 2007–2011Table 50: Spanish Individual Unit-linked Insurance Sub-Category – Number of Active Policies(Thousand), 2011–2016Table 51: Spanish Individual Unit-linked Insurance Sub-Category – Written Premium (EUR Billion),2007–2011Table 52: Spanish Individual Unit-linked Insurance Sub-Category – Written Premium (EUR Billion),2011–2016Table 53: Spanish Individual Term Life Insurance Category – Number of Active Policies(Thousand), 2007–2011Table 54: Spanish Individual Term Life Insurance Category – Number of Active Policies(Thousand), 2011–2016Table 55: Spanish Individual Term Life Insurance Category – Written Premium (EUR Billion),2007–2011Table 56: Spanish Individual Term Life Insurance Category – Written Premium (EUR Billion),2011–2016Table 57: Spanish Individual Others Category – Number of Active Policies (Thousand),2007–2011
    • Table 58: Spanish Individual Others Category – Number of Active Policies (Thousand),2011–2016Table 59: Spanish Individual Others Category – Written Premium (EUR Billion), 2007–2011Table 60: Spanish Individual Others Category – Written Premium (EUR Billion), 2011–2016Table 61: Spanish Group Life Insurance Category – Number of Active Policies (Thousand),2007–2011Table 62: Spanish Group Life Insurance Category – Number of Active Policies (Thousand),2011–2016Table 63: Spanish Group Life Insurance Category – Written Premium (EUR Billion), 2007–2011Table 64: Spanish Group Life Insurance Category – Written Premium (EUR Billion), 2011–2016Table 65: Spanish Group Superannuation Category – Number of Active Policies (Thousand),2007–2011Table 66: Spanish Group Superannuation – Number of Active Policies (Thousand), 2011–2016Table 67: Spanish Group Superannuation Category – Written Premium (EUR Billion), 2007–2011Table 68: Spanish Group Superannuation Category – Written Premium (EUR Billion), 2011–2016Table 69: Spanish Individual Single Premium Category – Number of Active Policies (Thousand),2007–2011Table 70: Spanish Individual Single Premium Category – Number of Active Policies (Thousand),2011–2016Table 71: Spanish Individual Single Premium Category – Written Premium (EUR Billion),2007–2011Table 72: Spanish Individual Single Premium Category – Written Premium (EUR Billion),2011–2016Table 73: Spanish Individual Non-Single Premium Category – Number of Active Policies(Thousand), 2007–2011Table 74: Spanish Individual Non-Single Premium Category – Number of Active Policies(Thousand), 2011–2016Table 75: Spanish Individual Non-Single Premium Category – Written Premium (EUR Billion),2007–2011Table 76: Spanish Individual Non-Single Premium Category – Written Premium (EUR Billion),2011–2016Table 77: Spanish Group Single Premium Category – Number of Active Policies (Thousand),2007–2011Table 78: Spanish Group Single Premium Category – Number of Active Policies (Thousand),2011–2016Table 79: Spanish Group Single Premium Category – Written Premium (EUR Billion), 2007–2011Table 80: Spanish Group Single Premium Category – Written Premium (EUR Billion), 2011–2016Table 81: Spanish Group Non-Single Premium Category – Number of Active Policies (Thousand),2007–2011Table 82: Spanish Group Non-Single Premium Category – Number of Active Policies (Thousand),2011–2016Table 83: Spanish Group Non-Single Premium Category – Written Premium (EUR Billion),
    • 2007–2011Table 84: Spanish Group Non-Single Premium Category – Written Premium (EUR Billion),2011–2016Table 85: Spanish Life Insurance – Direct Marketing Commission Paid (EUR Billion), 2007–2011Table 86: Spanish Life Insurance – Direct Marketing Commission Paid (EUR Billion), 2011–2016Table 87: Spanish Life Insurance – New Business Written Premium Through Direct Marketing(EUR Billion), 2007–2011Table 88: Spanish Life Insurance – New Business Written Premium Through Direct Marketing(EUR Billion), 2011–2016Table 89: Spanish Life Insurance – New Policies Sold Through Direct Marketing (Thousand),2007–2011Table 90: Spanish Life Insurance – New Policies Sold Through Direct Marketing (Thousand),2011–2016Table 91: Spanish Life Insurance – Number of Direct Marketing Distributors, 2007–2011Table 92: Spanish Life Insurance – Number of Direct Marketing Distributors, 2011–2016Table 93: Spanish Life Insurance – Bancassurance Commission Paid (EUR Billion), 2007–2011Table 94: Spanish Life Insurance – Bancassurance Commission Paid (EUR Billion), 2011–2016Table 95: Spanish Life Insurance – New Business Written Premium Through Bancassurance(EUR Billion), 2007–2011Table 96: Spanish Life Insurance – New Business Written Premium Through Bancassurance(EUR Billion), 2011–2016Table 97: Spanish Life Insurance – New Policies Sold Through Bancassurance (Thousand),2007–2011Table 98: Spanish Life Insurance – New Policies Sold Through Bancassurance (Thousand),2011–2016Table 99: Spanish Life Insurance – Number of Bancassurance Distributors, 2007–2011Table 100: Spanish Life Insurance – Number of Bancassurance Distributors, 2011–2016Table 101: Spanish Life Insurance – Commission Paid to Agencies (EUR Billion), 2007–2011Table 102: Spanish Life Insurance – Commission Paid to Agencies (EUR Billion), 2011–2016Table 103: Spanish Life Insurance – New Business Written Premium Through Agencies (EURBillion), 2007–2011Table 104: Spanish Life Insurance – New Business Written Premium Through Agencies (EURBillion), 2011–2016Table 105: Spanish Life Insurance – New Policies Sold Through Agencies (Thousand),2007–2011Table 106: Spanish Life Insurance – New Policies Sold Through Agencies (Thousand),2011–2016Table 107: Spanish Life Insurance – Number of Agencies, 2007–2011Table 108: Spanish Life Insurance – Number of Agencies, 2011–2016Table 109: Spanish Life Insurance – E-Commerce Commission Paid (EUR Billion), 2007–2011Table 110: Spanish Life Insurance – E-Commerce Commission Paid (EUR Billion), 2011–2016Table 111: Spanish Life Insurance – New Business Written Premium Through E-Commerce (EUR
    • Billion), 2007–2011Table 112: Spanish Life Insurance – New Business Written Premium Through E-Commerce (EURBillion), 2011–2016Table 113: Spanish Life Insurance – New Policies Sold Through E-Commerce (Thousand),2007–2011Table 114: Spanish Life Insurance – New Policies Sold Through E-Commerce (Thousand),2011–2016Table 115: Spanish Life Insurance – Number of E-Commerce Distributors, 2007–2011Table 116: Spanish Life Insurance – Number of E-Commerce Distributors, 2011–2016Table 117: Spanish Life Insurance – Commission Paid to Brokers (EUR Billion), 2007–2011Table 118: Spanish Life Insurance – Commission Paid to Brokers (EUR Billion), 2011–2016Table 119: Spanish Life Insurance – New Business Written Premium Through Brokers (EURBillion), 2007–2011Table 120: Spanish Life Insurance – New Business Written Premium Through Brokers (EURBillion), 2011–2016Table 121: Spanish Life Insurance – New Policies Sold Through Brokers (Thousand), 2007–2011Table 122: Spanish Life Insurance – New Policies Sold Through Brokers (Thousand), 2011–2016Table 123: Spanish Life Insurance – Number of Brokers, 2007–2011Table 124: Spanish Life Insurance – Number of Brokers, 2011–2016Table 125: Spanish Life Insurance – Commission Paid to Other Channels (EUR Billion),2007–2011Table 126: Spanish Life Insurance – Commission Paid to Other Channels (EUR Billion),2011–2016Table 127: Spanish Life Insurance – New Business Written Premium Through Other Channels(EUR Billion), 2007–2011Table 128: Spanish Life Insurance – New Business Written Premium Through Other Channels(EUR Billion), 2011–2016Table 129: Spanish Life Insurance – New Policies Sold Through Other Channels (Thousand),2007–2011Table 130: Spanish Life Insurance – New Policies Sold Through Other Channels (Thousand),2011–2016Table 131: Spanish Life Insurance – Number of Distributors in Other Channels, 2007–2011Table 132: Spanish Life Insurance – Number of Distributors in Other Channels, 2011–2016Table 133: Spanish Reinsurance Segment by Category (EUR Billion), 2007–2011Table 134: Spanish Reinsurance Segment by Category (US$ Billion), 2007–2011Table 135: Spanish Reinsurance Segment by Category (EUR Billion), 2011–2016Table 136: Spanish Reinsurance Segment by Category (US$ Billion), 2011–2016Table 137: Spanish Premium Ceded to Reinsurance by Type of Insurance (EUR Billion),2007–2011Table 138: Spanish Premium Ceded to Reinsurance by Type of Insurance (US$ Billion),2007–2011Table 139: Spanish Premium Ceded to Reinsurance by Type of Insurance (EUR Billion),
    • 2011–2016Table 140: Spanish Premium Ceded to Reinsurance by Type of Insurance (US$ Billion),2011–2016Table 141: Spanish Life Insurance – Percentage of Reinsurance Ceded (%), 2007–2011Table 142: Spanish Life Insurance – Percentage of Reinsurance Ceded (%), 2011–2016Table 143: Spanish Life Insurance Market Share (%), 2009–2010Table 144: Vidacaixa, Key FactsTable 145: Vidacaixa, Key Financials (EUR Million)Table 146: Bansabadell Vida, Key FactsTable 147: Bansabadell Vida, Key Financials (EUR Million)Table 148: Santander Seguros, Key FactsTable 149: Santander Seguros, Key Financials (EUR Million)Table 150: Ibercaja Vida, Key FactsTable 151: Ibercaja Vida, Key Financials (EUR Million)Table 152: Mapfre Vida, Key FactsTable 153: Mapfre Vida, Key Financials (EUR Million)Table 154: Caser, Key FactsTable 155: Caser, Key Financials (EUR Million)Table 156: Mapfre Caja Madrid Vida, Key FactsTable 157: Mapfre Caja Madrid Vida, Key Financials (EUR Million)Table 158: BBVA Seguros, Key FactsTable 159: BBVA Seguros, Key Financials (EUR Million)Table 160: Generali Seguros, Key FactsTable 161: Ascat Vida, Key FactsTable 162: Ascat Vida, Key Financials (EUR Million)List of FiguresFigure 1: Spanish Insurance Overall Written Premium by Segment (EUR Billion), 2007–2016Figure 2: Spanish Insurance Market Dynamics by Segment, 2007–2016Figure 3: Spanish Life Insurance Written Premium by Category (EUR Billion), 2007–2016Figure 4: Spanish Life Insurance Written Premium by Category (% Share), 2011 and 2016Figure 5: Spanish Life Insurance Market Dynamics by Category, 2007–2016Figure 6: Spanish Life Insurance – Earned Premium (EUR Billion), 2007–2011Figure 7: Spanish Life Insurance – Earned Premium (EUR Billion), 2011–2016Figure 8: Spanish Life Insurance – Sum Assured (EUR Trillion), 2007–2011Figure 9: Spanish Life Insurance – Sum Assured (EUR Trillion), 2011–2016Figure 10: Spanish Life Insurance – Paid Claims (EUR Billion), 2007–2011Figure 11: Spanish Life Insurance – Paid Claims (EUR Billion), 2011–2016Figure 12: Spanish Life Insurance – Incurred Loss (EUR Billion), 2007–2011Figure 13: Spanish Life Insurance – Incurred Loss (EUR Billion), 2011–2016Figure 14: Spanish Life Insurance – Loss Ratio (%), 2007–2011Figure 15: Spanish Life Insurance – Loss Ratio (%), 2011–2016Figure 16: Spanish Life Insurance – Commissions and Expenses (EUR Billion), 2007–2011
    • Figure 17: Spanish Life Insurance – Commissions and Expenses (EUR Billion), 2011–2016Figure 18: Spanish Life Insurance – Combined Ratio (%), 2007–2011Figure 19: Spanish Life Insurance – Combined Ratio (%), 2011–2016Figure 20: Spanish Life Insurance – Frauds and Crimes (EUR Billion), 2007–2011Figure 21: Spanish Life Insurance – Frauds and Crimes (EUR Billion), 2011–2016Figure 22: Spanish Life Insurance – Total Assets (EUR Billion), 2007–2011Figure 23: Spanish Life Insurance – Total Assets (EUR Billion), 2011–2016Figure 24: Spanish Life Insurance – Total Investment Income (EUR Billion), 2007–2011Figure 25: Spanish Life Insurance – Total Investment Income (EUR Billion), 2011–2016Figure 26: Spanish Life Insurance – Retentions (EUR Billion), 2007–2011Figure 27: Spanish Life Insurance – Retentions (EUR Billion), 2011–2016Figure 28: Spanish Life Insurance – Investment Portfolio (EUR Billion), 2007–2011Figure 29: Spanish Life Insurance – Investment Portfolio, 2007 and 2011Figure 30: Spanish Life Insurance Penetration (% of GDP), 2007–2011Figure 31: Spanish Life Insurance Density (Number of Policies Per Capita), 2007–2011Figure 32: Spanish Life Insurance – Number of Active Policies (Thousand), 2007–2011Figure 33: Spanish Life Insurance – Number of Active Policies (Thousand), 2011–2016Figure 34: Spanish Life Insurance – Premium Per Capita (EUR), 2007–2011Figure 35: Spanish Individual Life Insurance Category – Number of Active Policies (Thousand),2007–2011Figure 36: Spanish Individual Life Insurance Category – Number of Active Policies (Thousand),2011–2016Figure 37: Spanish Individual Life Insurance Category – Written Premium (EUR Billion),2007–2011Figure 38: Spanish Individual Life Insurance Category – Written Premium (EUR Billion),2011–2016Figure 39: Spanish Individual Pension Category – Number of Active Policies (Thousand),2007–2011Figure 40: Spanish Individual Pension Category – Number of Active Policies (Thousand),2011–2016Figure 41: Spanish Individual Pension Category – Written Premium (EUR Billion), 2007–2011Figure 42: Spanish Individual Pension Category – Written Premium (EUR Billion), 2011–2016Figure 43: Spanish Individual Endowment Category – Number of Active Policies (Thousand),2007–2011Figure 44: Spanish Individual Endowment Category – Number of Active Policies (Thousand),2011–2016Figure 45: Spanish Individual Endowment Category – Written Premium (EUR Billion), 2007–2011Figure 46: Spanish Individual Endowment Category – Written Premium (EUR Billion), 2011–2016Figure 47: Spanish Individual Marriage and Birth Insurance Category – Number of Active Policies(Thousand), 2007–2011Figure 48: Spanish Individual Marriage and Birth Insurance Category – Number of Active Policies(Thousand), 2011–2016
    • Figure 49: Spanish Individual Marriage and Birth Insurance Category – Written Premium (EURBillion), 2007–2011Figure 50: Spanish Individual Marriage and Birth Insurance Category – Written Premium (EURBillion), 2011–2016Figure 51: Spanish Individual Unit-linked Insurance Sub-Category – Number of Active Policies(Thousand), 2007–2011Figure 52: Spanish Individual Unit-linked Insurance Sub-Category – Number of Active Policies(Thousand), 2011–2016Figure 53: Spanish Individual Unit-linked Insurance Sub-Category – Written Premium (EURBillion), 2007–2011Figure 54: Spanish Individual Unit-linked Insurance Sub-Category – Written Premium (EURBillion), 2011–2016Figure 55: Spanish Individual Term Life Insurance Category – Number of Active Policies(Thousand), 2007–2011Figure 56: Spanish Individual Term Life Insurance Category – Number of Active Policies(Thousand), 2011–2016Figure 57: Spanish Individual Term Life Insurance Category – Written Premium (EUR Billion),2007–2011Figure 58: Spanish Individual Term Life Insurance Category – Written Premium (EUR Billion),2011–2016Figure 59: Spanish Individual Others Category – Number of Active Policies (Thousand),2007–2011Figure 60: Spanish Individual Others Category – Number of Active Policies (Thousand),2011–2016Figure 61: Spanish Individual Others Category – Written Premium (EUR Billion), 2007–2011Figure 62: Spanish Individual Others Category – Written Premium (EUR Billion), 2011–2016Figure 63: Spanish Group Life Insurance Category – Number of Active Policies (Thousand),2007–2011Figure 64: Spanish Group Life Insurance Category – Number of Active Policies (Thousand),2011–2016Figure 65: Spanish Group Life Insurance Category – Written Premium (EUR Billion), 2007–2011Figure 66: Spanish Group Life Insurance Category – Written Premium (EUR Billion), 2011–2016Figure 67: Spanish Group Superannuation Category – Number of Active Policies (Thousand),2007–2011Figure 68: Spanish Group Superannuation Category – Number of Active Policies (Thousand),2011–2016Figure 69: Spanish Group Superannuation Category – Written Premium (EUR Billion), 2007–2011Figure 70: Spanish Group Superannuation Category – Written Premium (EUR Billion), 2011–2016Figure 71: Spanish Individual Single Premium Category – Number of Active Policies (Thousand),2007–2011Figure 72: Spanish Individual Single Premium Category – Number of Active Policies (Thousand),2011–2016
    • Figure 73: Spanish Individual Single Premium Category – Written Premium (EUR Billion),2007–2011Figure 74: Spanish Individual Single Premium Category – Written Premium (EUR Billion),2011–2016Figure 75: Spanish Individual Non-Single Premium Category – Number of Active Policies(Thousand), 2007–2011Figure 76: Spanish Individual Non-Single Premium Category – Number of Active Policies(Thousand), 2011–2016Figure 77: Spanish Individual Non-Single Premium Category – Written Premium (EUR Billion),2007–2011Figure 78: Spanish Individual Non-Single Premium Category – Written Premium (EUR Billion),2011–2016Figure 79: Spanish Group Single Premium Category – Number of Active Policies (Thousand),2007–2011Figure 80: Spanish Group Single Premium Category – Number of Active Policies (Thousand),2011–2016Figure 81: Spanish Group Single Premium Category – Written Premium (EUR Billion), 2007–2011Figure 82: Spanish Group Single Premium Category – Written Premium (EUR Billion), 2011–2016Figure 83: Spanish Group Non-Single Premium Category – Number of Active Policies (Thousand),2007–2011Figure 84: Spanish Group Non-Single Premium Category – Number of Active Policies (Thousand),2011–2016Figure 85: Spanish Group Non-Single Premium Category – Written Premium (EUR Billion),2007–2011Figure 86: Spanish Group Non-Single Premium Category – Written Premium (EUR Billion),2011–2016Figure 87: Spanish Life Insurance New Business Written Premium by Distribution Channel (%Share), 2011 and 2016Figure 88: Spanish Life Insurance – Direct Marketing Commission Paid (EUR Billion), 2007–2011Figure 89: Spanish Life Insurance – Direct Marketing Commission Paid (EUR Billion), 2011–2016Figure 90: Spanish Life Insurance – New Business Written Premium Through Direct Marketing(EUR Billion), 2007–2011Figure 91: Spanish Life Insurance – New Business Written Premium Through Direct Marketing(EUR Billion), 2011–2016Figure 92: Spanish Life Insurance – New Policies Sold Through Direct Marketing (Thousand),2007–2011Figure 93: Spanish Life Insurance – New Policies Sold Through Direct Marketing (Thousand),2011–2016Figure 94: Spanish Life Insurance – Number of Direct Marketing Distributors, 2007–2011Figure 95: Spanish Life Insurance – Number of Direct Marketing Distributors, 2011–2016Figure 96: Spanish Life Insurance – Bancassurance Commission Paid (EUR Billion), 2007–2011Figure 97: Spanish Life Insurance – Bancassurance Commission Paid (EUR Billion), 2011–2016
    • Figure 98: Spanish Life Insurance – New Business Written Premium Through Bancassurance(EUR Billion), 2007–2011Figure 99: Spanish Life Insurance – New Business Written Premium Through Bancassurance(EUR Billion), 2011–2016Figure 100: Spanish Life Insurance – New Policies Sold Through Bancassurance (Thousand),2007–2011Figure 101: Spanish Life Insurance – New Policies Sold Through Bancassurance (Thousand),2011–2016Figure 102: Spanish Life Insurance – Number of Bancassurance Distributors, 2007–2011Figure 103: Spanish Life Insurance – Number of Bancassurance Distributors, 2011–2016Figure 104: Spanish Life Insurance – Commission Paid to Agencies (EUR Billion), 2007–2011Figure 105: Spanish Life Insurance – Commission Paid to Agencies (EUR Billion), 2011–2016Figure 106: Spanish Life Insurance – New Business Written Premium Through Agencies (EURBillion), 2007–2011Figure 107: Spanish Life Insurance – New Business Written Premium Through Agencies (EURBillion), 2011–2016Figure 108: Spanish Life Insurance – New Policies Sold Through Agencies (Thousand),2007–2011Figure 109: Spanish Life Insurance – New Policies Sold Through Agencies (Thousand),2011–2016Figure 110: Spanish Life Insurance – Number of Agencies, 2007–2011Figure 111: Spanish Life Insurance – Number of Agencies, 2011–2016Figure 112: Spanish Life Insurance – E-Commerce Commission Paid (EUR Billion), 2007–2011Figure 113: Spanish Life Insurance – E-Commerce Commission Paid (EUR Billion), 2011–2016Figure 114: Spanish Life Insurance – New Business Written Premium Through E-Commerce (EURBillion), 2007–2011Figure 115: Spanish Life Insurance – New Business Written Premium Through E-Commerce (EURBillion), 2011–2016Figure 116: Spanish Life Insurance – New Policies Sold Through E-Commerce (Thousand),2007–2011Figure 117: Spanish Life Insurance – New Policies Sold Through E-Commerce (Thousand),2011–2016Figure 118: Spanish Life Insurance – Number of E-Commerce Distributors, 2007–2011Figure 119: Spanish Life Insurance – Number of E-Commerce Distributors, 2011–2016Figure 120: Spanish Life Insurance – Commission Paid to Brokers (EUR Billion), 2007–2011Figure 121: Spanish Life Insurance – Commission Paid to Brokers (EUR Billion), 2011–2016Figure 122: Spanish Life Insurance – New Business Written Premium Through Brokers (EURBillion), 2007–2011Figure 123: Spanish Life Insurance – New Business Written Premium Through Brokers (EURBillion), 2011–2016Figure 124: Spanish Life Insurance – New Policies Sold Through Brokers (Thousand), 2007–2011Figure 125: Spanish Life Insurance – New Policies Sold Through Brokers (Thousand), 2011–2016
    • Figure 126: Spanish Life Insurance – Number of Brokers, 2007–2011Figure 127: Spanish Life Insurance – Number of Brokers, 2011–2016Figure 128: Spanish Life Insurance – Commission Paid to Other Channels (EUR Billion),2007–2011Figure 129: Spanish Life Insurance – Commission Paid to Other Channels (EUR Billion),2011–2016Figure 130: Spanish Life Insurance – New Business Written Premium Through Other Channels(EUR Billion), 2007–2011Figure 131: Spanish Life Insurance – New Business Written Premium Through Other Channels(EUR Billion), 2011–2016Figure 132: Spanish Life Insurance – New Policies Sold Through Other Channels (Thousand),2007–2011Figure 133: Spanish Life Insurance – New Policies Sold Through Other Channels (Thousand),2011–2016Figure 134: Spanish Life Insurance – Number of Distributors in Other Channels, 2007–2011Figure 135: Spanish Life Insurance – Number of Distributors in Other Channels, 2011–2016Figure 136: Spanish Life Insurance – Porter’s Five Forces AnalysisFigure 137: Spanish Premium Ceded to Reinsurance by Category (EUR Billion), 2007–2016Figure 138: Spanish Premium Ceded to Reinsurance by Category (% Share), 2011 and 2016Figure 139: Spanish Reinsurance Market Dynamics by Category, 2007–2016Figure 140: Spanish Premium Ceded to Reinsurance by Type of Insurance (EUR Billion),2007–2016Figure 141: Spanish Reinsurance Market Dynamics by Type of Insurance, 2007–2016Figure 142: Spanish Life Insurance – Percentage of Reinsurance Ceded (%), 2007–2011Figure 143: Spanish Life Insurance – Percentage of Reinsurance Ceded (%), 2011–2016Figure 144: Spanish Life Insurance Market Share (%), 2009 and 2010Figure 145: Spanish Life Insurance Gross Written Premium – Top Five Spanish Life Insurers,2010Figure 146: Spanish Life Insurance Incurred Loss Premium – Top Five Spanish Life Insurers, 2010Figure 147: Spanish Life Insurance Outward Reinsurance Expense – Top Five Spanish LifeInsurers, 2010Figure 148: Spanish Life Insurance Net Earned Premium – Top Five Spanish Life Insurers, 2010Figure 149: Spanish Life Insurance Gross Claims – Top Five Spanish Life Insurers, 2010Figure 150: Spanish Life Insurance Paid Claims – Top Five Spanish Life Insurers, 2010Figure 151: Spanish Business Confidence Indicator, Q1 2009 – Q4 2011Figure 152: Spanish Stock Exchange Market Capitalization (US$ Billion), 2007–2011Figure 153: Spanish GDP at Constant Prices (US$ Billion), 2007–2011Figure 154: Spanish GDP Per Capita at Constant Prices (US$), 2007–2011Figure 155: Spanish GDP at Current Prices (US$ Billion), 2007–2011Figure 156: Spanish GDP Per Capita at Current Prices (US$), 2007–2011Figure 157: Spanish GDP by Key Segments (%) 2009 and 2011Figure 158: Spanish Agricultural Net Output at Current Prices (EUR Billion), 2007–2011
    • Figure 159: Spanish Agricultural Net Output at Current Prices (US$ Billion), 2007–2011Figure 160: Spanish Agricultural Net Output at Current Prices as a Percentage of GDP (%),2007–2011Figure 161: Spanish Manufacturing Net Output at Current Prices (EUR Billion), 2007–2011Figure 162: Spanish Manufacturing Net Output at Current Prices (US$ Billion), 2007–2011Figure 163: Spanish Manufacturing Net Output at Current Prices as a Percentage of GDP (%),2007–2011Figure 164: Spanish Mining, Manufacturing and Utilities Net Output at Current Prices (EURBillion), 2007–2011Figure 165: Spanish Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion),2007–2011Figure 166: Spanish Mining, Manufacturing and Utilities Net Output at Current Prices as aPercentage of GDP (%), 2007–2011Figure 167: Spanish Construction Net Output at Current Prices (EUR Billion), 2007–2011Figure 168: Spanish Construction Net Output at Current Prices (US$ Billion), 2007– 2011Figure 169: Spanish Construction Output at Current Prices as a Percentage of GDP (%),2007–2011Figure 170: Spanish Inflation Rate (%), 2007–2011Figure 171: Spanish Current Account Balance as a Percentage of GDP (%), 2007–2011Figure 172: Spanish Exports as a Percentage of GDP (%), 2007–2011Figure 173: Spanish Imports as a Percentage of GDP (%), 2007–2011Figure 174: Spanish Exports Growth (%), 2007–2011Figure 175: Spanish Imports Growth (%), 2007–2011Figure 176: Spanish Annual Average Exchange Rate US$–EUR, 2007–2011Figure 177: Spanish End-of-Period Exchange Rate US$–EUR, 2007–2011Figure 178: Total Number of Spanish Airports and Sea Ports, 2011Figure 179: Spanish Railways and Roadways (Kilometers), 2011Figure 180: Spanish Passenger Vehicle Production, 2007–2011Figure 181: Spanish Commercial Vehicle Production, 2007–2011Figure 182: Spanish Automotive Component Exports (US$ Billion), 2007–2011Figure 183: Spanish Automotive Component Imports (US$ Billion), 2007–2011Figure 184: Spanish Passenger Car Penetration (per thousand people), 2007–2011Figure 185: Spanish Healthcare Expenditure (US$ Billion), 2007–2011Figure 186: Spanish Healthcare Expenditure as a Percentage of GDP (%), 2007–2011Figure 187: Spanish Per Capita Healthcare Expenditure (US$), 2007–2011Figure 188: Spanish Internet Subscriptions (Millions), 2007–2011Figure 189: Spanish Size of Labor Force in 15–59 Age Group (Million), 2007–2011Figure 190: Spanish Unemployment Rate (%), 2007–2011Figure 191: Spanish Annual Disposable Income (US$ Billion), 2007–2011Figure 192: Spanish Annual Per Capita Disposable Income (US$), 2007–2011Figure 193: Spanish Total Population (Million), 2007–2011Figure 194: Spanish Urban and Rural Population (%), 2007–2011
    • Figure 195: Spanish Females as Percentage of Population (%), 2007–2011Figure 196: Spanish Males as Percentage of Population (%), 2007–2011Figure 197: Spanish Mean Age of Population (Year), 2007–2011Figure 198: Spanish Median Age of Population (Year), 2007–2011Figure 199: Spanish Population Density (per Square Kilometer), 2007–2011Figure 200: Spanish Population Distribution by Age (%), 2007–2011Figure 201: Spanish Male Population Distribution by Age (%), 2007–2011Figure 202: Spanish Female Population Distribution by Age (%), 2007–2011Figure 203: Global Terrorism Heat Map, 2011Figure 204: Spanish Transparency Index, 2007–2011Contact: sales@reportsandreports.com for more information.