Paying off Credit Card Debt The Options for Debt Relief

Need to Get Out Of Debt Fast?? NewDebtRulesBlog.com is the single best online resource for consumers who are looking to get out of debt quickly, using only the most effective debt relief strategies available. Our goal is to help as many consumers as possible become DEBT FREE by educating consumers on the various debt relief strategies available to them, and helping them identify the specific strategy that that is best suited for their specific debt challenge. In our Free Report on “beating the debt trap” we will expose you to some of the tactics the banks are using to lure you into debt in the first place, and keep you there for as long as possible so they can continue to collect fees along the way. We also show you how to beat this Debt Trap for good! If you are in debt, whether it is credit card debt, student loans, medical bills, or mortgage debt, than you owe it to yourself to get access to this information now. Our Expert Consumer Advocates are available to help you create a customized solution for your specific situation. NewDebtRulesBlog.com - Wishing You A Debt Free Life. Click here now ( www.NewDebtRules.com ) for access to a Free Interview called: “Secrets of a Debt Insider” to learn from an executive at a Debt Relief Company how you too can beat the Debt Trap. http://www.NewDebtRules.com

NewDebtRulesBlog.com is the single best online resource for consumers who are looking to get out of debt quickly, using only the most effective debt relief strategies available.

Our goal is to help as many consumers as possible become DEBT FREE by educating consumers on the various debt relief strategies available to them, and helping them identify the specific strategy that that is best suited for their specific debt challenge.

In our Free Report on “beating the debt trap” we will expose you to some of the tactics the banks are using to lure you into debt in the first place, and keep you there for as long as possible so they can continue to collect fees along the way. We also show you how to beat this Debt Trap for good!

If you are in debt, whether it is credit card debt, student loans, medical bills, or mortgage debt, than you owe it to yourself to get access to this information now.

Our Expert Consumer Advocates are available to help you create a customized solution for your specific situation.

NewDebtRulesBlog.com - Wishing You A Debt Free Life.

Click here now ( www.NewDebtRules.com ) for access to a Free Interview called: “Secrets of a Debt Insider” to learn from an executive at a Debt Relief Company how you too can beat the Debt Trap.

Copyright © 2009 by New Debt Rules Copyright © 2009 by New Debt Rules All rights reserved. You have the right to use, reproduce, or transmit this in any form or by any means, electronic or mechanical, including fax, photocopy, recording, or any information storage and retrieval system by anyone but the purchaser for their own personal use. The contents of this file may not be modified in any form without the express written permission of New Debt Rules.com For more information, please contact: Address: New Debt Rules.com 601 Heritage Drive 410 Jupiter, Fl 33458 Need Help: [email_address] Websites: http://www.NewDebtRulesBlog.com http://www.NewDebtRules.com http://www.NewDebtRules.com

Copyright © 2009 by New Debt Rules

All rights reserved.

You have the right to use, reproduce, or transmit this in any form or by any means, electronic or mechanical, including fax, photocopy, recording, or any information storage and retrieval system by anyone but the purchaser for their own personal use. The contents of this file may not be modified in any form without the express written permission of New Debt Rules.com

For more information, please contact:

Address: New Debt Rules.com

601 Heritage Drive 410

Jupiter, Fl 33458

Need Help: [email_address]

Websites: http://www.NewDebtRulesBlog.com

http://www.NewDebtRules.com

About The Author About The Authors: New Debt Rules was founded by a group of Consumer Advocates with over 15 years of combined experience in the debt relief industry. Over those 15 years the founding partners witnessed both the god side of the debt relief industry, as well as the bad side of the industry. It was the dramatic increase in the number of unethical debt relief organizations over the last few years that motivated the partners to create New Debt Rules and establish it as a primary resource for consumers seeking accurate, straightforward and effective debt relief information and services. It became clear to the partners that it had become increasingly difficult for the average consumer to research and identify honest debt relief companies as well as effective debt relief solutions. Therefore, it became the mission of New Debt Rules to help as many consumers as possible to get out of debt faster than the consumer ever believed possible. New Debt Rules delivers on this mission primarily in two ways: 1) by educating consumers on their options in regard to the various debt relief strategies available to them, and 2) by investigating on the consumer’s behalf to identify only the most ethical, effective and consumer friendly debt relief service providers capable of actually assisting consumers with the implementation of a debt relief strategy. http://www.NewDebtRules.com

About The Authors:

New Debt Rules was founded by a group of Consumer Advocates with over 15 years of combined experience in the debt relief industry. Over those 15 years the founding partners witnessed both the god side of the debt relief industry, as well as the bad side of the industry. It was the dramatic increase in the number of unethical debt relief organizations over the last few years that motivated the partners to create New Debt Rules and establish it as a primary resource for consumers seeking accurate, straightforward and effective debt relief information and services.

It became clear to the partners that it had become increasingly difficult for the average consumer to research and identify honest debt relief companies as well as effective debt relief solutions. Therefore, it became the mission of New Debt Rules to help as many consumers as possible to get out of debt faster than the consumer ever believed possible.

New Debt Rules delivers on this mission primarily in two ways: 1) by educating consumers on their options in regard to the various debt relief strategies available to them, and 2) by investigating on the consumer’s behalf to identify only the most ethical, effective and consumer friendly debt relief service providers capable of actually assisting consumers with the implementation of a debt relief strategy.

Growing Concern 984 million credit cards issued (2006) with more than 1 billion Visa cards worldwide US Visa card users spend $1 trillion a year 78% of Americans (91.1 million) have more than one credit card

984 million credit cards issued (2006) with more than 1 billion Visa cards worldwide

US Visa card users spend $1 trillion a year

78% of Americans (91.1 million) have more than one credit card

Options Paying off more than minimum Debt Pay Down Software (Decision ware) Credit Counseling Debt Settlement Bankruptcy

Paying off more than minimum

Debt Pay Down Software (Decision ware)

Credit Counseling

Debt Settlement

Bankruptcy

Credit Counseling Credit counselor will manage the payment process. Creditor collection and legal suits stop. Payments may be reduced Education, advising and mentorship available

Credit counselor will manage the payment process.

Creditor collection and legal suits stop.

Payments may be reduced

Education, advising and mentorship available

Definition of Debt Settlement Creditor (credit card company) and debtor (consumer) agree to a reduced total on the credit card bill in exchange for a lump sum payment. Often this is managed by a Debt Settlement Company for a fee.

Creditor (credit card company) and debtor (consumer) agree to a reduced total on the credit card bill in exchange for a lump sum payment.

Often this is managed by a Debt Settlement Company for a fee.

Bankruptcy Designed to give the consumer a fresh start Changes in laws have made Chapter 7 (clean slate) more difficult to qualify for Chapter 13 is managed by the Court Stays on credit history for up to 10 years

Designed to give the consumer a fresh start

Changes in laws have made Chapter 7 (clean slate) more difficult to qualify for

Chapter 13 is managed by the Court

Stays on credit history for up to 10 years

Need to Get Out Of Debt Fast?? NewDebtRulesBlog.com is the single best online resource for consumers who are looking to get out of debt quickly, using only the most effective debt relief strategies available. Our goal is to help as many consumers as possible become DEBT FREE by educating consumers on the various debt relief strategies available to them, and helping them identify the specific strategy that that is best suited for their specific debt challenge. In our Free Report on “beating the debt trap” we will expose you to some of the tactics the banks are using to lure you into debt in the first place, and keep you there for as long as possible so they can continue to collect fees along the way. We also show you how to beat this Debt Trap for good! If you are in debt, whether it is credit card debt, student loans, medical bills, or mortgage debt, than you owe it to yourself to get access to this information now. Our Expert Consumer Advocates are available to help you create a customized solution for your specific situation. NewDebtRulesBlog.com - Wishing You A Debt Free Life. Click here now ( www.NewDebtRules.com ) for access to a Free Interview called: “Secrets of a Debt Insider” to learn from an executive at a Debt Relief Company how you too can beat the Debt Trap. http://www.NewDebtRules.com

NewDebtRulesBlog.com is the single best online resource for consumers who are looking to get out of debt quickly, using only the most effective debt relief strategies available.

Our goal is to help as many consumers as possible become DEBT FREE by educating consumers on the various debt relief strategies available to them, and helping them identify the specific strategy that that is best suited for their specific debt challenge.

In our Free Report on “beating the debt trap” we will expose you to some of the tactics the banks are using to lure you into debt in the first place, and keep you there for as long as possible so they can continue to collect fees along the way. We also show you how to beat this Debt Trap for good!

If you are in debt, whether it is credit card debt, student loans, medical bills, or mortgage debt, than you owe it to yourself to get access to this information now.

Our Expert Consumer Advocates are available to help you create a customized solution for your specific situation.

NewDebtRulesBlog.com - Wishing You A Debt Free Life.

Click here now ( www.NewDebtRules.com ) for access to a Free Interview called: “Secrets of a Debt Insider” to learn from an executive at a Debt Relief Company how you too can beat the Debt Trap.