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This slideshow reveals why getting out of debt does not have to be a complicated process. In fact if you want to become debt-free, it can be boiled down to three simple steps. The toughest of these may be determining the root of the problem or why it is you got into debt in the first place. As this presentation reports, it's virtually impossible to save money to pay off debt until you know where your money is going. It also covers suggestions for creating a team and how to build a better budget.