Dr Patrick DixonChairman Global Change Ltd
Patrick Dixon is Chairman of Global Change Ltd, Author of    15 books and has been ranked one of the 20 most  influential ...
EMOTION
Exploit Info-Capital• Convergence• Connections• Clouds• Crowds• Controls
not enough to succeed
Intel Surfboard with laptop
Still convergence chaos at home
Beyond Techno Convergence• Multi-skilled, multidisciplinary teams• Globalisation of every large business,  mergers, acquis...
Mobile payments  > 35%• All retail cards  mobile• Ticketing  mobile• Remittances  mobile• Location sensitive
UK Cards in 2010• Transactions $1 trillion pa• Credit card debt $85bn• Average card int rate 18%• 2% commissions £20bn
Monthly Bill v Fees  (replace cards with mobile device)Free devices / web / video2010                     2013          2015
Exploit Info-Capital• Convergence• Connections• Clouds• Crowds• Controls
65% managers use papere-mail print growing at work       e-store / search
New kinds of connections• Connections between apparently unrelated  ideas and facts• Example: fraud detection in banking  ...
Exploit Info-Capital• Convergence• Connections• Clouds• Crowds• Controls
Moving Enterprise into Cloud              •   Security              •   Availability              •   Performance         ...
Corporate IT Directions•   85% allow wireless access•   90% allow remote access•   75% use software as a service / cloud• ...
Multinationals run into the Cloud                              • $56bn / year (Gartner)• 25% large corporations           ...
Exploit Info-Capital• Convergence• Connections• Clouds• Crowds• Controls
"Perfection!," TripAdvisor Member, Nov 25, 2008 This was the most beautiful hotel"Terrible! TripAdvisor Member, Oct10, 200...
Global Warming - facts
Why Biofuels Are No Answer
Exploit Info-Capital• Convergence• Connections• Clouds• Crowds• Controls
Managing Risks• 61% significant attempt to hack their  networks – twice 2008 fig  –15% were penetrated• 25% suffered denia...
Web Access = Risk or Benefit ?50% restrictwhich staffallowed webaccess –33% in 2008
• Individuals• Family• Staff• Community• Whole earth
Patrick Dixon is Chairman of Global Change Ltd, Author of    15 books and has been ranked one of the 20 most  influential ...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence a...
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Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence and divergence - Conference keynote speaker

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globalchange.com -Future of banking after the credit crunch and sub-prime crisis - impact on global economy. Meltdown of financial markets. Fire sale of banking assets after mark to market tests. Capital adequacy, bank solvency and capital injection with partial nationalisation. Global chaos in banking and economic outlook for emerging economies / developed economies. Impact on banking profits from global economic chaos, recession and collapse in bank share prices. Retail banking, corporate banking, wholesale banking and investment banking will become profitable again. Economy Video by keynote conference speaker Dr Patrick Dixon . The banking crisis will lead to further consolidation, cuts in retail outlets and staff redundancies. This will remove competition from the market and allow greater profit margins over things like commercial loans and mortgages or current account bank charges. Coupled with cost-savings, this will result in healthy profits in future. Banking share prices are in turn likely to show recovery, which could also mean that the end cost of expensive government rescue packages may be less than feared, if they involved providing banks with equity in return for shares. Taxpayers may actually make a gain from their public ownership of slices of banks. While huge remuneration for CEOs and Chairman of banks will come under scrutiny, and while regulation will be stricter, we can expect rewards for the most skilled bankers to once again be very generous. Interest rate cuts will also help banks indirectly by stimulating the businesses they lend to and helping to take the edge off a long recession.

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Transcript of "Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence and divergence - Conference keynote speaker"

  1. 1. Dr Patrick DixonChairman Global Change Ltd
  2. 2. Patrick Dixon is Chairman of Global Change Ltd, Author of 15 books and has been ranked one of the 20 most influential business thinkers alive today (Thinkers 50) Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence and divergence – for Barclays(2011) 500 videos of keynotes www.youtube.com/user/pjvdixon Over 4 million views Dixon’s Futurist Website www.globalchange.com/ 14 million unique visitors.
  3. 3. EMOTION
  4. 4. Exploit Info-Capital• Convergence• Connections• Clouds• Crowds• Controls
  5. 5. not enough to succeed
  6. 6. Intel Surfboard with laptop
  7. 7. Still convergence chaos at home
  8. 8. Beyond Techno Convergence• Multi-skilled, multidisciplinary teams• Globalisation of every large business, mergers, acquisitions• New blends of products and services• Blurring of differences between different kinds of corporations
  9. 9. Mobile payments  > 35%• All retail cards  mobile• Ticketing  mobile• Remittances  mobile• Location sensitive
  10. 10. UK Cards in 2010• Transactions $1 trillion pa• Credit card debt $85bn• Average card int rate 18%• 2% commissions £20bn
  11. 11. Monthly Bill v Fees (replace cards with mobile device)Free devices / web / video2010 2013 2015
  12. 12. Exploit Info-Capital• Convergence• Connections• Clouds• Crowds• Controls
  13. 13. 65% managers use papere-mail print growing at work e-store / search
  14. 14. New kinds of connections• Connections between apparently unrelated ideas and facts• Example: fraud detection in banking – Complex data analysis to identify patterns of unusual activity, including unusual interactions between people• Example: tracking of new viral mutations – Disease pattern analysis
  15. 15. Exploit Info-Capital• Convergence• Connections• Clouds• Crowds• Controls
  16. 16. Moving Enterprise into Cloud • Security • Availability • Performance • Cost • Private cloud adoption
  17. 17. Corporate IT Directions• 85% allow wireless access• 90% allow remote access• 75% use software as a service / cloud• 44% entrust critical services to 3rd party
  18. 18. Multinationals run into the Cloud • $56bn / year (Gartner)• 25% large corporations • $150bn by 2013 plan partial migration in 2 years • Software as a service• 11% in 12 months • Infrastructure as a service• 30% global market in UK • Platform as a service – Financial services • 90% Microsoft R&D
  19. 19. Exploit Info-Capital• Convergence• Connections• Clouds• Crowds• Controls
  20. 20. "Perfection!," TripAdvisor Member, Nov 25, 2008 This was the most beautiful hotel"Terrible! TripAdvisor Member, Oct10, 2008 Terrible place, rats, dirty,noisy
  21. 21. Global Warming - facts
  22. 22. Why Biofuels Are No Answer
  23. 23. Exploit Info-Capital• Convergence• Connections• Clouds• Crowds• Controls
  24. 24. Managing Risks• 61% significant attempt to hack their networks – twice 2008 fig –15% were penetrated• 25% suffered denial of service attack in 2010 – twice 2008 figure• Only 17% encrypt data at 3rd party sites• PriceWaterhouseCoopers ISBS 2010
  25. 25. Web Access = Risk or Benefit ?50% restrictwhich staffallowed webaccess –33% in 2008
  26. 26. • Individuals• Family• Staff• Community• Whole earth
  27. 27. Patrick Dixon is Chairman of Global Change Ltd, Author of 15 books and has been ranked one of the 20 most influential business thinkers alive today (Thinkers 50) Future of digital technology, Online security, Enterprise, innovation, Mobile customers and mobile banking , convergence and divergence – for Barclays(2011) 500 videos of keynotes www.youtube.com/user/pjvdixon Over 4 million views Dixon’s Futurist Website www.globalchange.com/ 14 million unique visitors.

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