Could online market places tackle poverty?

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This is a try at summarising the article by Wingham Rowan (of Slivers of Time) for the purpose of asking the question - and triggering a discussion - at the #ScoGovCamp on 31 July 2010

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Could online market places tackle poverty?

  1. 1. Could online market places tackle poverty? With thanks to Wingham Rowan ( Slivers of Time ) http:// www.jrf.org.uk /publications/online-marketplaces-poverty
  2. 2. Market places
  3. 3. What’s involved in being involved? <ul><li>Transactions </li></ul><ul><ul><li>Friction (not) </li></ul></ul><ul><ul><li>Disintermediation(!) </li></ul></ul><ul><li>Reviews & feedback </li></ul><ul><li>Reputation </li></ul><ul><li>Trust </li></ul><ul><ul><li>Security (financial & other) </li></ul></ul><ul><ul><li>indemnity </li></ul></ul><ul><li>Identity </li></ul><ul><ul><li>registration </li></ul></ul>
  4. 4. Asset types <ul><li>Small personal trades </li></ul><ul><li>Formal work </li></ul><ul><ul><li>Particularly for sporadic, irregular hours </li></ul></ul><ul><li>Local services </li></ul><ul><ul><li>Trade direct rather than through agencies? </li></ul></ul><ul><li>Hire of Goods </li></ul><ul><ul><li>For when you’re not using your hoover yourself </li></ul></ul><ul><li>Borrowing cash </li></ul><ul><ul><li>Like existing micro-finance operations </li></ul></ul>
  5. 5. UK Scale <ul><li>Est. £100m/day untraded resources </li></ul><ul><li>20% of adults deemed economically inactive (8.5m?!) </li></ul>
  6. 6. What might gov’t do? <ul><li>not fund, design, build or operate such marketplaces </li></ul><ul><li>be a catalyst </li></ul><ul><ul><li>This cd also incl channeling purchasing via e-markets </li></ul></ul><ul><li>provide a regulatory framework & access to validation procedures </li></ul><ul><li>divert public spending to local communities through the new markets, </li></ul>
  7. 7. Being a catalyst <ul><li>e.g. The1993 National Lottery Act defined: </li></ul><ul><li>parameters of the intended service; </li></ul><ul><li>For operators </li></ul><ul><ul><li>the benefits and protections government would bestow </li></ul></ul><ul><ul><li>Corresponding obligations </li></ul></ul><ul><li>duration of the concession </li></ul><ul><li>the process by which a winning consortium of operators would be decided. </li></ul>
  8. 8. 5 core principles <ul><li>Gov’t sponsorship not management </li></ul><ul><li>Transparent process of set-up and operation </li></ul><ul><li>Focus on small transactions </li></ul><ul><li>Don’t micro-manage </li></ul><ul><li>Apply monopolies regulations </li></ul>
  9. 9. How would it work? <ul><li>Making a transaction – see next slide </li></ul><ul><li>Tracking the market – next slide but one </li></ul>
  10. 10. transaction
  11. 11. Tracking a market
  12. 12. Advanced functions <ul><li>Complementary economy </li></ul><ul><ul><li>Like LETS </li></ul></ul><ul><li>Resource gaps analysis </li></ul><ul><ul><li>“is there a shortage of electricians in Perth?...” </li></ul></ul><ul><li>Enabling investment in sellers </li></ul><ul><ul><li>Training scenario </li></ul></ul><ul><li>Interlocking markets </li></ul><ul><ul><li>Stitching a package together from different domains </li></ul></ul>
  13. 13. Where might demand come from? <ul><li>Currently non-existent markets </li></ul><ul><ul><li>E.g. time-specific renting stuff out </li></ul></ul><ul><li>Markets made more convenient </li></ul><ul><ul><li>Regulated, stable, low-cost? </li></ul></ul><ul><li>Supporting markets </li></ul><ul><ul><li>E.g. rental mkt creates demand for ‘holders’ </li></ul></ul><ul><li>Corporates displaced </li></ul><ul><ul><li>Disintermediation; grocer’s bicycle e.g. </li></ul></ul>
  14. 14. Challenges <ul><li>Include: </li></ul><ul><li>the world of work </li></ul><ul><ul><li>DWP </li></ul></ul><ul><ul><ul><li>Rather ‘Black & white’ view of being in/out of work </li></ul></ul></ul><ul><ul><ul><li>Shades of grey? </li></ul></ul></ul><ul><ul><li>Casualised labour (remember what it was that ppl worked so hard to combat) </li></ul></ul><ul><li>Identity infrastructure </li></ul><ul><li>Digital access </li></ul><ul><li>First mover advantage </li></ul>
  15. 15. Some helpful contexts <ul><li>Grameen Bank & Glasgow Caley? </li></ul><ul><li>Shifting the Balance of Care </li></ul><ul><ul><li>Personalised care pilots </li></ul></ul><ul><ul><li>Timebanks </li></ul></ul><ul><li>SiteonMobile? </li></ul><ul><ul><li>Technical solution for lack of web access </li></ul></ul>
  16. 16. Good things for Gov’t <ul><li>a new tool for tackling worklessness? </li></ul><ul><li>more precise public services? </li></ul><ul><li>a new model for skills? </li></ul><ul><li>benefits efficiencies? </li></ul>

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