Title text here Rodney Harrell, PhD Senior Strategic Policy Advisor AARP Public Policy Institute
U.S. population is growing … and growing older 65+ Share of TotalYear 65+ Population Total Population Population2000 34,991,753 281,421,906 12%2010 40,229,000 310,233,000 13%2030 72,092,000 373,504,000 19%2050 88,547,000 439,010,000 20% Source: U.S Census Bureau - Census projections as of 8/2008
U.S. Census Bureau projection:Growth in 65+ will outpace other cohorts U.S. Population by Age, 2010 and 2050 100% 90% 40 89Percentage of Population 80% 70% 65 and Over 60% 186 20-64 50% 238 40% Under 20 30% 20% 10% 84 113 0% 2010 2050 Table 12. Projections of the Population by Age and Sex for the United States: 2010 to 2050 (NP2008-T12) Source: Population Division, U.S. Census Bureau Release Date: August 14, 2008
Homelessness and Older Adults•30 percent of the U.S. population is 50 years ofage and older•In 2008, 16.8 percent of persons who soughtcommunity services for the homeless were aged51 or older.• Older homeless are more likely to suffer fromhealth problems due to exposure to extremeclimates Source: The Policy Book, AARP Public Policies, 2011-2012
Homelessness and Older Adults•National data (HUD Annual Homelessness AssessmentReport) shows modest increases in older (62+) homelesspopulation: 2.4% in 2005 to 2.8% in 2008.•Site specific data from various cities show greaterincreases in general homeless populations which wouldinclude older homeless.•Older homeless population projected to increase by 33%from 44,172 in 2010 to 58,772 in 2020 and reach over95,000 in 2050. Source: “Demographics of Homelessness Series: The Rising Elderly Population,” National Alliance to End Homeless, April 2010
Homelessness and Older Adults: Causes• Older households with annual income below the poverty line• Aging of the chronically homeless population• New homeless elderly adults who did not experiencehomelessness prior to age 65• Other causes: • history of unstable employment • financial problems/housing costs • mental/physical health problems • job loss • inadequate/discontinued public assistance • inadequate income Source: “Demographics of Homelessness Series: The Rising Elderly Population,” National Alliance to End Homeless, April 2010
Homelessness and Older Adults: Causes-Inadequate/Discontinued Public Assistance• Affordable housing supply declining for approximately 30 years. Aloss of 1.3 million units from 1993 to 2003.• Public housing provides affordable housing units but programshave ceased building new units• Vacancy rates for Section 202 (2.6%) and LIHTC (1.6%) housingproperties serving seniors are low compared to national rate of9.6% in 2006.• Long waiting lists and low turnover in subsidized housing • Older residents don’t move as frequently as younger residents • Older residents may find moving difficult due to health reasons• Section 8 vouchers: demand often exceeds supply; five- to ten-year waiting lists Source: “Demographics of Homelessness Series: The Rising Elderly Population,” National Alliance to End Homeless, April 2010
50+ Householders with Housing Cost Burdens Low- and moderate-income households often have a housing cost burden, even if they own their homes Source: State Housing Profiles 2011, AARP Public Policy Institute
California - 50+ Householders with Housing Cost Burdens Source: State Housing Profiles 2011, AARP Public Policy Institute
New York - 50+ Householders with Housing Cost Burdens Source: State Housing Profiles 2011, AARP Public Policy Institute
Massachusetts - 50+ Householders with Housing Cost Burdens Source: State Housing Profiles 2011, AARP Public Policy Institute
State Housing Profiles: Housing Conditions and Affordability for the Older Population Housing Statistics for each state Coming soon!: Will be available at www.aarp.org/statehousing profiles
Homelessness and Older Adults: Mortgage Crisis • Americans age 50 and older represent approximately 28% of all delinquencies and foreclosures as of 2007 (684,000 homeowners, including 50,000 in foreclosures or home already lost). • Older African-Americans and Hispanics have higher foreclosures rates than whites of any age.•Older Americans with subprime first mortgages are nearly 17 times morelikely to be in foreclosure than Americans of the same age with primeloans.•For Americans over the age of 50, a loan-to-value ratio that exceeds100% is associated with foreclosure rates that are roughly double thenational rate for consumers in this age group. Source: “A First Look at Older Americans and the Mortgage Crisis,” AARP Public Policy Institute, 2008
Livable Communities Photo by Jana Lynott Photo by Jana Lynott
AARP Housing Policy Principles(2011-2012) Improve home design. Promote affordable housing options. Strengthen federal housing programs. Increase capacity for public-private partnerships. Promote financial security of housing assets. Foster home and community-based service delivery.
Homelessness andOlder Adults: AARP Policy Solutions•Federal Program Coordination •Funding and Assistance Source: The Policy Book, AARP Public Policies, 2011-2012 www.aarp.org/policybook
PPI Report: “Preserving Affordability and Access in Livable Communities Subsidized Housing Opportunities near Transit and the 50 + Population” Authors: Rodney Harrell, PhD AARP Public Policy Institute Allison Brooks Reconnecting America Todd Nedwick National Housing Trust AARP, Reconnecting America, and the National Housing Trust developed a study, research paper and Solutions Forum that looked at housing, transportation, and land use. This study looked at the differences between housing near transit and housing far from transit, the location of subsidized housing in 20 cities, and how housing location mattered to older persons who lived in those apartments.
Overview of Research Conclusions… Subsidized housing near transit meets a crucial need for older adults. Currently, there is a significant supply of affordable housing near transit (Project-based Section 8 and Section 202) However, existing affordable housing near transit is increasingly at risk in the face of upward pressure on housing prices and expiring government subsidies. Preserving affordable housing near transit is of critical importance for creating livable communities for older Americans.
Cleveland, OH Long waiting lists for housing Safety and perception of safety were issues Lack of access to train station limits the use by residents Good bus service on main avenues, problems getting elsewhere
Twin Cities, MN The downtown location in Minneapolis has access to light rail, buses, shopping Buses in Edina not “frequent” but are useful Car access not as important as in other areas due to effective, useful transit
AARP Public Policy Institute Informs and stimulates public debate on the issues we face as we age. Provides objective research and analysis Promotes the development of sound, creative policies to address our www.aarp.org/ppi/liv-com common need for economic security, health care, and quality of life. For hard copies of publications, send requests to: email@example.com