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Aid and Attendance overview for 2009. Tips and information on this funding for War-time Veterans.

Aid and Attendance overview for 2009. Tips and information on this funding for War-time Veterans.

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Aid & Attendancepod09li Aid & Attendancepod09li Presentation Transcript

  • Aid & Attendance A Financial Benefit For Spouses & War-time Veterans Pat O’Dea-Evans, MS, RN, LCPC, CCM www.ASilverConnection.com 866-421-8266
  • Welcome
    • Overview/ Introduction
    • 1.What is Aid & Attendance=how come you never heard about it? As of 1/1/2009.
    • $1,644 per month to a veteran,
    • $ 1,056 per month to a surviving spouse, $1,949 per month to a couple.
    • 2. Who does it apply to?
    • 3. How do I get it?
  • Why Is This Important… TJ O’Dea, US Marine WWII Okinawa and China
    • Helps Many Seniors Pay Privately for:
    • Assisted Living,
    • In-Home Caregiver,
    • Nursing Home.
    • Helps them qualify for other VA services.
    • Helps them accept help.
    • Respects them for service to our country.
  • Is This New? HOW LONG HAS THIS A/A BENEFIT BEEN AROUND?
    • In one form or another…it’s been around since the Civil War.
    • “ it’s our responsibility to care for him who shall have borne the battle, and for his widow and for his orphan” Abraham Lincoln
  • CIVIL WAR EXAMPLE OF A & A
  • A/A Improved Pension Benefit
    • O ut of $22 Billion dollars allocated by Congress this past year for the A/A benefit,
    • less than $4 Billion was paid out.
    • A recent study showed that only
    • 25% of eligible veterans and
    • only 17% of eligible widows
    • participate in the program.
    • H eadline Florida Sun on 12/26/05
    • 2 million Veteran Widows miss out on VA benefits
  • Three minute rule
    • Army Times did a “mystery Shopper” study and reported in March 2006 that
    • 50% of callers to the VA received the Wrong information on this benefit.
    • VA has no mandate to educate Veterans about benefits they may be eligible for
  • BASIC QUALIFICATIONS:
    • SERVICE: 90 days active duty, with 1 day during a time of conflict/war: Mexican American War, WWI, WWII, Korean Conflict, Vietnam, Gulf War I & ongoing, some other dates have been included by Congress.
    • DISCHARGE: other than dishonorable.DD-21
    • Non Service Related Disability or over age 65
    • HAVE A CURRENT NEED for CARE, Be RECEIVING and PAYING for CARE. (Physician Approval)
    • 5. Current Cost of Medical Care Equal to or Exceed current income for full amount. Home/Auto excluded
    • 6. SURVIVING SPOUSE: you were married to Veteran at time of his / her death 1yr+.
  •  
  • WW2 & Korea Vets Today Most in 80’s or 70’s
  • Points to Ponder
    • A/A Veterans automatically get full VA Health care and prescription benefits.
    • Assisted living automatically qualifies you
    • Home care can be provided by a relative
    • Money is Tax Free
    • Retroactive to application date
    • Payment goes directly to Vet/widow
    • VA has No penalty for transfer of assets
  • How to apply
    • Discharge separation papers DD-214
    • or standard form 180. Now online @
    • http:// www.archives.gov/veterans/evetrecs/index.html
    • Surviving spouse needs marriage cert & death cert
    • Social security award letter JAN
    • Proof of bills
    • Physician statement VDVA 10
  • Waiting Time 125 days
    • A reverse mortgage can be used when waiting for VA to approve application. Reverse mortgage can take as little as 30 days.
    • Need a persistent and vigilant champion for the senior.
  • Success!
    • If all goes well, they will receive a letter saying "Benefits have been awarded" with a date when the benefits will begin!
    • However, if they have found the claimant to be " Incompetent" due to dementia or Alzheimer's, they may withhold the benefit until a fiduciary is set in place.
  • Web Resources
    • www.seniorveteran.org h
    • orttwwwp ://
    • www.Hadit.com
    • www.VA.gov
    • http://vabenefits.vba.va.gov/vonapp/about_vonapp.asp
    Pat.ODea@Paxem.com @ 847-303-9602 Be prepared if you call the VA directly you may get the wrong information or be told that you are not eligible
  • Forms
    • Forms can be found online
    • www.seniorveteran.org
    • First Step
    • VDVA 10 Physician Statement
    • 10-10EZ medical expenses
    • NEXT STEP
    • Spouse=21-534
    • Couple or VET only=21-526
    • 21-4142 , 21-8416
  • Do not file without an advocate!!!
      • Basic information=
      • Free Services
      • Pat O’Dea-Evans, MS,RN,LCPC,CCM [email_address]
      • www.paxem.com
      • 847-462-8266
      • Senior Housing and
      • Care Placement Expert
      • Copyright 2008
  • Thank You
    • For Tom O’Dea & Al Evans
  • Ect..Application Points
    • Only the claimant/senior signs the paperwork.
    • VA does not recognize a power of attorney to sign for the claimant. If that is not possible, have them sign an "X" and follow the witness instructions.
    • Copies of discharge papers, marriage, death cert., and medical history provided by MD office in IL VAVD 10 form, proof of income (bank statements, block out account numbers) is all there.
    • The Veteran should receive a courtesy letter in about 4-6 weeks from the VA stating they have received their application and are working on it.
    • If they do not get the letter call 800-827-1000.
    • Also, if someone else is calling for the claimant, make sure they filed a 21-22a.
    • Have the veterans social security number available.
    • The VA still may not speak with a representative but be persistent or have the claimant present.