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Smart card technologya

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Smart Card Technology or plastic money

Smart Card Technology or plastic money

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  • 1.  Smart card, or integrated circuit card (ICC), is any pocket sized card with embedded integrated circuits. OR A smart card is any card with a capability to relate information to a particular application such as: › Magnetic Stripe Cards › Optical Cards › Memory Cards › Microprocessor Cards
  • 2. Standard technology for bank cards, library cards, and so on……
  • 3.  Uses a laser to read and write the card CANPASS Contains: › Photo ID › Fingerprint
  • 4.  Can store: › Financial Info › Personal Info › Specialized Info Cannot process Info
  • 5.  Has an integrated circuit chip Has the ability to: › Store information › Carry out local processing › Perform Complex Calculations
  • 6.  Hybrid Card › Has two chips: contact and contactless interface. › The two chips are not connected. Combi Card › Has a single chip with a contact and contactless interface. › Can access the same chip via a contact or contactless interface, with a very high level of security.
  • 7.  Commercial Applications › Banking/payment › Identification › Ticketing › Parking and toll collection › Universities use smart cards for ID purposes and at the the library, vending machines, copy machines, and other services on campus. Mobile Telecommunications › SIM cards used on cell phones › Over 300,000,000 GSM phones with smart cards › Contains mobile phone security, subscription information, phone number on the network, billing information, and frequently called numbers.
  • 8.  Information Technology › Secure logon and authentication of users to PCs and networks › Encryption of sensitive data Other Applications › Over 4 million small dish TV satellite receivers in the US use a smart card as its removable security element and subscription information. › Pre-paid, reloadable telephone cards › Health Care, stores the history of a patient › Fast ticketing in public transport, parking, and road tolling in many countries
  • 9. In comparison to it’s predecessor, the magnetic strip card, smartcards have many advantages including:› Life of a smart card is longer› A single smart card can house multiple applications. Just one card can be used as your license, passport, credit card, ATM card, ID Card, etc.› Smart cards cannot be easily replicated and are, as a general rule much more secure than magnetic stripe cards› Data on a smart card can be protected against unauthorized viewing. As a result of this confidential data, PINs and passwords can be stored on a smart card. This means, merchants do not have to go online every time to authenticate a transaction.
  • 10. • chip is tamper-resistant - information stored on the card can be PIN code and/or read- write protected - capable of performing encryption - each smart card has its own, unique serial number• capable of processing, not just storing information - Smart cards can communicate with computing devices through a smart card reader - information and applications on a card can be updated without having to issue new cards• A smart card carries more information than can be accommodated on a magnetic stripe card. It can make a decision, as it has relatively powerful processing capabilities that allow it to do more than a magnetic stripe card (e.g., data encryption).
  • 11. + NOT tamper proof+ Can be lost/stolen+ Lack of user mobility – only possible if user has smart card reader every he goes+ Has to use the same reader technology+ Can be expensive+ Working from PC – software based token will be better+ No benefits to using a token on multiple PCs to using a smart card+ Still working on bugs