Emerging Opportunities in the Sub-Saharan African Consumer Finance Market: Market Size, Strategies, Products and Competitive Landscape

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Check for Discount on Emerging Opportunities in the Sub-Saharan African Consumer Finance Market: Market Size, Strategies, Products and Competitive Landscape report by BRICdata.

Check for Discount on Emerging Opportunities in the Sub-Saharan African Consumer Finance Market: Market Size, Strategies, Products and Competitive Landscape report by BRICdata.

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  • 1. Emerging Opportunities in the Sub-Saharan African ConsumerFinance Market: Market Size, Strategies, Products and CompetitiveLandscapeSynopsis  The report provides market analysis, information and insights on the Sub-Saharan African consumer finance market, including:  Current and forecast values for the Sub-Saharan African consumer finance market  Comprehensive, country-specific analysis of the industry’s market attractiveness and key trends and drivers supporting the growth of the consumer finance market in Sub-Saharan African countries  Detailed analysis of the marketing strategies adopted by banks in Sub-Saharan African countries for selling consumer loans  Detailed analysis of the challenges affecting the Sub-Saharan African consumer finance market  Company profiles of the major banks in the Sub-Saharan African consumer finance marketExecutive summaryAmong the Sub-Saharan markets covered in this report, South Africa leads the consumer financeindustry, followed by Nigeria, Kenya and Botswana. The South Africa consumer finance marketgrew at a compound annual growth rate (CAGR) of 6.14% during the review period (2007–2011). It is projected to retain a high CAGR of 3.29% over the forecast period (2012–2016). Therobust growth will be primarily driven by rising disposable income, but strict money lendingmeasures will also contribute to the industry’s growth. The Nigerian consumer finance industryis projected to register a CAGR of 21.18% over the forecast period. The strong growth will bedriven by the country’s improving macroeconomic conditions, government intervention andrising domestic demand for consumer finance products. The Kenyan consumer finance market isprojected to record a CAGR of 18.21% over the forecast period, driven by the strongmacroeconomic conditions and the growing consumer demand for consumer finance products.The Botswanan consumer finance market also recorded strong growth during the review period.Robust real estate industry growth and growing demand for infrastructure development in Sub-Saharan Africa have driven the rising value of the housing loan categories in South Africa,Kenya, Nigeria and Botswana during the review period. South Africa was the largest market forthe housing loan category.Scope  This report provides an extensive analysis of the consumer finance market in Sub- Saharan Africa
  • 2.  It details historical values for the consumer finance market in Sub-Saharan Africa for 2007–2011, along with forecast figures for 2012–2016  The report provides a detailed analysis on key trends, drivers, marketing strategies and challenges in the consumer finance market in Sub-Saharan Africa  It outlines the current regulatory frameworks in the industry  It details the marketing strategies adopted by various banks  It profiles the major banks in Sub-Saharan AfricaKey highlights  Housing loans is the largest category in the South African consumer finance market, accounting for 51.5% of the total consumer finance market in 2011. The personal loan segment is the second-largest category, accounting for 28.2% of the total market in 2011.  The increasing number of vehicle imports into Nigeria is expected to drive the growth of auto sales, boosting the market for auto loans in the country.  Healthy economic growth and rising income levels encouraged more people to purchase houses during the review period. The number of outstanding housing loan accounts in Kenya increased from 8,724 in 2007 to 16,135 in 2011. The number of housing loans will continue to increase over the forecast period.  People in Botswana have traditionally been very conservative regarding credit. While the attitude has been changing over the last decade, any slowdown in economic growth in the country may result in consumers returning back to their traditional, conservative behavior.Reasons to buy  Make strategic business decisions using historic and forecast market data related to the Sub-Saharan African consumer finance industry and each market within it  Understand the key market trends and growth opportunities within the Sub-Saharan African consumer finance market  Assess the competitive dynamics in the Sub-Saharan African consumer finance market  Gain insights in to the marketing strategies adopted by banks to sell consumer finance products  Gain insights into key regulations governing the consumer finance market in Sub- Saharan African countries.Buy your copy of this report @ http://www.reportsnreports.com/reports/185082-emerging-opportunities-in-the-sub-saharan-african-consumer-finance-market-market-size-strategies-products-and-competitive-landscape.htmlReport Details:Published: August 2012No. of Pages: 141
  • 3. Price: Single User License: US$ 2950 Corporate User License: US$ 8850Table of contents1 Executive Summary2 Sub-Saharan Africa – Consumer Finance Market Benchmarking2.1 Sub-Saharan Africa – Consumer Finance Market Dynamics2.1.1 Housing loans2.1.2 Personal loans2.1.3 Auto loans2.1.4 Credit card loans2.1.5 Education loans2.2 Macroeconomic Factors3 Consumer Finance Market in South Africa3.1 Outlook of Consumer Finance in South Africa3.2 South African Consumer Finance Market Dynamics3.2.1 Macroeconomic fundamentals3.2.2 Consumer attitude towards credit3.2.3 Key performance indicators3.2.4 Regulatory framework3.3 South African Consumer Finance Market Size and Growth Potential3.3.1 Overview3.3.2 Personal loans3.3.3 Credit card loans3.3.4 Auto loans3.3.5 Housing loans3.3.6 Education loans3.4 Key Trends and Growth Drivers for the South African Consumer Finance Market3.5 Industry Structure and Competitive Landscape3.5.1 Company profiles3.6 Strategies3.6.1 Marketing and product strategies3.6.2 Market entry strategies3.6.3 Expansion and growth strategies3.7 Challenges4 Consumer Finance Market in Nigeria4.1 Future Outlook of Consumer Finance in Nigeria4.2 Nigerian Consumer Finance Market Dynamics
  • 4. 4.2.1 Macroeconomic fundamentals4.2.2 Consumer attitude towards credit4.2.3 Key performance indicators4.2.4 Regulatory framework4.3 Nigerian Consumer Finance Market Size and Growth Potential4.3.1 Overview4.3.2 Personal loans4.3.3 Credit card loans4.3.4 Auto loans4.3.5 Housing loans4.3.6 Education loans4.4 Key Trends and Growth Drivers for the Nigerian Consumer Finance Market4.5 Industry Structure and Competitive Landscape4.5.1 Market shares of Nigerian banks by asset size4.5.2 Company profiles4.6 Strategies4.6.1 Marketing and product strategies4.6.2 Market entry strategies4.6.3 Growth strategies4.7 Challenges5 Consumer Finance Market in Kenya5.1 Future Outlook of Consumer Finance in Kenya5.2 Kenyan Consumer Finance Market Dynamics5.2.1 Macroeconomic fundamentals5.2.2 Consumer attitude towards credit5.2.3 Key performance indicators5.2.4 Regulatory framework5.3 Kenya Consumer Finance Market Size and Growth Potential5.3.1 Overview5.3.2 Personal loans5.3.3 Credit card loans5.3.4 Auto loans5.3.5 Housing loans5.3.6 Education loans5.4 Key Trends and Growth Drivers for the Kenyan Consumer Finance Market5.5 Industry Structure and Competitive Landscape5.5.1 Market share of Kenyan banks by assets5.5.2 Market share of Kenyan banks by number of loan accounts5.5.3 Housing loans market share5.5.4 Company profiles5.6 Strategies5.6.1 Marketing and product strategies
  • 5. 5.6.2 Market entry strategies5.6.3 Growth strategies5.7 Challenges6 Consumer Finance Market in Botswana6.1 Future Outlook of Consumer Finance in Botswana6.2 Botswanan Consumer Finance Market Dynamics6.2.1 Macroeconomic fundamentals6.2.2 Consumer attitudes towards Credit6.2.3 Key performance indicators6.2.4 Regulatory framework6.3 Botswana Consumer Finance Market Size and Growth Potential6.3.1 Overview6.3.2 Housing loans6.3.3 Auto loans6.3.4 Credit card loans6.3.5 Personal loans6.3.6 Education loans6.4 Key Trends and Growth Drivers for the Botswana Consumer Finance Market6.5 Industry Structure and Competitive Landscape6.5.1 Overview6.5.2 Company profiles6.6 Business and Operational Strategies6.6.1 Marketing and product strategies6.6.2 Market entry strategies6.6.3 Expansion and growth strategies6.7 Challenges7 Appendix7.1 About BRICdata7.1.1 Exchange rate7.1.2 Areas of expertise7.2 Methodology7.3 DisclaimerList Of TablesTable 1: Sub-Saharan African Countries’ Macroeconomic Conditions, 2011Table 2: Sub-Saharan African Countries’ Macroeconomic Indicators, 2011Table 3: South Africa Consumer Finance Market Outlook (ZAR Billion), 2011–2016Table 4: South African GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)Table 5: South African Inflation Rate (%), 2007–2016
  • 6. Table 6: Market Size of the South African Banking SectorTable 7: List of Banks in South AfricaTable 8: South African Banking Industry Value by Consumer Loans and Deposits (USBillion), 2007–2016Table 9: South African Banking Industry Growth by Performance Indictor (%), 2007–2011Table 10: South African Banking Industry Growth by Performance Indictor (%), 2011–2016Table 11: South African Consumer Finance Market Size by Category (US$ Billion), 2007–2016Table 12: South African Consumer Finance Market Size by Category (ZAR Billion), 2007–2016Table 13: South African Personal Loans Category Size (US$ Billion), 2007–2016Table 14: South African Personal Loans Category Size (ZAR Billion), 2007–2016Table 15: South African Credit Card Loans Category Size (US$ Billion), 2007–2016Table 16: South African Credit Card Loans Category Size (ZAR Billion), 2007–2016Table 17: South African Auto Loans Category Size (US$ Billion) 2007–2016Table 18: South African Auto Loans Category Size (ZAR Billion), 2007–2016Table 19: South African Housing Loans Category Size (US$ Billion), 2007–2016Table 20: South African Housing Loans Category Size (ZAR Billion), 2007–2016Table 21: South African Education Loans Category Size (US$ Billion), 2007–2016Table 22: South African Education Loans Category Size (ZAR Billion), 2007–2016Table 23: South African Credit Card Transaction Values and Volumes, 2008–2011Table 24: List of Foreign Banks in South AfricaTable 25: Nigerian Consumer Finance Market Outlook (NGN Billion), 2011–2016Table 26: Nigerian GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)Table 27: Nigerian Inflation Rate (%), 2007–2016Table 28: Nigerian Population (Million), 2007–2016Table 29: Nigerian Banking Industry – Key Financial Metrics (US$ Billion), 2007–2011Table 30: Nigerian Banking Industry – Key Financial Metrics (US$ Billion), 2012–2016Table 31: Nigerian Consumer Finance Market Size (US$ Billion), 2007–2016Table 32: Nigerian Consumer Finance Market Size (NGN Billion), 2007–2016Table 33: Nigerian Personal Loans Category Size (US$ Billion), 2007–2016Table 34: Nigerian Personal Loans Category Size (NGN Billion), 2007–2016Table 35: Nigerian Credit Card Loans Category Size (US$ Million), 2007–2016Table 36: Nigerian Credit Card Loans Category Size (NGN Billion), 2007–2016Table 37: Nigerian Auto Loans Category Size (US$ Billion), 2007–2016Table 38: Nigerian Auto Loans Category Size (NGN Billion), 2007–2016Table 39: Nigerian Housing Loans Category Size (US$ Billion), 2007–2016Table 40: Nigerian Housing Loans Category Size (NGN Billion), 2007–2016Table 41: Nigerian Educational Loans Category Size (US$ Million), 2007–2016Table 42: Nigerian Educational Loans Category Size (NGN Billion), 2007–2016Table 43: Nigerian GDP Per Capita, Current Prices (US$ dollars), 2007–2016Table 44: Banks in Nigeria
  • 7. Table 45: Nigerian Banking ModelsTable 46: First Bank of Nigeria Plc, Key FactsTable 47: United Bank for Africa, Key FactsTable 48: Guaranty Trust Bank Plc, Key FactsTable 49: Zenith Bank Plc, Key FactsTable 50: Access Bank Plc, Key FactsTable 51: Diamond Bank Plc, Key FactsTable 52: Ecobank Group, Key FactsTable 53: Market Entry Strategies of Foreign Banks in NigeriaTable 54: Kenyan Consumer Finance Market Value by Category (KES Billion), 2011–2016Table 55: Kenyan GDP at Constant Prices (US$ Billion), (Base Year 1999–2000), 2007–2016Table 56: Kenyan Inflation Rate (%), 2007–2016Table 57: Kenyan Banks Total Assets (KES Billion), 2007–2011Table 58: Kenyan Commercial Banks Total Deposits (KES Billion), 2007–2011Table 59: Kenyan Consumer Finance Market Size (US$ Billion), 2007–2016Table 60: Kenyan Consumer Finance Market Size (KES Billion), 2007–2016Table 61: Kenyan Personal Loans Category Size (US$ Billion), 2007–2016Table 62: Kenyan Personal Loans Category Size (KES Billion), 2007–2016Table 63: Kenyan Credit Cards Loans Category Size (US$ Million), 2007–2016Table 64: Kenyan Credit Cards Loans Category Size (KES Billion), 2007–2016Table 65: Kenyan Auto Loans Category Size (US$ Billion), 2007–2016Table 66: Kenyan Auto Loans Category Size (KES Billion), 2007–2016Table 67: Kenyan Housing Loans Category Size (US$ Billion), 2007–2016Table 68: Kenyan Housing Loans Category Size (KES Billion), 2007–2016Table 69: Kenyan Educational Loans Category Size (US$ Million), 2007–2016Table 70: Kenyan Educational Loans Category Size (KES Billion), 2007–2016Table 71: Kenyan University Enrollments, 2008–2011Table 72: Kenyan Credit Card, 2007–2011Table 73: Kenyan Banking Sector Market Shares by Assets (%), 2011Table 74: Kenyan Banking Sector Market Shares by Number of Loan Accounts (%), 2011Table 75: Kenyan Housing Loan Market – Leading Companies (% Share), 2011Table 76: Barclays Bank of Kenya Ltd, Main ProductsTable 77: Kenya Commercial Bank, Key FactsTable 78: Representative Offices of Foreign Banks in KenyaTable 79: Representative Offices of Foreign Banks in KenyaTable 80: Kenyan Car Sales, 2008–2011Table 81: Kenyan Interest Rates (%), 2007–2011Table 82: Botswana Consumer Finance Market Outlook (BWP Million), 2011–2016Table 83: Botswanan GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)Table 84: Botswanan Inflation Rate (%), 2007–2016Table 85: Botswanan Commercial Banks – Total Assets (BWP Billion) 2007–2011
  • 8. Table 86: Botswanan Commercial Banks – Total Deposits (BWP Billion), 2007–2011Table 87: Botswanan Consumer Finance Market Size (US$ Million), 2007–2016Table 88: Botswanan Consumer Finance Market Size (BWP Million), 2007–2016Table 89: Botswanan Housing Loans Category (US$ Million), 2007–2016Table 90: Botswanan Housing Loans Category (BWP Million), 2007–2016Table 91: Botswanan Auto Loans Category (US$ Million), 2007–2016Table 92: Botswanan Auto Loans Category, (BWP Million), 2007–2016Table 93: Botswanan Credit Cards Category (US$ Million), 2007–2016Table 94: Botswanan Credit Cards Category (BWP Million), 2007–2016Table 95: Botswanan Personal Loans Category (US$ Million), 2007–2016Table 96: Botswanan Personal Loans Category (BWP Million), 2007–2016Table 97: Botswanan Education Loans Category (US$ Million), 2007–2016Table 98: Botswanan Education Loans Category (BWP Million), 2007–2016Table 99: Botswana – Three-to-Five-Year Loan Values (BWP Billion), 2007–2011Table 100: Botswanan Interest Rates (%), 2007–2011Table 101: Botswana – Number of Credit Cards Issued (Thousands), 2006–2010Table 102: Botswanan Transactions through POS Terminals (Thousands), 2007–2011Table 103: Botswanan Banking Industry – Key Figures, FY2009–FY2010Table 104: Standard Chartered Bank, Botswana, Key FactsTable 105: Barclays Bank, Botswana, Key FactsTable 106: Standard Bank, Botswana, Key FactsTable 107: First National Bank of Botswana, Key FactsTable 108: Bank Gaborone Ltd, Key FactsTable 109: Letshego Holdings, Key FactsTable 110: Botswana – List of Foreign Banks (2011)Table 111: Annual Exchange Rate, 2007–2016Contact: sales@reportsandreports.com for further details.