The Outsourcing Solution For Accounts Receivables Payment Automation Network, Inc. In partnership with

MaxCollect TM Service Outsourcing Solution Automated Low Fee Higher Recovery Faster Recovery Customer/Patient Retention

Understanding Past Due Accounts

How Your Money Depreciates Account Aging in Days PERCENTAGE Based on U.S. Dept. of Commerce Statistics

Status Reports

29% Recovery Rate Average Age 302 Days

54% Recovery Rate Average Age 105 Days

What Are The Alternatives? In House Legal Action Write Off Collection Agency

In House Costly Inconsistent Time Consuming

Costly

Inconsistent

Time Consuming

Legal Action - Hire An Attorney Legal Action Costly Judgment Small Claims Court

Legal Action

Costly

Judgment

Small Claims Court

Write Off No More Costs No More Recovery “ Easy” Reputation

No More Costs

No More Recovery

“ Easy” Reputation

Collection Agency Lost Customers Limited Recovery Expensive

Lost Customers

Limited Recovery

Expensive

The Solution -MaxCollect ™ Written Communications Automated Telephone Call Attorney Credit Bureau Reporting

Online Portal Online Portal to MoneyQuest Add and Update

Online Portal to MoneyQuest

Add and Update

Up to Four Letters Sent From the Client Neither MoneyQuest Nor MaxCollect is mentioned in the letters

Automated Telephone Call

3 Attorney Letters Sent

Attorney Contacts Call Placed Caller ID “ Attorney at Law” Final AT- Demand

Call Placed

Caller ID

“ Attorney at Law”

Final AT- Demand

Litigation Arrange with attorney Contingency plus court costs

Arrange with attorney

Contingency plus court costs

Credit Bureau Reporting Unpaid Accounts Reported Interface Maintained

Unpaid Accounts Reported

Interface Maintained

What are Your Results? Collection Agency MaxCollect TM 14% 34% 9% 41% 10% 37% Based on average recovery and age placed for each alternative ...

Why Does MaxCollect Perform Better Than Other Options? TOOLS TIME FACTOR DIRECT PAYMENT LOW FEE

Client Fees – The System Written Communications Automated Telephone Call Attorney Credit Bureau Reporting

One Time - Setup Fee $495 Web based input and reporting system Retains Attorney Credit Bureau Reporting Staff Training Customer Support

$495

Web based input and reporting system

Retains Attorney

Credit Bureau Reporting

Staff Training

Customer Support

Processing Fee $12.95 per account 7 letters every 14days Thank You Letter Auto Phone Calls Offset by Delinquent Billing Fee

$12.95 per account

7 letters every 14days

Thank You Letter

Auto Phone Calls

Offset by Delinquent Billing Fee

Time Driven Fee Schedule Days/Aging 1-60 61-120 121-180 181-365 366-731 Attorney Fee Percent 5% 10% 15% 20% 25% Phone, etc. 25% Litigation 35%

Convenient Monthly Billing Account Processing Client Receives Payment Stop Action Billed Resolution Fee

Account Processing

Client Receives Payment

Stop Action

Billed Resolution Fee

Customer Service Web Based 24/7 Access Initial Call to Review Periodic Contact Printed and Online Help

Web Based 24/7 Access

Initial Call to Review

Periodic Contact

Printed and Online Help

Features that Benefit Health Care Providers Website – Password Protected 24/7 No Software Needed Detailed Reporting and Sorting Easy Submission and Easy Reporting Payments

Website – Password Protected 24/7

No Software Needed

Detailed Reporting and Sorting

Easy Submission and Easy Reporting Payments

Features that Benefit Health Care Providers Settle an Account – No % Penalty Recall an Account – No % Penalty Short Hold an Account – No Tickler File Necessary Additional debt while in Process

Settle an Account – No % Penalty

Recall an Account – No % Penalty

Short Hold an Account – No Tickler File Necessary

Additional debt while in Process

Features that Benefit Health Care Providers Aging based on Last Financial Activity Maintaining Relationships – 30-60-90days Thank You Letter – Maintain Patient

Aging based on Last Financial Activity

Maintaining Relationships – 30-60-90days

Thank You Letter – Maintain Patient

Collection Agencies vs. MaxCollect ™ Collection Agencies High Cost – from 30% to 50% Accounts skimmed, based on balances Loss of Control – agency receives payment Lack of detailed reporting to client Limited recovery due to lack of impact – no implied harm to credit Loss of customers – most are offended MaxCollect ™ Much Lower Cost – low as 5% All accounts worked equally, regardless of amount All money paid directly to the client Detailed monthly reports; access 24/7 on website Increased recovery with credit bureau, attorney letters, phone calls, litigation Maintain customer relations by sending “Thank You” letter

Collection Agencies

High Cost – from 30% to 50%

Accounts skimmed, based on balances

Loss of Control – agency receives payment

Lack of detailed reporting to client

Limited recovery due to lack of impact – no implied harm to credit

Loss of customers – most are offended

MaxCollect ™

Much Lower Cost – low as 5%

All accounts worked equally, regardless of amount

All money paid directly to the client

Detailed monthly reports; access 24/7 on website

Increased recovery with credit bureau, attorney letters, phone calls, litigation

Maintain customer relations by sending “Thank You” letter

The Next Step Contact Payment Automation Network, Inc. to sign up for the service Complete the paperwork Agreement Attorney Retainer Issue check for $495 to MoneyQuest Corp Start recovering past due accounts

Contact Payment Automation Network, Inc. to sign up for the service

Complete the paperwork

Agreement

Attorney Retainer

Issue check for $495 to MoneyQuest Corp

Start recovering past due accounts

Payment Automation Network, Inc. Call toll free 800-813-3740 Email [email_address] Visit us on the web www.PaymentAutomation.net

Call toll free 800-813-3740

Email [email_address]

Visit us on the web www.PaymentAutomation.net