Submitted By Rohan Shah Priyanka Ramteke Rohit Pundlik
Contents Banking Banking in india HDFC bank information Board of directors Merger of CBOP and HDFC Network Business strategies Products and services Targeting strategies Internet banking system Capital structure Competition SWOT Analysis Achievements Market share Jobs CSR Activities
A Bank is financial institution.
Act as an agent.
Banks are important factors in financial market.
Development of central banking started from London.
Establishment of world bank in 1944.
Establishment of RBI in 1935.
Headquarter of RBI in Mumbai.
LOGO of Indian currency is
Banking in India
1st bank established in india in 17th century.
In 1786 and 1790 the General bank and Bank of Hindustan started.
In 1806 three banks were established the Bank of Calcutta in June 1806, Bank of Bengal, Bank of Bombay and the Bank of Madras, respectively under charters from the British East India Company.
The three banks merged in 1921 to form the Imperial Bank of India, which, upon India's independence, became the State Bank of India.
The oldest bank In existence in india is the STATE BANK OF INDIA, which originated in the bank of Calcutta in June 1806.
GOVERNERs OF RBI
Sir Osborne Smith (1935 – 1937)
Sir James Taylor (1937 – 1943)
Sir C. D. Deshmukh (1943 – 1949)
Sir Benegal Rama Rau (1949 – 1957)
K. G. Ambegaonkar (1957)
H. V. R. Iyengar (1957 – 1962)
P. C. Bhattacharya (1962 – 1967)
L. K. Jha (1967 – 1970)
B. N. Adarkar (1970)
S. Jagannathan (1970 – 1975)
N. C. Sen Gupta (1975)
K. R. Puri (1975 – 1977)
M. Narasimham (1977)
Dr. I. G. Patel (1977 – 1982)
Dr. Manmohan Singh (1982 – 1985)
A. Ghosh (1985)
R. N. Malhotra (1985 – 1990)
S. Venkitaramanan (1990 – 1992)
Dr. C. Rangarajan (December 22, 1992 – November 10, 1997)
Dr. BimalJalan (November 11, 1997 – September 5, 2003)
Dr. Y. Venugopal Reddy (September 6, 2003 – September 5, 2008)
Dr. D. Subbarao (September 6, 2008 - Till Date)
HDFC BANK INFORMATION
Housing Development Finance Corporation Limited (HDFC).
HDFC The bank was incorporated in August 1994 in the name of 'HDFC Bank Limited', with its registered office in Mumbai, India.
Received an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector.
HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995.
Listed in NSE,BSE.
WE UNDERSTAND UR WORLD
LOGO OLD LOGO NEW LOGO
BOARD OF DIRECTORS
Mr. Aditya Puri(Managing Director)
Mr. Harish Engineer(Executive Director)
Mr. Paresh Sukhankar(Executive Director)
Mr. Prataprao Dutta(Additional Director)
Bobby Parikh(Additional Director)
Anami N Roy(Additional Director)
MERGER OF CBOP WITH HDFC BANK
On 23rd may 2008 the amalgamation of centurion bank of Punjab
The balance sheet size of combine entity was over 1,63,000 crore.
5471 ATM’s in country.
996 cities in india.
Service of phone banking is over 500 location.
Increasing market share in India's expanding banking.
Delivering high quality customer service.
Delivering more products to more customer.
Develop innovative products and services.
HDFC Bank ATMs – 40% Faster*
PRODUCTS AND SERVICES
Foreign Currency cash
Corporate banking market
This market target the industries and full fill their financial needs.
This segment is targeted on the long term needs of the individual as well as of industries
Retail banking market
This segment is for retail investors and provides them short term financial credit for their personal, house hold need.
Internet Banking System Security
Balance sheet size of rs.2,77,353 crore on 31st march 2011
Total deposits were 2,08,586 crore
(increase 24.6% over previous year)
Profit after tax is 3926 crore.
(in 2010 it was 2949 crore)
Difference between ICICI and HDFC
HDFC has a niche market while ICICI is all over the place.
Reach of ICICI bank and ATM’s is much more than HDFC
ICICI Net banking is far superior than that of HDFC.
Upcoming Foreign banks
1.Royal bank Scotland
3.Credit Suisse group
4.Industrial and commercial bank of china
Strongest Bank in Asia Pacific
BloombergUTV's Financial Leadership Awards 2011
IBA Banking Technology Awards 2010
Winner -1) Technology Bank of the Year2) Best Online Bank3) Best Customer Initiative4) Best Use of Business Intelligence5) Best Risk Management SystemRunners Up - Best Financial Inclusion
IDC FIIA Awards 2011
Excellence in Customer Experience
Outlook Money 2010 Awards
Business world Best Bank Awards 2010
Best Bank (Large)
Teacher's Achievement Awards 2010 (Business)
Mr. Aditya Puri
The Banker and PWM 2010 Global Private Banking Awards
Best Private Bank in India
Economic Times Awards for Corporate Excellence 2010
Business Leader of the Year - Mr. Aditya Puri
Fab 50 Companies - 5th year in a row
NDTV Business Leadership Awards 2010
Best Private Sector Bank
The Banker Magazine
World's Top 1000 Banks
MIS Asia IT Excellence Award 2010
BEST BOTTOM-LINE I.T. Category
Dun & Bradstreet Banking Awards 2010
· Overall Best Bank
· Best Private Sector Bank
· Best Private Sector Bank in SME Financing
Institutional Investor Magazine Poll
HDFC Bank MD, Mr. Aditya Puri among "Asian Captains of Finance 2010"
IDRBT Technology 2009 Awards
Winner - 1) IT Infrastructure 2) Use of IT within the Bank Runners-up - IT Governance (Large Banks)
ACI Excellence Awards 2010
Highly Commended - Asia Pacific HDFC Bank
HDFC Bank was formed as HDFC Bank Limited by Housing Development Finance Corporation on principle approval from Reserve Bank of India in 1994. This bank set up in private sector has its registered office in Mumbai. 23.4 percent of this bank's shares are held by HDFC group, 17.6 percent in ADS (American depository shares), 28 percent by FIIs (foreign institutional investors) and remaining 32 percent by 570,000 shareholders. ADS held by HDFC Bank are listed in New York Stock Exchange.
JOBS HDFC Bank Careers 2010 The bank provides several career options and job opportunities each and every year. HDFC Bank Careers in 2010 seems to be promising as the bank offers a large number of job vacancies in different job areas.
Current job openings offered by the bank
Head Relationship Manager
Personal Banker Authorizer
This creates jobs for the local educated youth in those towns with obvious gains for the families (as the youth is gainfully employed without having to relocate to distant cities) and also gives a boost to the local economy in those locations.
Help physically challenged, beggars etc.
Employees are a key part of Bank’s social initiatives