What is AADHAAR?1) One Aadhaar = One Beneficiary … biometric attributes to ensure Uniqueness2) All Residents including Children get Numbers… voluntary enrolment…special focus to reach marginalised residents through Introducers & CSOs3) No Guarantees to Entitlements or Rights of Citizenship - only Identity4) Flexibility to Partners5) Ubiquitous, Cost-effective, Instantaneous Authentication… even through mobiles …ensuring Privacy of Information
How will AADHAAR be built? UIDAI 1) Aadhaar will be built in partnership with Registrars 2) Registrars will collect demographic & biometric data from residents through Registrars Enrolment Agencies 3) UIDAI empanelled enrolment agencies can be used by Registrars Enrolment Agencies 4) Aadhaar will be issued by the UIDAI to residents after de-duplication of data• Scalable model to maximise reach and inclusion• Strong Process & Technology backbone to standardise the the model and drive controllershp & consistency
Information CollectedKYR Fields – Name, Address, Gender, DOBPhoto & Address VerificationPhoto10-fingerprints on Slap scannerIris Scan~3MB per resident (1 Mb line = 1500/day)
Why AADHAAR … benefits for residents1) Provide Identity to marginalised who are ‘outside’ the reach of developmental programs today… focus on Inclusion2) Portable Identity ...enables mobility3) Avail ‘individual’ entitlements without the challenges of benefits delivered today to ‘families’4) Electronic Benefit Transfers … reduced transaction cost to access benefits5) Benefits from Aadhaar-enabled applications… eg., Aadhaar enabled micro-payments platform / micro-finance etc.
Why AADHAAR … benefits for the Government Program / Entity Better Reduced Reduced Cost Widen Tax Greater Reach & Leakages / of Service Base efficiencies & Targeting fraud Delivery effectiveness Employment - MNREGA, SGSY, IAY, KVIC, PMEGP Education - SSA, Right to Education Food & Nutrition - PDS, Food Security, Mid Day Meals, ICDS Inclusion & Soc Security - JSY, Dev ofPTGs, IGNOAPS Healthcare - RSBY, Janshri BY, Aam Aadmi BY Financial Services incl Insurance Property Transactions Voter ID PAN Card
How will AADHAAR be used?UID applications PDS 1) As a unique identifier: - Clean up databases – removes duplicates, ghosts - Develop integrated MIS/CRM solutions across NREGAUID platform programs 2) As an identity & access management tool: Education - Provides online authentication - Reduce authentication costs – no cards, inexpensive devices Healthcare - Fully interoperable solution provides flexibility to state to integrate across programs Financial - Provides mobility and choice to residents services Empowers common man through better access and choice States to re-engineer systems for greater efficacy, efficiency
Technology enabled service delivery solutionsCurrent scenario: Proposed scenario:Disparate offline AADHAAR based online With a mobile portalsolutions solution 3647 4958 6218 3647 4958 6218 Multiple smartcards/ Card is virtual – Mobile can also be used cards… no smartcard… as a powerful tool… …Requiring …acting as a bi-directional inexpensive POS portal between government devices and residents…Needing multiple,complex POS devices… NREGA 1. Get Job Card …with an integrated 2. Demand work 3. My Muster Rolls backend with all the Least cost, Least 4. My Payments business application 5. Grievance redressal NREGA high High cost, Pensions least residing at the backend cost, least complexity, complexity, complexity, ma IAY RSBY low flexibility improved ximum…with disconnected NREGA flexibility Pensions flexibilitybackend/ MIS RSBY *1947#11 for NREGA IAY
Where can AADHAAR be used? Drive effectiveness & efficiencies across Programs (Indicative list) MNREGA, SGSY, Employment IAY, KVIC, PMEGP etc. SSA, Right to Food & PDS, Food Education Security, Mid Education Nutrition Day Meals, Any system ICDS requiring Identity & Access ManagementRSBY, Janashree JSY, Dev of PTGs, Inclusion &Bima Yojana, Aam Healthcare IGNOAPS , SocialAadmi Bima Yojana TRICOR (AP Securityetc. Tribes), Kutumbashree (Kerala), etc.
Benefits of AADHAR Enabled PDS1) Identification and Registration of Beneficiaries – Effective targetting… to reach the ‘excluded’ and remove duplicates/fakes – Reach ‘individuals’ and not families2) Procurement & Supply Chain Management – Effective targetting… to reach the ‘excluded’ and remove duplicates/fakes – Aadhaar enabled MIS in farmer registration – Foodgrain movements – tracking & monitoring – Easier capacity additions3) MIS & Monitoring4) Expansion to other schemes – ICDS / Mid-day Meal Scheme
SSA - Current Challenges1) Enrolment of all children in school, Education Leakages Guarantee Centre, Alternate school, ‘Back- to- School’ camp2) Retention of all children till the upper primary stage3) Bridging of gender and social category gaps in Fakes & enrolment, retention and learning Ghosts4) Ensuring that there is significant enhancement in the learning achievement levels of children at the primary and upper primary stage No Access for Migrants
AADHAR Enabled SSA• Ensuring teacher attendance• Tracking student attendance• Tracking & managing school drop-outs• Address leakages in mid-day meals• Disbursal of scholarships• Disbursal of free text books & other grants• Demat degrees to prevent fake certificates AADHAR authentication at each stage to ensure compliance
AADHAAR Enabled NREGA Performance Measurement Manage Muster Rolls Registration Submit JobIssue Job Card Application Work Attendance Allocation Work Work Wage/Allowanc Approval Selection e Payment
Banking comes to Kiosks (Agent Assisted) Ram Deposit Rs.50 BC with a microATMUID, Fingerprint, Ram hands cash Ram credit, BC Confirmation Amount to BC debit receipt, SMS Beginning Beginning Ending Ending Balance Cash Balance Cash Ram Rs.100 Rs.50 Rs.150 Rs.0 BC Rs.1,000 Rs.1,000 Rs.950 Rs.1,050 Receipt
Or To Users Directly (Self Serve) Rs 500 has been You have received sent to Rs 500 from 98312343456 934567899. Your current bank balance is Rs 673. Any PhoneBhim Singh, a Tomigrant Bhim Singh’s Any Phone Wife, Haripurlabourer inNew Delhi Village,(UEBA Sitamarhi, BiharHolder). (UEBA Holder).• UID Enabled Bank Account (UEBA)• Check balance ANY TIME using UID linked mobile• Transfer money using mobile to distant relatives• Same day withdrawal in destination village via Business Correspondent
Government Benefits come to Kiosks… Performance Measurement Manage Muster Rolls Registration Submit JobIssue Job Card Application Work Attendance Allocation Work Work Wage/Allowanc Approval Selection e Payment
Or to User Mobile Phones NREGA • Seek Job Cards, Demand 1. Get Job Card 2. Ask for a Job employment, Check Muster 3. My Muster Rolls Rolls and Track payments for 4. My Payments NREGA • Get notification of pension depositsDial *1947#11 for NREGA • Check passport application status • See and pay Property Tax
Financial Inclusion: AADHAR enabled direct transfer in NREGA Transfer money From PIA a/c Block To UID 2653 8564 4663 NREGA Amount Rs546 Central switch PIA bank a/c at NPCI Authentication GP NREGA Debit PIA a/c Resident - Ram Credit Ram’s a/c UID 2563 8564 4663 Info UID enabled Resident no -frills bank a/c – IVRS/ SMS existing or newMuster roll withRam’s UID 23
Financial assistance to the Registrar for enrollment• Rs 50 per successful enrolment in pilot phase ending March 2011 only for 10 Cr enrolments• State to set the target and achieve it in the financial year 2010-11 for receiving the financial assistance• Tenth Finance commission grant and UIDAI Grant - Rs 100 per person belonging to BPL / MNREGA/RSBY/Unskilled and unorganised workers
UIDAI preparedness• Skill development and certification – 15 Training agencies , Content developer, online test• Engagement of enrolling agencies – 77 agencies empanelled for the state• Enrollment soft ware – KYR + integration• Training for registrar – Training programs , workshops
1 Name KYR2 DOB DD MM YYYY Age (Years)3 Gender M/F/T4 Father’s/Husband’s/Guardia n name and UID Number (Optional for adult residents)5 Mother’s/Wife’s/Guardian name and UID Number (Optional for adult residents)6 Introducer’s name and UID number (In case of Lack of documents)7 Address Street/Village Area/Hobli/GP City/Taluk District PIN8 Contact Details (Optional) Telephone Mobile - E-Mail ID
KYR+ fields• Physically Handicapped• EPIC Card No• PAN No.• Bank details• LPG Gas Connection• Supply Card• MNREGA Job Card• RSBY Card No• Pension ID• National Population Register No.• Property Tax• Electricity Consumer No.• Water Connection No.• BPL Data
PoI – Name and Photo• Passport• PAN Card• Ration/ PDS Photo Card• Voter ID• Driving License• Government Photo ID Cards• NREGS Job Card• Photo ID issued by Recognized Educational Institution• Arms License• Photo Bank ATM Card• Photo Credit Card• Pensioner Photo Card• Freedom Fighter Photo Card• Kissan Photo Passbook• CGHS / ECHS Photo Card• Address Card having Name and Photo issued by Department of Posts• Certificate of Identify having photo issued by Group A Gazetted Officer on letterhead
PoA – Name and Address• Passport• Bank Statement/ Passbook• Post Office Account Statement/Passbook• Ration Card• Voter ID• Driving License• Government Photo ID cards• Electricity Bill (not older than 3 months)• Water bill (not older than 3 months)• Telephone Landline Bill (not older than 3 months)• Property Tax Receipt (not older than 3 months)• Credit Card Statement (not older than 3 months)• Insurance Policy• Signed Letter having Photo from Bank on letterhead• Signed Letter having Photo issued by registered Company on letterhead• Signed Letter having Photo issued by Recognized Educational Instruction on letterhead
PoA – Name and Address• NREGS Job Card• Arms License• Pensioner Card• Freedom Fighter Card• Kissan Passbook• CGHS / ECHS Card• Certificate of Address having photo issued by MP or MLA or Group A Gazetted Officer on letterhead• Certificate of Address issued by Village Panchayat head or its equivalent authority (for rural areas)• Income Tax Assessment Order• Vehicle Registration Certificate• Registered Sale / Lease / Rent Agreement• Address Card having Photo issued by Department of Posts• Caste and Domicile Certificate having Photo issued by State Govt.