Fraud Committed Against the Elderly in N.C.
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Fraud Committed Against the Elderly in N.C.




The Art of Aging: Our Elders, Our State
Fraud Against the Elderly
Chapel Hill AAUW
9:30am-noon March 20, 2010
Chapel Hill, North Carolina
Mebane Rash, N.C. Center for Public Policy Research



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Fraud Committed Against the Elderly in N.C. Fraud Committed Against the Elderly in N.C. Presentation Transcript

  • The Art of Aging: Our Elders, Our StateChapel Hill AAUWMarch 20, 2010
    North Carolina Center for Public Policy Research
    by Mebane Rash, Attorney and Editor of North Carolina Insight
  • Dr. Helen Martikainen
  • The Demographics of Aging in North Carolina
    Reprinted with permission © 2008 Darrin Bell
    View slide
  • Aging
    ■ Population age 65 and older will double from
    1.1 million to
    2.2 million by 2030.
    ■ In 26 counties, more than ¼ of the population will be 65 or older.
    View slide
  • Shifts in the 65+ Age Group
    • 2.5 times more 85 and older
    • 67 to 77 per 100 men to women
    • 21 percent non-white
  • Public Policy Concerns
    • Financial Well-being of Seniors
    • Rural/Urban Differences
    • Work Force
    • Financial Implications for the State
  • Fraud Against the Elderly
    They Can’t Hang Up,
    The National Consumers League
  • Consumer Fraud Hot Spots
    • Dunn (4th)
    • Thomasville-Lexington (11th)
    • Salisbury (18th)
    • New Bern (27th)
    • Statesville-Mooresville (31st)
    • Durham (33rd)
  • Fraud by Loved Ones
    • Intentional Theft of Money
    • Borrow Money Without Intending to Repay
    • Withhold Services/Medical Care to Preserve Assets
    • Sell Property Without Permission
    • Misuse ATM or Credit Cards
    • Force Signing Legal Documents
  • Fraud Against the ElderlyCenter Recommendations
    The Definition. The N.C. Center for Public Policy recommends that the N.C. General Assembly clarify and strengthen N.C. General Statute Chapter 108A, the Protection of the Abused, Neglected, or Exploited Disabled Adult Act. The statute has not been amended since 1981, and it needs to be clarified and strengthened. The definition of abuse should include physical abuse, emotional abuse, sexual abuse, financial exploitation, neglect, and abandonment. In keeping with the definition in the federal Older Americans Act, older adults should be defined as those 60 and over.
  • Fraud Against the ElderlyCenter Recommendations
    The Numbers. The Center recommends that the N.C. General Assembly require reporting on the statewide incidence and prevalence of mistreatment of the elderly.
  • Fraud Against the ElderlyCenter Recommendations
    The Role of the Banks. The Center recommends that the N.C. General Assembly establish a study commission to examine how the N.C. Commissioner of Banks, the financial management industry, and law enforcement agencies can partner to prevent fraud against the elderly. The study commission should assess whether training for bank employees can help them recognize, report, and reduce the incidence of fraud against the elderly.
  • Fraud Against the ElderlyCenter Recommendations
    The Role of the Attorney General. The Center recommends that the N.C. General Assembly consider giving the N.C. Attorney General authority to initiate prosecutions for fraud against the elderly. Only five states do not give their Attorney General any authority to initiate local prosecutions – North Carolina, Arkansas, Connecticut, Texas, and West Virginia.
  • Tips to Avoid Being ScammedKnow the Scams
    The NC Senior Consumer Fraud Task Force
    To learn about the scams:
  • Tips for Identifying Victims
    1. Overnight courier services
    2. Cheap prizes in the home
    3. Phone bills
    4. Colorful mailings in the home re: international lotteries, puzzle-solving contests
    5. Questions about other countries, foreign taxes, Lloyd’s of London insurance policies, wire transfers, “barristers,” customs duties, or registering bonds overseas
    6. Checking and credit card accounts
    7. Unexpected or unexplained borrowing patterns; an unexpected inability to pay bills or meet living expenses.
    8. A sudden reluctance to be away from home or to have visitors in the home.
  • What Should Victims Do?File a Complaint
    • Call 1-877-5-NO-SCAM
    • In writing:
    Consumer ProtectionAttorney General's OfficeMail Service Center 9001Raleigh, NC 27699-9001
    • On the Internet:
    top issues, seniors, file a complaint
  • If you are concerned about someone…
    • Call local law enforcement.
    • Contact adult protective services in your county department of social services.
    “Any person having reasonable cause to believe that a disabled adult is in need of protective services shall report such information to the director.”
  • Scam Jams and Shred-a-Thons
    Scam Jams: Events where the elderly are educated about scams.
    Shred-a-Thons: Trucks with huge cross cutter shredder so people can have their documents shredded in a safe manner.
    Thursday, April 22 at University Mall, near Wachovia
    Saturday, May 1 at Hampton Pointe Shopping Center, Highway 86, Hillsborough, behind Home Depot
  • Stop TelemarketersDo Not Call Registry
    By Phone: 1-888-382-1222
    By Email:
  • Become a Fraud Fighter
    The Attorney General and the AARP have partnered to train Fraud Fighters. Volunteers are paired with victims to keep them from being scammed again.
  • “Standing Up, Fighting Back”
  • Reprinted with permission from
  • Medicaid Spending
    # of those eligible
    Population growth generally
    Expansion of provided services
    Increases in life expectancy
    Economic downturns
    Medical advances
    Very old need for extensive acute or long-term care
  • Medicaid Spending in North Carolina
    • $9.974 billion in 2008-09
    • Already $250 million over budget by June 2010.
    • Federal government has been subsidizing state portion of Medicaid with recovery dollars. This subsidy will end in December 2010.
    • In 2011, Baby Boomers begin to turn 65, more will qualify for Medicaid.
  • Controlling Costs
    Community Care of North Carolina
    PACE – The Program of All Inclusive Care for the Elderly
  • Bill Friday
    “Thoughtful North Carolinians need to consider the talent pool of the elders that are living in our state. They are people of great ability. Some are people with international experience. They all have something to contribute.
    The question is how best to use this great accumulation of talent.”
  • Prospectus
    North Carolina Insight
    The Art of Aging: Our Elders, Our State
    1. The Demographics of Our Aging Population
    By John Quinterno, policy analyst
    2. Fraud Against the Elderly
    By Alison Gray, attorney
    3. The Civic Contributions of the Aging in North Carolina
    By Lauren Akers, policy analyst
    4. Medicaid: A Key State Program Serving the Elderly
    By Christine Kushner, policy analyst
    5. The Silver Tsunami
    By John Quinterno, policy analyst
    6. The Caretakers of Our Aging: Work Force Shortage in Health Care Professions
    By Aisander Duda, policy analyst
    7. Long-Term Care and In-Home Care
    By Donald Taylor, assistant professor of public policy at Duke University
    8. Living Better, Living Longer: Preventive Care and Healthy Behaviors
    By Rah Bickley, freelance writer
    9. An Aging Policy Plan
    By Mebane Rash and Ran Coble
  • The Center’s Review Process
    • To catch any factual errors before publication;
    • To ensure that all the points of view are presented fairly;
    • To hone our analysis of policy issues; and
    • To give advance notice of the Center’s research as a courtesy to those affected by it.
  • The Governor’s PolicyRoundtables
  • Contact Information
    Mebane Rash
    Attorney and Editor of North Carolina Insight
    NC Center for Public Policy Research
    PO Box 430
    Raleigh, NC 27602