Abu dhabi Real Estate mortgage banks offers

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Abu dhabi Real Estate mortgage banks offers …

Abu dhabi Real Estate mortgage banks offers

All Banks Mortgage offers and prices for

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  • 1. As per Second quarter 2014 in UAE CURRENT MORTGAGE OFFERS FROM THE BANKS
  • 2. 25 25% 10,000 18,000,000 AED2% 0% 1% No No 3.49% 1 year fixed Mortgage Home Finance for Expats 25 25% 15,000 10,000,000 AED2.66% 1% 3% Yes No Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee Islamic Salary transfer 4.49% Variable Home Finance for UAE Nationals 25 20% 10,000 20,000,000 AED2.66% 1% 3% Yes No 4.49% Variable 15 25% 20,000 10,000,000 AED3.90% 1.50% 2% No No 6.67% Variable 25 25% 10,000 18,000,000 AED2% 0% 1% No No 3.49% 1 year fixed 25 25% 10,000 0 AED2.45% 0.50% 1% Yes No4.17% 25 20% 10,000 0 AED2.45% 0.50% 1% Yes No 4.17% Variable Anchor for Businesses (UAE Nationals and Expats) Essence Variable Rate for UAE Residents Essence Variable Rate for UAE Nationals Balance Transfer Offer for Expatriates Balance Transfer Offer for UAE Nationals 1
  • 3. Mortgage Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee Islamic Salary transfer 25 20% 20,000 15,000,000 AED2.24% 1% 1% No No 3.85% 5 year fixed 25 25% 25,000 15,000,000 AED2.24% 1% 1% No No 3.85% 5 year fixed 25 20% 8,000 10,000,000 AED2.33% 1% Unavailable No No 3.99% 1 year fixed 25 25% 15,000 10,000,000 AED2.33% 1% Unavailable No No 3.99% 1 year fixed 20 20% 20,000 15,000,000 AED2.33% 1% 2% Yes No 3.99% Variable 20 20% 20,000 15,000,000 AED2.33% 1% 2% Yes No 3.99% Variable 25 20% 20,000 15,000,000 AED2.33% 1% 2% Yes No3.99% 25 25% 20,000 15,000,000 AED2.33% 1% 2% Yes No3.99% Escan Loan for UAE Nationals Escan Loan for Expats ADCB Mortgage for Expatriates ADCB Mortgage for UAE Nationals Easy Buy Financing for UAE Nationals Switch Over Home Financing for UAE Nationals Home Refinance for UAE Nationals Easy Buy Financing for Expats 2
  • 4. 25 20% 15,000 8,000,000 AED2.33% 1% Unavailable Yes No 3.99% 2 year fixed Mortgage 25 25% 20,000 15,000,000 AED2.33% 1% 2% Yes No Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee Islamic Salary transfer 3.99% 25 25% 20,000 15,000,000 AED2.33% 1% 2% Yes No 3.99% 25 25% 15,000 8,000,000 AED2.33% 1% 1% Yes No 3.99% 25 20% 15,000 8,000,000 AED2.33% 1% 1% Yes No 3.99% Variable 2 year fixed 2 year fixed 25 20% 20,000 15,000,000 AED2.33% 1% 1% No No 3.99% 2 year fixed 25 25% 15,000 10,000,000 AED2.33% 1% 1% Yes No3.99% Home Refinance for Expats Switch Over Home Financing for Expats Home Finance for Expatriates Home Finance for UAE Nationals 2yrs Fixed Mortgage Loans for UAE Nationals Ijarah Home Lease for UAE Nationals Al Islami Home Finance for Expatriates 3
  • 5. 25 20% 20,000 5,000,000 AED2.33% 1% 1% Yes No 3.99% Variable 30 20% 7,000 10,000,000 AED2.39% Yes No1% %1 Variable Mortgage Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee Islamic Salary transfer Al Islami Home Finance for UAE Nationals 25 25% 20,000 5,000,000 AED2.33% 1% 1% Yes No3.99% Manzili Variable Home Finance for Expats Manzili Variable Finance for UAE Nationals Home Loans for Expatriates 25 25% 15,000 15,000,000 AED2.50% 1% 1% No No 4.25% 2 year fixed Ijara Home Finance for UAE Nationals and Expats 25 20% 15,000 15,000,000 AED2.33% 1% 1% Yes No 3.99% Variable Home Loans for UAE Nationals 25 20% 15,000 15,000,000 AED2.50% 1% 1% No No 4.25% 2 year fixed Home Suite Bundle Account for Expatriates 25 25% 10,000 18,000,000 AED2.33% No No3.99% 0.50% %1 4
  • 6. Mortgage Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee Islamic Salary transfer 25 20% 10,000 18,000,000 AED2.33% 0.50% %1 Yes No 3.99% 1 year fixed Home Suite Bundle Account for Expatriates 25 25% 10,000 18,000,000 AED2.33% No No3.99% 0.50% %1 Saadiq Home Finance for Expatriates 25 25% 10,000 18,000,000 AED2.33% Yes No 3.99% 0.50% %1 1 year fixed Saadiq Home Finance for UAE Nationals Home Finance for Expatriates 25 25 15,000 8,000,0002.33 No No 3.99 1% 1% 2 year fixed year fixed Home Finance for UAE Nationals 25 20% % 15,000 18,000,000 AED AED 2.33% Yes No 3.99% 0.50% 1% 2 1yr Fixed Rate Home Loan for Expats 25 25% 20,000 5,000,000 AED2.49% No No 4.24% 1% 1% 2 year fixed 1yr Fixed Rate Home Loan for UAE Nationals 25 20% 10,000 5,000,000 AED2.49% No No 4.24% 1% 1% 2 year fixed 5
  • 7. Mortgage Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee Islamic Salary transfer Mortgage Home Loans for Expatriates 25 25% 15,000 2.50% 1% 1% No No8,000,000 AED 4.25% Variable Mortgage Home Loans for UAE Nationals 25 20% 15,000 2.50% 1% 1% No No8,000,000 AED 4.25% Variable Amal Home Finance for Expatriates 25 25% 15,000 2.50% 1% 1% Yes No8,000,000 AED 4.25% Variable 3yrs Fixed Mortgage Loans for Expats 20 25% 25,000 2.59% 1% 1% No No9,000,000 AED 4.49% 3yrs Fixed Mortgage Loans for UAE Nationals 20 20% 20,000 2.59% 1% 1% No No15,000,000 AED 4.49% 2yrs Fixed Rate Home Loan for Expats 25 25% 15,000 2.66% 1% 1% No No5,000,000 AED 4.49% 2yrs Fixed Rate Home Loan for UAE Nationals 25 20% 10,000 2.66% 1% 1% No No5,000,000 AED 4.49% 6
  • 8. Mortgage Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee Islamic Salary transfer Homes Mortgages for Expats 25 25% 15,000 2.66% 1% 1% No No10,000,000 AED 4.49% Homes Mortgages for UAE Nationals 25 20% 15,000 2.66% 1% 1% No No10,000,000 AED 4.49% HSBC Home Loans for Expats 25 25% 15,000 2.66% 1% 1% No No20,000,000 AED 4.49% Variable HSBC Home Loan for UAE Nationals 25 20% 15,000 2.66% 1% 1% No No20,000,000 AED 4.49% Variable Mortgage Finance for Expatriates 25 25% 25,000 2.70% 1% 1% Yes No12,000,000 AED 4.54% Variable Mortgage Finance for UAE Nationals 25 20% 25,000 2.70% None Unavailable Yes No12,000,000 AED 4.54% Variable 3yrs Fixed Rate Home Loan for Expats 25 25% 10,000 2.83% 1% 1% No No5,000,000 AED 4.74% 7
  • 9. Mortgage Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee Islamic Salary transfer 3yrs Fixed Rate Home Loan for UAE Nationals 25 20% 10,000 2.83% 1% 1% No No5,000,000 AED 4.74% 5yrs Fixed Mortgage Loans for Expats 20 25% 25,000 2.91% 1% 1% No No9,000,000 AED 4.99% 5yrs Fixed Mortgage Loans for UAE Nationals 20 20% 20,000 2.91% 1% 1% No No15,000,000 AED 4.99% Release for Expatriates 25 25% 15,000 3.01% 1% 1% No No8,000,000 AED4.99% Variable Release for UAE Nationals 25 20% 15,000 3.01% 1% 1% No No8,000,000 AED 4.99% Variable 5yrs Fixed Rate Home Loan for Expats 25 25% 10,000 3.18% 1% 1% No No5,000,000 AED 5.24% 5yrs Fixed Rate Home Loan for UAE Nationals 25 20% 10,000 3.18% 1% 1% No No5,000,000 AED 5.24% 8
  • 10. Mortgage Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee Islamic Salary transfer Manzili Fixed Rate Home Finance for Expats 25 25% 20,000 3.72% 1% Unavailable Yes No5,000,000 AED 5.99% Manzili Fixed Rate Finance for UAE Nationals 25 20% 20,000 3.72% 1% Unavailable Yes No5,000,000 AED 5.99% Land and Construction Financing 25 20% 20,000 3.73% 1% 2% Yes No10,000,000 AED 6.00% Variable Construction Financing for UAE Nationals 25 20% 20,000 3.73% 1% 2% Yes No10,000,000 AED 6.00% Variable Government Housing Scheme for UAE Nationals 25 20% 20,000 3.73% 1% 2% Yes No10,000,000 AED 6.00% Variable Noor Home Finance for Expats 25 25% 10,000 3.75% 1% 2% Yes No15,000,000 AED 6.03% Variable Noor Home Finance for Nationals 25 20% 10,000 3.75% 1% 2% Yes No15,000,000 AED 6.03% Variable 9
  • 11. Mortgage Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee Islamic Salary transfer Compass Non-Resident Mortgage 25 25% 20,000 3.92% 1.25% 1% No No0 AED 5.42% Variable Home Finance for Expats 25 20% 25,000 3.92% 1% 1% Yes No5,000,000 AED 6.25% Variable Home Finance for Nationals 25 25% 25,000 3.92% 1% 1% Yes No5,000,000 AED 6.25% Variable 1yr Fixed Rate Home Finance for Expatriates 25 25% 20,000 3.99% 1% 1% No No10,000,000 AED 6.35% 1yr Fixed Rate Home Fi- nance for UAE Nationals 25 20% 15,000 3.99% 1% 1% No No10,000,000 AED 6.35% Bina’a Home Finance for UAE Nationals 25 20% 8,000 4.09% 1% 1% Yes No5,000,000 AED 6.49% Mortgage Home Loans for Non-Residents 25 20% 15,000 4.10% 1.25% 1% No No8,000,000 AED 6.50% Variable 10
  • 12. Mortgage Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee Islamic Salary transfer Mortgage Home Loans for Non-Residents 25 20% 15,000 4.10% 1.25% 1% No No8,000,000 AED 6.50% Variable 2yr Fixed Rate Home Finance for Expatriates 25 25% 20,000 4.49% 1% 1% No No10,000,000 AED 7.01% 2yr Fixed Rate Home Fi- nance for UAE Nationals 25 20% 15,000 4.49% 1% 1% No No10,000,000 AED 7.01% 3yr Fixed Rate Home Finance for Expatriates 25 25% 20,000 4.99% 1% 1% No No10,000,000 AED 7.66% 3yr Fixed Rate Home Fi- nance for UAE Nationals 25 20% 15,000 4.99% 1% 1% No No10,000,000 AED 7.66% HSBC Granted Land Loan for UAE Nationals 25 25% 20,000 5.26% 1% Unavailable No No4,000,000 AED 8.00% Variable 11
  • 13. Years To Repay Down Payment Min. Salary Redusing Rate Flat Rate Max. Loan Amount Arrangement Fees Early settlement fee ns for 25 20% 15,000 4.10% 1.25% 1%8,000,000 AED 6.50% Variable me tes 25 25% 20,000 4.49% 1% 1%10,000,000 AED 7.01% e Fi- nals 25 20% 15,000 4.49% 1% 1%10,000,000 AED 7.01% me ates 25 25% 20,000 4.99% 1% 1%10,000,000 AED 7.66% Fi- nals 25 20% 15,000 4.99% 1% 1%10,000,000 AED 7.66% Loan s 25 25% 20,000 5.26% 1% Unavailable4,000,000 AED 8.00% Variable Banks Requirement to Approved the Project: Request Letter for the financing Customer’s profile including his Personal Net worth (PNW), with any supporting docs, such as their banking relations, state ments of bank’s accounts with other bank, borrowing ...etc Copies of the title documents including title deed, search certificate and site plans of the property (whatever you have Copies of tenancy contracts of the property Evaluation report of subject property (shall be arranged after consultation with us as we are having some nominated valuators for conducting the valuation) Documentations Required to Available Mortgage as End User: Personal Documents Required Salaried Residents (Nationals and Expatriates) Self-employed Residents(Nationals and Expatriates) Original Bank statements for past six months (stamped ) Note: six times salaries to appear on the statement. Stamped Bank statements for past six months for both personal and company accounts by the company authorized. Original Valid Salary certificate addressed to the bank ,stamped and signed Proof of existence of business (Partnership Deed, Memorandum of Association, Articles of Association) Salary transfer letter (if transferring salary to the financed bank ) Business Profile (details of the nature of the business, number of years in business, products, services, suppliers, clients, infrastructure, number of employees, target markets, assets and liabilities, business strategy) Details of existing loans/liabilities Proof of business income (certified audited financial statements for the last two years) Details of 'other Income' (proof of investments and regular income sources) Details of 'other Income' (proof of investments and regular income sources) Details of existing loans/liabilities Financial Documents Required 12 Passport Copy (Valid for 2months) Emirates ID Visa Copy khulasat al qaid (for locals)