Private Mortgage Investments   High Yield Investments Secured by Real Estate 12/01/09
Private Mortgage Investments Paul Tomlinson  President Fox Valley Property Solutions, LLC  12/01/09
Disclaimer Please carefully consider Fox Valley Property Solutions, LLC's investment objectives, risks, and associated cos...
Agenda  <ul><ul><li>Private Investor Program   </li></ul></ul><ul><ul><ul><li>1st Mortgage Program </li></ul></ul></ul><ul...
“ More millionaires have created their wealth through real estate than any other endeavor” Andrew Carnegie 12/01/09
Private Investor Program Overview <ul><ul><li>We currently buy and sell 2-3 properties per year </li></ul></ul><ul><ul><li...
Private Investor Program How it works <ul><ul><li>We use our marketing program to get potential sellers (FSBO) to call us ...
Private Investor Program Guidelines - 1st Mortgage Program <ul><li>1st Mortgage Program </li></ul><ul><ul><ul><li>$50,000 ...
Private Investor Program Payments Options <ul><ul><li>You get 10% simple interest on your invested capital </li></ul></ul>...
12/01/09 $100,000 Investment Example One Year Yield 12 Month Return 2.0% CD $2,000 10.0% Private Investor $10,000 This is ...
Our Target Property <ul><ul><li>Average Purchase Price $50,000 - $120,000 </li></ul></ul><ul><ul><li>DuPage, Kane, Kendall...
People Who Sell Us Houses <ul><ul><li>Foreclosures and Short Sales (60%)‏ </li></ul></ul><ul><ul><ul><li>Banks </li></ul><...
How Do We Protect You The Investor? <ul><ul><li>We purchase properties using a strict formula: After Repair Value * 70% mi...
Three Documents Securing Your Investment <ul><ul><li>Promissory Note signed at time of investment by Fox Valley Property S...
Your BIGGEST Concern Protection of Principle <ul><ul><li>1st Mortgage Program – we never borrow more 70% Loan-to-Value </l...
Compare Private Lending Versus Hard Money Lenders Private Lender  Hard Money 10% to 12%  15% or Higher One Point Fee  5 to...
12/01/09 Can We Accept IRA Money? <ul><ul><li>We can accept loans form IRA & Roth investments </li></ul></ul><ul><ul><li>W...
Agenda  <ul><ul><li>Private Investor Program   </li></ul></ul><ul><ul><ul><li>1st Mortgage Program </li></ul></ul></ul><ul...
Fox Valley Property Solutions , LLC <ul><ul><li>We are a Limited Liability Company </li></ul></ul><ul><ul><li>Our Team:  <...
Fox Valley Property Solutions, LLC Who Is Paul Tomlinson? <ul><ul><li>44 Years Old </li></ul></ul><ul><ul><li>Married 8 Ye...
Company Story <ul><ul><li>We started in 2005 with the purchase of a single family home in Carlsbad, NM  </li></ul></ul><ul...
Company Story,  continued <ul><ul><li>The company is a for-profit Real Estate Investing Company </li></ul></ul><ul><ul><li...
12/01/09 Organization Chart President Private Lender? Marketing Specialist Rehab Specialists Property Manager Realtor
Competitive Advantage <ul><ul><li>Our competitive advantage is  speed  to purchase a property and  knowledge  of creative ...
How to find us <ul><ul><li>Mailing Address: 102 Boulder Hill Pass Montgomery, IL . 60538   </li></ul></ul><ul><ul><li>Web ...
Our Website Brings Leads  12/01/09
12/01/09 Questions ???
The Next Step ? <ul><ul><li>By now you know how this program works and how you can earn 10% starting today </li></ul></ul>...
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Fox Valley Property Solutions Private Lender P

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Private lenders wanted for the purchase and rehab of residential properties. Tired of earning 1 or 2% on CD's and getting sick of the volatile stock market? Earn 10-12% on an investment secured by real estate.

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  • Slide 15 I point out that we get option fees when the tenant/buyer moves in. I have a very strict policy that they have to pay to stay. So if someone moves out I’ll move someone else in immediately. When I move somebody else in I get another option fee.
  • Fox Valley Property Solutions Private Lender P

    1. 1. Private Mortgage Investments High Yield Investments Secured by Real Estate 12/01/09
    2. 2. Private Mortgage Investments Paul Tomlinson President Fox Valley Property Solutions, LLC 12/01/09
    3. 3. Disclaimer Please carefully consider Fox Valley Property Solutions, LLC's investment objectives, risks, and associated costs or expenses before investing. Real estate investments are not guaranteed or insured and past performance is not a guarantee of future performance. Please ask questions and ask for more information before you consider any investment. 12/01/09
    4. 4. Agenda <ul><ul><li>Private Investor Program </li></ul></ul><ul><ul><ul><li>1st Mortgage Program </li></ul></ul></ul><ul><ul><li>Company Overview </li></ul></ul><ul><ul><ul><li>History </li></ul></ul></ul><ul><ul><ul><li>Dream team </li></ul></ul></ul><ul><ul><li>Questions </li></ul></ul>12/01/09
    5. 5. “ More millionaires have created their wealth through real estate than any other endeavor” Andrew Carnegie 12/01/09
    6. 6. Private Investor Program Overview <ul><ul><li>We currently buy and sell 2-3 properties per year </li></ul></ul><ul><ul><li>To fund our deals we generally borrow money from banks at 70% to 80% of value </li></ul></ul><ul><ul><li>Or we borrow 100% of the purchase price and rehab from private individuals </li></ul></ul><ul><ul><li>We pay private investors 10% for 1st mortgage money </li></ul></ul><ul><ul><li>We typically make use of your money for a 4-6 month period until the property is rehabbed and sold and then move on to the next property. </li></ul></ul>12/01/09
    7. 7. Private Investor Program How it works <ul><ul><li>We use our marketing program to get potential sellers (FSBO) to call us or have one of our team members (realtor) find below value properties in MLS </li></ul></ul><ul><ul><li>We negotiate to buy a house that is typically 30% to 50% below market </li></ul></ul><ul><ul><li>We close through a title company with your funds </li></ul></ul><ul><ul><li>At the closing you get a mortgage and insurance as security </li></ul></ul><ul><ul><li>We make payments to you on the pre-determined scheduled dates </li></ul></ul>12/01/09
    8. 8. Private Investor Program Guidelines - 1st Mortgage Program <ul><li>1st Mortgage Program </li></ul><ul><ul><ul><li>$50,000 minimum </li></ul></ul></ul><ul><ul><ul><li>Up to 70% LTV </li></ul></ul></ul><ul><ul><ul><li>10% Interest </li></ul></ul></ul><ul><ul><ul><li>Numerous payment options (monthly, quarterly, after property is sold, etc...)‏ </li></ul></ul></ul><ul><ul><ul><li>One Point (1%) upfront fee to you the investor </li></ul></ul></ul>12/01/09
    9. 9. Private Investor Program Payments Options <ul><ul><li>You get 10% simple interest on your invested capital </li></ul></ul><ul><ul><li>We can pay you any of the following ways: </li></ul></ul><ul><ul><ul><li>Monthly </li></ul></ul></ul><ul><ul><ul><li>Quarterly </li></ul></ul></ul><ul><ul><ul><li>Semi-annually </li></ul></ul></ul><ul><ul><ul><li>Annual </li></ul></ul></ul><ul><ul><ul><li>No Payment Accrual Program (split profits) </li></ul></ul></ul>12/01/09
    10. 10. 12/01/09 $100,000 Investment Example One Year Yield 12 Month Return 2.0% CD $2,000 10.0% Private Investor $10,000 This is a 500% increase in return to you the Private Lender
    11. 11. Our Target Property <ul><ul><li>Average Purchase Price $50,000 - $120,000 </li></ul></ul><ul><ul><li>DuPage, Kane, Kendall, or Will County </li></ul></ul><ul><ul><li>Repair Cost $8,000 – $45,000 </li></ul></ul><ul><ul><li>Typically 2 to 3 bedrooms and 1.5 baths </li></ul></ul><ul><ul><li>Time to renovate and sell is approximately 120 to 180 days </li></ul></ul><ul><ul><li>Typical Loan is $50,000 or $500 per month </li></ul></ul>12/01/09
    12. 12. People Who Sell Us Houses <ul><ul><li>Foreclosures and Short Sales (60%)‏ </li></ul></ul><ul><ul><ul><li>Banks </li></ul></ul></ul><ul><ul><ul><li>HUD </li></ul></ul></ul><ul><ul><ul><li>VA </li></ul></ul></ul><ul><ul><ul><li>Freddie </li></ul></ul></ul><ul><ul><ul><li>Fannie </li></ul></ul></ul><ul><ul><li>Private Individuals (20%) </li></ul></ul><ul><ul><li>Wholesalers (20%)‏ </li></ul></ul>12/01/09
    13. 13. How Do We Protect You The Investor? <ul><ul><li>We purchase properties using a strict formula: After Repair Value * 70% minus repairs = our Maximum Allowable Offer </li></ul></ul><ul><ul><li>We walk through the property and determine the repair cost per room and use a “fudge” factor to ensure no cost overruns </li></ul></ul><ul><ul><li>We extensively market the property and offer incentives to the buyer for a quick sale </li></ul></ul><ul><ul><li>As always, we invite you, the investor to come visit the property anytime </li></ul></ul>12/01/09
    14. 14. Three Documents Securing Your Investment <ul><ul><li>Promissory Note signed at time of investment by Fox Valley Property Solutions LLC - Paul Tomlinson </li></ul></ul><ul><ul><li>Recorded first or second mortgage </li></ul></ul><ul><ul><li>Certificate of insurance naming you as additional insured </li></ul></ul>12/01/09
    15. 15. Your BIGGEST Concern Protection of Principle <ul><ul><li>1st Mortgage Program – we never borrow more 70% Loan-to-Value </li></ul></ul><ul><ul><li>We typically buy 25% to 40% below market </li></ul></ul><ul><ul><li>We then build in equity by rehabbing the property ($8,000 to $45,000)‏ </li></ul></ul><ul><ul><li>We market the property in ten different ways, using a combination of the internet, flyers, videos, neighbors, postcards, birddogs, MLS, etc... </li></ul></ul>12/01/09
    16. 16. Compare Private Lending Versus Hard Money Lenders Private Lender Hard Money 10% to 12% 15% or Higher One Point Fee 5 to 10 Points No Credit Check Credit Score 600+ Short term 6 to 12 Months No Back End Fees 2 to 5 Point Backend Total Cost < 13% Total Cost >25% 12/01/09 This Is Why We Use Private Lenders Versus Hard Money Lenders
    17. 17. 12/01/09 Can We Accept IRA Money? <ul><ul><li>We can accept loans form IRA & Roth investments </li></ul></ul><ul><ul><li>We Recommend Equity Trust Company as the Third part Administrator </li></ul></ul><ul><ul><li>Located in Elyria, Ohio </li></ul></ul><ul><ul><li>Allow self directed investments in real estate from both an IRA or ROTH account </li></ul></ul>
    18. 18. Agenda <ul><ul><li>Private Investor Program </li></ul></ul><ul><ul><ul><li>1st Mortgage Program </li></ul></ul></ul><ul><ul><li>Company Overview </li></ul></ul><ul><ul><ul><li>History </li></ul></ul></ul><ul><ul><ul><li>Dream team </li></ul></ul></ul><ul><ul><li>Questions </li></ul></ul>12/01/09
    19. 19. Fox Valley Property Solutions , LLC <ul><ul><li>We are a Limited Liability Company </li></ul></ul><ul><ul><li>Our Team: </li></ul></ul><ul><ul><li>Creative financing </li></ul></ul><ul><ul><li>Realtor </li></ul></ul><ul><ul><li>Rehab </li></ul></ul><ul><ul><li>Marketing </li></ul></ul><ul><ul><li>Buy low – rehab – sell with incentives </li></ul></ul><ul><ul><li>Win-Win </li></ul></ul>12/01/09
    20. 20. Fox Valley Property Solutions, LLC Who Is Paul Tomlinson? <ul><ul><li>44 Years Old </li></ul></ul><ul><ul><li>Married 8 Years – Amy Tomlinson </li></ul></ul><ul><ul><li>Home – Montgomery, IL </li></ul></ul><ul><ul><li>Bachelor or Science – Southern Illinois University (1990) – Finance </li></ul></ul><ul><ul><li>Purchased and rehabbed properties in Aurora, IL and Woodridge, IL in 2008. Purchased and rehabbed properties in Bolingbrook, IL and Aurora, IL in 2009. </li></ul></ul>12/01/09
    21. 21. Company Story <ul><ul><li>We started in 2005 with the purchase of a single family home in Carlsbad, NM </li></ul></ul><ul><ul><li>We continued purchasing out of state properties in Ohio and Texas and learned the tools of the trade in creative real estate by structuring lease options, land contracts and a Sub2 </li></ul></ul><ul><ul><li>Within the past few years, we've decided to stay in our own backyard and purchase properties to rehab </li></ul></ul><ul><ul><li>Our goal is to grow the company to buy and sell 6 properties in 2011 </li></ul></ul>12/01/09
    22. 22. Company Story, continued <ul><ul><li>The company is a for-profit Real Estate Investing Company </li></ul></ul><ul><ul><li>We acquire, rehab, and sell residential real estate </li></ul></ul>12/01/09
    23. 23. 12/01/09 Organization Chart President Private Lender? Marketing Specialist Rehab Specialists Property Manager Realtor
    24. 24. Competitive Advantage <ul><ul><li>Our competitive advantage is speed to purchase a property and knowledge of creative real estate techniques </li></ul></ul><ul><ul><li>That speed comes from knowing we have private funds and the ability to pay cash and close quickly </li></ul></ul><ul><ul><li>We are very focused in a small geographic area and know the values in our market much better than the sellers and, in most, cases than our competition </li></ul></ul>12/01/09
    25. 25. How to find us <ul><ul><li>Mailing Address: 102 Boulder Hill Pass Montgomery, IL . 60538 </li></ul></ul><ul><ul><li>Web Site: www.foxvalleypropertysolutions.com </li></ul></ul><ul><ul><li>E-Mail: [email_address] </li></ul></ul><ul><ul><li>Cell Phone: 630-927-2751 </li></ul></ul>12/01/09
    26. 26. Our Website Brings Leads 12/01/09
    27. 27. 12/01/09 Questions ???
    28. 28. The Next Step ? <ul><ul><li>By now you know how this program works and how you can earn 10% starting today </li></ul></ul><ul><ul><li>Sign up today for a private meeting </li></ul></ul><ul><ul><li>Visit our website at http://www.foxvalleypropertysolutions.com/earn.html and fill our Private Lender form </li></ul></ul>12/01/09
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