Reasons To Increase Credit Scores - 3 Reasons Why You Must Keep Your Credit Scores High.txt
==== ====Guides and Tips for Credit Repair Problemswww.prepaidcreditprofessionals.com==== ====How Will Your FICO Score Affect You?Having good credit is very important and most people realize this fact. However the thing that mostpeople do not realize how their credit can affect their daily lives. Most people are also unsureabout how to increase credit scores that are low or credit histories that are bad. This article willcover three major areas of your life that a bad credit score can affect and also what you can do toincrease credit scores that are low.Three Ways Bad Credit Will Affects Your LifeReason #1- Obviously the major reason that you want to have good credit and high credit scoresis to have the ability to easily secure loans and credit cards at low interest rates. The rates on anyloan from mortgages to credit cards will be affected by your credit score. In addition you will alsoneed great credit to qualify for those special financing deals you hear advertised, like the zeropercent car loans!Reason #2- Not only will having a good credit score and a clean credit report help you to get goodloans with low interest rates but it can also help you get a job. Thats right a job! Today manyemployers are turning to peoples credit histories to thin the herd of applicants they receive for jobopenings. The thought on checking an applicants credit is that if you cannot pay your bills on timeor be financially responsible then you will not make a very good employee, true or false it is whatthey are doing and there is no way to avoid it!Reason #3- Another area where your credit score and credit history is very important is your autoinsurance. Here again auto insurance companies are looking at clients credit scores to determinethe insurance rates they pay. While many people argue there is no correlation between a creditscore and they way you drive the insurance companies beg to differ and continue use this todetermine your insurance rates!What Can I Do If I Have a Bad Credit History Or Low ScoresOne of the best ways to boost your credit score is to obviously pay your bills on time and not takeout to much debt. However items can stay on your report for up to 10 years. So that means thatcredit card you blew off in college is still on there and hurting your chance s at a good job, lowinsurance rates and good loans. Luckily the law is on your side and you have the right to disputeitems on your credit report and get them removed, this is a process called credit repair!
Tips For Doing Self Credit RepairThe process of Self Credit Repair is a fairly straight forward and simple process if you have theright plan to follow. However If you go into it unprepared you run the risk of failing or damagingyour credit further. To avoid hurting your credit you should get a proven Credit Repair Program likethe one posted at www.prepaidcreditprofessionals.com.==== ====Guides and Tips for Credit Repair Problemswww.prepaidcreditprofessionals.com==== ====