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Google wallet


An in depth look at Google Wallet mobile application relying on device NFC technology

An in depth look at Google Wallet mobile application relying on device NFC technology

Published in Technology , Business
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  • 1. By @TindiKitindi
  • 2. What is it?• Android app that makes your phone your wallet. It stores virtual versions of your existing plastic cards on your phone. Simply tap your phone to pay and redeem offers using near field communication, or NFC.
  • 3. N.F.C.• Technology that allows for simplified transactions, data exchange, and wireless connections between two devices in close proximity to each other, usually by no more than a few centimeters.
  • 4. • Payments, offers, loyalty, and so much more• Google Wallet has been designed for an open commerce ecosystem: an open commerce ecosystem focused on arming developers and merchants with the technology tools needed to define the future of commerce.
  • 5. • It will eventually hold many if not all of the cards you keep in your leather wallet today. And because Google Wallet is a mobile app, it will be able to do more than a regular wallet ever could, like storing thousands of payment cards and Google Offers but without the bulk.
  • 6. • Eventually your loyalty cards, gift cards, receipts, boarding passes, tickets, even your keys will be seamlessly synced to your Google Wallet. And every offer and loyalty point will be redeemed automatically with a single tap via NFC.
  • 7. Payments• Give your smartphone some credit .• Tap your phone to pay with the virtual credit cards stored on your Google Wallet.• Citi® MasterCard® credit cards, and the Google Prepaid Card.
  • 8. CardsCiti MasterCard• It’s easy to set up a Citi MasterCard with Google Wallet. If you already have a card, open Google Wallet and enter your account information.Google Prepaid Card• The Google Prepaid Card is a virtual card that you can fund with any of your existing credit activate the Google Prepaid Card
  • 9. Offers/Loyalty • Google Offers are deals on products and services at local or online businesses. Whenever you buy or save a Google Offer, it automatically syncs to your Google Wallet so your offers are always with you.
  • 10. Security• Google Wallet is designed and engineered to enable safe, secure payments.• Google Wallet stores your encrypted payment card credentials on a computer chip on your phone called the Secure Element.
  • 11. • The chip is designed to only allow trusted programs on the Secure Element itself to access the payment credentials stored therein.• The secure encryption technology of MasterCard PayPass protects your payment card credentials as they are transferred from the phone to the contactless reader.
  • 12. Advantages• It will not disrupt the business model currently in place between banks, payment processors and merchants, as Google is not seeking a percentage of the payment transaction fee.• It enables the provisioning of multiple bank and credit cards, making it accessible to all banks.• It will enable merchants to connect their Google online and mobile advertising directly to offline purchases through Google Offers.
  • 13. Thank YouQuestions/discussion