Credit Requirement for Tribal
People
Meghna
Rajnikant
Shalini
Anu
Santosh01/30/15 1xidas, jabalpur
01/30/15 xidas, jabalpur 2
Who are the tribes
01/30/15 3xidas, jabalpur
Who are the Tribes
Communities are notified as ST under Article
342 of the Constitution based on the following
Characteris...
Status of Indian tribal's
Tribal people constitute roughly 8% of the
nation’s total population, over 84 million
people acc...
State wise population of tribal
01/30/15 6xidas, jabalpur
Tribal literate population
sources: Ministry of tribal
Year 1961 1971 1981 1991 2001
Total literate
population
8.5% 11.3% ...
Tribal Populations remain Under-
served
Many tribal habitats are inaccessible. Consequently, effects of
development are ei...
Economic status
The large number of STs are landless with no
productive assets and with no access to
sustainable employmen...
Cause of backwardness
• Barter and exchange
• Lack of Co-operation
• Poor manufacturing
• Specialization
• Nation of prope...
Feature of tribal economy
• Forest based economy
• Simple technology
• Absence of profit in economic dealing
• Periodical ...
Loan requirement of tribals
• lean period consumption and festival
celebration
• Religious ceremonies
• Unforeseen expendi...
Why credit for tribal's ?
• Absence of tribal land right
Agriculture census 1990-91
• Lack of proper livelihood means.
Sl....
Cont..
• Land holding pattern
• Exploitation and land alienation caused by
traders
• Land alienation through cash crop cul...
Land alienation caused by industrialization
Displacement of tribal families
Sources :THRTI, Bhubaneswar
District Name of t...
Money leader defects
• They charge sky high rate of interest varying
between 40%-60%.
• They buy tribal produce at low pri...
Mode of credit
• Non Formal
– Relative, friends, money lender, etc
• Institutional
– Nabard,
– SETBI,:- SHG, JLG
- LAMPS
-...
“ The Indian adivasi is born
in debt lives in debts, dies
in debts and bequeaths
debts.”
-Royal commission on agriculture
...
Conceptualized By
Rajnikant George
Rajnikant George ( Sukhram Manjhi)
Meghna ( Tutu Manjhi)
Santosh kumar ( Tuka raja Babu...
01/30/15 xidas, jabalpur 20
Bibliography
• The silenced drums: a review of tribal
economic development, Dr. K.G
Karmakar,2002,northen book centre, new...
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Credit Requirement For Tribal People Final

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credit for tribal people by Rajnikant george ,xidas jabalpur

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Credit Requirement For Tribal People Final

  1. 1. Credit Requirement for Tribal People Meghna Rajnikant Shalini Anu Santosh01/30/15 1xidas, jabalpur
  2. 2. 01/30/15 xidas, jabalpur 2
  3. 3. Who are the tribes 01/30/15 3xidas, jabalpur
  4. 4. Who are the Tribes Communities are notified as ST under Article 342 of the Constitution based on the following Characteristics - Primitive Traits - Geographically Isolated - Distinct Culture - Economic backwardness - Shyness of Contact with Community at Large 01/30/15 4xidas, jabalpur
  5. 5. Status of Indian tribal's Tribal people constitute roughly 8% of the nation’s total population, over 84 million people according to the 2001 census. Population and growth rate of STs (1971-2001) (in million) Sources : census of India Census year Population Growth rate STs Total STs 1971 548.1 38.0 26.3 1981 683.4 51.6 35.8 1991 846.3 67.8 31.4 2001 1027.0 88.8 31.0 01/30/15 5xidas, jabalpur
  6. 6. State wise population of tribal 01/30/15 6xidas, jabalpur
  7. 7. Tribal literate population sources: Ministry of tribal Year 1961 1971 1981 1991 2001 Total literate population 8.5% 11.3% 16.3% 29.65% 47.10% 01/30/15 7xidas, jabalpur
  8. 8. Tribal Populations remain Under- served Many tribal habitats are inaccessible. Consequently, effects of development are either lacking or are sub-standard. Abject poverty of the tribal people is resultant and compounds the problem. According to the development indicators prepared by the Planning Commission, about 35% of STs are below the poverty line. Item Distribution in % Amongst the STs Cultivators 54.50 Agricultural Labourers 32.69 Household Industry 1.04 Other Workers 11.76 01/30/15 8xidas, jabalpur
  9. 9. Economic status The large number of STs are landless with no productive assets and with no access to sustainable employment and minimum wages. Population living below property line sources : tribal in India Nishi k Dixit2006 pg: 55 table:7 Category 1993-94 Rural 1993-94 Urban 1999-2000 Rural 1999-2000 Urban Total 37.27 32.38 27.09 23.62 STs 51.94 41.14 45.86 34.75 01/30/15 9xidas, jabalpur
  10. 10. Cause of backwardness • Barter and exchange • Lack of Co-operation • Poor manufacturing • Specialization • Nation of property 01/30/15 xidas, jabalpur 10
  11. 11. Feature of tribal economy • Forest based economy • Simple technology • Absence of profit in economic dealing • Periodical markets • Gifts and ceremonial exchange • Absence of capital investment 01/30/15 11xidas, jabalpur
  12. 12. Loan requirement of tribals • lean period consumption and festival celebration • Religious ceremonies • Unforeseen expenditure etc 01/30/15 12xidas, jabalpur
  13. 13. Why credit for tribal's ? • Absence of tribal land right Agriculture census 1990-91 • Lack of proper livelihood means. Sl. No. State Case filed in court Area covered 1. A.P 65,875 2,87,776 2 BIHAR 86,291 1,04,893 3 GUJARAT 47,926 1,40,324 4 KARNATAKA 42,582 1,30,373 5 M.P 53,806 1,58,398 01/30/15 13xidas, jabalpur
  14. 14. Cont.. • Land holding pattern • Exploitation and land alienation caused by traders • Land alienation through cash crop cultivation • Migration trends among tribal's 01/30/15 14xidas, jabalpur
  15. 15. Land alienation caused by industrialization Displacement of tribal families Sources :THRTI, Bhubaneswar District Name of the project Forest area covered No. of tribal families displacement Koraput NALCO and other industrial project Machkund hydel Dam Balimela project Upper Kolab Multipurpouse project 2000 - - - - - 1500 2000 7092 5000 Koraput/kalah andi Upper indrabati project - 5000 Sungargarh Rourkela steel plant 13,185 - Keonjhar Salendi Dam - 965 All Orissa Sanctuaries(16) park(12) 7395 - 01/30/15 15xidas, jabalpur
  16. 16. Money leader defects • They charge sky high rate of interest varying between 40%-60%. • They buy tribal produce at low price • They manipulate the A/c to their own benefit • When tribal fail to repay the loan they grab their land leading to sub-division and fragmentation . 01/30/15 xidas, jabalpur 16
  17. 17. Mode of credit • Non Formal – Relative, friends, money lender, etc • Institutional – Nabard, – SETBI,:- SHG, JLG - LAMPS - Cooperative society 01/30/15 17xidas, jabalpur
  18. 18. “ The Indian adivasi is born in debt lives in debts, dies in debts and bequeaths debts.” -Royal commission on agriculture 01/30/15 xidas, jabalpur 18
  19. 19. Conceptualized By Rajnikant George Rajnikant George ( Sukhram Manjhi) Meghna ( Tutu Manjhi) Santosh kumar ( Tuka raja Babu) Narrators Shalini Anu kumari
  20. 20. 01/30/15 xidas, jabalpur 20
  21. 21. Bibliography • The silenced drums: a review of tribal economic development, Dr. K.G Karmakar,2002,northen book centre, new Delhi. • Rural credit and self help groups: micro finance needs and concepts in India, K.G Karmakar, 1999, saga publications, new Delhi 01/30/15 21xidas, jabalpur
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