The document analyzes different healthcare plan options for a company and recommends selecting the Central Health PPO Open Access plan, which provides both PPO and open access benefits at a competitive premium of $158 per policy that would cost the company $47,400 total for their 300 employees. It provides details on the plan features and compares costs to other PPO options.

2. Best Plan
Executive Summary
Central Health – PPO Open Access
is the best insurance plan for our
employees.
PPO Plans are best suited to the
needs of our employees.
A lot of open access insurance is
requested by our employees.
Industry wide price increase of 15%
this year in insurance premiums.
Central Health
PPO
Open Access

3. Healthcare Plan Decision
Most of the healthcare plans increased their premium by
15% over the last year prices.
The price increase is due to the insurance law changes in
the country this year.
Every year, we do our best to provide our employees with
the best healthcare insurance policy.

4. Types of Healthcare Plan
HMO – Health Maintenance Organization
Services through one primary care physician
PPO – Preferred Provider Organization
Services through any physician but in-network results in minimum co-pays
Open Access
Service through any healthcare provider but higher co-pays
Others ( HDHP, HAS, HealthSavings, etc)

5. PPO is best suited for us.
Our employees get the most benefit with a PPO Plan.
They can choose from the network of doctors provided
by the insurance company to ensure low co-pays.
They can choose any healthcare provider other than the
network for a slightly higher co-pay.
They get both Flexibility and Coverage.

6. PPO options
RedCare -PPO
Central Health -PPO Value
Central Health -PPO High
Central Health -PPO Open Access
Cantro -PPO
Liberty Health -PPO
Central Health has the
biggest network of
healthcare providers.

7. PPO Comparison
158.00
$20.00
$40.00
$60.00
$80.00
$100.00
$120.00
$140.00
$160.00
$180.00
$200.00
$220.00
RedCare -PPO Central Health -
PPO Value
Central Health -
PPO High
Central Health -
PPO Open Access
Cantro -PPO Liberty Health -
PPO
Last Year
Current Year
This Plan provides both plans
PPO with Open Access.
(Benefits of two plan at less cost)
$158 per year

8. Central Health(PPO Open Access)
These are the policy order details.
Company: CENTRAL HEALTH
Plan Name: PPO Open Access
Premium Price: $ 158.00 per policy
Total Amount: $158 x 300 employees
= $ 47,400
(Forty Seven Thousand and Four Hundred Dollars Only)

9. For details Contact:
Nitish Bhardwaj
Employee Care Officer
Great Company Inc.
Canada
Action to be taken by Head Office
Send Employee Details
with payment of $47400 to
Central Health Insurance