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Affordable HousingAddressing the Issues

New Brunswick Non-Profit Housing

New Brunswick Non-Profit Housing
2013 Conference
May 10th 2013

Presented by S. Arcand



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  • Low-income families Income levels at which families or persons not in economic families spend 20% more than average of their before tax income on food, shelter and clothing
  • not all households spending 30% or more of incomes on shelter costs are necessarily experiencing housing affordability problems

Affordable HousingAddressing the Issues Affordable Housing Addressing the Issues Presentation Transcript

  • Affordable Housing Addressing the Issues New Brunswick Non-Profit Housing 2013 Conference May 10th 2013
  • What is Affordable Housing? • Housing whose total housing costs are considered "affordable" to those that have a median income • affordability = the cost of adequate shelter that should not exceed 30% of household income • adequate = cost + size + general condition X Core Housing Need
  • The Need for Affordable Housing In Canada • Shelter costs increased faster than the rate of inflation between 2001 and 2006 • In 2006 – 1 in 4 household spent 30% or more of their income on shelter – 13 % of all households live in ‘core housing need’
  • The Need for Affordable Housing In Moncton • Changing demographics – Population is aging – Increase in the 65+ population – Increase in lone parent households Statistics – 2006  65+ pop. increased 30%  18% lone parent households  13% low-income families  19 % of households had a income of 20 000 or less  15% seniors living bellow poverty line  46% of seniors reported an income less that 20 000 (2008)
  • Housing Affordability in Moncton • 7,555 households (27% of all households) were spending 30% or more of their income on shelter cost in 2006 – 16% increase from 2001 • 5,000 are rental units – 13% increase from 2001 • Owned households have increased 24% from 2001
  • Housing Affordability in Moncton 0 10 20 30 40 50 60 % of total households spending 30% or more on shelter costs % of Rented households spending 30% or more on shelter costs
  • Housing Affordability in Moncton • however, a CMHC study (2009) shows that for the Moncton CMA, 25.4% of rented households are below the affordability standard and are in core housing need
  • Municipal Planning for Affordable Housing Approaches Concepts & Practices Policy Initiatives Development Levies Housing Levies Regulatory Change Upzoning Inclusionary Zoning Density Bonusing Alternative Development Standards Accessory Dwelling Units Streamlining Approval Process Financial and Tenures Incentives Exemption of Fees Special Tax Rates Redevelopment Incentives Programs Housing Trust Funds & Community Land Trusts Equity Co-operatives Direct Provision Shareholder of Municipal Not-for-profit Housing Corporations Direct Financing Donation of publicly owned land
  • Affordable Housing Focus Group • Key issues that have been identified from focus group workshops: – Inclusion not segregation – Location location – Development barriers – Affordable housing for non-subsidized clientele with particular needs – Create a housing strategy – Education
  • PlanMoncton Housing Choice & Affordability • Acknowledges challenges with an aging population and smaller household and increasing cost of housing • Encourages partnership with different levels of government and community organization • Explore alternative development standards • Public education and understanding/acceptance
  • PlanMoncton • The Plan proposes to form an advisory group…to: • Support and oversee the completion of a city-wide housing needs assessment study; • Support the development of federal, provincial and community based services and programs that address housing needs; • Enhance community awareness of housing issues and opportunities; • Provide leadership in strengthening diverse community relationships and partnerships; and • Participate in ongoing research, monitoring and evaluation of community issues related to housing choice and affordability.
  • • Integrating affordable housing strategies into broader community goals and plans will greatly rely on partnerships through various community actors such as non- profit groups, private developers, municipalities, financial institutions and other concerned stakeholders