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Lions & Tigers & Bears—Oh My! Making Sense of PayPal Products
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Lions & Tigers & Bears—Oh My! Making Sense of PayPal Products

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PayPal has been developing payment tools for a decade. In one session, we'll go through ALL of PayPal's product suites with a sharp focus on what each is best for. If you've been trying to make heads …

PayPal has been developing payment tools for a decade. In one session, we'll go through ALL of PayPal's product suites with a sharp focus on what each is best for. If you've been trying to make heads or tails of PayPal's many products, or figure out which best powers your idea, this is the session for you. Whether you're new to PayPal or just new to our Adaptive API’s, this might be the most important session to attend at Innovate 2009.

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  • 1. LIONS & TIGERS & BEARS – OH MY! MAKING SENSE OF PayPal PRODUCTS Loren Cheng, Lead Product Manager Mary Ku, Director, Partner Experience Product John Chiu, Lead Technical Integration Manager Steve Woloshin, Senior Manager, Professional Services Engineering
  • 2. AGENDA
    • Overview of Payment-Specific Methods
    • Your Businesses as Use Cases
  • 3. WEBSITE PAYMENTS STANDARD ADD PayPal WITH JUST HTML 2 1. Buyer clicks “ Buy Now” Buttons 2. Buyer logs in to PayPal 3. Buyer confirms payment
  • 4. WEBSITE PAYMENTS STANDARD ADD PayPal WITH JUST HTML 2
  • 5. PRODUCTS COMPARED
    • Coding not required
    • Buyer not required to have PayPal account
    • Developer controls transaction completion
    • Level of effort to integrate
    • Customer “sees” PayPal
    • Can charge cards directly
    • Split payments
    Website Payments Standard Express Checkout Adaptive Payments Website Payments Pro Payflow Low Med Med High High
  • 6. EXPRESS CHECKOUT ALL IT TAKES IS 3 API CALLS Confirmation 2 Buyer clicks “ Checkout” button (1) Buyer logs in to PayPal Buyer confirms details Buyer confirms transaction (2) (3)
  • 7. PRODUCTS COMPARED
    • Coding not required
    • Buyer not required to have PayPal account
    • Developer controls transaction completion
    • Level of effort to integrate
    • Customer “sees” PayPal
    • Can charge cards directly
    • Split payments
    Website Payments Standard Express Checkout Adaptive Payments Website Payments Pro Payflow Low Med Med High High
  • 8. ADAPTIVE PAYMENTS: MULTIPLE RECIPIENTS, PRE-APPROVED PAYMENTS 1. Login 2. Review Your Payment 3. Redirect Payment Confirmation
  • 9. ADAPTIVE PAYMENTS MULTIPLE RECIPIENTS, PRE-APPROVED PAYMENTS $10 $40 $50 $10 $90 Sender Visibility Sender Visibility $100 $100 Receiver X - $10 Receiver Y - $40 Receiver Z - $50 Primary Receiver - $100
  • 10. PRODUCTS COMPARED
    • Coding not required
    • Buyer not required to have PayPal account
    • Developer controls transaction completion
    • Level of effort to integrate
    • Customer “sees” PayPal
    • Can charge cards directly
    • Split payments
    Website Payments Standard Express Checkout Adaptive Payments Website Payments Pro Payflow Low Med Med High High
  • 11. WEBSITE PAYMENTS PRO CHARGING CREDIT CARDS AND PayPal ACCOUNTS Confirmation (4) 2 Buyer clicks “ Credit Card” button (1) Buyer enters credit card data (2) Buyer confirms transaction (3)
  • 12. PRODUCTS COMPARED
    • Coding not required
    • Buyer not required to have PayPal account
    • Developer controls transaction completion
    • Level of effort to integrate
    • Customer “sees” PayPal
    • Can charge cards directly
    • Split payments
    Website Payments Standard Express Checkout Adaptive Payments Website Payments Pro Payflow Low Med Med High High
  • 13. PRODUCTS COMPARED
    • Coding not required
    • Buyer not required to have PayPal account
    • Developer controls transaction completion
    • Level of effort to integrate
    • Customer “sees” PayPal
    • Can charge cards directly
    • Split payments
    Website Payments Standard Express Checkout Adaptive Payments Website Payments Pro Payflow Low Med Med High High
  • 14. PRODUCTS COMPARED
    • Coding not required
    • Buyer not required to have PayPal account
    • Developer controls transaction completion
    • Level of effort to integrate
    • Customer “sees” PayPal
    • Can charge cards directly
    • Split payments
    Website Payments Standard Express Checkout Adaptive Payments Website Payments Pro Payflow Low Med Med High High
  • 15. CONCLUDING THOUGHTS
    • Website Payment Standard
      • Very easy to implement, ideal for lower transaction volumes
    • Express Checkout
      • Flexible checkout solution but requires some programming experience
    • Adaptive Payments
      • New flexibility in payment models but missing some Express Checkout web features
    • Website Payment Pro
      • You handle credit card data - provides a one-stop-shop for credit cards
    • Payflow
      • Great flexibility for merchants for processing credit card payments
  • 16. LEARN AND SHARE
    • www.x.com
    • Twitter:  @paypalx
    • www.facebook.com/paypalx
    • Innovate 09 hashtag:  #ppxi09
    LEARN AND SHARE www.x.com Twitter: @paypalx www.facebook.com/paypalx Innovate 09 hashtag: # ppxi09 Proprietary