Identity crisis

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  • 1. Identity Crisis
    By Nhu Nguyen
  • 2. What it is.
    Happens when information is stolen
    Information is used without your knowledge
    Most people can be identified by:
    Sex
    Date of birth
    Zip code
  • 3. The facts.
    Claims about 10 million victims per year
    Businesses can lose up to $50 million a year
    Mostly 18 to 24-year-olds are targeted
    An average of $4,841 stolen per victim
  • 4. More facts.
    703 out of 5,000 people surveyed nationwide
    Victims of identity theft
    55% never find out how their information was stolen
    12% increase from previous year
  • 5. Extra facts.
    Takes an average of 132 days before fraudulent activity on credit cards is detected
    About 11.1 million people are victims of all ages
    The “free” product usually isn’t really “free”
    Has strings attached in most cases
  • 6. The tools.
    Phishing
    E-mails take victims to fraudulent websites
    Smishing
    Text messages fool victims to download malicious spyware
  • 7. More tools.
    Pharming
    Malicious code on computers send victims to fake websites
    Keylogging
    Hidden software records victims’ keystrokes to collect passwords and other information
  • 8. How to avoid it.
    Avoid carrying anything with your social security number on it
    Never give out personal information
    On the phone
    On the internet
    http://www.annualcreditreport.com
    Only website authorized to send orders for the free annual credit report
    You are entitled under law to receive one each year
  • 9. What do to.
    Close accounts that have been affected
    File a police report
    This helps you claim your right
    Report the theft to the Federal Trade Commission
    Online
    Phone
    Mail
    This report helps you claim your rights as a victim of identity theft
  • 10. Citations.
    Klein, Allison. "18- to 24-year-olds most at risk for ID theft, survey finds." Washington Post 17 March 2010, OnlinePrint.
    "Your Access to Free Credit Reports." Federal Trade Commission. Mar. 2008. Web. 21 Apr. 2010. <http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.htm>.
    "Identity Theft - OnGuard Online." OnGuard Online. Feb. 2008. Web. 21 Apr. 2010. <http://www.onguardonline.gov/topics/identity-theft.aspx>.