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We all know people who end up in a difficult situation through no fault of their own. The
breadwinner in a household suddenly passes away leaving a spouse and children under insured.
Injuries from car accidents or in someone's home leads to litigation, financial losses and a stark
realization that the coverage in place was inadequate.
We guard against these kinds of things with insurance and common sense. Today's fastest
growing crime in America is different from any other crime. This kind of crime happens and is long
over before we have any knowledge leaving the victim solely responsible to restore their good
name.
Identity theft happens to over forty thousand people a day yet less than 5 percent of Americans
own an identity protection plan. Most people who haven't had their identity compromised don't
realize the enormous burden of making things right after your information is compromised.
- Credit restoration is completely up to the victim. Credit card companies may credit the charges
incurred or loans taken out ion your name, however, the victim is responsible to work with all three
of the major credit reporting agencies to repair credit damage.
- If you are a victim of fraud, you should notify the credit reporting agencies. Once this is noted by
the agencies, you are generally declined on your first attempt to obtain any kind of credit in the
future because of your fraudulent past regardless of how it happened.
- If your information is used for medical services, the highest growing type of identity theft, you will
likely not know for several months. At that point, thousands, maybe hundreds of thousands of
dollars worth of bills in your name would be due. The burden is on you to prove fraud to the
creditor.
- Crimes that are committed as a result of monies obtained with your information in some cases
are your responsibility. Lawsuits against criminals who stole identities to finance their operations
have often included the innocent victim of identity theft. Trial lawyers don't care if you are an
innocent victim, they are generally seeking a monetary award and if you, the victim, represent a
potential dollar figure, you can be attached to a suit.
The right identity protection plan will cost you a few dollars a month and is well worth the
investment. Our information is widely distributed in today's web of information technology and this
trend will continue to increase making your information even more vulnerable. Your identity
protection plan will restore your credit with all of the major credit agencies instantly, absolve you of
any debts or charges incurred fraudulently, and most importantly save you from the weeks or
months required to restore your good name. Purchase an identity protection plan today from a

2. credible company that you trust.
Visit http://www.safeidentityprotectionplan.com for the best information on how to protect yourself
from identity theft with the right protection plan. Seamus McGinley is a leading expert on identity
theft prevention and protection.
Article Source:
http://EzineArticles.com/?expert=Seamus_McGinley
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