Submitted To: Prof. Neha Patel Submitted By: Pankti Parikh (P1027)Savaliya Paresh (P1040)
Sr No. Dissertation Components/ Stages Submission Dates1 Concept Note Completed2 Deciding Topic of Study Completed3 Research Proposal Completed4 Literature Review Completed5 Designing Research Instruments Completed6 Execution of Research Instruments Completed7 Data Organization/ Entry Under process8 Analysis Second week of March9 Submission of full report for Guide Review Second week of March10 Suggestion of changes & incorporation Third week of March11 Final submission with certification from guide on fitment Fourth week of March
Preface Ch 4 - Detail analysis of Acknowledgment ULIPS plans of various Executive summery companies both in Table of contain Private & Public Sector Ch 1 - Research Ch 5 - Customer methodology Perception analysis Ch 2 - Introduction Ch 6 - Findings insurance sector Ch 7 - Recommendation unit link insurance plan & suggestion Ch 3 - Comparison of Ch 8 - Conclusion ULIP with other Bibliography Investment Options & Insurance products.
ULIP is the one kind of insurance plans which is linked to the investment options. Many people prefer to invest on the ULIP plans because it yields better return. ULIPs are a category of goal-based financial solutions that combine the safety of insurance protection with wealth creation opportunities. The residual portion of the ULIP is invested in a fund which in turn invests in stocks or bonds; the value of investments alters with the performance of the underlying fund opted by you. Simply put, ULIPs are structured in such that the protection element and the savings element are distinguishable, and hence managed according to your specific needs. In this way, the ULIP plan offers unprecedented flexibility and transparency.
“Unit linked insurance plans are a unique set of financial product providing both contingent security as well as Investment Avenue much differs from any other insurance products.” This uniqueness makes it worth evaluation
To know the Working of ULIP. To find how ULIPs plans differs from the other financial products. To evaluate ULIP as an Investment option on the basis of risk and return. To compare the return of various ULIP plans & evaluate reasons for differential returns. To study consumer perception towards ULIP as an Investment Option.
Research Design This research will be Descriptive research.Research Methodology Secondary Sources (newspapers, magazines, books, journals, reports, industry publications, gazettes, research papers, dissertations, etc.) Primary Sources (data collected through questionnaires, interviews, observation, etc)
Sampling plan Universe/population Ahmedabad Sampling unit Individuals investing in any Financial Instrument
Sample size 200 questioners Sampling method Non probability convince sampling method Research instrument Questionnaires survey
Instruments to be Use in analysis Chi-square Mean Mode Median Return Comparison NAV Comparison Beta Comparison
For the literature Review we have taken the Review of1) R. Rajagopalan Dean (Academic Affairs) T.A. Pai Management Institute- Manipal2) Neelam Saini Assistant Professor in Commerce, Kanya Mahavidyalaya Kharkhoda Sonepat (HR)
This research will help people understand the comparison between the ULIP and other insurance plans. This research will also be helpful for those who want to invest in some insurance plan but they don’t know the options available in insurance plans in the Indian market. Comparison of various ULIP will be helpful to the existing investors of ULIP too.
1. The sample size is very less, hence the responses of just 200 respondents does not imply for the complete population.2. There was lack of time and resources that prevented from carrying out an in depth study.3. The findings of the survey are based on the subjective opinion of the respondents and there is no way of assessing truth of the statements.4. There is some respondent’s bias which cannot be removed.5. Lastly, some amount of error exists in the data filling process because of the following reasons: Influence of others. Misunderstanding of the concept. Hurried filling of the questionnaire.