Scam and Fraud Alerts


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This one occurred after Ken placed a classified ad. If you wire the money, they will never send the shipper, and you will be out the $2,400. Never give anyone extra money in return. Ken emailed this person back and forth to get as much information as possible. This was the first reply:

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Scam and Fraud Alerts

  1. 1. Scam and Fraud Alerts Consulting group of springhill south Korea
  2. 2. Local Scams InvestmentMoney for your Related Scams InternetEfforts Letter of ScamsPhone Scam Credit Fraud InternetPaving Scam Prime Bank Auction FraudCommon Fraud Note Non-DeliveryScams Ponzi Scheme of Pyramid Merchandise Scheme Credit CardTelemarketing Fraud Fraud Fraud Target: SeniorNigerian Letter or Investment Citizens (Read Warning)419 Fraud Fraud Health Insurance FraudImpersonation/Ident Business Counterfeitity Fraud Fraud Prescription DrugsAdvance Fee Scheme Nigerian Funeral and CemeteryHealth Insurance Letter Scam Fraud Fraudulent "Anti-Aging" Products Telemarketing Fraud Internet Fraud Investment Schemes+ 
  3. 3. This one occurred after Ken placed a classified ad.  If you wire themoney, they will never send the shipper, and  you will be out the$2,400. Never give anyone extra money in return. Ken emailed thisperson back and forth to get as much information as possible. This wasthe first reply:Email 1   Greetings,Thanks for the mail and Im still interested in buy it. Now Im going tocontact my business associate to issue the check of $2850 in your nameand which you are going to send the excess funds to my shipper viawestern union, who is coming over to your location for the pick-up, heshandles my shipping stuff.I will be giving $70 for your (efforts and western union fees) I will bevery grateful if really you can do everything the same day you receivethe check for a prompt transaction and as you know that I am reallyeager to see it....Ill need your information for the check to make outto your name soonest. as well
  4. 4. NAME................ADDRESS.............ZIP CODE............CITY................STATE...............COUNTRY.............PHONE NUMBER........(HOME,OFFICE,CELL)..Pls mail me today. I know I can trust you, Best Regard .
  5. 5. Phone Scam AlertThe Hernando County Sheriff’s Office has received numerousreports from citizens who have been getting collect phone callsfrom jail inmates.  Since August 18, 2004, ten citizens in HernandoCounty reported that they received collect phone calls wantingthem to call a number beginning with *72.  Detectives havedetermined that these calls are originating from inmates in SouthFlorida jails. Here’s how the scam works.  The phone owner receives a call,which usually shows up on the caller ID as “PCG Payphone”.  If thephone owner answers the phone they will be asked to accept acollect phone call.  If the owners accepts, the inmate will make upa story, and ask the owner to call a number beginning with *72. Some of the ruses have been to tell the phone owner that arelative was hurt in an accident and the phone owner’s numberwas found in the injured person’s pocket.  Or the inmate will tellthe phone owner that a relative has just been brought into the jailand was injured and the phone owner needs to call the hospital butthey need to call the special extension which begins with *72.
  6. 6. Email 2Hi Ken S,Thanks for the mail and the information you gave to me. Now iwant you to understand that that $70 am giving you is for your owneffort is not for western union fees. So now that you haveconfirmed that western union fees is going to be $139.00 I willinstruct my associates to make the check $3000 so that you candeduct $139.00 out of the $3000 and get the balance wired to myshipper that same day.Moreover my shipper will come over to your location with theCARTONS that is not a problem. Now what I will need from you nowis that I want you to get the balance (funds) ready before thearrival of my shipper so that there wont be any delay with theshipment that same day. So I will be very glad if you can get thisbalance ready before the arrival of the check because I am reallyeager in seeing it.Thanks and mail me back ASAP if you can get it ready.
  7. 7.  When you dial in *72 and a number, it forwardsall your incoming calls to the number you just dialed.  Thisallows the inmate to make calls to whomever they wish and thephone owner foots the bill.  The phone owner’s phone willcontinue to be forwarded until the phone owner removes theforward feature off the phone. The Hernando County Sheriff’s Office would like to make ourcitizens aware of this phone scam. If you are asked to call anumber beginning with *72, don’t do it, it is a scam. These arecrooks trying to get something for free, namelyusing your phone service for free. The Sheriff’s Office urges you to make a report if you believeyou have been a victim of this scam, especially if you havecomplied with these scam artists and dialed *72 and a number. You can call the Hernando County Sheriff’s Office at 754-6830 tohave a report taken.
  8. 8. TRAVELERS PAVING SCAM The Hernando County Sheriffs Office has recently beenapprised of the presence of an alleged English TravelingCrime Group that has begun to operate within the county. To date there has been one known victim of an asphaltpaving scam.These individuals will approach localbusinesses and homeowners in an attempt to sell a pavingjob.  They will have the appearance of being well equippedbecause their vehicles will be new.  Their sales tactics arestrong and they will create a feeling of a "once in alifetime" opportunity.  They will inform the prospect thatthey have left over asphalt from a previous job and willquote a price that is real cheap.  The workmanship will beof substandard quality.  After the job is complete they willdemand payment at an inflated price from what wasquoted.  There is the possibility of confrontation when theyare challenged about the inflated price.  During theconfrontation other apparent participants will engage in theattempt to collect the payment.
  9. 9. Business owners and citizens are encouraged to be cautiousof these types of tactics.  They are encouraged to request awritten estimate and the opportunity to "think" about thedecision to have the job performed.Anyone who has experienced similar contacts or situationsare encouraged to contact Det. Curt Turney or Sgt. KennyFrazier at the Hernando Co. Sheriffs Office, Brooksville,(352) 754-6830.   If you wish to remain anonymous, aconfidential tip message can be left on the TIPS line bycalling (352) 797-TIPS(8477) or Internet Tips may beemailed to
  10. 10. Common Fraud ScamsTelemarketing FraudWhen you send money to people you do not know personallyor give personal or financial information to unknowncallers, you increase your chances of becoming a victim oftelemarketing fraud.Warning signs -- what a caller may tell you:-"You must act now or the offer wont be good."-"Youvewon a free gift, vacation, or prize." But you have to pay for"postage and handling" or other charges.-"You must sendmoney, give a credit card or bank account number, or havea check picked up by courier." You may hear this before youhave had a chance to consider the offer carefully.-"Youdont need to check out the company with anyone." Thecallers say you do not need to speak to anyone includingyour family, lawyer, accountant, local Better BusinessBureau, or consumer protection agency.-"You dont needany written information about their company or theirreferences."-"You cant afford to miss this high-profit, no-risk offer."If you hear these--or similar--"lines" from atelephone salesperson, just say "no thank you," and hang upthe phone.
  11. 11. Before you give money to a charity or make an investment, findout what percentage of the money is paid in commissions andwhat percentage actually goes to the charity or investment.Before you send money, ask yourself a simple question. "Whatguarantee do I really have that this solicitor will use my money inthe manner we agreed upon?"You must not be asked to pay in advance for services. Payservices only after they are delivered.Some con artists will send a messenger to your home to pick upmoney, claiming it is part of their service to you. In reality, theyare taking your money without leaving any trace of who they areor where they can be reached.Always take your time making a decision. Legitimate companieswont pressure you to make a snap decision.Dont pay for a "free prize." If a caller tells you the payment isfor taxes, he or she is violating federal law.Before you receive your next sales pitch, decide what your limitsare -- the kinds of financial information you will and wont giveout on the telephone.
  12. 12. Its never rude to wait and think about an offer. Be sure to talkover big investments offered by telephone salespeople with atrusted friend, family member, or financial advisor.Never respond to an offer you dont understand thoroughly.Never send money or give out personal information such ascredit card numbers and expiration dates, bank accountnumbers, dates of birth, or social security numbers tounfamiliar companies or unknown persons.Your personal information is often brokered to telemarketersthrough third parties.If you have information about a fraud report it to state, local,or federal law enforcement agencies
  13. 13. Nigerian Letter or "419" FraudNigerian letter frauds combine the threat ofimpersonation fraud with a variation of an advance feescheme in which a letter, mailed from Nigeria, offersthe recipient the "opportunity" to share in a percentageof millions of dollars that the author, a self-proclaimedgovernment official, is trying to transfer illegally out ofNigeria. The recipient is encouraged to send informationto the author, such as blank letterhead stationary, bankname and account numbers and other identifyinginformation using a facsimile number provided in theletter. Some of these letters have also been receivedvia E-mail through the Internet. The scheme relies onconvincing a willing victim, who has demonstrated a"propensity for larceny" by responding to the invitation,to send money to the author of the letter in Nigeria inseveral installments of increasing amounts for a varietyof reasons.
  14. 14. Payment of taxes, bribes to government officials, and legalfees are often described in great detail with the promisethat all expenses will be reimbursed as soon as the funds arespirited out of Nigeria. In actuality, the millions of dollars donot exist and the victim eventually ends up with nothing butloss. Once the victim stops sending money, the perpetratorshave been known to use the personal information and checksthat they received to impersonate the victim, draining bankaccounts and credit card balances until the victims assetsare taken in their entirety. While such an invitationimpresses most law-abiding citizens as a laughable hoax,millions of dollars in losses are caused by these schemesannually. Some victims have been lured to Nigeria, wherethey have been imprisoned against their will, in addition tolosing large sums of money. The Nigerian government is notsympathetic to victims of these schemes, since the victimactually conspires to remove funds from Nigeria in a mannerthat is contrary to Nigerian law. The schemes themselvesviolate section 419 of the Nigerian criminal code, hence thelabel "419 fraud."
  15. 15. Some Tips to Avoid Nigerian Letter or "419" Fraud:If you receive a letter from Nigeria asking you to send personalor banking information, do not reply in any manner. Send theletter to the U.S. Secret Service or the FBI.If you know someone who is corresponding in one of theseschemes, encourage that person to contact the FBI or the U.S.Secret Service as soon as possible.Be skeptical of individuals representing themselves as Nigerianor foreign government officials asking for your help in placinglarge sums of money in overseas bank accounts.Do not believe the promise of large sums of money for yourcooperation.Guard your account information carefully.
  16. 16. Impersonation/Identity FraudImpersonation fraud occurs when someone assumes youridentity to perform a fraud or other criminal act. Criminals canget the information they need to assume your identity from avariety of sources, such as the theft of your wallet, your trash,or from credit or bank information. They may approach you inperson, by telephone, or on the Internet and ask you for theinformation.The sources of information about you are so numerous that youcannot prevent the theft of your identity. But you can minimizeyour risk of loss by following a few simple hints.
  17. 17. Some Tips to Avoid Impersonation/Identity Fraud:Never throw away ATM receipts, credit statements, creditcards, or bank statements in a usable form.Never give your credit card number over the telephoneunless you make the call.Reconcile your bank account monthly and notify your bankof discrepancies immediately.Keep a list of telephone numbers to call to report the lossor theft of your wallet, credit cards, etc.Report unauthorized financial transactions to your bank,credit card company, and the police as soon as you detectthem.Review a copy of your credit report at least once eachyear. Notify the credit bureau in writing of anyquestionable entries and follow through until they areexplained or removed.If your identity has been assumed, ask the credit bureau toprint a statement to that effect in your credit report.If you know of anyone who receives mail from credit cardcompanies or banks in the names of others, report it tolocal or federal law enforcement authorities.
  18. 18. Advance Fee SchemeAn advance fee scheme occurs when the victim pays money tosomeone in anticipation of receiving something of greatervalue, such as a loan, contract, investment, or gift, and thenreceives little or nothing in return. The variety of advance fee schemes is limited only by theimagination of the con artists who offer them. They mayinvolve the sale of products or services, the offering ofinvestments, lottery winnings, "found money," or many other"opportunities." Clever con artists will offer to find financingarrangements for their clients who pay a "finders fee" inadvance. They require their clients to sign contracts in whichthey agree to pay the fee when they are introduced to thefinancing source. Victims often learn that they are ineligiblefor financing only after they have paid the "finder" accordingto the contract. Such agreements may be legal unless it can beshown that the "finder" never had the intention or the abilityto provide financing for the victims.