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Mobile banking

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Transcript

  • 1. News on Mobile Banking
    Submitted by:pallavi saggarmba-2a
  • 2. Marriage b/w Banking & Telecom Technologies give birth to Mass Mobile- Banking
    Carry your Bank in your cell phone .
    (Source: The Economic Times)
  • 3. Contd…
    (Source: The Economic Times)
  • 4. Is Mobile Banking Save ??????
    • Transaction done through Mobile is as save as Internet Banking .
    • 5. If Transaction is done through Mobile Banking Application such as ngpay & iMobile downloaded on the cell phone.
    • 6. Transaction done through SMS is not that secure.
  • Is Mobile Banking Secure?????
    Bank offers this facility to its customer free of cost.
    But, Telecom Operators will levy charges for use of GPRS (General Packet Radio Service) facility .
    The Cost depends upon the plan which is being chosen.
  • 7. If Mobile is lost??????
    As correct PIN is known to you that is required to carry transaction through this Channel. So, there is no Danger!!!!!!
  • 8. Procedure to carry a Transaction through Mobile!!!
    There are 2 ways :-
    GPRS- Enabled Mobile Phones
    SMS- Based Transactions
  • 9. 1. GPRS- Enabled Mobile Phones
    Step:1 –
    Register for Mobile Banking Service with your Bank. You will get an SMS with link for downloading application . You can download it by visiting the Relevant URL.
    Step:2 –
    Once you install the application &follow instruction & set a MPIN(Personal Identification no. ) for carrying out the transaction.
    Step:3 –
    Once Mobile Banking a/c & MPIN is activated & than start m-commerce.
  • 10. 2. SMS- Based Transactions
    Step:1 –
    Register for the Service with Bank.
    Step:2 –
    Type a Message like–
    Pay<Merchant Code><Amt.><MPIN> to No. specified by Bank.
  • 11. Thank You