Best Fixed Deposits, Loans and Credit Cards in India - Ratekhoj.com
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Best Fixed Deposits, Loans and Credit Cards in India - Ratekhoj.com

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Compare and get best fixed deposits, loans and credit cards in India

Compare and get best fixed deposits, loans and credit cards in India

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Best Fixed Deposits, Loans and Credit Cards in India - Ratekhoj.com Presentation Transcript

  • 1. Ratekhoj.com Best Fixed Deposits, Loans and Credit Cards in India
  • 2.
    • Vision
    • Overview of Company
    • Company Profile
    • Comparison Tools Overview
    • Q & A
    Outline
  • 3.
    • Help people in India make sound personal finance decisions with product comparison tools, advice and news.
    Ratekhoj.com Vision
  • 4.
    • Innovative comparison tools that help people compare key attributes of financial products and find the best options available.
    • Tools available currently help people find the best fixed deposits, loans and credit cards in India with a few easy steps.
    • Strong platform built for comparison of financial products
    • Comprehensive, objective, up-to-date data that is updated daily with a proprietary change detection technology.
    • Advice, tips and news to help understand complex financial topics and follow latest trends in personal finance products.
    Ratekhoj.com Overview
  • 5.
    • Started in late 2007, based in Hyderabad.
    • Strong experienced team dedicated to bringing the highest quality personal finance information to the people.
    • Ram Vishnu: Founder and CEO. B. Tech from IIT Kharagpur and PhD from University of Minnesota. Background in IT and Telecommunications and Banking.
    • Continual Focus on:
            • Bringing compelling products to people
            • Improving user experiences on website
            • Strengthening platforms for additional products and growing user traffic
    • Revenue Model: Based on advertisements and lead generation.
    • Open to strategic alliances / business partnerships.
    Ratekhoj.com Company Profile
  • 6. Home Loans Car Loans Two Wheeler Loans Educational Loans Personal Loans Credit Cards Supported Products Upcoming Products Travel Loans Insurance Products Fixed Deposits Ratekhoj.com Product Comparison Tools Identify key attributes and support product comparison based on them Reverse Mortgages Property Loans Loans against Rent
  • 7.
    • Compare key attributes of home loans
            • Interest Rates
            • EMI
            • Loan Amounts
            • Margin Amounts
            • Total Loan Payments
            • Max Loan Amounts
            • Fees
    • Comparators perform loan eligibility checks to narrow available loans
    • 4 comparison options
    Ratekhoj.com Home Loan Comparators
  • 8. Loan Amount Ratekhoj Home Loan Comparator Interest Rate Loan Period Loan Type (Floating/Fixed) Personal Information (Salary/Age etc.) EMI Margin Fees Total Payments (Interest + Fees) Ratekhoj Home Loan Comparator Option 1: Get the best home loans based on a specific home loan amount
  • 9. EMI Ratekhoj Home Loan Comparator Interest Rate Loan Period Loan Type (Floating/Fixed) Personal Information (Salary/Age etc.) Loan Amount Margin Fees Total Payments (Interest + Fees) Ratekhoj Home Loan Comparator Option 2: Get the best home loans based on a specific EMI
  • 10. Ratekhoj Home Loan Comparator Interest Rate Loan Period All/Selected Institutions EMI (for loan of Rs. 1 lac) Margin Fees Maximum Loan Amount Ratekhoj Home Loan Comparator Option 3: Get the lowest floating rates
  • 11. Ratekhoj Home Loan Comparator Interest Rate Loan Period All/Selected Institutions EMI (for loan of Rs. 1 lac) Margin Fees Maximum Loan Amount Ratekhoj Home Loan Comparator Option 4: Get the lowest fixed rates
  • 12.
    • Help compare key features of car loans
            • Interest Rates
            • EMI
            • Loan Amounts
            • Margin Amounts
            • Total Loan Payments
            • Max Loan Amounts
            • Fees
    • Loan eligibility checks done to narrow available loans
    • 3 comparison options
    Ratekhoj.com Car Loan Comparators
  • 13. Loan Amount Ratekhoj Car Loan Comparator Interest Rate Loan Period Car Type: New/Pre-owned/Any Personal Information (Salary etc.) EMI Margin Fees Total Payments (Interest + Fees) Ratekhoj Car Loan Comparator Option 1: Get the best car loans based on a specific car loan amount
  • 14. EMI Ratekhoj Car Loan Comparator Interest Rate Loan Period Personal Information (Salary etc.) Loan Amount Margin Fees Total Payments (Interest + Fees) Ratekhoj Car Loan Comparator Option 2: Get the best car loans based on a specific EMI Car Type: New/Pre-owned/Any
  • 15. Ratekhoj Car Loan Comparator Interest Rate Loan Period EMI (for loan of Rs. 1 lac) Margin Fees Maximum Loan Amount Ratekhoj Car Loan Comparator Option 3: Get the lowest fixed/floating interest rates Car Type: New/Pre-owned/Any
  • 16.
    • Help compare key features of two-wheeler loans
            • Interest Rates
            • EMI
            • Loan Amounts
            • Margin Amounts
            • Total Loan Payments
            • Max Loan Amounts
            • Fees
    Ratekhoj.com Two Wheeler Loan Comparator
  • 17. Ratekhoj Two-Wheeler Loan Comparator Interest Rate Loan Period EMI (for loan of Rs. 1 lac) Margin Fees Maximum Loan Amount Ratekhoj Two Wheeler Loan Comparator Get the lowest interest rates
  • 18.
    • Help compare key features of personal loans
            • Interest Rates
            • EMI
            • Loan Amounts
            • Margin Amounts
            • Total Loan Payments
            • Max Loan Amounts
            • Fees
    Ratekhoj.com Personal Loan Comparator
  • 19. Ratekhoj Personal Loan Comparator Interest Rate Loan Period EMI (for loan of Rs. 1 lac) Margin Fees Maximum Loan Amount Ratekhoj Personal Loan Comparator Get the lowest interest rates Loan Category: Unsecured/Shares
  • 20.
    • Compare key features of educational loans
            • Interest Rates
            • EMI
            • Repayment Period after completion of studies
            • Margin Amounts
            • Rates for studies in India and abroad
            • Fees
    Ratekhoj.com Educational Loan Comparator
  • 21. Ratekhoj Educational Loan Comparator Loan Amount EMI (for loan of Rs. 1 lac) Repayment Period Fees Ratekhoj Educational Loan Comparator Get the lowest interest rates based on loan amount and study location Study Location: India or Abroad Interest Rates
  • 22.
    • Helps people find the highest fixed deposit rates in India
    • Rates from all Banks, NBFCs/companies and Post Office.
    • Comparison of Fixed Deposits for non-senior citizens as well as seniors
    • Comparison of Tax Savings Fixed Deposits
    • FCNR/NRE/NRO rates for NRIs
    • Top 20 lists for highest fixed deposit interest rates.
    Ratekhoj.com Fixed Deposit Comparators
  • 23.
    • Helps people compare and find the credit cards that best match their requirements
    • Comprehensive database with all credit cards in India included
    • Quick links to find credit cards by features as well as card issuers.
    • Credit Card Comparator to compare and find best credit cards based on:
            • Annual fees
            • Add-on card fees
            • Fuel surcharge waiver
            • Rewards
    Ratekhoj.com Credit Card Comparators
  • 24. Q & A
  • 25.