Dutch bangla Bank

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Dutch bangla Bank

  1. 1. Term Paper On Dutch Bangla Bank Limited in Bangladesh Submitted To: Nayan Chandra Das Lecturer Department of Management Kaliganj Sramik College, Gazipur. Submitted By: Md. Asabuddin BBA (Hon’s) 2nd year Roll: 9825361 Reg. 1819805 Session: 2010-2011 Department of Management Kaliganj Sarmik College, Gazipur. Submission date: 28th December, 2013
  2. 2. Letter of Transmittal Date: December 28th, 2013 Nayan Chandra Das Lecturer, Department of Management Kaliganj Sramik College, Gazipur. Subject: Submission of Term Paper Dear Sir, It is a great pleasure and privilege to present the term paper report titled “Dutch Bangla Bank Limited in Bangladesh” which was assigned to me as a partial requirement for the competition of BBA Program. Throughout the study I have tried with the best of my capacity to accommodate as much information and relevant issues as possible and tried to follow the instructions as you have suggested. I tried my best to make this report as much informative as possible. I sincerely believe that it will satisfy your requirements. I however sincerely believe that this term paper will serve the purpose of my BBA program. Yours Sincerely Md. Asabuddin Roll No: 9825361 Reg. No: 1819805 Session: 2010-2011 Department of Management Kaliganj Sramik College, Gazipur.
  3. 3. Acknowledgement All praise to Almighty who has given me an opportunity to make a term paper. It was the first time; I had an experience to any research work. Term paper is an essential part of BBA course. It is one kind of research work. We know very well that research in any field of knowledge enriches the stock of Knowledge. There may be two types of research viz. theoretical research and applied research. First I would like to express my profound gratitude to my honorable teacher, Nayan Chandra Das, Lecturer, Dept. of Management. He helped me a lot by proper guidance, effective comments and with a good support. He had always paved me the right way to conduct my term paper. He has passed a lot of time in this respect. He was cordial to solve my problem. Although it is very much tough to collect necessary information within shortest possible time, I got much support from all corners, my classmates and so on.
  4. 4. Supervisor’s Declaration I hereby declare that the concerned report entitled “Dutch Bangla Bank Limited in Bangladesh” is an original work by Md. Asabuddin BBA (Hon’s) 2nd year, Department of Management, Kaliganj Sramik College, Gazipur, completed her term paper under my supervision and submitted for the partial fulfillment of the requirement of the degree of Bachelor of Business Administration (BBA) Hon’s under National University of Bangladesh. Nayan Chandra Das Lecturer, Department of Management Kaliganj Sramik College Gazipur.
  5. 5. Student’s Declaration I hereby declare that the report of Thesis report namely “ Dutch Bangla Bank Limited in Bangladesh” by me after the completing of project work of last two month. I also declare that this paper is my original worked and prepared for academic purpose which is a part of BBA and this term paper contain actual information as far I know. Md. Asabuddin Roll No. 9825361 Reg: 1819805 Session: 2010-2011 Department of Management Kaliganj Sramik College, Gazipur.
  6. 6. Abstract Dutch-Bangla Bank Limited is a Bangladesh European joint venture commercial bank registered by the Bangladesh Bank. DBBL follows the rules and regulations prescribe by the Bangladesh Bank for scheduled commercial banks. This bank is very popular for its online services and social cause. In this article, I have tried to give a comparative picture of corporate social responsibilities (CSR) of DBBL. I also defined what corporate social responsibilities and tried to show how important it is in this 21st century. Throughout the article, the activities of DBBL on CSR have worked as standard and helped in finding the shortcomings. It will helping in tracing out different ways for improvements. From this analysis it can be said that there are not only problems but also opportunities for further improvement by the business world of this country in the field of CSR of DBBL. I believe that it has included all the necessary to be relevant, reliable and useful. Keywords: CSR, DBBL, Calamities, Donation, Fellowship
  7. 7. Executive Summery Dutch Bangla Bank Limited as the most important functionary of the financial system play a dynamic role in the economic development of a nation through mobilization of savings and allocation of credit to productive sectors. as the economy, but that should not occur at the cost of viability of the total financial intermediation process. The performance evaluation of business has taken high profile in the climate However, directed and inefficient credit allocation by the Dutch Bangla Banks Limited of Bangladesh in various economic sectors without adequate credit appraisal and monitoring, inter alia, ultimately led to the widespread loan delinquency, and deteriorating health of the entire financial system. An attempt has been made in this paper to examine and evaluate the nature and extent of involvement of Dutch Bangla Bank Limited in development financing in Bangladesh using different performance indicators like branch expansion, mobilization of savings, sectoral and regional distribution of advances, etc. In their noble effort of development financing, Dutch Bangla Bank Limited are facing various problems such as mismatch of sources and uses of funds, extreme dependence on traditional collateral securities, politicization of credit delivery system, absence of sound legal system for recovery of loans, lack of government’s extension facilities in the form of data base, investment counseling, appropriate technology, infrastructure, marketing of products, etc. However, they should increasingly involve themselves in development financing in order to gain long-term viability benefitting themselves as wellof micro-economic reform in the recent past. The real wealth of Bangladesh can be increased by increasing the inputs available to the country. That is by discovering new resources and using the existing resources more efficiently. Efficiency gains in the banking sector of the country will make the country domestically and internationally more competitive and capable of generating more income and employment opportunities in the country. An adequate assessment of efficiency gains requires a range of financial, operational and economic indicators to be applied including Partial Factor Productivity (PFP) and Total Factor Productivity (TFP). Productivity growth is considered to be the best way to measure international competitiveness and economic growth. Estimates of TFP measures will provide rates of growth in the productive efficiency of labour and capital. Relative growth rates will suggest whether TFP growth was predominantly biased towards saving labour or saving capital and other inputs. To date there has not been any serious study on TFP in the Banking sector of Bangladesh.
  8. 8. Table of Contents Chapter: 1 Introduction: ............................................................................................. Statement of the problem............................................................................ Rationale of the Study.....:.......................................................................... Scope of the Study..................................................................................... Limitations of Study................................................................................... Methodology of the Study........................................................................... 1 2 3 3 4 4 Chapter: 2 Research Design....................................................................................... Literatures Review.................................................................................... Results and Discussion........................................................................... Education................................................................................................. Health...................................................................................................... Donation................................................................................................. Dutch Bangla Bank Distributes Blanket..................................................... Dutch Bangla donation for cancer Hospital................................................. DBBL has donated two modern ambulances to anjuman mufidul Islam..... DBBL donate Tk. Core to Bangladesh Association (BOA)......................... 5 5 6 7 8 9 10 10 10 11 Chapter: 3 Review of Literature................................................................................... Bangladesh Bank........................................................................................ 12 13 Chapter: 4 DBBL Mobile Banking Products & Services............................................ 12-14 Chapter 5 Risk Management Framework.................................................................. Risk Management Procedure.................................................................... Credit Risk................................................................................................ Market Risk............................................................................................... Operational Risk....................................................................................... Other Risks................................................................................................ CRAB Ratings............................................................................................ 15 16-17 18-19 20-21 21-25 24-26 27-30 Chapter: 6 Findings..................................................................................................... Recommendation...................................................................................... Conclusion................................................................................................ 31 32 33 Chapter: 7 References.............................................................................................. 34

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