2010 Real Solutions Business Strategy

League Liaison Conference Call 2010 A Partnership between NCUF & REAL Solutions State Leagues

New REAL Solutions® Leagues
WELCOME Maine
Jon Paradise

REAL Solutions CU Fact Sheet
770 Credit Unions (9.73%)
$216 Billion in Assets (19%)
RS cus twice the National Average Size
600 > $100 Million
75 $20 to $100 Million
94 < $20 Million
$113 Billion in Loans (19.6%)
$143 Billion in Savings (19.4%)
3,469 Branch Locations
18 Million Members (20%)
Data from March 09 5300 Call Reports
829 Credit Unions as of 12/10/09

REAL Solutions CU Growth Rates
% of cus with increasing assets – 85.2%
Assets 9.8% versus 9.1%
Loans 8.5% versus 7.3%
Savings 10.5% versus 9.5%
Average shares $7945 versus $8123
Average loans $12,007 versus $12,689
Delinquency 1.35% versus 1.44%
Charge Off 1.07% versus 1.11%
Data from March 2009 5300 call Reports

Products and Services Information gathered from the March 09 5300 Call Reports

League Partnerships
Grow State Partnerships to 41
Increase Credit Union Participation by 26%
1000 Credit Unions
Go Deep

Move to Project Focus
Leagues will submit two page project proposals to complete a specific project, product roll out, educational activity or attract an emerging market niche.
Proposals Must - Be REAL Solutions Mission Related – must directly support access to financial products and services to low wealth working families either through league or credit union programs
-Must, in collaboration with NCUF, promote outcomes to local and national trade press
-Should present opportunities for replication by other leagues

Proposal Ideas
State wide outreach conferences and or webinar series
Product Roll out such as prepaid cards, nonprime used auto loans or payday loan programs
Vita Programs or Tax Preparation Services
Educational programs such as Reality Fairs, College Alumni Education Programs, In-house financial counseling Officers
State wide savings challenges
Enhanced credit score programs
REAL Solutions Awareness building – as in building a state wide REAL Solutions branding awareness
Impact Measurement
Diversity or Sensitivity Training for Staff

In one sentence, please explain your project and how it exemplifies the REAL Solutions Mission.
2. Is your project an enhancement of an ongoing project or a new innovation/idea?
3. How will your project enhance opportunities for the league or your credit unions to offer real financial and educational solutions?
4. Will you be partnering with other organizations in your project? If so, how?
Do you intend to seek assistance of a REAL Solutions Field Coach in your project? If so, work with them to arrange number of days requested. Be sure to include as a budget item.
5. Do you plan to leverage additional funds for your project? Doing so is encouraged.
6. Please concisely outline your success measurements. Can your project be replicated in other leagues?
7. Please outline your project budget.
What is your media plan to release results?
Proposal Questions

What we will NOT fund:
Proposals from leagues not a current RS Partner
Administrative expenses
League staff time
Guaranty funds
Prize money
Programs already operating – must have major enhancements
Research
Grant Awards
From $1,000 to $20,000

Leagues…
Leagues can submit up to three proposals but project approvals will not exceed $25,000 per league
Leagues must be willing to jointly promote outcomes – successes or lessens learned
Leagues must be willing to entertain joint fund raising ideas and activities
Leagues must submit a one page mid project report and a one page conclusion report outlining successes and lessons learned
League Liaisons must have the written support from their league presidents who will be required to sign the grant contract

Other RS League Resources
Two League Liaison Field Coach Meetings and one joint meeting with SCUF (January, May and September)
8 Conference Calls highlighting League Projects
12 or more new tool kits and white papers
New Webinar series
Prepaid Cards, Nonprime Auto Loans and CU Tomorrow
Expansion of the REAL Member Stories Video Contest
Credit Union consulting as needed and requested
Enhanced Impact Center

Build National Awareness
Prepaid Cards
Nonprime Auto Loans
VITA and Tax Preparation Services
Serving the Young Adult Market Segment
Capturing and Increasing Member Savings

Improve Impact Center
Improve Usability
League Blog
RE-Design home page
Increase video content
Increase the blog
Improve the solutions section
Increase capacity to share
Continued work on Impact Measurement

Grow REAL Solutions Visibility
Form or Strengthen Partnerships
FRI
CUNA and CMG
Living Cities
Annie E. Casey Foundation and Aspen Institute
National Disabilities Institute
Urban Institute
AARP and
America’s Charities (smile)

Remember to use the League Highlights

REAL Solutions League Liaison Meeting
January 20 and 21, 2010 @ at the Rosen Centre
* 9840 International Drive - $139 per night – 800.204.7234 or register online
Highlights
League working day
Greetings from the Southeastern League of Credit Unions
Brent Dixon and Young and Free
Bob Hoel
Matt Davis
Steve Delfin and Rui Domingos
Professor Dean Karlan
Tom Watson – Cause Wired
Our group outing on Wednesday evening to see the Blue Men Group @ Universal Studios – Tickets are $75.00

2010 Real Solutions Business Strategy

by realsolutions on Feb 04, 2010

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