Riskpro insurance advisory services 2013


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It gives me immense pleasure to introduce our firm “Riskpro” founded in 2009- a specialized risk management consulting by our Founders who are qualified risk specialists with diverse work experience in India, Middle East, Europe & US across industries & FI’s.
In continuation of our fast growing presence and business trajectory, I would like to welcome you and share towards launch of RiskPro Insurance Risk advisory Services which is an addition to our existing bouquet of Risk advisory , Consulting, Training & Human Capital Services to corporates across India currently being serviced through our multi location delivery locations in major metros with total presence in 11 Indian cities network already. Our dedicated experts team who are qualified seasoned professionals in Insurance industry across diverse business domains with right blend of optimal solutions for high performance business results.
Insurance business , like any other industry has evolved with new business models, government and regulatory changes, increased market players and de-regulation which has impacted functioning of major insurance players (General, Life)to generate business and also adhere to compliances imposed by governing authorities within volatile global paradigm, which necessitates the need for prudent risk management framework in Insurance businesses. Riskpro with its precise risk-reward approach is your ideal partner in de-risking of your insurance business operating model with risk management value proposition for a long-lasting embedded tenet in your business DNA.
Risk Management Service offerings:-
- Risk - Evaluation/Inspection/Audit & Reporting
- Due-Diligence – Current Insurances/Indemnity advisory/Renewals
- Capital Assets Valuation for loss coverage
- Claims Management
- Regulatory Compliances- IRDA/SEBI/ICDR
Key Domain Areas:-
- Property Risk- Physical Assets
- Financial Risk- Monetary Loss
- Liability Risk- Operational Loss
- People Risk- Employees Loss
Please find enclosed our Company brief introduction and services brochure for your kind consideration and give us a chance to be your preferred risk knowledge partners for a mutual alliance.

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Riskpro insurance advisory services 2013

  1. 1. 1 Risk Consulting & Advisory Services Insurance Sector RiskPro India New Delhi, Mumbai, Bangalore
  2. 2. 2
  3. 3. 3 Riskpro’s Network Presence New Delhi Mumbai Bangalore Ahmedabad Pune Agra Salem Kolkata Hyderabad Chennai Jaipur
  4. 4. 4 Who is Riskpro… Why us? ABOUT US  Riskpro is an organisation of member firms around India devoted to client service excellence. Member firms offer wide range of services in the field of risk management.  Currently it has offices in three major cities Mumbai, Delhi and Bangalore and alliances in other cities.  Managed by experienced professionals with experiences spanning various industries. MISSION  Provide integrated risk management consulting services to mid-large sized corporate /financial institutions in India  Be the preferred service provider for complete Governance, Risk and Compliance (GRC) solutions. VALUE PROPOSITION  You get quality advisory, normally delivered by large consulting firms, at fee levels charged by independent & small firms  High quality deliverables  Multi-skilled & multi-disciplined organisation.  Timely completion of any task  Affordable alternative to large firms DIFFERENTIATORS  Risk Management is our main focus  Over 200 years of cumulative experience  Hybrid Delivery model  Ability to take on large and complex projects due to delivery capabilities  We Hold hands, not shake hands.
  5. 5. 5 Risk Management Advisory Services Training Recruitment Basel II/III Advisory  Market Risk  Credit Risk  Operational Risk  ICAAP Corporate Risks  Enterprise Risk Assessment  Fraud Risk  Risk based Internal Audit  Operations Risk  Forensic services Information Security  IS Audit  Information Security  IT Assurance  IT Governance Operational Risk  Process reviews  Policy/ Process Review  Process Improvement  Compliance Risk  Insurance Risk Governance  Corporate Governance  Business Strategic risk  Fraud Risk  Forensic Accounting Other Risks  Business/Strategic Risk  Reputation Risk  Outsourcing Risk  Contractual Risk  Banking – E Learning  Corporate Training  Regular Risk Management Training  Online Training material  Workshops / Events  Virtual Risk Managers  Full Time Risk Professionals  Part time Risk Professionals  Risk Managers on call – free SERVICES
  6. 6. 6 Insurance Industry Prologue…  Insurance industry has seen numerous changes in recent past with increased players, products mode of distribution, regulatory changes, technological improvements with a moderate healthy growth.  Key stakeholders in insurance industry include- insurers, corporates, brokers, TPA’s and surveyor’s who run the entire cycle of acquisition to settlement process of clients.  Key risks arising in today's fast-paced, ever-evolving world will have to be managed through effective risk management in insurance solutions to clients.  Emerging challenges continue to impact insurance industry in form of De- regulation, Global markets impact, Self insurance need & Market driven pricing. How we Do
  7. 7. 7 *This presentation and its contents in part or whole should not be copied or distributed to anyone. Insurance Risk Advisory Services
  8. 8. 8 Focus areas for Insurance Risk advisory services  Identification of Internal & External Pure Risks  Existing Risk Control Measures Review  Risk inspection  Risk Audit  Scrutiny of Existing Insurance Covers  Coverage  Rates & Deductibles (Compulsory self insurance)  Defining Standard SOP for Claims Control  Guidelines on documentation How we Do Traditional Risk Management ALM Cash flow testing Dynamic Financial Analysis Traditional Risk Management ALM Cash flow testing ERM & Economic Capital Insurance Industry Continues to Respond to Risk Dynamics Risk Time
  9. 9. 9 Key Industry Risks Focus Areas… How we Do
  10. 10. 10 Insurance Risk Management Services – Generic Offerings Value Proposition •Risk Inspection •Risk Reporting •Industry Benchmarking •Insurance Manuals •Training services- Processes/ Claims handling •Due Diligence – Current Insurances •Risk Evaluation •Risk Audits- Coverage/Exclusions/ covenants •Indemnity Advisory and Renewals •Valuation of Capital Assets for loss coverage •Claims Management as per T&C valuation/ liaison with surveyors for quicker disbursement •Insurance Market trends/ Regulatory compliances- IRDA, ICDR, SEBI. ‘We at Riskpro help cover entire spectrum of insurance risk management solutions for your organization’ ! Riskpro Service Offerings
  11. 11. 11 Key Risks Services Overview Damage to Physical Assets Value Proposition •Accidental damage evaluation •Insured perils inclusion •Policy coverage advisory for premises / F&F •Sum insured calculation •Claims processing and FSR How we Do
  12. 12. 12 Key Risks Services Overview Monetary Loss Value Proposition •Regulatory changes & Impact •Investing in Risk management •Loss control for Credit Risk • Actuarial Risk •Systematic Risk of Liabilities •ALM- Liquidity Risk How we Do
  13. 13. 13 Key Risks Services Overview Operational Loss Value Proposition •Risk Survey & Analysis through documentary review •Operations Risk management- Employees/Contractual parties/Third parties •Product launch risks analysis •Non fulfillment of contractual obligations & recourse How we Do
  14. 14. 14 Key Risks Services Overview Employees Loss Value Proposition •Employee Benefit Risk impact •Workplace risk analysis •Expatriate risk •Personal accident coverage How we Do
  15. 15. 15 Risk Category Solutions…1/4 Employee Benefits Insurance Group Health Benefits Group Accidental Benefits Life Insurance Benefits Retirement Benefits Value Proposition Portfolio Analysis Program Analysis Plan implementation •Evaluation and assessment of cover over premium spends •Optimize the benefits program with established benchmarks •Endorsement tracking & Monthly Data Reconciliation •Comprehensive analysis for competitiveness and cost-benefit •Cost optimization through vendor relationship and volumes handled •Claims Advisory, Control and Management •Review of prior claim and losses to identify trends & issues •Optimizing administrative time and workload •Monthly report card benchmarking performance against SLA •Funding Alternatives Analysis •Optimizing communication How we Do
  16. 16. 16 Liability Insurance Commercial General liability Product liability Public liability Retirement Benefits Value Proposition Risk Assessment & Claims Risk Presentation & Administration Plan Design •Exposure identification •Information gathering for underwriter’s •Coverage Design •Risk retention advisory •Presentation of risk to market •Peer benchmarking • Claims management •Negotiating with insurer’s for optimum coverage/ price •Monthly report card benchmarking performance against SLA • Assistance in claims documentation •Policy structuring for right pricing Employment practices liability Public offerings of securities How we DoRisk Category Solutions…2/4
  17. 17. 17 Project Insurance Contract Risk Management Peer Benchmarking Underwriting to reinsurers Strategic Claims Value Proposition •Contractual Obligations •Contractual risk flows •Competitive stress •Technological Development •Regulatory requirements •Risk presentation to credit analysts •Insurer / Reinsurer carrier selection •Insurance advisory •Claims Advisory, Control and Management How we DoRisk Category Solutions…3/4
  18. 18. 18 Claims Handling Services Value Proposition •Claims resolution •Loss assessment •Documentation and support for right compensation •Compelling presentation of client’s claims •Client on-site support as solution provider • Best overall value for quick and capable claims cycle management • Understanding existing processes, philosophies, service needs and challenges in Claims handling • Notification of all Claims and Claim circumstances to the appropriate insurers •Coordination and guidance in submission of all Claims related documents •Management of complex claims •Consultation and advice on coverage questions prior to Claim notification and issues likely to arise post Claim notification •Assistance in Claim settlement negotiation • Maintaining Claim records • Producing Claim reports and analysis as required • Providing Claims review meetings on regular basis • Creating efficient, effective, and pro- active strategies to reduce Claim costs and mitigate exposures How we DoRisk Category Solutions…4/4
  19. 19. 19 How we DoInsurance Claims Management Process Follow up with Insurance firm for claim settlement Insurance Firm Surveyor ClientRiskpro - Interaction with surveyor for a) Survey of Loss b) Assessment of loss c) Finalization of report d) Early issuance of report to Insurance Company -Assisting client in registering claim with Insurance Company - Collection of loss details to organize insurance Survey - Preparation of claim papers once survey is over
  20. 20. 20 *This presentation and its contents in part or whole should not be copied or distributed to anyone. Insurance Broking Services
  21. 21. 21 How we Do Saving’s Plan Term Insurance Plan Mortgage redemption Plan Hire Purchase Risk cover Plan Keyman Insurance cover to HNI’s Supplementary Executive Retirement Plan Rider & Claim Settlement Advisory Group term insurance for employees Group Gratuity Schemes /Deposit linked Plans Group superannuation Benefits Composite Insurance Broking Services- Individuals & Corporates Functional Definition : An insurance broker ( or agent) sells, solicits or negotiates insurance for its clients with a compensation percentage. Riskpro offers a wide spectrum of broking services covering your enterprise needs with optimal risk solutions & advisory.
  22. 22. 22 *This presentation and its contents in part or whole should not be copied or distributed to anyone. Insurance Training Services
  23. 23. 23 Risk Management Trainings Delivery Model 1. Corporate/ Institutional Trainings- Onsite  RiskPro has strengths in providing resources for Institutional and Corporate Training.  All our Trainers and Faculty are industry professionals who have deep knowledge of Insurance Risk Management.  Suitable for companies with specific needs – Senior management /Business & Functional Heads. 2. Classroom Trainings - Onsite  Customized /Audience relevance capability  Middle Management/Frontline staff 3. Online Web platform trainings  Low cost training at regular, fixed dates.  Specific for a corporates/SIG’s or combined with generic trainings with multiple participants  Multi city delivery access capability 4. Webinars- “GTM” by Citrix Online  Conducted live by industry experts on topics of interest /industry and relevance.
  24. 24. 24 Insurance Risk Training
  25. 25. 25 How we DoInsurance Risk Training – We Address your FAQ’s • What is Insurance product and what is suitable for me. • What extent of insurance cover I should take depending on potential loss event and risk exposure. • How to negotiate Insurance claim for total Loss claim. • Scrutiny of major insurance policies for applicable premium, any relevant discounts, warranties, clauses and conditions. • Guidelines advisory for fixing sum insured. • Evaluation of business interruption exposure due to known risks. • Guidelines for documentation fulfillment , procedures for claims under policies. • What are different payment options for my insurance policy. • Life insurance regulations for NRI’s. • Policy servicing- Nomination procedure
  26. 26. 26 How we DoInsurance Training Areas & Services Introduction/Concepts Reinsurance & Various Risks Management training Underwriting business workflows Types of Insurance Plans for customer segments Regulatory Framework and Compliances Policy servicing Claims management Insurance portfolio management services Risk Management & Monitoring Designing Business strategic insurance programs Riskpro offers unparallel array of insurance training services by our industry experts team with decades of experience combined with deep insight of insurance business model and needs of staff training as per changing market, regulatory, customer life- cycle aspects.
  27. 27. 27 Training Delivery Methodology Need Analysis - Program Coverage • Discussion with Company’s Training Dept to define training scope and objectives • Development of relevant content considering industry best practices • Incorporation of practical examples from client operations Design and development • Coordination with your company to segment audience based on similar background and job responsibilities Development of training material relevant to your employees • Development of hand – outs and materials, case studies relevant for engagement of audience Implementation and Delivery of Training • Coordination relating to faculty travel. • Delivery of training by highly qualified faculty. • Follow through on remaining open questions. Evaluation • Feedback and assessment with respect to meeting training objectives • Periodic Assessment of use test of knowledge in day to day engagements
  28. 28. 28 Training Focus Areas… Skills Base Showcase Training To provide a base for deploying industry wise skills, knowledge assets, and best practices to proposals and client engagements. To provide a showcase for thought leadership and capabilities as your preferred Training partner. To support client engagements with knowledge skills required for relevant resources covering business overview, Developing functional expertise in area of operation. Quality Training Delivery Knowledge Repository Thought leadership Client Value Creation RiskPro Training
  29. 29. 29 Riskpro Clients Our Clients *Any trademarks or logos used throughout this presentation are the property of their respective owners Banking/ Insurance Corporate MNC Banking Intl Consulting IT / Others
  30. 30. 30 Team Experiences Our Experiences *Any trademarks or logos used throughout this presentation are the property of their respective owners Our team members have worked at world class Companies
  31. 31. 31 Team Experiences - Insurance Sector Our Experiences *Any trademarks or logos used throughout this presentation are the property of their respective owners Our team members have worked at world class Companies
  32. 32. 32 RESUMES – Our Team  Co-Founder - Riskpro  CA, CPA, MBA-Finance (USA), FRM (GARP)  Over 10 years international experience – 6 years in Bahrain and 4 years USA  15 years exp in risk management consulting and internal audits, Specialization in Operational Risk, Basel II, Sox and Control design  Worked for Ernst & Young (Bahrain), Arab Investment Company (Bahrain), Navigant Consulting(USA), Kotak Mahindra Bank (India) and Credit Suisse(India)  Sox Compliance project for Fannie Mae, USA ( $900+ Billion Mortgage Company) ManojJain  Co- Founder - Riskpro  CA (India), MBA (Netherlands), CIA (USA)  Over 15 years of extensive internal and external audit experience in India and abroad.  Worked with KPMG United Arab Emirates, PKF South Africa, Ernst and Young Kuwait, Deloitte Netherlands and KPMG India.  Worked with clients in a wide variety of industries and countries including trading, retail and consumer goods, NGO, manufacturing and banking and finance. Major clients include banks, investment companies, manufacturing organizations, aviation etc. RahulBhan Credentials
  33. 33. 33 RESUMES - Our team  Co-Founder - Riskpro  PGD (Electrical & Electronics & Computer Programming)  30 years of experience in Information & Communications Technology (ICT) Solutions for Retail, Garments, Manufacturing, Services Industries.  Has created Companies, Divisions, Products, Brands, Teams & Markets.  Consulting in Business, Technology, Marketing & Sales & Strategic Planning.  Advisory, Training, Workshops & Implementation in Systems Thinking, Systems Modeling & Balanced Scorecard  Worked with TIFR, Mahindra, Ambience, Communico-Graphique & Ionidea Inc, USA, CasperAbraham Credentials  Vice President – Risk Management  MBA, PDFM, NSE-NCFM, PMP, CSSGB,Trained ISO 9001:2000 I.A,GARP-FBR, ITIL  Professional with 17 years of rich experience into diverse Consumer finance/ Lending operations ,Risk Management,BPMS, Consumer Banking, NBFC, Management Consulting & Housing finance in BFSI industry having successfully led key business strategic engagements across multi-product environment in APAC, Australia and US regions.  Worked with GE, ABN AMRO Bank, Citigroup, Accenture, Deutsche Postbank  Highly skilled and expert Trainer in Risk areas across Fraud, Credit, Operational, Corporate Risk management, GRC.  Specializes in Fraud Control, Compliance QA ,ERM and Regulatory governance. HemantSeigell
  34. 34. 34 RESUMES - Our team  Head - Insurance Risk Advisory services  B.sc, Associate of Indian Institute of Insurance  Licensed Category A Insurance surveyor  26 years of experience in Insurance advisory services, Loss adjusting for large corporates,Claims management.  Has assessed more than 4500 high value insurance claims across various industry sectors.  Risk management inspection  Valuations of fixed assets for insurance purpose. R.Gupta Credentials  Head - Human Capital Management  Chartered Accountant, Lead Assessor ISO 9000, Six Sigma Trained, Trained on Situational Leadership, Trained on interviewing skills and Whole Message Model.  Over two decades of international, multi-cultural experience in finance and human resources viz. internal audit, accounting operations, accounting process review & re-designing, risk management, business solutioning, six sigma projects, talent acquisition, talent retention, organization design/redesigning, compensation and appraisal processing, employee and customer satisfaction surveys, knowledge management and finance services.  Worked with Citicorp/MGF, India Glycol, Delphi, American Express India, American Express USA, Fidelity International and Macquarie Global Finance Services India. NileshBhatia
  35. 35. 35 Our team  Co-founder- Riskpro  B.Com, FCA  Senior Partner with 48 year old Delhi based Chartered Accountant firm, Mehrotra and Mehrotra  Over 19 years of experience in the field of Audit, Taxation, Company law matters.  Major clients served are NTPC, BHEL, Bank of India, PNB, Airport Authority of India etc. RajeshJhalani Credentials  Specialist Risk Consultant – ERP & IT Compliance  SAP Certified, MBA (Finance), SAP Security trained (from SAP India), SAP GRC Access Controls trained (from SAP India)  Over 7 years of experience working in the area of ERP/IT Risk advisory, primarily focusing on SAP, for ‘Fortune 500’ clients in around 8 countries including US, UK, UAE, Hong Kong, etc  Specializes in SAP Risk & Controls Advisory, SAP Business Process Controls Audit, SAP Security & Segregation of Duties Control Audit, ERP Trainings,  Strong Industry experiences ranging from Beverages, Insurance, Energy, FMCG, Pharmaceutical, Retail, Telecommunication to IT Services  Worked for risk advisory teams of reputed organizations like Ernst & Young, EXL Services GouravLadha
  36. 36. 36 RESUMES - Our team Credentials  Vice President & Head – IT Risk Advisory  Over 14+ Years of Experience in Information Security and Risk Management & CISM certified  Headed the Global Information Security team of Daimler (Mercedes-Benz) Worldwide at Bangalore for 9 years, previously worked at organization like Wipro, Bangalore Labs  Multi-sector experience including Banking, Insurance, Finance, Energy, Manufacturing, Retail, Hi-Tech & Telecom, and Automobile  Well known Ethical hacker: Was featured in BusinessWorld Magazine in an article about leading ethical hackers in India and published several articles in Print and Online Media  Rich experience in Information Security Audits across Corporations, 3rd Party Suppliers, Joint Ventures across several countries in the world including US, UK, China, Germany AashishShrivastavRavikiranBhandari  Vice President – Legal Risk Advisory  B.B.A. LL.B. (Hons.)  About half a decade experience in legal services to client’s with respect to Contract and Commercial Laws, Joint Ventures, Inbound & Outbound Investments, Private Equity Investment Transactions, Real Estate & Infrastructure, Energy and General Corporate.  Have advised various social enterprises and start ups in setting up business in India.  Worked for the leading law firms of India such as FoxMandal Little.
  37. 37. 37 RESUMES - Our team Credentials PhanindraPrakash  Vice President – Riskpro India  FCA [India], ACMA [India], CFE [USA], CertIFRS [UK]  Over 16 years of extensive consulting experience which includes financial & systems audit, process transformation, implementation of internal controls, SOX compliance, fraud audits & due diligence, US-India taxation  Engaged in consulting roles as trusted advisor to finance, internal audit and information technology executives of multiple Fortune 1000 companies with project sites in US, Canada, Europe & Asia  Worked with E&Y and Deloitte Consulting in USA  Some of the major clients served internationally are GE Capital, UBS, McKesson, Eaton, Imation, Albertsons,  EVP and Head – Telecom Risk Advisory  M.Tech, IIT Kharagpur, India; IES; Doctoral study, research and teaching in Linkoping University/Sweden; Lead Auditor (BVQI).  Over 30 years on International experience in networks and mobile Handsets from top global companies /institutes like ISRO, Ericsson, Nokia, Nokia Siemens Networks and based mostly in its head quarter locations in India, EU, USA.  Expertise: Setting up capability, behaviour, culture in turning Risk, Quality, Innovation for competitive advantage, customer delight and sustainability; key skill sets are Engagement, Handholding, Coaching, Mentoring and lot of best practices, benchmarking/standards like CMMI, TL9000, Six Sigma, ISO, SAS 70 etc. AsokSit
  38. 38. 38 RESUMES - Our team Credentials SiddharthaGhosh  Executive Vice President – Riskpro India  CPA (USA), ACA, ACS, Grad CWA (India), MBA (USA), Associate ICPAS (Singapore)  Over 25 years of extensive audit and industry experience which includes 19 years with Rolls-Royce India Pvt Ltd at New Delhi and its associate and parent companies of Rolls- Royce in UK, USA and Singapore in all aspects of Finance, Taxation, Audit, Banking, Legal, Company Secretarial, Statutory compliances and due diligence, Internal Control, ESOP, Budgets, Cashflows, Forecasts, MIS Reporting, HR, Expatriate & Office Administration, Payroll, IT, Retirement Funds Administration, Shared Services, Project Accounts, etc.  Worked with Price Waterhouse Coopers for 4 years with reputed MNCs, banks, Indian corporate houses  Worked with McNally Bharat Engineering Company Ltd for 4 years PritiTawari  Vice President – Riskpro India  B. Com, ACA, Dip. IFRS  Over 6 years of extensive audit and industry experience in all aspects of Finance, Taxation, Audit, Legal, Company Secretarial, Statutory compliances and due diligence, Internal Control, Budgets, Cash flows, Forecasts, MIS Reporting, HR, Expatriate & Office Administration, Payroll, IT, Project Accounts, etc.  Worked with Price Waterhouse Coopers for 3 years in audit & assurance for reputed MNCs, Indian corporate houses.  Engage in own practice since 2010 specialize in outsourcing of finance department in mid size MNCs and consultation in Indirect Taxes and Management Reporting
  39. 39. 39 RESUMES - Our team Credentials ManojKumar Senior Vice President CAIIB 20 Years of hard core banking experience in India’s most reputed banks across wide functional areas. Worked with Central Bank of India, ICICI Bank, HDFC Bank, and Axis Bank as Asst Vice President, Cluster Head, and Branch Head. Areas of expertise are Financial Risk Management, NPA-Credit-Debt Management, Asset Reconstruction, Project Finance, and others. Accomplished several achievements in the functional areas of banking.
  40. 40. 40  Specialist Risk Consultant – Business Continuity  Founder and 15-year Chairman of Survive, the first international user group for Business Continuity professionals  Founding director and first Fellow of the Business Continuity Institute  Over 25 years international consulting expertise in Risk, Crisis, Emergency, Incident, and Business Continuity and ICT Disaster Recovery Management  Multi-sector experience including Banking, Insurance, Finance, Oil, Gas, Energy, Manufacturing, Retail, Hi-Tech & Telecom  Western Press Award for services to business, 1994; BCI/CIR nomination for lifetime achievement in BC, 1999, London; inducted into BC Hall of Fame by CPM magazine, 2004, Washington DC. AndrewHilesRESUMES - PARTNERSHIPS  Specialist Risk Consultant – Enterprise Risk Management  Highly skilled risk and insurance professional with 25 years of experience designing, developing and implementing large, global corporate risk management programs for Fortune 500 firms.  Principal Consultant and Founder - Excellence in Risk Management, LLC. (Texas, USA) Co-founder and EVP, Professional Services, rPM3 Solutions, LLC (Maryland, USA).  Past experiences include Head of Global Risk Management for USAA, PepsiCo/Tricon Global and American National Red Cross  Additional risk and insurance experience at Verizon Corp,. Marsh USA and Liberty Mutual Insurance Co.  2004 Risk Manager of the Year – 2007 recipient of the Alexander Hamilton Award for “Excellence in ERM” (at USAA) – former President, Risk and Insurance Management Society, Inc. ChrisE.Mandel
  41. 41. 41 Key Contacts Corporate Mumbai Delhi Bangalore Riskpro India Ventures (P) Limited info@riskpro.in www.riskpro.in F 186, Sarita Vihar New Delhi 110076 Manoj Jain Director M- 98337 67114 manoj.jain@riskpro.in Shriram Gokte EVP - Risk Management M- 98209 94063 shriram.gokte@riskpro.in Sivaramakrishnan President – Banking & FS M- 98690 19311 smaran.iyer@riskpro.in Rahul Bhan Director M- 99680 05042 rahul.bhan@riskpro.in Hemant Seigell SVP – Risk Management M- 99536 97905 hemant.seigell@riskpro.in Casper Abraham Director M- 98450 61870 casper.abraham@riskpro.in Vijayan Govindarajan EVP – Risk Management M- 99166 63652 vijayan.govindarajan@riskpro.in Ravikiran Bhandari VP – IT Risk Advisory M- 99001 69562 ravikiran.bhandari@riskpro.in Ghaziabad / Noida Chennai Kolkata Gurgaon Siddhartha Ghosh EVP - Finance M- 9810058072 Siddhartha.Ghosh@riskpro.in R Gupta - Insurance Risk M- 98101 07387 R. Muralidharan EVP – Risk Management M- 95660 77326 murali@riskpro.in Kashi Banerjee EVP – Risk Management M- 98304 75375 kashi.banerjee@riskpro.in Nilesh Bhatia Head – Human Capital Mgt. M- 98182 93434 nilesh.bhatia@riskpro.in Asok Sit EVP – Telecom Risk Advisory M- 98105 03463 asok.sit@riskpro.in Pune Salem Ahmedabad Hyderabad / Agra M.L. Jain Principal – Strategy Risk M- 98220 11987 mljain@riskpro.in Priti Tawari M- 9011054085 Chandrasekeran Recruitment franchisee M – 94435 99132 Manoj Kumar M – 98983 65320 Maulik Manakiwala M – 98256 40046 Gourav Ladha Phanindra Prakash (Hyderabad) Member Firm M- 95500 61616 Alok Kumar Agarwal (Agra) Member Firm M- 99971 65253