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    It risk advisory brochure 2013 It risk advisory brochure 2013 Presentation Transcript

    • 1 IT Risk Advisory Services Riskpro India New Delhi, Mumbai, Bangalore
    • 2 Who is Riskpro… Why us? ABOUT US  Riskpro is an organisation of member firms around India devoted to client service excellence. Member firms offer wide range of services in the field of risk management.  Currently it has offices in three major cities Mumbai, Delhi and Bangalore and alliances in other cities.  Managed by experienced professionals with experiences spanning various industries. MISSION  Provide integrated risk management consulting services to mid-large sized corporate /financial institutions in India  Be the preferred service provider for complete Governance, Risk and Compliance (GRC) solutions. VALUE PROPOSITION  You get quality advisory, normally delivered by large consulting firms, at fee levels charged by independent & small firms  High quality deliverables  Multi-skilled & multi-disciplined organisation.  Timely completion of any task  Affordable alternative to large firms DIFFERENTIATORS  Risk Management is our main focus  Over 200 years of cumulative experience  Hybrid Delivery model  Ability to take on large and complex projects due to delivery capabilities  We Hold hands, not shake hands.
    • 3 Riskpro’s Network Presence New Delhi Mumbai Bangalore Ahmedabad Pune Agra Salem Kolkata Hyderabad Chennai Jaipur
    • 4 IT Services Landscape The Backdrop: o Fast changing IT services market o Technological advances o Rising integration of business and technology o Corporate focus on core competencies o Maturation of IT vendor management role Business Need: o Meeting cost, time-to-market o Innovation objectives o Realization by corporates to assemble and integrate services and solutions o Growing demand from best-in-breed suppliers o Acquire the right services at the right prices o Must have deep knowledge of the IT services marketplace o Understanding its future direction o New trends in the application and infrastructure services marketplace
    • 5 IT Risk Advisory Service Information Technology Service Management Information Security Management Information Security Audit Information Technology Assurance Information Technology Governance Riskpro Service Offerings
    • 6 IT Service Management Consulting Standardizing Compliances •Service architecture Scoping •SLA’s •ITSM Assessment •Control Processes • Service Delivery • Release & Resolution • IT service road mapping • GAP Analysis • Tollgate review • Performance metrics analysis • Compliance review • Standard pre-assessment • ISO 20000 • ITIL practices • PDCA cycle alignment • Training- Basic / Advanced Value Proposition • Efficient business service delivery processes • Reduced risk in using external service providers • Reduced costs • Enhanced ability to manage business complexities in a diverse operational environment How we Do
    • 7 Information Security Management Consulting Standardizing Compliances • Risk Assessment & Management • IS security policy framework • Internal audit procedures • IS controls review • Penetration testing • Compliance- IS policies • IS security implementation review • GAP analysis • Performance metrics analysis • Vulnerability assessment • SAS Type II audits & compliance • BS 7799 implementation • ISO 27001/17799 implementation • DPA • GLBA • HIPAA Value Proposition • Operational resilience • Risk reduction • Secure best practices • Business continuity preventive approach How we Do
    • 8 Information Security Audit Consulting Standardizing Compliances • Operating system audits • Database audits • Networking/ Firewall audits • Application systems – Functionality assessment • Web application/Data centre audit • Institutional risk areas review • General Controls- Physical security/BCP/BRP • Change management – Controls & Tracking • Application Controls- System edits/Access • IS policies and procedures • IDS • Forensic auditing • FERPA Value Proposition • Robust IT governance framework • Strategic & operational value through business-risk focused approach • Pre-emptive risk control capability • Corporate IT compliance adherence for future business initiatives and IT investments How we Do
    • 9 IT Assurance Consulting Standardizing Compliances • Business Continuity Planning • Cyber crime investigative services • IT external & internal audits • IT assessment and benchmarking • Data protection and privacy • IT security & business flexibility • IT project assurance reviews • Compliances – IS policies • SAS 70 • ISAE 3402 • ISO 27002 • PCI DSS Value Proposition • Advanced technologies capabilities advisory • Proactively manage your technology risks • Helping you to use data to fullest potential use • Securing while delivering high performance business results How we Do
    • 10 IT Governance Consulting Standardizing Compliances • COBIT and ITIL reviews • Identification of IT risks exposure • Risk mitigation controls review • Balanced scorecard • Val IT business valuation plan • IT & Business Maturity models • IT governance improvement methods • Improving IT skills & resources • ISO 38500/COBIT • CMM • TOGAF • ISO 22301 (new standard) Value Proposition • Ensuring your organizational structures & business processes are complaint • IT support framework enables to meet business strategic objectives • Useful framework tool for benchmarking the balance and effectiveness of IT governance practices How we Do
    • 11 Annexure- IT Advisory Offerings
    • 12 IT Service Management- Detailed Components How we Do Process Excellence Service Excellence Agile Services Lean Six Sigma Software Estimation - Systematic defining business case - Assessment of current- state gaps - Defining optimum process frameworks - Training & process deployment - Effective change management - Service model assessment & design - Process design , documentation - Maturity evaluation and audits - Outsourcing service model design - Configuration management - Lean assessment for end-to-end processes - Opportunity assessment - Identifying improvements - Project execution - Coaching & mentoring for processes - Training & Certification- GB/BB - Agile readiness- Risk identification & mitigation - Agile maturity assessment - Process definition and best fit deployment - Project manager services - Training and mentoring services - Baseline assessment existing vs industry best practice - Design estimation processes and techniques - Deployment and continuous improvement process - Organization performance benchmarking
    • 13 Information Security Mgmt- Detailed Components How we Do - Risk assessment /Developing mitigation strategy - Business critical function>Outage & Recovery time - Developing business/IT disaster recovery plan - BS 25999 implementation support –BCM tools - BCM audits and training - - Compliance assessment – GAP analysis - Vendor/ Third party risk assessments - ISO 27001 advisory (Controls design & Evaluation) - IS Audit- Risk based/IT security/IT operations/ERP - IT GRC : Software's, Strategy , framework & roadmap - - IAM Visualization- Feasibility/Roadmap/Business case - IAM solution evaluation- - IAM prioritization- TCO & Cost benefit analysis - IAM Execution- Role management/SSO/Access - Audit, reporting, Training - Vulnerability & penetration testing - Static and dynamic analysis (secure code review) - Security configuration review - Compliance assessment ( SOX, PCI, HIPAA) - Remediation plan Business Continuity Enterprise Application Security Identity and Access Management IS Compliance
    • 14 Information Security Audit- Detailed Components How we Do - Policy and Procedure Review Security Operations Threat Mitigation Security Technologies Professional Services - Active Social Engineering - Third Party Oversight Review - System Inventory & Documentation - Physical/Environmental SecurityReview - Personnel / IT Staff Training - Internal Vulnerability assessment - Host/ Network Diagnostic Review - Access Control Review
    • 15 IT Assurance - Detailed Components How we Do - Enterprise Test Strategy - Test process definition - Structural code assessment - Test automation strategy: Tools/ Framework - Performance Test strategy: Tools - Security Test strategy: Tools - Test environment & Data management - Specialized test strategy - Tool and product evaluation - Administration and Management Consulting & Advisory Functional/ Support Services - Requirement management - Static Analysis/Structural code evaluation - Unit and integration testing - Functional testing ( system, integration cycle) - Performance testing (Load, volume, Stress , tuning) - Security testing - Non-functional testing ( OAT, Usability) - Regression testing - Test automation - Environment management- Data, Release, UAT
    • 16 IT Governance - Detailed Components How we Do Project Portfolio Management Strategy & Roadmap Process Re-engineering Outsourcing Governance Application Portfolio Rationalization High Availability –Disaster Recovery Set up Dashboards- Predictive Analysis Migrations- Extract > Transport > Load Integrations & Upgrades Production Support- Implementation /Maintenance Performance Management
    • 17 Annexure – Service Sample
    • 18 Your Organization Your Supplier • We will assist you to ensure your information is secure • Compliance checks – ISO27001,ITGC,SOX,PCI-DSS and generic checks • BCP/DRP solutions • Long term/Short term goal setting – efficient mitigation* • Unique reporting – Dashboard based* • Certification is important but not everything rather security is • Check your IT Suppliers to ensure they follow your standards • Check current implementation of standards (ISO27001…) • Hand hold mitigation control implementation • Increase security of your suppliers • Dashboard view of all your suppliers and their status • Checks and repeat checks to ensure security controls are maintained • Exit Assessments Dash Board Long Term Short Term Usually 3-4 Weeks depends on Projects Usually 1-2 Weeks depends on Projects Non-Compliance Insider Attack Manage your Compliance Needs Compliance related Services
    • 19 Requirements engineering Design Coding Testing Rollout Threat model InformationClassification Security inRequirements Are standards followed? Howmuch security is enough? Architecture Security HOUSTONmethods HowtoAPI’sinteract ITPolicy compliant? Is encryptionis needed?how? Codereviews done? Howtohandlebufferoverflow Developers &Security? Can thecodeprotect itself? XSS,SQL Injection,CSRF? Risks mitigated?Howtohandlebufferoverflow ProofofConcept intrusion Dowe have a security test plan throughout? Does Testing involve security? Can youconfidentlygotoProduction? is there a Security Quality Gate Pass? Phases Doyouwanta SecureRollout? S (SDLC) – Secure Your Code/Information Mobile Malware Phishing ACHFraudInsider Attack Services on the applications users use Security in Software Development
    • 20 We don’t call it Vulnerability Scanning, We say “hacking” Ethical Hack and Fix Services • Focusoncritical businesssystemsforyourenterprise • Ethicalhackinginto yournetworktofind outsecurityissuesbeforea hackerdoes • Routers/Switches/UPS/Videoconferencesystems/Servers/VOIPsystems/Firewalls/andmost connecteddevicesonthenetwork,theinformationcanbestolenanywhereif wedon’ttake propercare • Dashboardviewofvulnerabilitiesv/s thesecurityrisks • Vulnerabilitiesmappedto actualbusinessrisks (notjust telling youto fixtheissue butalso why tofix it?, canyoulivewith arisk?) • TrainingyourIT teamstounderstandvulnerabilities • Yearlongsupportin fixingtheissues andensuringyoursystemsstayup todatedwithlatest securitypatches Our Services 1-2 Weeks onsite & 4 Weeks Offshore Usually Hackers/Disgruntled Employees/Competition/Insider Attacks HowCanIgetaccessto Your Network/People/Mone y? MaybeIshouldgetin throughtheWLAN,itseems tobe unsecure Howabout,thereceptionist, canIcoaxherintorevealing someinfo? MaybeitisbetterIaccess therouter…SNMP?MD5 HashDecryption? Looksliketheir Videoconferencehasapublic IPThatusercouldbe agood targetforkeyloggerTrojan!I cangetcreditcards! HeyIhaveadministrator Accesslocallyso,it’sagold mine! Thatwebserverisnotatall patched,letsDefacethem! Howaboutlaunchinga attackonthegovernment usingtheirsystems? DDoSAttacks FraudYour network, servers, computers Vulnerability Assessment and Penetration Testing
    • 21 This is a unique service designed to assess the Cloud Service Provider platform from an information security risks/threats point of view. • Cloud Service Operational/Governance Assessment (Onsite Interview based): We will check for your cloud security compliance to well known industry standards including cloud security alliance. • Penetration testing of the Cloud Service Provider: This service would be a intruders perspective on your cloud setup to see if your customers are protected from different security risks like espionage, Information theft, customer privacy exposure, defacements, financial data leakage, Virus/Trojan insertion, DDoS attacks, etc. Apart from this the report would also indicate your compliance to different industry standards like ISO 27001, PCI-DSS, SOX etc. DDoS Attacks Fraud Insider Attack Dark Cloud Securing the cloud that you operate on Cloud Specific Security Services
    • 22 Riskpro Clients Our Clients *Any trademarks or logos used throughout this presentation are the property of their respective owners Banking/ Insurance Corporate MNC Banking Intl Consulting IT / Others
    • 23 Team Experiences Our Experiences Our team members have worked at world class Companies *Any trademarks or logos used throughout this presentation are the property of their respective owners
    • 24 RESUMES – Our team  Co-Founder - Riskpro  CA, CPA, MBA-Finance (USA), FRM (GARP)  Over 10 years international experience – 6 years in Bahrain and 4 years USA  15 years exp in risk management consulting and internal audits, Specialization in Operational Risk, Basel II, Sox and Control design  Worked for Ernst & Young (Bahrain), Arab Investment Company (Bahrain), Navigant Consulting(USA), Kotak Mahindra Bank (India) and Credit Suisse(India)  Sox Compliance project for Fannie Mae, USA ( $900+ Billion Mortgage Company) ManojJain  Co- Founder - Riskpro  CA (India), MBA (Netherlands), CIA (USA)  Over 15 years of extensive internal and external audit experience in India and abroad.  Worked with KPMG United Arab Emirates, PKF South Africa, Ernst and Young Kuwait, Deloitte Netherlands and KPMG India.  Worked with clients in a wide variety of industries and countries including trading, retail and consumer goods, NGO, manufacturing and banking and finance. Major clients include banks, investment companies, manufacturing organizations, aviation etc. RahulBhan Credentials
    • 25 RESUMES - Our team  Co-Founder - Riskpro  PGD (Electrical & Electronics & Computer Programming)  30 years of experience in Information & Communications Technology (ICT) Solutions for Retail, Garments, Manufacturing, Services Industries.  Has created Companies, Divisions, Products, Brands, Teams & Markets.  Consulting in Business, Technology, Marketing & Sales & Strategic Planning.  Advisory, Training, Workshops & Implementation in Systems Thinking, Systems Modeling & Balanced Scorecard  Worked with TIFR, Mahindra, Ambience, Communico-Graphique & Ionidea Inc, USA, CasperAbraham Credentials  Sr Vice President – Risk Management  MBA, PDFM,NSE-NCFM, PMP, CSSGB,ISO 9001:2000 I.A,GARP-FBR, ITILV3,CPP-BPM  Professional with 17 years of rich experience into diverse Consumer finance/ Lending operations ,Risk Management,BPMS, Consumer Banking, NBFC, Management Consulting & Housing finance in BFSI industry having successfully led key business strategic engagements across multi-product environment in APAC, Australia and US regions.  Worked with GE, ABN AMRO Bank, Citigroup, Accenture, Deutsche Postbank  Highly skilled and expert Trainer in Risk areas across Credit, Fraud, Operational, Corporate Risk management.  Specializes in Fraud Control, AML/KYC Compliance ,QA ,ERM and Regulatory governance. HemantSeigell
    • 26 RESUMES - Our team  Head - Insurance Risk Advisory services  B.sc, Associate of Indian Institute of Insurance  Licensed Category A Insurance surveyor  26 years of experience in Insurance advisory services, Loss adjusting for large corporates,Claims management.  Has assessed more than 4500 high value insurance claims across various industry sectors.  Risk management inspection  Valuations of fixed assets for insurance purpose. R.Gupta Credentials  Head - Human Capital Management  Chartered Accountant, Lead Assessor ISO 9000, Six Sigma Trained, Trained on Situational Leadership, Trained on interviewing skills and Whole Message Model.  Over two decades of international, multi-cultural experience in finance and human resources viz. internal audit, accounting operations, accounting process review & re-designing, risk management, business solutioning, six sigma projects, talent acquisition, talent retention, organization design/redesigning, compensation and appraisal processing, employee and customer satisfaction surveys, knowledge management and finance services.  Worked with Citicorp/MGF, India Glycol, Delphi, American Express India, American Express USA, Fidelity International and Macquarie Global Finance Services India. NileshBhatia
    • 27 RESUMES - Our team  Head Taxation Risk Advisory  B.Com, FCA  Senior Partner with 48 year old Delhi based Chartered Accountant firm, Mehrotra and Mehrotra  Over 19 years of experience in the field of Audit, Taxation, Company law matters.  Major clients served are NTPC, BHEL, Bank of India, PNB, Airport Authority of India etc. RajeshJhalani Credentials  Specialist Risk Consultant – ERP & IT Compliance  SAP Certified, MBA (Finance), SAP Security trained (from SAP India), SAP GRC Access Controls trained (from SAP India)  Over 7 years of experience working in the area of ERP/IT Risk advisory, primarily focusing on SAP, for ‘Fortune 500’ clients in around 8 countries including US, UK, UAE, Hong Kong, etc  Specializes in SAP Risk & Controls Advisory, SAP Business Process Controls Audit, SAP Security & Segregation of Duties Control Audit, ERP Trainings,  Strong Industry experiences ranging from Beverages, Insurance, Energy, FMCG, Pharmaceutical, Retail, Telecommunication to IT Services  Worked for risk advisory teams of reputed organizations like Ernst & Young, EXL Services GouravLadha
    • 28 RESUMES - Our team Credentials PhanindraPrakash  Vice President – Riskpro India  FCA [India], ACMA [India], CFE [USA], CertIFRS [UK]  Over 16 years of extensive consulting experience which includes financial & systems audit, process transformation, implementation of internal controls, SOX compliance, fraud audits & due diligence, US-India taxation  Engaged in consulting roles as trusted advisor to finance, internal audit and information technology executives of multiple Fortune 1000 companies with project sites in US, Canada, Europe & Asia  Worked with E&Y and Deloitte Consulting in USA  Some of the major clients served internationally are GE Capital, UBS, McKesson, Eaton, Imation, Albertsons,  EVP and Head – Telecom Risk Advisory  M.Tech, IIT Kharagpur, India; IES; Doctoral study, research and teaching in Linkoping University/Sweden; Lead Auditor (BVQI).  Over 30 years on International experience in networks and mobile Handsets from top global companies /institutes like ISRO, Ericsson, Nokia, Nokia Siemens Networks and based mostly in its head quarter locations in India, EU, USA.  Expertise: Setting up capability, behaviour, culture in turning Risk, Quality, Innovation for competitive advantage, customer delight and sustainability; key skill sets are Engagement, Handholding, Coaching, Mentoring and lot of best practices, benchmarking/standards like CMMI, TL9000, Six Sigma, ISO, SAS 70 etc. AsokSit
    • 29  Vice President & Head – IT Risk Advisory  Over 14+ Years of Experience in Information Security and Risk Management & CISM certified  Headed the Global Information Security team of Daimler (Mercedes-Benz) Worldwide at Bangalore for 9 years, previously worked at organization like Wipro, Bangalore Labs  Multi-sector experience including Banking, Insurance, Finance, Energy, Manufacturing, Retail, Hi-Tech & Telecom, and Automobile  Well known Ethical hacker: Was featured in BusinessWorld Magazine in an article about leading ethical hackers in India and published several articles in Print and Online Media  Rich experience in Information Security Audits across Corporations, 3rd Party Suppliers, Joint Ventures across several countries in the world including US, UK, China, Germany RavikiranBhandariRESUMES – Our Team
    • 30 RESUMES - Our team Credentials SiddharthaGhosh  Executive Vice President – Riskpro India  CPA (USA), ACA, ACS, Grad CWA (India), MBA (USA), Associate ICPAS (Singapore)  Over 25 years of extensive audit and industry experience which includes 19 years with Rolls-Royce India Pvt Ltd at New Delhi and its associate and parent companies of Rolls- Royce in UK, USA and Singapore in all aspects of Finance, Taxation, Audit, Banking, Legal, Company Secretarial, Statutory compliances and due diligence, Internal Control, ESOP, Budgets, Cashflows, Forecasts, MIS Reporting, HR, Expatriate & Office Administration, Payroll, IT, Retirement Funds Administration, Shared Services, Project Accounts, etc.  Worked with Price Waterhouse Coopers for 4 years with reputed MNCs, banks, Indian corporate houses  Worked with McNally Bharat Engineering Company Ltd for 4 years PritiTawari  Vice President – Riskpro India  B. Com, ACA, Dip. IFRS  Over 6 years of extensive audit and industry experience in all aspects of Finance, Taxation, Audit, Legal, Company Secretarial, Statutory compliances and due diligence, Internal Control, Budgets, Cash flows, Forecasts, MIS Reporting, HR, Expatriate & Office Administration, Payroll, IT, Project Accounts, etc.  Worked with Price Waterhouse Coopers for 3 years in audit & assurance for reputed MNCs, Indian corporate houses.  Engage in own practice since 2010 specialize in outsourcing of finance department in mid size MNCs and consultation in Indirect Taxes and Management Reporting
    • 31 RESUMES - Our team Credentials ManojKumar Senior Vice President CAIIB 20 Years of hard core banking experience in India’s most reputed banks across wide functional areas. Worked with Central Bank of India, ICICI Bank, HDFC Bank, and Axis Bank as Asst Vice President, Cluster Head, and Branch Head. Areas of expertise are Financial Risk Management, NPA-Credit-Debt Management, Asset Reconstruction, Project Finance, and others. Accomplished several achievements in the functional areas of banking.
    • 32 RESUMES - PARTNERSHIPS Consultant – Information Security & IT Governance  LLB, CA, CISA, CWA, CS, CFE and others  Over 15 years of experience in the field of Audit, Taxation, Investigations.  Specializing in the field of Systems Audit, Cybrex Audit, Computer Crime Investigations, IS Forensics  International Committee Member of Governmental and Regulatory Agencies Board and Academic Relations Committee of ISACA, USA AnjayAgarwal  Consultant – Quality Management  Founder of PMG, a TQM Consulting Co in Delhi  Mechanical Engineer  20+years experience in TQM concepts.  Strong skill set in various productivity & quality improvement projects including Six Sigma offerings  Past experiences include reputed organizations like Andersen Consulting, Eicher Consulting & Nathan & Nathan consultants PiyushKumar Credentials
    • 33  Specialist Risk Consultant – Business Continuity  Founder and 15-year Chairman of Survive, the first international user group for Business Continuity professionals  Founding director and first Fellow of the Business Continuity Institute  Over 25 years international consulting expertise in Risk, Crisis, Emergency, Incident, and Business Continuity and ICT Disaster Recovery Management  Multi-sector experience including Banking, Insurance, Finance, Oil, Gas, Energy, Manufacturing, Retail, Hi-Tech & Telecom  Western Press Award for services to business, 1994; BCI/CIR nomination for lifetime achievement in BC, 1999, London; inducted into BC Hall of Fame by CPM magazine, 2004, Washington DC. AndrewHilesRESUMES - PARTNERSHIPS  Specialist Risk Consultant – Enterprise Risk Management  Highly skilled risk and insurance professional with 25 years of experience designing, developing and implementing large, global corporate risk management programs for Fortune 500 firms.  Principal Consultant and Founder - Excellence in Risk Management, LLC. (Texas, USA) Co-founder and EVP, Professional Services, rPM3 Solutions, LLC (Maryland, USA).  Past experiences include Head of Global Risk Management for USAA, PepsiCo/Tricon Global and American National Red Cross  Additional risk and insurance experience at Verizon Corp,. Marsh USA and Liberty Mutual Insurance Co.  2004 Risk Manager of the Year – 2007 recipient of the Alexander Hamilton Award for “Excellence in ERM” (at USAA) – former President, Risk and Insurance Management Society, Inc. ChrisE.Mandel
    • 34 Key Contacts Corporate Mumbai Delhi Bangalore Riskpro India Ventures (P) Limited info@riskpro.in www.riskpro.in F 186, Sarita Vihar New Delhi 110076 Manoj Jain Director M- 98337 67114 manoj.jain@riskpro.in Shriram Gokte EVP - Risk Management M- 98209 94063 shriram.gokte@riskpro.in Sivaramakrishnan President – Banking & FS M- 98690 19311 smaran.iyer@riskpro.in Rahul Bhan Director M- 99680 05042 rahul.bhan@riskpro.in Hemant Seigell SVP – Risk Management M- 99536 97905 hemant.seigell@riskpro.in Casper Abraham Director M- 98450 61870 casper.abraham@riskpro.in Vijayan Govindarajan EVP – Risk Management M- 99166 63652 vijayan.govindarajan@riskpro.in Ravikiran Bhandari VP – IT Risk Advisory M- 99001 69562 ravikiran.bhandari@riskpro.in Ghaziabad / Noida Chennai Kolkata Gurgaon Siddhartha Ghosh EVP - Finance M- 9810058072 Siddhartha.Ghosh@riskpro.in R Gupta - Insurance Risk M- 98101 07387 R. Muralidharan EVP – Risk Management M- 95660 77326 murali@riskpro.in Kashi Banerjee EVP – Risk Management M- 98304 75375 kashi.banerjee@riskpro.in Nilesh Bhatia Head – Human Capital Mgt. M- 98182 93434 nilesh.bhatia@riskpro.in Asok Sit EVP – Telecom Risk Advisory M- 98105 03463 asok.sit@riskpro.in Pune Salem Ahmedabad Hyderabad / Agra M.L. Jain Principal – Strategy Risk M- 98220 11987 mljain@riskpro.in Priti Tawari M- 9011054085 Chandrasekeran Recruitment franchisee M – 94435 99132 Manoj Kumar M – 98983 65320 Maulik Manakiwala M – 98256 40046 Gourav Ladha Phanindra Prakash (Hyderabad) Member Firm M- 95500 61616 Alok Kumar Agarwal (Agra) Member Firm M- 99971 65253