Model Project Profiles of Potential Industries in Tripura for Financeunder Prime Ministers Employment Generation Programme...
[Page - 1]A] Introduction:  Cane and Bamboo products have always occupied an important position in the handicrafts sector....
[Page-2]D] Availability of Raw Material:  Raw Material and Its Availability:  The main raw materials required are canes of...
[Page - 3]G] Requirement of Infrastructure:  The major infrastructure requirements are –  1. Working Shed, store and show ...
[Page-4]  3. Means of Finance:                                                               (Rs. In Lakh)                ...
[Page-5]K] Projected Profitability of the Project:               Assumptions:        Area of the Project                  ...
[Page-6]M] Projected Cash Flow Statement:                                                                                 ...
[Page - 7]A] Introduction:  The rice in North Eastern Region as well as in Tripura is considered to be the main diet both ...
[Page-8]F] Requirement of Infrastructure:  The major infrastructure requirements are –  1. Working Shed, store and show ro...
[Page - 9]          3. Means of Finance:                                                                         (Rs. In L...
[Page-10]L] Repayment Schedule:       Proposed Repayment Period:                                         5 Years       Pro...
[Page-11]O] Calculation of Break-Even Point:  Fixed Cost:                                                                 ...
[Page-12]A] Introduction:  Garment industry is playing a pivotal role in the Indian Economy. The demand for readymade garm...
[Page-13]E] Total Capital Requirement:  1. Fixed Capital:                                                                 ...
[Page - 14]G] Projected Profitability of the Project:               Assumptions:        Area of the Project               ...
[Page-15]I] Projected Cash Flow Statement:                                                                                ...
[Page-16]A] Introduction:  The art of dyeing is a branch of applied chemistry in which a use of both physical and chemical...
[Page-17]D] Production Process:  The major process steps are:  i)           Scouring of grey yarn in soft soap solution.  ...
[Page - 18]G] Machineries & Equipments required:             Machines/Equipments                                 Quantity ...
[Page-19]J] Annual Sales Forecasting:                          @ 70% Capacity Utilisation.               Items            ...
[Page-20]K] Projected Profitability of the Project:               Assumptions:        Area of the Project                 ...
[Page-21]M] Projected Cash Flow Statement:                                                                                ...
[Page-22]A] Introduction:  Mosquito net is considered as an essential item for human living. It is a protective item used ...
[Page-23]E] Suggested Location:  The unit may be located in any urban area preferably near to the market place.F] Producti...
[Page - 24]K] Total Capital Requirement:  1. Fixed Capital:                                                               ...
[Page-25]M] Projected Profitability of the Project:               Assumptions:        Area of the Project                 ...
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Model Project Profiles of Potential Industries in Tripura.


Prepared by: Society for Entrepreneurship Development, Indranagar, Agartala, West Tripura

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  • Thanks a lot for elaborate information.
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  • interesting. can you please send me project report on Mosquito nets. thanks. Ravishankar techtex@gmail.com +919825244940
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  1. 1. Model Project Profiles of Potential Industries in Tripura for Financeunder Prime Ministers Employment Generation Programme (PMEGP) INDEXSl. No. Project Title Page No. 1 Cane & Bamboo Furniture - 1 2 Mini Rice Mill - 7 3 Garment Manufacturing (Ladies/Children/Gents) - 12 4 Yarn Dyeing - 16 5 Nylon Mosquito Net Manufacturing - 22 6 Hawai Chappal Manufacturing - 27 7 Rubber Footwear Manufacturing - 33 8 Hot Water Bags & Ice Bags Manufacturing - 38 9 Public Aquarium - 44 10 Hatchery Unit (Poultry) - 49 11 Ornamental Fish - 54 12 M.S. Wire Netting - 60 13 General Engineering Workshop - 65 14 Well Rings / Kitchen Sink / Concrete Post - 70 15 Stone Crushing Unit - 75 16 Brick Plant (Traditional) - 80 17 Clay Brick Plant - 85 18 Fuel (Coal) Briquetting - 90 19 Gold Plating On Metallic Optical Frames And Jewellry - 95 20 Documentation Preparation Service - 102 21 Spice Grinding & Packaging - 107 22 Potato Chips Making - 112 23 Mini Oil Mill - 118 24 Bleached Dehydrated Ginger - 124 25 Beaten Rice - 129 26 Packaged Drinking Water - 134 27 Dairy & Milk Products - 140 28 Scented Supari Processing - 146 29 Mini Dal Mill - 150 30 Pineapple Processed Products - 155 31 Fruit Toffees - 161 32 Fruit Squashes & Juices etc. - 167 33 Manufacturing Looms & Accessories - 173
  2. 2. [Page - 1]A] Introduction: Cane and Bamboo products have always occupied an important position in the handicrafts sector. Cane & bamboo are renewable resources, grows widely and abundantly availably in the North Eastern Region. The products also have great demand in the international market. Over the years, rural artisans have imbibed wide range of skills in the manufacture of various items and the skills have been the skills have been passed from generations to generations. Assam and Tripura. Tripura a prominent place in cane and bamboo products both nationally as well as internationally.B] The Product: Cane is largely used for furniture making, whereas bamboo is used for making decorative items like lamp-stand, partition, screen, flower pots, basket, fans mats etc. In recent years, uses of cane furniture have considerably increased not only in middle class homes, hotels and offices but also among foreign tourist coming to N.E. Region. Most of the class hotels are using cane and bamboo items to give elegance and stylish traditional look to their interiors.C] Market Potential of the product: Though all the North Eastern States produce cane and bamboo items yet Assam, Tripura and some extent Arunachal Pradesh has a major contribution in the total production. The present share of only cane furniture is about 15 to 20 crores and out of which 2 crores are exported. NEHHDC, AGMC, ARTFED along with some private and involved in exporting of the products. Some of the products that are exported from the North East to internal as well as external markets are as follows: Basket ware, Cane furniture Mat & matting Decorative items. The countries where these products go are China, USA, Japan, French, West Germany, Italy, Netherlands, U.K., Switzerland, Austria etc. Hence there is considerable demand for the product in the national as well as international market. There is a potential of 15% grow every year. Based on the present production level of 20 crores per annum, it is envisaged that an additional 3 crore per annum production can come up. A typical unit can produce around 10 lakhs to 15 lakhs worth of items and an additional 10 to 13 such units can come up every year. Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  3. 3. [Page-2]D] Availability of Raw Material: Raw Material and Its Availability: The main raw materials required are canes of different varieties and bamboo. There is no dearth of raw materials in the N.E. Region including Tripura. Following is the approximate consumption of raw materials per month. Different types of cane : 2750 pcs. (e.g. Raidang, Jeng, Jatti) Bamboo : 500 pcs. Sital patti (for design) Sand paper, Nails, : L.S. Glass, varnish, Plywood, Kerosene oil, turpentine oil, Adhesive, Plastic taps, Gums etc.E] Production Process: The major process involved are – Selection of natural cane & bamboo for specific job work. Preparation of basic elements or members by bending length of whole cane to required shape. Fixing the members position by use of nails. Blending the wavered joints by length of split cane to cover visible nails and give additional rigidity. Scrapping & varnishing/painting where required.F] Suggested Installed Capacity: There are varieties of cane and bamboo products. A typical cane and bamboo furniture unit would be set up with the following product-mix. ITEMS Nos./Year 1 Decorative Sofa Set 50 2 Screeners 100 3 Single Chairs 200 4 Bamboo Basket 200 5 Shelves 100 6 Shelves with drawers 100 7 Dining Chairs 200 8 Murahs 200 9 Dining Tables 100 10 Divans (Deluxe) 50 11 Divans (Simple) 75 12 Police Lathis 800 13 Police Shields 400 14 Pot Stands 300 15 Cane Beds 100 16 Trolley 100 Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  4. 4. [Page - 3]G] Requirement of Infrastructure: The major infrastructure requirements are – 1. Working Shed, store and show room counter: 1200 Sq. Ft. @ Rs. 6.00 Lakh 2. Power 2 KW 3. Water 500 Ltrs / DayH] Machineries & Equipments required: Machines/Equipments Quantity (Nos) Amount Required (In Lakh Rs.) 1 Cane Splitting Machine 4 2 Blow Lamp 14 3 Hand drill 6 1.2 4 Pipes for blending 14 5 Planner 2 6 Other Misc. items LS [Hacksaw frames, knoves, Dao, Pliers, Hammers, Cane cutting scissors etc.] Total 1.2I] Total Capital Requirement: 1. Fixed Capital: (Rs. In Lakh) i. Land: (Own) 0.00 ii. Site Development: 0.60 iii. Building/Working Shed: 5.50 iv. Plant & Machineries: 1.20 v. Misc. Fixed Assets: 0.70 (Furnitures, Fixtures, electrification etc.) Total 8.00 vi. Preliminary & Pre-operative expenses: 0.45 vii. Margin for Working Capital @ 25% 1.21 Total amount of Fixed Capital required 9.66 2. Working Capital: (Rs. In Lakh) i. Raw Materials: [1 Month] 1.09 ii. Finished goods [1 Month] 1.50 iii. Receivables [1 Month] 2.25 Total amount of Working Capital required 4.84 Total Fund Required for the Project: [1 + 2] Rs 14.50 Lakh Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  5. 5. [Page-4] 3. Means of Finance: (Rs. In Lakh) Urban Rural i. Composite Loan Under PMEGP 10.15 8.70 ii. Subsidy entitled: 3.63 5.08 iii. Own contribution @ 5% of Project Cost: 0.73 0.73 Total 14.50 14.50J] Annual Sales Forecasting: Items Qnty (Nos) Rate (Rs/Piece) Amount (Rs) 1 Sofa set (complete) 50 10000 500000 2 Screens 100 2000 200000 3 Single chair 200 800 160000 4 Bamboo basket 200 300 60000 5 Shelves 100 1000 100000 6 Shelves with drawers 100 2000 200000 7 Dining chairs 200 800 160000 8 Murahs 200 350 70000 9 Dining tables 100 2000 200000 10 Divans (Deluxe) 50 5100 255000 11 Divans (Simple) 75 2500 187500 12 Police lathis 800 150 120000 13 Police shields 400 400 160000 14 Pot sands 300 450 135000 15 Cane beds 100 4500 450000 16 Trolleys 100 200 20000 Total 2977500 Total Projected annual sale = Rs 29.775 Lakh Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  6. 6. [Page-5]K] Projected Profitability of the Project: Assumptions: Area of the Project Urban Annual Increase in Operating Expenses: 7% Rate of interest on loan: 13 % Rate of depriciation on fixed assets: 10 % Amount are in Lakh Rs. Projected profitability for: 1st Year 2nd Year 3rd Year 4th Year 5th Year Capacity Utilisation (In %)- 70 80 90 90 90 1 Expected Sales: 29.78 34.03 38.28 38.28 38.28 2 Less Cost of Materials: 13.08 14.95 16.82 16.82 16.82 3 Gross Profit (1-2): 16.70 19.08 21.47 21.47 21.47 4 Less other operating expenses: i) Rent for Land: 0.00 0.00 0.00 0.00 0.00 ii) Salary for staff: 6.00 6.42 6.87 7.35 7.86 iii) Electricity and maintainance: 0.50 0.54 0.57 0.61 0.66 iv) Office expenses (Stationary, Telephone etc.) 0.20 0.21 0.23 0.25 0.26 v) Advertising and Selling expenses: 0.60 0.64 0.69 0.74 0.79 vi) Insurance and other misc. expenses: 0.20 0.21 0.23 0.25 0.26 Total of Sl. 4. 7.50 8.03 8.59 9.19 9.83 5 Profit before Depriciation, Interest and Taxes(3-4): 9.20 11.06 12.88 12.28 11.63 6 Less Depriciation on Fixed Assets: 0.80 0.80 0.80 0.80 0.80 7 profit before interest and taxes (5-6): 8.40 10.26 12.08 11.48 10.83 8 Less Interest payable on loan: 1.32 1.06 0.79 0.53 0.26 9 Profit before taxes (7-8): 7.08 9.20 11.29 10.95 10.5710 Income Tax payable (exempted under NEIPP): 0.00 0.00 0.00 0.00 0.0011 Calculated Net profit (9-10): 7.08 9.20 11.29 10.95 10.57 Percentage of Profit on Sale: 23.76 27.03 29.48 28.60 27.6112 Provision for repayment of loan: 2.03 2.03 2.03 2.03 2.0313 Retained Profit (11-12): 5.05 7.17 9.26 8.92 8.5414 Net Cash Accruals 5.85 7.97 10.06 9.72 9.34 [Depreciation added back with retained profit]15 Cumulated Net profit: 7.08 16.27 27.56 38.51 49.08 Pay-Back Period: 21 MonthsL] Repayment Schedule: Proposed Repayment Period: 5 Years Proposed Repayment Schedule: [Amounts are in Lakh Rupees] 1st Year 2nd Year 3rd Year 4th Year 5th Year Refundable loan at the beginning of the year: 10.15 8.12 6.09 4.06 2.03 Proposed Repayment during the year: 2.03 2.03 2.03 2.03 2.03 Refundable loan at the end of the year: 8.12 6.09 4.06 2.03 0.00 Total Debt-Service [Interest+Repayment]: 3.35 3.09 2.82 2.56 2.29 Fund Available for Debt-Service: 9.20 11.06 12.88 12.28 11.63 Debt-Service Coverage Ratio: 2.75 3.58 4.56 4.80 5.07 Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  7. 7. [Page-6]M] Projected Cash Flow Statement: Amounts are in Lakh Rs. a) Sources of Fund: During The- 1st Year 2nd Year 3rd Year 4th Year 5th Year i) Own Investment: 0.725 ii) Loan from Bank: 10.150 iii) Increase in Subsidy: 3.625 iv) Profit Before Interest and taxes: 8.395 10.255 12.078 11.477 10.834 v) Depreciation added back: 0.800 0.800 0.800 0.800 0.800 Total 23.695 11.055 12.878 12.277 11.634 b) Uses of Fund: i) Increase in Fixed Assets: 8.000 ii) Preliminary Expenses: 0.450 iii) Margin for Working Capital 1.210 iv) Increase in Working Capital: 4.840 v) Decrease in Loan: 2.030 2.030 2.030 2.030 2.030 vi) Interest payable: 1.320 1.056 0.792 0.528 0.264 vii) Income Tax Payable: 0.000 0.000 0.000 0.000 0.000 Total 17.850 3.086 2.822 2.558 2.294 Opening Balance: 5.845 13.815 23.871 33.591 Surplus/Deficit Generated: 5.845 7.969 10.057 9.719 9.340 Closing Balance: 5.845 13.815 23.871 33.591 42.931N] Projected Balance Sheet: At the end of- 1st Year 2nd Year 3rd Year 4th Year 5th Year a) Liabilities: i) Own Investment: 0.73 0.73 0.73 0.73 0.73 ii) Cumulated Net Profit: 7.08 16.27 27.56 38.51 49.08 Net Worth: 7.80 17.00 28.29 39.24 49.81 iii) Subsidy: 3.63 3.63 3.63 3.63 3.63 iv) Loan at Bank: 8.12 6.09 4.06 2.03 0.00 Total 19.55 26.71 35.97 44.89 53.43 b) Assets: Gross Block as Fixed Assets and Pre. Expenses: 9.66 8.86 8.06 7.26 6.46 Less depreciation on Fixed Assets: 0.80 0.80 0.80 0.80 0.80 i) Net Block: 8.86 8.06 7.26 6.46 5.66 ii) Working Capital: 4.84 4.84 4.84 4.84 4.84 iii) Cash balance: 5.85 13.81 23.87 33.59 42.93 Total 19.55 26.71 35.97 44.89 53.43 Total Investment: 14.500 14.50 13.18 12.12 11.33 10.81 Return on Investment: 48.80 69.80 93.09 96.61 97.82 [100XNet profit/Total Investment]O] Calculation of Break-Even Point: Fixed Cost: Amounts are in Lakh Rs. Rent, Interest & Depreciation 100% 2.120 1.856 1.592 1.328 1.064 Other Operating Expenses 60% 4.500 4.815 5.152 5.513 5.899 Total 6.620 6.671 6.744 6.840 6.962 BEP [in % of target business] 41.857 37.633 34.368 35.781 37.440 [100xFC/(FC+Net profit)]P] Machinery & Equipment Suppliers: All the Machineries & Equipments required for the project are available in the Local Market Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  8. 8. [Page - 7]A] Introduction: The rice in North Eastern Region as well as in Tripura is considered to be the main diet both vegetarian and non-vegetarian. The unit proposes milling of paddy to produce rice. Since the traditional method is much time consuming and less productive, the Government has taken a policy decision to allow only mini rice mill instead of conventional huller mill.B] Market Potential of the product: Of the total population of about 32 lakh in the State of Tripura and taking an average per capita consumption of 12 kg. of rice per month, there is vast scope of mini modern rice mill units in the state of Tripura. The main raw materials namely, paddy is available throughout the state.C] Raw Material: Bulk of the paddy grown in the state which have paddy production about 5.5 lakh MT annually.D] Production Process: The main process steps are : i) Cleaning of dry paddy. ii) Milling iii) Dehusking and cleaning.E] Suggested Plant Capacity: Milling capacity : 400 kg. per hour. No.shift per day : 1 Working hours : 8 hours. Working days/year : 300 days. Annual production : 960 tons. Loss during dehusking : 6%. Net production. : 900 tons per year. Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  9. 9. [Page-8]F] Requirement of Infrastructure: The major infrastructure requirements are – 1. Working Shed, store and show room counter: 1000 Sq. Ft. @ Rs. 2.20 Lakh 2. Power 20 KW 3. Water 500 Ltrs / DayG] Manpower Requirement: The unit proposed to employ 5 Nos. of both skilled & unskilled persons.H] Machineries & Equipments: Items Qnty (Nos) Amount (In Lakh Rs.) 1 Raja Rice Huller No.8 Complete 1 2 M.G.Rubber Roll Sheller Model Mini Super 2/DL6 with 1 Aspirator. 3 Crompton 20 HP 960 RPM Sq.cage TEFC electric 1 motor with (0.1) star delta starter and main switch 1. 4 Crompton power capacitor 10 KVAR 1 5 Volt and Amp meter 1 set 6 Motor Rail 36” 1 Pr. 3.00 7 V-Pully 8 x 4 C and 24 x 4 x C 1 set 8 V-Belt C-Sec @ Rs 650/set. 4 set 9 M.S.Shaft 63 mm dia @ Rs 620/- 6 Mtr. 10 Bearing Block and Socket @ Rs 680/-set. 4 set 11 W.I. Split pullies @Rs. 900/- 2 Nos. 12 Rubber Belt 4”x4 Ply, GY Thor @ Rs 162/meter 20 Mtr. 13 Belt Fastner @Rs 35/- 2 Doz. 14 Misc. equipment. LS Total 3.00I] Total Capital Requirement: 1. Fixed Capital: (Rs. In Lakh) i. Land: (Own) 0.00 ii. Site Development: 0.00 iii. Building/Working Shed: 2.20 iv. Plant & Machineries: 3.00 v. Misc. Fixed Assets: 0.50 (Furnitures, Fixtures, electrification etc.) Total 5.70 vi. Preliminary & Pre-operative expenses: 0.15 Total amount of Fixed Capital required 5.85 2. Working Capital: (Rs. In Lakh) Since the unitj will do only job work, there will be no working capital requirements. Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  10. 10. [Page - 9] 3. Means of Finance: (Rs. In Lakh) Urban Rural i. Composite Loan Under PMEGP 4.10 3.51 ii. Subsidy entitled: 1.46 2.05 iii. Own contribution @ 5% of Project Cost: 0.29 0.29 Total 5.85 5.85J] Annual Sales Forecasting: The current market milling price of paddy is Rs. 1700 per ton. Based on these prices, the annual sales realization of 900 ton rice is Rs 15.3 Lakh at 100% capacity utilization.K] Projected Profitability of the Project: Assumptions: Area of the Project Urban Annual Increase in Operating Expenses: 7% Rate of interest on loan: 13 % Rate of depriciation on fixed assets: 10 % Amount are in Lakh Rs. Projected profitability for: 1st Year 2nd Year 3rd Year 4th Year 5th Year Capacity Utilisation (In %)- 70 80 90 90 90 1 Expected Sales: 10.71 12.24 13.77 13.77 13.77 2 Less Cost of Materials: 0.00 0.00 0.00 0.00 0.00 3 Gross Profit (1-2): 10.71 12.24 13.77 13.77 13.77 4 Less other operating expenses: i) Rent for Land: 0.00 0.00 0.00 0.00 0.00 ii) Salary for staff: 2.40 2.57 2.75 2.94 3.15 iii) Electricity and maintainance: 0.10 0.11 0.11 0.12 0.13 iv) Office expenses (Stationary, Telephone etc.) 0.40 0.43 0.46 0.49 0.52 v) Advertising and Selling expenses: 0.05 0.05 0.06 0.06 0.07 vi) Insurance and other misc. expenses: 0.10 0.11 0.11 0.12 0.13 Total of Sl. 4. 3.05 3.26 3.49 3.74 4.00 5 Profit before Depriciation, Interest and Taxes(3-4): 7.66 8.98 10.28 10.03 9.77 6 Less Depriciation on Fixed Assets: 0.57 0.57 0.57 0.57 0.57 7 profit before interest and taxes (5-6): 7.09 8.41 9.71 9.46 9.20 8 Less Interest payable on loan: 0.53 0.43 0.32 0.21 0.11 9 Profit before taxes (7-8): 6.56 7.98 9.39 9.25 9.1010 Income Tax payable (exempted under NEIPP): 0.00 0.00 0.00 0.00 0.0011 Calculated Net profit (9-10): 6.56 7.98 9.39 9.25 9.10 Percentage of Profit on Sale: 61.23 65.20 68.18 67.18 66.0512 Provision for repayment of loan: 0.82 0.82 0.82 0.82 0.8213 Retained Profit (11-12): 5.74 7.16 8.57 8.43 8.2814 Net Cash Accruals 6.31 7.73 9.14 9.00 8.85 [Depreciation added back with retained profit]15 Cumulated Net profit: 6.56 14.54 23.93 33.18 42.27 Pay-Back Period: 11 Months Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  11. 11. [Page-10]L] Repayment Schedule: Proposed Repayment Period: 5 Years Proposed Repayment Schedule: [Amounts are in Lakh Rupees] 1st Year 2nd Year 3rd Year 4th Year 5th Year Refundable loan at the beginning of the year: 4.10 3.28 2.46 1.64 0.82 Proposed Repayment during the year: 0.82 0.82 0.82 0.82 0.82 Refundable loan at the end of the year: 3.28 2.46 1.64 0.82 0.00 Total Debt-Service [Interest+Repayment]: 1.35 1.24 1.14 1.03 0.93 Fund Available for Debt-Service: 7.66 8.98 10.28 10.03 9.77 Debt-Service Coverage Ratio: 5.67 7.21 9.03 9.72 10.56M] Projected Cash Flow Statement: Amounts are in Lakh Rs. a) Sources of Fund: During The- 1st Year 2nd Year 3rd Year 4th Year 5th Year i) Own Investment: 0.293 ii) Loan from Bank: 4.095 iii) Increase in Subsidy: 1.463 iv) Profit Before Interest and taxes: 7.090 8.407 9.708 9.464 9.202 v) Depreciation added back: 0.570 0.570 0.570 0.570 0.570 Total 13.510 8.977 10.278 10.034 9.772 b) Uses of Fund: i) Increase in Fixed Assets: 5.700 ii) Preliminary Expenses: 0.150 iii) Margin for Working Capital 0.000 iv) Increase in Working Capital: 0.000 v) Decrease in Loan: 0.819 0.819 0.819 0.819 0.819 vi) Interest payable: 0.532 0.426 0.319 0.213 0.106 vii) Income Tax Payable: 0.000 0.000 0.000 0.000 0.000 Total 7.201 1.245 1.138 1.032 0.925 Opening Balance: 6.309 14.040 23.180 32.182 Surplus/Deficit Generated: 6.309 7.732 9.140 9.002 8.847 Closing Balance: 6.309 14.040 23.180 32.182 41.028N] Projected Balance Sheet: At the end of- 1st Year 2nd Year 3rd Year 4th Year 5th Year a) Liabilities: i) Own Investment: 0.29 0.29 0.29 0.29 0.29 ii) Cumulated Net Profit: 6.56 14.54 23.93 33.18 42.27 Net Worth: 6.85 14.83 24.22 33.47 42.57 iii) Subsidy: 1.46 1.46 1.46 1.46 1.46 iv) Loan at Bank: 3.28 2.46 1.64 0.82 0.00 Total 11.59 18.75 27.32 35.75 44.03 b) Assets: Gross Block as Fixed Assets and Pre. Expenses: 5.85 5.28 4.71 4.14 3.57 Less depreciation on Fixed Assets: 0.57 0.57 0.57 0.57 0.57 i) Net Block: 5.28 4.71 4.14 3.57 3.00 ii) Working Capital: 0.00 0.00 0.00 0.00 0.00 iii) Cash balance: 6.31 14.04 23.18 32.18 41.03 Total 11.59 18.75 27.32 35.75 44.03 Total Investment: 5.850 5.85 5.32 4.89 4.57 4.36 Return on Investment: 112.10 150.08 191.93 202.32 208.64 [100XNet profit/Total Investment] Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  12. 12. [Page-11]O] Calculation of Break-Even Point: Fixed Cost: Amounts are in Lakh Rs. Rent, Interest & Depreciation 100% 1.102 0.996 0.889 0.783 0.676 Other Operating Expenses 60% 1.830 1.958 2.095 2.242 2.399 Total 2.932 2.954 2.985 3.025 3.075 BEP [in % of target business] 27.684 24.760 22.504 23.163 23.937 [100xFC/(FC+Net profit)]P] Machinery & Equipment Suppliers: 1. M/s Canara Engg. Enterprises, B-182 11 Stage, Peenya Industrial Estate, Bangalore-560 058. 2. M/s Jaya & Co., Trichy Road, P.B.No.1347, Coimbatore – 641 018. Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  13. 13. [Page-12]A] Introduction: Garment industry is playing a pivotal role in the Indian Economy. The demand for readymade garments have been ever-increasing. Today due to time constraints people prefer to buy readymade garments rather than going to a tailoring unit and getting the garments stitched after 10 to 15 days. Moreover people prefer to select from varieties that is available in the market. So, it can be said that if the entrepreneur is creative and has a command over dress designing, he can be successful in the present day market.B] Market Potential of the product: Tripura has a good market for readymade garments which are coming from outside the State. There is enough potential in the state for a few units.C] Requirement of Infrastructure: The major infrastructure requirements are – 1. Working Shed, store and show room counter: 500 Sq. Ft. @ Rs. 2. Power 2 KW 3. Water 500 LtrsD] Manpower Requirement: The unit will employ 10 persons both skills & unskilled. 1 Manager 1 No. 2 Master Tailor 2 Nos. 3 Tailor 6 Nos. 4 Chowkidar 1 No. Total 10 Nos. Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  14. 14. [Page-13]E] Total Capital Requirement: 1. Fixed Capital: (Rs. In Lakh) i. Land: 0.00 ii. Site Development: 0.00 iii. Building/Working Shed: (Rented) 0.00 iv. Plant & Machineries: 3.30 v. Misc. Fixed Assets: 0.55 (Furnitures, Fixtures, electrification etc.) Total 3.85 vi. Preliminary & Pre-operative expenses: 0.25 vii. Margin for Working Capital (Not required) 0.00 Total amount of Fixed Capital required 4.10 2. Working Capital: (Rs. In Lakh) i. Raw Materials: [1 Month] 1.70 ii. Finished goods [15 Days] 1.20 iii. Receivables [15 Days] 1.15 Total amount of Working Capital required 4.05 Total Fund Required for the Project: [1 + 2] Rs 8.15 Lakh 3. Means of Finance: (Rs. In Lakh) Urban Rural i. Composite Loan Under PMEGP 5.71 4.89 ii. Subsidy entitled: 2.04 2.85 iii. Own contribution @ 5% of Project Cost: 0.41 0.41 Total 8.15 8.15F] Monthly Sales Forecasting: @ 70% Capacity Utilisation. Items Qnty (Nos) Rate (Rs/Piece) Amount (Rs) 1 Salwar Suit 150 300 360 54000 2 Shirt 400 150 180 72000 3 Blouse 400 80 100 40000 4 Kids garament 300 220 265 79500 Total 245500 Total Projected annual sale = Rs 29.46 Lakh Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  15. 15. [Page - 14]G] Projected Profitability of the Project: Assumptions: Area of the Project Urban Annual Increase in Operating Expenses: 7% Rate of interest on loan: 13 % Rate of depriciation on fixed assets: 10 % Amount are in Lakh Rs. Projected profitability for: 1st Year 2nd Year 3rd Year 4th Year 5th Year Capacity Utilisation (In %)- 70 80 90 90 90 1 Expected Sales: 29.46 33.67 37.88 37.88 37.88 2 Less Cost of Materials: 20.40 23.31 26.23 26.23 26.23 3 Gross Profit (1-2): 9.06 10.35 11.65 11.65 11.65 4 Less other operating expenses: i) Rent for Land: 0.15 0.16 0.17 0.18 0.20 ii) Salary for staff: 3.70 3.96 4.24 4.53 4.85 iii) Electricity and maintainance: 0.25 0.27 0.29 0.31 0.33 iv) Office expenses (Stationary, Telephone etc.) 0.10 0.11 0.11 0.12 0.13 v) Advertising and Selling expenses: 1.50 1.61 1.72 1.84 1.97 vi) Insurance and other misc. expenses: 0.05 0.05 0.06 0.06 0.07 Total of Sl. 4. 5.75 6.15 6.58 7.04 7.54 5 Profit before Depriciation, Interest and Taxes(3-4): 3.31 4.20 5.07 4.60 4.11 6 Less Depriciation on Fixed Assets: 0.39 0.39 0.39 0.39 0.39 7 profit before interest and taxes (5-6): 2.93 3.82 4.68 4.22 3.73 8 Less Interest payable on loan: 0.74 0.59 0.44 0.30 0.15 9 Profit before taxes (7-8): 2.18 3.22 4.24 3.92 3.5810 Income Tax payable (exempted under NEIPP): 0.00 0.00 0.00 0.00 0.0011 Calculated Net profit (9-10): 2.18 3.22 4.24 3.92 3.58 Percentage of Profit on Sale: 7.41 9.57 11.18 10.36 9.4512 Provision for repayment of loan: 1.14 1.14 1.14 1.14 1.1413 Retained Profit (11-12): 1.04 2.08 3.09 2.78 2.4414 Net Cash Accruals 1.43 2.47 3.48 3.17 2.82 [Depreciation added back with retained profit]15 Cumulated Net profit: 2.18 5.41 9.64 13.57 17.14 Pay-Back Period: 30 MonthsH] Repayment Schedule: Proposed Repayment Period: 5 Years Proposed Repayment Schedule: [Amounts are in Lakh Rupees] 1st Year 2nd Year 3rd Year 4th Year 5th Year Refundable loan at the beginning of the year: 5.71 4.56 3.42 2.28 1.14 Proposed Repayment during the year: 1.14 1.14 1.14 1.14 1.14 Refundable loan at the end of the year: 4.56 3.42 2.28 1.14 0.00 Total Debt-Service [Interest+Repayment]: 1.88 1.73 1.59 1.44 1.29 Fund Available for Debt-Service: 3.31 4.20 5.07 4.60 4.11 Debt-Service Coverage Ratio: 1.76 2.42 3.19 3.20 3.19 Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  16. 16. [Page-15]I] Projected Cash Flow Statement: Amounts are in Lakh Rs. a) Sources of Fund: During The- 1st Year 2nd Year 3rd Year 4th Year 5th Year i) Own Investment: 0.408 ii) Loan from Bank: 5.705 iii) Increase in Subsidy: 2.038 iv) Profit Before Interest and taxes: 2.925 3.817 4.680 4.220 3.726 v) Depreciation added back: 0.385 0.385 0.385 0.385 0.385 Total 11.460 4.202 5.065 4.605 4.111 b) Uses of Fund: i) Increase in Fixed Assets: 3.850 ii) Preliminary Expenses: 0.250 iii) Margin for Working Capital 0.000 iv) Increase in Working Capital: 4.050 v) Decrease in Loan: 1.141 1.141 1.141 1.141 1.141 vi) Interest payable: 0.742 0.593 0.445 0.297 0.148 vii) Income Tax Payable: 0.000 0.000 0.000 0.000 0.000 Total 10.033 1.734 1.586 1.438 1.289 Opening Balance: 1.427 3.895 7.374 10.541 Surplus/Deficit Generated: 1.427 2.467 3.479 3.167 2.822 Closing Balance: 1.427 3.895 7.374 10.541 13.363J] Projected Balance Sheet: At the end of- 1st Year 2nd Year 3rd Year 4th Year 5th Year a) Liabilities: i) Own Investment: 0.41 0.41 0.41 0.41 0.41 ii) Cumulated Net Profit: 2.18 5.41 9.64 13.57 17.14 Net Worth: 2.59 5.81 10.05 13.97 17.55 iii) Subsidy: 2.04 2.04 2.04 2.04 2.04 iv) Loan at Bank: 4.56 3.42 2.28 1.14 0.00 Total 9.19 11.27 14.37 17.15 19.59 b) Assets: Gross Block as Fixed Assets and Pre. Expenses: 4.10 3.72 3.33 2.95 2.56 Less depreciation on Fixed Assets: 0.39 0.39 0.39 0.39 0.39 i) Net Block: 3.72 3.33 2.95 2.56 2.18 ii) Working Capital: 4.05 4.05 4.05 4.05 4.05 iii) Cash balance: 1.43 3.89 7.37 10.54 13.36 Total 9.19 11.27 14.37 17.15 19.59 Total Investment: 8.150 8.15 7.41 6.82 6.37 6.07 Return on Investment: 26.79 43.51 62.15 61.58 58.92 [100XNet profit/Total Investment]K] Calculation of Break-Even Point: Fixed Cost: Amounts are in Lakh Rs. Rent, Interest & Depreciation 100% 1.277 0.978 0.830 0.682 0.533 Other Operating Expenses 60% 3.360 3.595 3.847 4.116 4.404 Total 4.637 4.574 4.677 4.798 4.938 BEP [in % of target business] 58.347 52.118 48.006 51.028 54.565 [100xFC/(FC+Net profit)]L] Machinery & Equipment Suppliers: All the Machineries & Equipments are vailable in the Local Market. Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  17. 17. [Page-16]A] Introduction: The art of dyeing is a branch of applied chemistry in which a use of both physical and chemical principle is made in order to bring about a permanent union between the dyes and the textile materials. The art lies in colouring the textile in such a manner the colour may be fast and is not removed by operations such as working, rubbing, sunlight etc. Yarn dyeing is a common feature in the North Eastern states with nearly 50% of the handloom being located here and the demand for dyed yarn both cotton and silk is of great demand for this sector.B] Market Potential of the product: The N.E. Region including Tripura has a great demand for dyed yarn both cotton and silk as it is the only raw material which feeds the handloom weaving sector. The manufactured yarn is either bleached or is grey in colour. It is subsequently dyed to give different colours. These coloured yarns are the raw material for weavers of the handloom sector. There is a great demand for the dyed yarn as nearly every household in the rural sector has a loom which cater to the day to day clothing required.C] Raw Material: The main raw material required for the unit is gray yarn 78750 Kgs and the cost of the grey yarn is estimated at Rs 115 Per Kg. Therefore annual requirement is of Rs 90.5625 Lakh The different colour powders required are: • Violet : 105 Kgs • Blue : 105 Kgs • Green : 90 Kgs • Dark blue : 160 Kgs. • Pink : 65 Kgs. • Red-scarlet R base : 190 Kgs • Maroon A.S.T.R. base : 55 Kgs • Black :1225 Kgs. • Chocolate – GBC base : 55 Kgs. • Orange –G.C. base : 20 Kgs • Yellow : 30 Kgs. Other Inputs (Chemicals etc.): • A.S. : 160 Kgs. • B.S. : 160 Kgs. • Sodium Nitrate : 160 Kgs. • Hydrolic Acid : 370 Ltrs. • Ammonium sulphate : 315 Kgs • Sodium Sulphate : 1050 Kgs. • Caustic Soda : 1575 Kgs. • Hydrogen Sulphide : 525 Kgs. • Sodium accelate : 40 Kgs • Soft soap : 1750 Kgs. Packing Materials – Paper, Cartoon, Boxes etc. Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  18. 18. [Page-17]D] Production Process: The major process steps are: i) Scouring of grey yarn in soft soap solution. ii) Washing and squeezing the scoured yarn between bamboo poles. iii) Dyeing of scoured yarns by Vatdyes/ sulpher dyes / Napthol dyes. iv) Washing in fresh water and squeezing of dyed yarns. v) Drying of dyed yarns under fan. Process flow:-E] Suggested Installed Capacity: Production per day at rated capacity : 375 Kgs. Capacity Utilisation : 70% Average daily production envisaged : 262.5 Kgs Working Days/year : 300 Days Annual production : 17,500 bundles or 78750 KgsF] Manpower Requirement: The unit will employ 5 Nos. of skilled & un-skilled person. 1 Manager 1 No. 2 Dye Master 1 No. 3 Skilled Worker 2 Nos. 4 Helper 1 No. Total 5 Nos. Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  19. 19. [Page - 18]G] Machineries & Equipments required: Machines/Equipments Quantity (Nos) Amount Required (In Lakh Rs.) 1 Cast Iron Pan (Cap 100 Ltr.) 5 0.25 2 Cast Iron Karahi (Cap. 20 Ltr.) 4 0.07 3 Weigh M/c. 1 0.07 4 Storage Trays 10 0.18 0.57 Add: Cost of Transportation 0.04 Total 0.61H] Requirement of Infrastructure: The major infrastructure requirements are – 1. Working Shed, store and show room counter: 1200 Sq. Ft. 2. Power 2 KW 3. Water 500 Ltrs/DayI] Total Capital Requirement: 1. Fixed Capital: (Rs. In Lakh) i. Land: 0.00 ii. Site Development: 0.00 iii. Building/Working Shed: (Rented) 0.00 iv. Plant & Machineries: 0.61 v. Misc. Fixed Assets: 0.25 (Furnitures, Fixtures, electrification etc.) Total 0.86 vi. Preliminary & Pre-operative expenses: 0.12 vii. Margin for Working Capital Not required 0.00 Total amount of Fixed Capital required 0.98 2. Working Capital: (Rs. In Lakh) i. Raw Materials: [15 Days] 5.43 ii. Finished goods [15 Days] 5.50 iii. Receivables [15 Days] 5.15 Total amount of Working Capital required 16.08 Total Fund Required for the Project: [1 + 2] Rs 17.06 Lakh 3. Means of Finance: (Rs. In Lakh) Urban Rural i. Composite Loan Under PMEGP 11.94 10.24 ii. Subsidy entitled: 4.27 5.97 iii. Own contribution @ 5% of Project Cost: 0.85 0.85 Total 17.06 17.06 Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  20. 20. [Page-19]J] Annual Sales Forecasting: @ 70% Capacity Utilisation. Items Qnty (Kgs) Rate (Rs/Piece) Amount (Rs) 1 Violet 7875 180 1417500 2 Blue 7875 162 1275750 3 Green 7875 162 1275750 4 Dark Blue 11810 162 1913220 5 Pink 2360 162 382320 6 Red 14175 162 2296350 7 Maroon 3940 162 638280 8 Black 15750 162 2551500 9 Choclate 3940 162 638280 10 Orange 1575 162 255150 11 Yellow 1575 162 255150 Total 12899250 Total Projected annual sale = Rs 128.99 Lakh Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  21. 21. [Page-20]K] Projected Profitability of the Project: Assumptions: Area of the Project Urban Annual Increase in Operating Expenses: 7% Rate of interest on loan: 13 % Rate of depriciation on fixed assets: 10 % Amount are in Lakh Rs. Projected profitability for: 1st Year 2nd Year 3rd Year 4th Year 5th Year Capacity Utilisation (In %)- 70 80 90 90 90 1 Expected Sales: 128.99 147.42 165.85 165.85 165.85 2 Less Cost of Materials (Including Colour Powder): 79.16 90.47 101.78 101.78 101.78 3 Gross Profit (1-2): 49.83 56.95 64.07 64.07 64.07 4 Less other operating expenses: i) Rent for Land: 0.40 0.43 0.46 0.49 0.52 ii) Salary for staff: 1.20 1.28 1.37 1.47 1.57 iii) Electricity and maintainance: 0.30 0.32 0.34 0.37 0.39 iv) Office expenses (Stationary, Telephone etc.) 0.25 0.27 0.29 0.31 0.33 v) Advertising and Selling expenses: 6.20 6.63 7.10 7.60 8.13 vi) Insurance and other misc. expenses: 0.20 0.21 0.23 0.25 0.26 Total of Sl. 4. 8.55 9.15 9.79 10.47 11.21 5 Profit before Depriciation, Interest and Taxes(3-4): 41.28 47.80 54.28 53.60 52.86 6 Less Depriciation on Fixed Assets: 0.09 0.09 0.09 0.09 0.09 7 profit before interest and taxes (5-6): 41.20 47.72 54.20 53.51 52.78 8 Less Interest payable on loan: 1.55 1.24 0.93 0.62 0.31 9 Profit before taxes (7-8): 39.64 46.47 53.26 52.89 52.4710 Income Tax payable (exempted under NEIPP): 0.00 0.00 0.00 0.00 0.0011 Calculated Net profit (9-10): 39.64 46.47 53.26 52.89 52.47 Percentage of Profit on Sale: 30.73 31.53 32.12 31.89 31.6412 Provision for repayment of loan: 2.39 2.39 2.39 2.39 2.3913 Retained Profit (11-12): 37.26 44.09 50.88 50.50 50.0814 Net Cash Accruals 37.34 44.17 50.96 50.59 50.16 [Depreciation added back with retained profit]15 Cumulated Net profit: 39.64 86.12 139.38 192.27 244.74 Pay-Back Period: 5 MonthsL] Repayment Schedule: Proposed Repayment Period: 5 Years Proposed Repayment Schedule: [Amounts are in Lakh Rupees] 1st Year 2nd Year 3rd Year 4th Year 5th Year Refundable loan at the beginning of the year: 11.94 9.55 7.17 4.78 2.39 Proposed Repayment during the year: 2.39 2.39 2.39 2.39 2.39 Refundable loan at the end of the year: 9.55 7.17 4.78 2.39 0.00 Total Debt-Service [Interest+Repayment]: 3.94 3.63 3.32 3.01 2.70 Fund Available for Debt-Service: 41.28 47.80 54.28 53.60 52.86 Debt-Service Coverage Ratio: 10.48 13.17 16.35 17.81 19.59 Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  22. 22. [Page-21]M] Projected Cash Flow Statement: Amounts are in Lakh Rs. a) Sources of Fund: During The- 1st Year 2nd Year 3rd Year 4th Year 5th Year i) Own Investment: 0.853 ii) Loan from Bank: 11.942 iii) Increase in Subsidy: 4.265 iv) Profit Before Interest and taxes: 41.197 47.717 54.195 53.510 52.777 v) Depreciation added back: 0.086 0.086 0.086 0.086 0.086 Total 58.343 47.803 54.281 53.596 52.863 b) Uses of Fund: i) Increase in Fixed Assets: 0.860 ii) Preliminary Expenses: 0.120 iii) Margin for Working Capital 0.000 iv) Increase in Working Capital: 16.080 v) Decrease in Loan: 2.388 2.388 2.388 2.388 2.388 vi) Interest payable: 1.552 1.242 0.931 0.621 0.310 vii) Income Tax Payable: 0.000 0.000 0.000 0.000 0.000 Total 21.001 3.630 3.320 3.009 2.699 Opening Balance: 37.342 81.514 132.476 183.063 Surplus/Deficit Generated: 37.342 44.173 50.962 50.587 50.164 Closing Balance: 37.342 81.514 132.476 183.063 233.227N] Projected Balance Sheet: At the end of- 1st Year 2nd Year 3rd Year 4th Year 5th Year a) Liabilities: i) Own Investment: 0.85 0.85 0.85 0.85 0.85 ii) Cumulated Net Profit: 39.64 86.12 139.38 192.27 244.74 Net Worth: 40.50 86.97 140.24 193.13 245.59 iii) Subsidy: 4.27 4.27 4.27 4.27 4.27 iv) Loan at Bank: 9.55 7.17 4.78 2.39 0.00 Total 54.32 98.40 149.28 199.78 249.86 b) Assets: Gross Block as Fixed Assets and Pre. Expenses: 0.98 0.89 0.81 0.72 0.64 Less depreciation on Fixed Assets: 0.09 0.09 0.09 0.09 0.09 i) Net Block: 0.89 0.81 0.72 0.64 0.55 ii) Working Capital: 16.08 16.08 16.08 16.08 16.08 iii) Cash balance: 37.34 81.51 132.48 183.06 233.23 Total 54.32 98.40 149.28 199.78 249.86 Total Investment: 17.060 17.06 15.51 14.27 13.33 12.71 Return on Investment: 232.38 299.69 373.37 396.65 412.70 [100XNet profit/Total Investment]O] Calculation of Break-Even Point: Fixed Cost: Amounts are in Lakh Rs. Rent, Interest & Depreciation 100% 2.038 1.328 1.017 0.707 0.396 Other Operating Expenses 60% 4.890 5.232 5.599 5.990 6.410 Total 6.928 6.560 6.616 6.697 6.806 BEP [in % of target business] 14.371 12.067 10.864 11.108 11.407 [100xFC/(FC+Net profit)]P] Machinery & Equipment Suppliers: The yarns as well as the colours and chemicals are available in the state capital Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  23. 23. [Page-22]A] Introduction: Mosquito net is considered as an essential item for human living. It is a protective item used by people to ward off mosquito bites during sleep with people become more health and hygiene conscious, mosquito nets have found preference over mosquito repellant which is a chemical preparation and is hazardous to health in the long run.B] The Product: Mosquito net is an essential item of the bedding used by people to product themselves from mosquito bites during sleep. Though other protective items like mosquito repellant coils and mats, ointments are available yet people prefer mosquito nets as there are no side effects as may be present in the chemically prepared item. Hence, the demand for mosquito nets is always in the increase. With the introduction of nylon nets, the preference for cotton nets are decreasing as nylon nets have more durability, easier and lighter to wash with better air circulation.C] Market Potential of the product: Mosquito net is an essential item for human use. Its demand is not seasonal but exists throughout the year. Apart from domestic consumption, there exist demand in hotels, hospital and defence sector, who are bulk purchasers of the item through rate contracts.D] Availability of Raw Material: The raw materials required for the unit is Nylon Net which is available in the market. It can be procured in bulk from the wholesaler at reduced price. Other accessories required are lining cloth, cotton tape and sewing threads which is readily available in the market. Item Qty. 1. Nylon net 250000 mtr. @ Rs 20/mtr Lining 63750 mtrs 2. Cotton tap, sewing L.S. thread, lining cloth etc. cotton tape +threads 3. Packing materials L.S. Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  24. 24. [Page-23]E] Suggested Location: The unit may be located in any urban area preferably near to the market place.F] Production Process: The manufacture of Nylon net is very simple. A piece of net is cut in rectangular size varying in size whether it is a double or a single net. Another piece is stitched with cotton tape and lining making it into a rectangular tent to fit the bed. Process Flow Chart:-G] Suggested Installed Capacity: Capacity utilization 100% Working days/year 300 Days Annual production 35715 NetsH] Requirement of Infrastructure: The major infrastructure requirements are – 1. Working Shed, store and show room counter: 750 Sq. Ft. 2. Power 2 KW 3. Water 500 Ltrs / DayI] Machineries & Equipments required: Machines/Equipments Quantity (Nos) Amount Required (In Lakh Rs.) 1 Sewing Machine 103K full sets 10 2.04 2 Scissors, Tapes, Inter Lock Machines LS and other accessories. Total 2.04J] Manpower Requirement: The unit will employ 8 Nos. of skilled & un-skilled person. 1 Owner Cum Manager 1 No. 2 Skilled Worker 4 No. 3 Un-Skilled Worker 2 Nos. 4 Helper 1 No. Total 8 Nos. Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  25. 25. [Page - 24]K] Total Capital Requirement: 1. Fixed Capital: (Rs. In Lakh) i. Land: 0.00 ii. Site Development: 0.00 iii. Building/Working Shed: (Rented) 0.00 iv. Plant & Machineries: 2.04 v. Misc. Fixed Assets: 0.35 (Furnitures, Fixtures, electrification etc.) Total 2.39 vi. Preliminary & Pre-operative expenses: 0.12 vii. Margin for Working Capital not required 0.00 Total amount of Fixed Capital required 2.51 2. Working Capital: (Rs. In Lakh) i. Raw Materials: [15 Days] 3.30 ii. Finished goods [15 Days] 3.50 iii. Receivables [15 Days] 3.75 Total amount of Working Capital required 10.55 Total Fund Required for the Project: [1 + 2] Rs 13.06 Lakh 3. Means of Finance: (Rs. In Lakh) Urban Rural i. Composite Loan Under PMEGP 9.14 7.84 ii. Subsidy entitled: 3.27 4.57 iii. Own contribution @ 5% of Project Cost: 0.65 0.65 Total 13.06 13.06L] Annual Sales Forecasting: @ 70% Capacity Utilisation. Items Qnty (Nos.) Rate (Rs) Amount (Rs) Mosquito Nets 25000 350 8750000 8750000 Total Projected annual sale = Rs 87.5 Lakh Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
  26. 26. [Page-25]M] Projected Profitability of the Project: Assumptions: Area of the Project Urban Annual Increase in Operating Expenses: 7% Rate of interest on loan: 13 % Rate of depriciation on fixed assets: 10 % Amount are in Lakh Rs. Projected profitability for: 1st Year 2nd Year 3rd Year 4th Year 5th Year Capacity Utilisation (In %)- 70 80 90 90 90 1 Expected Sales: 87.50 100.00 112.50 112.50 112.50 2 Less Cost of Materials: 79.20 90.51 101.83 101.83 101.83 3 Gross Profit (1-2): 8.30 9.49 10.67 10.67 10.67 4 Less other operating expenses: i) Rent for Land: 0.40 0.43 0.46 0.49 0.52 ii) Salary for staff: 2.00 2.14 2.29 2.45 2.62 iii) Electricity and maintainance: 0.24 0.26 0.27 0.29 0.31 iv) Office expenses (Stationary, Telephone etc.) 0.10 0.11 0.11 0.12 0.13 v) Advertising and Selling expenses: 0.60 0.64 0.69 0.74 0.79 vi) Insurance and other misc. expenses: 0.20 0.21 0.23 0.25 0.26 Total of Sl. 4. 3.54 3.79 4.05 4.34 4.64 5 Profit before Depriciation, Interest and Taxes(3-4): 4.76 5.70 6.62 6.33 6.03 6 Less Depriciation on Fixed Assets: 0.24 0.24 0.24 0.24 0.24 7 profit before interest and taxes (5-6): 4.52 5.46 6.38 6.10 5.79 8 Less Interest payable on loan: 1.19 0.95 0.71 0.48 0.24 9 Profit before taxes (7-8): 3.33 4.51 5.67 5.62 5.5510 Income Tax payable (exempted under NEIPP): 0.00 0.00 0.00 0.00 0.0011 Calculated Net profit (9-10): 3.33 4.51 5.67 5.62 5.55 Percentage of Profit on Sale: 3.81 4.51 5.04 5.00 4.9412 Provision for repayment of loan: 1.83 1.83 1.83 1.83 1.8313 Retained Profit (11-12): 1.50 2.68 3.84 3.79 3.7314 Net Cash Accruals 1.74 2.92 4.08 4.03 3.97 [Depreciation added back with retained profit]15 Cumulated Net profit: 3.33 7.84 13.51 19.13 24.68 Pay-Back Period: 35 MonthsN] Repayment Schedule: Proposed Repayment Period: 5 Years Proposed Repayment Schedule: [Amounts are in Lakh Rupees] 1st Year 2nd Year 3rd Year 4th Year 5th Year Refundable loan at the beginning of the year: 9.14 7.31 5.49 3.66 1.83 Proposed Repayment during the year: 1.83 1.83 1.83 1.83 1.83 Refundable loan at the end of the year: 7.31 5.49 3.66 1.83 0.00 Total Debt-Service [Interest+Repayment]: 3.02 2.78 2.54 2.30 2.07 Fund Available for Debt-Service: 4.76 5.70 6.62 6.33 6.03 Debt-Service Coverage Ratio: 1.58 2.05 2.60 2.75 2.92 Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala

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