Nathan Bangs - Tampa Real Estate Agent


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Our purpose and goal is to set the highest standards of professional excellence in the neighborhoods we serve, and to provide the highest quality of services available. We dedicate ourselve’s to excellence by striving to exceed our clients’ expectations so they may remain loyal for life. Through our commitments, we strive to make important contributions to our neighborhoods and to maintain the leadership position in our marketplace.

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Nathan Bangs - Tampa Real Estate Agent

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  2. 2. About Nathan BangsMISSION STATEMENTOur purpose and goal is to set the highest standards of professional excellence in the neighborhoods we serve,and to provide the highest quality of services available. We dedicate ourselve’s to excellence by striving toexceed our clients’ expectations so they may remain loyal for life. Through our commitments, we strive to makeimportant contributions to our neighborhoods and to maintain the leadership position in our marketplace.Nathan BangsShort Sale SOLD!We had one of the most difficult short sales imaginable, basically because we were dealing with a horrible HOA.Our home was on the marked for 529 day and Nathan stuck with us the entire time. 8 buyers later our house isFINALLY sold! I can guarantee that this would not have happened without their help. They are VERY knowledgeableand helpful. They definitely go above and beyond to get the job done!Shari M.Helping to save you money!Thank you so much for the Lowes gift card and all of your assistance throughout my home purchase process. Iabsolutely love my new condo! Im totally moved in and almost done hanging the last few pictures.I really appreciate how much time you dedicated to me. I know how demanding I can be and you certainly lived upto my high expectations. I also wanted to thank you for letting me know about the Bank of America no closing costmortgage. That saved me money and I would not have found it without you.Thanks again to both you and Nathan for a great job. Although I dont plan to leave for a long time, I willrecommend you both to any home bfuyers I know of.KatieSouth Tampa Townhome SOLD!Gregg and I owe Nathan Bangs a long overdue testimonial. We were so glad to have Nathan represent us in sellingour townhome in South Tampa. After we attempted to sell our home for almost 1 year we asked Nathan to help us.He was to the point, easy to talk to, extremely knowledgeable about the South Tampa area, and offered us valuabletips to getting our home sold. We really enjoyed doing business with Nathan and appreciate him very much. If weever move back to Tampa and need a relator, we know who to call. Thank you so much.Rachel & Gregg H.
  3. 3.  Your lender would agree not to report a foreclosure to the credit bureaus.Experience Tampa Realtors: Alternatives to Short Sales in TampaMake the Difference in South In addition, there are alternatives to short sales.Tampa Short Sales In addition for their Tampa short sale expertise and assistance, some Tampa Realtors will alsoWhen many Tampa home owners owe more buy houses.than their house is worth they believe their By utilizing the financial resources of an investoroptions are limited. With the anxiety of facing network, a Tampa Realtor team can quickly bringforeclosure or having to short sale your home, cash to the closing table to buy houses. Tampahaving assistance from a licensed professional sellers are quickly relieved of the stress of gettingcan help you get out of this tense situation. your money out of your biggest investment.When mortgage lenders agree to a short sale in For additional information on receiving cash forTampa, it means the lender is accepting less than your house, please click here .the total amount due. Years ago, lendershesitated to accept short sales; today it is A Complicated Process Made Simpleroutine. And short sales are a great way for a The South Tampa short sale process is aseller to regain control of the process of moving complicated and often confusing transaction. Forfrom one home to another. free, professional and experienced short saleWith a South Tampa short sale professional by help from experts who care about your situation,your side you can be assured that they will assist contact Nathan Bangs & Associates today.with the process effectively and efficiently. Inaddition, a Tampa Realtor such as Nathan Bangsis also a Certified Distressed Property Expert, orCDPE, and is uniquely qualified to offerassistance to homeowners facing hardshipthroughout the Tampa area.The Tampa Short Sale Process Explained:  You and your mortgage lender would agree to sell your home for its fair market value of $175,000, even though you owe $300,000 on your mortgage loan.  When your home sells, your lender would take all proceeds from the sale.  Your short sale Realtor from Nathan Bangs & Associates would be paid commissions by the lender, which means a short sale transaction is free-of-charge to you as the homeowner.  You would avoid foreclosure but would not receive any money from the sale of your home.
  4. 4. may want to rent it out. It may be preferable to find a property with on-Seven Steps to Buying a site property management. As you check out prospective properties, also find outSecond Home about any HOA restrictions on renting.Maybe you fell in love with Treasure Island 6. Get the best deal on your mortgage.while visiting family in Tampa, or youre a native Many homeowners simply go to theFloridian whos always wanted a waterfront lender they used for their first home. Butcondo on St. Petersburg Beach. Our area has shopping around can yield much betteralways been a popular destination for second- mortgage terms. Why not save yourself ahome buyers. If youre in the market for a little money (or a lot)?weekend or vacation home, follow these steps to 7. Factor in other expenses. Just as yourmake the process easier. first home carries maintenance costs and 1. Get to know the area. Small details, like other expenses, so will your second home. the location of the closest supermarket If youre not from Florida, you may not and gas station, can make a huge know about things like flood insurance, so difference. Talk to the locals about their make sure to do your research. Your real take on the area. Your goal here is to get estate agent can offer insight here, as to know the place as more than a tourist. well. 2. Think about the long term. If youll eventually live in your second home full- time, youll need to think about factors like the availability of health care and traveling distance to visit your loved ones. 3. Hire a local real estate agent. Housing markets vary widely from region to region, so find a real estate agent whos familiar with the area where youre looking to buy. Choose someone who has experience working with absentee home buyers and sellers. 4. Choose the type of home thats right for you. The most important decision is often “single-family home or condo?” Condos are the low-maintenance option, while single-family homes offer more privacy. 5. Research rental requirements and opportunities. If youll only be in your second home for part of the year, you
  5. 5. footage--but not contributed to the homes value.Oh No! The Appraisals too 2. Check out the comps. Appraisers useLow! comparable properties, aka comps, to help estimate the value of yourIf youre buying or selling a home, the property. These are similar homes thatappraisal is an important step in the closing have already sold, so comps representprocess. Once an offer is made, the next actual market value, rather thanstep is to call in an independent real estate asking price. Ask your real estateappraiser to assess the propertys value. The agent to double check that all compsappraiser is specially trained to assess a are accounted for, and that thehomes value and puts together a report to properties chosen as comps areexplain the appraisal value. actually relevant. The buyers andMortgage lenders require that the homes sellers agent may have to workappraised value be close to the price of the together to relay any additionalaccepted offer. If the home is appraised information to the appraiser and/ormuch higher than the offer price, that could a red flag that something is amiss with 3. Prepare to renegotiate. Even if youthe transaction. If the appraisal is much lower dont agree with the report and offerthan the offer price, the lender may adjust additional information, the appraisersthe amount of the loan and force the buyer report may not change. In that case,to make up the difference with cash. you may need to go back to theIts more common for the appraisal to come negotiation table. If both buyer andin lower than expected.This can certainly be seller are motivated, youll likely befrustrating, but it doesnt have to derail the able to reach a deal: the seller mayentire deal. Both buyer and seller should reduce the price, or the buyer mayknow what to do when the appraisal comes find some cash to make up thein low. difference. But in a lopsided market, either buyer or seller may walk away 1. Review the appraisal carefully. An and look for a more advantageous appraisal is a long, complicated deal. Your real estate agent can document, and even the most advise you on the best course of seasoned appraiser can make action. mistakes. As you review, be sure that the appraiser has included all relevant 4. Put your money where your mouth upgrades. Meanwhile, you may learn is. If youre the buyer, you may have that you hadnt taken some factors into to put some cash on the table and consideration. For instance, unpermited purchase private mortgage insurance additions might have added square if youre in love with the property. This is especially true if theres not much
  6. 6. inventory on the market or the property is particularly desirable. Meanwhile, sellers who are running out of time may have to help buyers with additional incentives like money toward closing. The low appraisal is one of the manysituations where its useful to have the help ofa knowledgeable real estate agent. Factorslike the homes condition and location arentthe only elements that impact the appraisalvalue; current market conditions also carryheavy weight. Your agent can help youmake the best choices and maximize marketopportunities.