2.4: Growing Resources: Connecting Families to Benefits and Services


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2.4: Growing Resources: Connecting Families to Benefits and Services

Presentation by Yvonne Perret.

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  • School for unmarried children is elementary or secondary school—not college Disabled adult child under 22 Deceased worker’s former spouse doesn’t have to qualify age-wise if caring for child under 16 or who is disabled and entitled to benefits under deceased workers, e.g., DAC
  • For children, there is a “deeming” of income from parent to child. TANF is not counted in deeming or in household income.
  • Dependent kids—to age 18 or if in elementary or high school, to age 19 Some other benefits--DAC
  • Often issue is no documentation re: functional impairment
  • Look at functional abilities as compared to other children in age group; look at comparability of functioning
  • Idea is that benefits alone won’t end homelessness, won’t help families to thrive, to believe in their possibility—but rather it’s income combined with listening, having relationships, believing that people know what helps---combining income (however inadequate) with what else it can bring—housing, services, supports—and, most importantly, hope
  • 2.4: Growing Resources: Connecting Families to Benefits and Services

    1. 1. Yvonne M. Perret, MA, MSW, LCSW-C NAEH National Conference on Ending Family Homelessness February 10,2011
    2. 2. <ul><li>People who have the least resources must navigate our most complex systems </li></ul><ul><li>Benefits and resources, rather than being centralized, are disparate </li></ul><ul><li>Complexity of eligibility </li></ul><ul><li>Constant changes of requirements </li></ul><ul><li>Receiving one may affect eligibility for another </li></ul>
    3. 3. <ul><li>SSA Survivors Benefits </li></ul><ul><li>Supplemental Security Income (SSI): For adults and children with disabilities </li></ul><ul><li>Social Security Disability Insurance (SSDI): For eligible adults; includes dependent children benefits </li></ul>
    4. 4. <ul><li>Disabled widow or widower at age 50 </li></ul><ul><li>Widow or widower: Reduced benefits at age 60 or full benefits at full retirement age </li></ul><ul><li>Any age widow or widower caring for dependent child under 16 or child over 16 who is disabled </li></ul><ul><li>Unmarried children under 18 or under 19 if full time student in school </li></ul><ul><li>Deceased worker’s former spouse at age 60 or above if married 10 years or more </li></ul>
    5. 5. <ul><li>SSI (Supplemental Security Income) </li></ul><ul><ul><li>Eligibility: </li></ul></ul><ul><ul><ul><li>For families: Earned and unearned income of adult is “deemed” to child </li></ul></ul></ul><ul><ul><ul><li>SSA has formula for deeming </li></ul></ul></ul><ul><ul><ul><li>Must have a disability or blindness </li></ul></ul></ul><ul><ul><ul><li>Living arrangement affects benefit amount </li></ul></ul></ul><ul><ul><ul><li>Resource limits: $2000 (individual); $3000 (couple) </li></ul></ul></ul><ul><ul><ul><li>Above resource limits, portion is “deemed” to child </li></ul></ul></ul><ul><ul><ul><li>Cannot currently be done on-line </li></ul></ul></ul><ul><ul><ul><li>In TANF, if parent receives SSI, children still get TANF benefit </li></ul></ul></ul><ul><ul><ul><li>Individual benefit only </li></ul></ul></ul>
    6. 6. <ul><li>SSDI (Social Security Disability Insurance) </li></ul><ul><ul><li>Eligibility: </li></ul></ul><ul><ul><ul><li>Must have a disability or blindness </li></ul></ul></ul><ul><ul><ul><li>Amount of benefit dependent on amount contributed through FICA (Federal Insurance Contributions Act) </li></ul></ul></ul><ul><ul><ul><li>No restrictions on resources </li></ul></ul></ul><ul><ul><ul><li>Includes benefit for spouse, dependent children generally to age 18 </li></ul></ul></ul><ul><ul><ul><li>Application can be done on-line </li></ul></ul></ul><ul><ul><ul><li>Provides Medicare after a 2-year wait </li></ul></ul></ul>
    7. 7. <ul><li>Non-medical criteria: Income, resources </li></ul><ul><ul><li>Determined by SSA </li></ul></ul><ul><li>Once meet non-medical criteria, claim goes to… </li></ul><ul><li>Disability Determination Services: A state agency that makes medical decision </li></ul><ul><li>Medical determination sent back to SSA </li></ul><ul><li>SSA notifies claimant </li></ul>
    8. 8. <ul><li>ADULT Definition of Disability (age 18 and over) </li></ul><ul><li>Unable to do significant and gainful work because of a “medically determinable impairment” (diagnosis) </li></ul><ul><li>That affects (impairs) ability to function, and </li></ul><ul><li>Has lasted or is expected to last 12 months or more or result in death </li></ul><ul><li>All or nothing—no partial disability </li></ul>
    9. 9. <ul><li>CHILD Definition of Disability (under age 18) </li></ul><ul><li>Medically determinable impairment that </li></ul><ul><li>Results in “marked and severe functional limitations” </li></ul><ul><li>And can be expected to result in death; or has lasted or can be expected to last for a continuous period of not less than 12 months </li></ul><ul><li>When turn 18, re-evaluated under adult rules </li></ul><ul><li>All or nothing—no partial disability </li></ul>
    10. 10. <ul><li>Medicaid: </li></ul><ul><li>Provided automatically in most states with SSI </li></ul><ul><li>Federal/state funded </li></ul><ul><li>Comprehensive coverage </li></ul><ul><li>Varies from state to state depending on state Medicaid plan </li></ul><ul><li>Families receiving TANF receive Medicaid </li></ul><ul><li>Disability requirement will end in 2014 with Affordable Care Act; 133% of FPL </li></ul>
    11. 11. <ul><li>SOAR: SSI/SSDI Outreach, Access and Recovery </li></ul><ul><ul><li>SAMHSA funded </li></ul></ul><ul><ul><li>Based on successful Baltimore project; expedites benefits </li></ul></ul><ul><ul><li>Staff as agents of hope </li></ul></ul><ul><ul><li>Three-pronged approach: </li></ul></ul><ul><ul><ul><li>Collaboration planning among agencies and partners </li></ul></ul></ul><ul><ul><ul><li>Train-the-Trainer using adult-based Stepping Stones to Recovery curriculum </li></ul></ul></ul><ul><ul><ul><li>Ongoing technical assistance </li></ul></ul></ul><ul><ul><li>Operates in 47 states </li></ul></ul><ul><ul><li>Close collaboration with SSA and DDS </li></ul></ul><ul><ul><li>Uses access to benefits as tool in recovery </li></ul></ul>
    12. 12. <ul><li>Working to partner on writing comparable curriculum for children and SSI </li></ul><ul><li>Working on inclusion of veterans and their families in SOAR effort </li></ul><ul><li>Working on policy recommendations to SSA that would further assist individuals and families </li></ul>
    13. 13. <ul><li>Yvonne M. Perret, MA, MSW, LCSW-C </li></ul><ul><li>Executive Director </li></ul><ul><li>Advocacy and Training Center </li></ul><ul><li>Cumberland, MD </li></ul><ul><li>301-777-7987 (work) </li></ul><ul><li>301-268-2389 (cell) </li></ul><ul><li>[email_address] </li></ul><ul><li>SOAR website: www.prainc.com/soar </li></ul>